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Take control of your financial future.

Financial Advisor
May 28, 2020

Japan is known for bullet trains, an amazing cuisine and some of the cleanest, litter-free streets in the world. Overall, the nation is a beautiful place to both visit and live. In addition to its beautiful landscapes, there are plenty of reasons that people choose to retire in Japan. If you’ve dreamed of retiring to a beautiful country with plenty of good food then Japan might be the perfect retirement destination for you. But before you pack your bags, here’s what you should know about spending your golden years in the Land of the Rising Sun. Read More...

Checking Account
May 28, 2020

The tech industry is one of the most lucrative in the U.S. Though the COVID-19 crisis has cost the industry jobs just like virtually every industry, going into tech remains the goal of many young people, especially those with degrees in hard sciences. Though many people associate tech work with Silicon Valley, there are actually copious jobs in tech throughout the country that can help workers build up their emergency and retirement savings. SmartAsset analyzed the data to uncover the metro areas in America that are the best places to work in tech. Read More...

Financial Advisor
May 27, 2020

When it comes to retirement, you can’t afford to be unprepared. Having a clear idea of how you want to spend your later years, and how you’ll pay for it, are key to ensuring that you can retire comfortably and securely. Financial planning and retirement go hand in hand, covering a variety of different tasks and topics. Whether your retirement is a few years away or you have several decades to get ready, there are certain things you’ll want to add to your financial planning to-do list. Read More...

Financial Advisor
May 27, 2020

Despite a recent bounce-back, stock prices have fallen sharply since the coronavirus first emerged. For some investors this may not prove much of a problem. Historically stocks have rebounded strongly in the wake of serious recessions and, as of mid-May, the market seemed to be on track to continue that pattern. However, long- and short-term investors are being impacted in another way: In recent weeks dozens of companies have announced that they will be reducing or suspending dividend payments altogether. For income investors, this means that their portfolios will not pay out their anticipated returns. For others, this will cut into funds that could have otherwise fueled growth and reinvestment. For everyone in the market, this means yet another hit to a volatile stock market. Read More...

Editor's Picks

Taxes

Mar 20, 2020 Please note: the deadline for filing 2019 tax returns and paying any taxes has been extended to July 15, 2020. Many people dread tax season…

Financial Advisor

Sep 10, 2019 "Chartered financial analyst" (CFA) and "certified financial planner" (CFP) are common certifications for individuals working in finance,…

Investing

May 01, 2020 Wealth management firms are all different. You need to make sure to do the work to pick the right one for you. Wealth managers work with…

Financial Advisor

Jan 22, 2020 Fee-only financial planners earn compensation for their services only. They don't earn commissions or kick-backs for recommending certain…

Mortgage

Jul 23, 2019 If you’re young and you're looking to purchase a new home to live in, maybe you should consider turning your first home into an investment…

Data Articles and Studies

Checking Account
Mar 26, 2019

Tech jobs are particularly desirable, because they pay well, show long-term signs of growth and are less vulnerable to automation. But women have faced systemic difficulties in getting these jobs. And even when women do find jobs in the tech world, they earn 84% of what men in tech do, according to Census Bureau data, and thus have less opportunity to save. This is true at the national level, but there are some cities where parity between men and women in tech is less of a concern.  Read More...

Taxes
Mar 26, 2019

A large majority (75%) of taxpayers overpay on taxes and receive a tax refund, according to IRS data. A smaller proportion (19%) see the opposite: They will have overestimated their withholdings and learn they still owe the IRS some money. Apart from overpaying and underpaying, there is another small, exclusive group of savvy Americans who manage the Goldilocks fantasy: withholding just the right amount so, come tax time, the tax balance between them and the IRS reads an even zero. Read More...

Checking Account
Jan 14, 2020

Americans have greater than $800 billion in outstanding credit card debt, according to data from the New York Federal Reserve. What’s more, roughly 8% of credit card debt is delinquent by 90 days or more. If you’re someone saddled by debt and trying to avoid those lofty interest rates by paying it off, moving somewhere affordable with high-paying jobs is a great strategy. That allows you to accumulate money in your savings account so you can easily pay off any charges you rack up. Below, we rank the best places to get out of debt. Read More...

Videos

Personal Finance
Mar 14, 2019

Patrice Washington says she is an accidental personal finance blogger. Regardless, it’s a role she seems born to play, and one she’s certainly making the most of! Patrice is now much more than a personal finance blogger, she is a personal finance educator, author and advocate. You can see, hear and read Patrice pretty much everywhere from the Steve Harvey TV and radio show to her own books on personal finance. We caught up with Patrice in New Orleans for this edition of SmartAsset Talks. Read More...