To see what types of rewards cards are right for you.
To see whether you're looking for your first cash back card.
Some cards offer special rewards rates on grocery spending. We'll use your grocery spending preferences to estimate how much these cards could earn you.
Some credit cards offer extra rewards for purchases at gas stations. We'll use your answer to estimate how much these cards will earn you.
Some cards offer special rewards rates on travel spending. This can often include public transportation.
Some cards offer special rewards rates on travel-related spending. This can often include public transportation.
To see how much you'll benefit from cards that offer extra rewards on dining.
We check for cards that offer special rewards on Amazon.com and/or other online vendors.
We check for cards that offer special rewards on Amazon.com and/or other online vendors.
Some credit cards will offer a bill credit with specific wireless providers.
Some credit cards will offer a bill credit with specific wireless providers.
Some credit cards will offer a bill credit with specific providers
To see whether you'll benefit from cards that offer higher rates for utilities spending.
To see whether you'll benefit from cards that offer higher rates for utilities spending.
To see if you're eligible for small business credit cards, which often come with features that can help you grow your business.
If you're a student, we'll consider credit cards tailored to students.
Certain credit card issuers will offer you a rewards bonus when you redeem to an affiliated bank account.
To see if you're eligible for small business credit cards, which often come with features that can help you grow your business.
If you travel internationally, you may benefit from credit cards with no foreign transaction fees.
To get a better idea of how much you normally spend when you travel. Certain cards will allow you to redeem for a ticket for others as well as for yourself.
If you book flights on a credit card, we can look for credit cards that offer special rewards for airline purchases.
We'll estimate how much you'll benefit from cards that offer perks and extra rewards on airline purchases.
Certain credit cards offer priority boarding with affiliate airlines. If this is important to you, we'll take that into account.
Certain credit cards offer free checked bags with affiliate airlines. We can look for cards with this perk if it's important to you.
Certain credit cards offer free or reduced-rate lounge access with affiliate airlines.
Certain rewards programs may restrict booking options during busy travel periods. If flexibility is important to you we'll look for cards with no blackout dates.
If you book hotel reservations on a credit card, we can look for credit cards that offer special rewards for hotel purchases.
We'll estimate how much you'll benefit from cards that offer perks and extra rewards on hotel purchases.
To see how much you would benefit from credit cards with special rewards rates on hotel spending.
This will help us recommend the best cards that fit the way you intend to use them.
If you’re someone that wants to maximize your rewards, we suggest you select “Best overall value”. If you want a card that’s simple and easy to use, we suggest you select “Flat rate rewards on everything”. If you want a card for specific type of spending, such as groceries, gas, travel, etc., we suggest selecting “High earnings in a few categories”.
Many of the credit cards with the highest rewards rates come with annual fees. Any recommendations we provide account for the cost of fees, but if you're someone who wants to avoid annual fees we'll leave those out.
We want to make sure you're a good fit for any cards you apply for. If your credit needs work, we'll recommend cards to help you improve it.

Calculating rewards
We calculating potential rewards and bonuses for over 250 cards based on your spending habits

Calculating fees
We take annual fees into account with all SmartAsset rewards values

Calculating Eligibility
We will suggest cards that fit the credit profile you've provided