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Jan 23, 2015 It seems things are looking up for the average consumer. According to recent data, the cost of living has gone down. The Consumer-Price Index dropped .2 percent in March 2013, allowing the month to truly go out like a lamb. Read More...

Oct 06, 2014 Renter’s insurance is one of the most ignored types of insurance. Mostly because  many never stop to think about what would happen if they lost their prized possessions in a fire, break-in or natural disaster. Read More...

Dec 16, 2014 A hobby can be a wonderful and fulfilling use of your free time.  However, sometimes your recreation budget can get a bit out of control, and going overboard on hobby-related spending can get expensive.  Here are a few tips on how to have fun without breaking the bank. Read More...

Aug 12, 2015 Nothing burns more than when you’re shopping for things and when you “Proceed to Checkout,” suddenly your balance balloons with shipping charges and other fees.  You always feel a bit cheated, and you ask yourself, “How could I have avoided these horrible charges?!” Here are eight shopping sites that will help ease your shipping burden. Read More...

Dec 16, 2014 More households than ever spend over half their income on housing. Rental housing costs increased by six percent from 2008 to 2011, while renters’ incomes dropped by over three percent during the same time. Financial experts recommend spending less than 30 percent of income on housing, including utilities. Mortgage lenders cap the combined cost of mortgage payments plus taxes and insurance at 28 percent. No significant change in monthly payments or incomes occurred for homeowners during that time. Read More...

Jul 09, 2018 The Formula One Grand Prix of Monaco is one of the world’s most expensive and glamorous events. It is the one race on the Formula One calendar that epitomizes the excessive splendor of the sport. For one weekend in May the world’s most advanced and expensive speed chariots descend on the tax haven by the sea, towing billions of dollars in technical support, advertising revenue and adoring fans. This year 11 Formula One teams will make their way to the sea side municipality of Monaco for the 6th race of the 2013 Formula One season. The Monaco Grand Prix is the second longest running race in Formula One history after the Italian Grand Prix at Monza. The street race in Monaco has been held without interruption since 1955. Read More...

Dec 16, 2014 According to the 2010 Commonwealth Fund Biennial Health Insurance Survey, 53 million people had trouble paying or were unable to pay their medical bills.  Of that 53 million, 30 million had been contacted by a collections agency over unpaid medical debt.  Medical debts can have a severely negative impact on your credit score for several reasons, and there has been debate over whether they should be as credit-impairing as they currently are.  Here’s our breakdown of the situation. Read More...

Dec 15, 2014 The most complete way to measure a nation's economy is through its gross domestic product (GDP). America's GDP is comprised of four major components: personal consumption, business investments, government spending, and net exports of good and services. There is one constituent, however, that is not factored into the equation: the U.S. shadow economy. SmartAsset dug deep to uncover details, and evaluate the impact of these elusive economic loopholes. Read More...

Feb 24, 2016 There is some debate on which factors determine what makes the best mass transit, and which cities deserve the title. So we picked the cities that offered the best walkability, towns where a car is about as necessary as a pager, and cities with the overall best mass transit systems. Quality is based on how expansive the transit system is, how many riders use it, and how convenient it is for customers. The answers may surprise you. Read More...

Sep 14, 2018 Seniors aged 65 years and older are racking up debt, according to a news release recently issued by the U.S. Census Bureau.  Not only is this age group more likely to attach debt to their homes, they are also borrowing more. Read More...

Dec 15, 2014 Let's face it you work hard and put in a lot of time to earn your money. With all that effort going into generating income, you might want to know where it all goes. Hidden charges, erroneous errors, misleading solicitations and flat out fraud are just some of the activities that companies use to unjustifiably deplete our bank accounts. SmartAsset has rounded up six of the most widely used deceptive bill charges swindling money from consumers. Read More...

Dec 04, 2017 If you’re looking for a reminder that tax day (April 15 th) is right around the corner, turn on your television. As soon as there's a commercial break you will be assaulted by a never ending stream of ads from H&R Block, TurboTax and other tax services.  While the nation is fixated on their own personal taxes, one contentious question continues to rise to the surface: do the rich pay their fair share in taxes? It doesn't make for polite dinner conversation, or particularly captivating bar banter. But we'll take a look at the three main aspects of the current tax environment to see where the truth lies. Read More...

Dec 15, 2014 Tax season is more than upon us, the official deadline is just one week away on April 15. While some can expect returns upon filing, there are others who have a tax liability — an amount owed by an individual to the government. Depending on your income level and assets, including investments, properties, etc., the amount you are obligated to pay the IRS may be more than you have at your disposal. Read More...

Sep 09, 2019 Are you thinking of taking out an FHA loan for your new home?  Here’s what you should know about upcoming changes that might affect your decision. Read More...

Dec 15, 2014 Whether you’re a first-time homebuyer or a seasoned real estate owner, now is the best time to invest in a new property.  A perfect storm is brewing for individuals and families to make the most of their money through home ownership. Here are five key factors contributing to this trend. Read More...

Nov 07, 2017 President Barack Obama announced Monday morning his intentions to mortgage the White House. The announcement  followed a closed  meeting with congressional leaders and executives from Bank of America, Wells Fargo and JP Morgan Chase. The plan also outlines provisions to mortgage  Camp David, and Number One Observatory Circle. Read More...

Dec 15, 2014 When you close on a property there are administrative costs that need to be covered before you can call yourself the owner.  These are closing costs, and where there is a large financial transaction paperwork will surely follow. First time home buyers may have a number of questions concerning the closing process. SmartAsset can help guide you through labyrinth of fees and checks. Read More...

Dec 29, 2014 Americans on both coasts often believe they live in the most expensive cities in the world. They will complain, groan about the exorbitant costs of living,  and document how gentrification is ruining their lovely city. SmartAsset sought to address those pleas with our series on homes costing $350,000. As it turns out, the burden of living in Los Angeles, San Francisco or New York pales in comparison to living in most major metropolises in the rest of the world. Read More...

Jul 23, 2019 The F-bomb has become a pernicious problem for many Americans. No, not the F-bomb that makes a PG-13 movie rated R. We're talking exclusively about foreclosures. Though home values have risen substantially across the country since the summer of 2012, there are still many Americans dealing with the threat or reality of foreclosure. Foreclosures rose by 25 percent in North Carolina last year alone, according to Journalnow.com. Read More...

Dec 21, 2016 Who you are is important, and your identity is directly connected to your credit score- the single most important three digit number in personal finance. If you’re  looking to buy your first home, looking for a new home mortgage, insurance or a credit card, nothing is more crucial than what your credit report says about you. Read More...

Apr 10, 2017 Today we launched SmartAsset.  It's only been a few weeks since our first office hours at YCombinator this summer, where Paul Graham took a long look at our beta designed to provide personalized advice to first time home buyers, furrowed his brow and asked, “So how is this better than a financial calculator?” Read More...

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