SmartReads
Take control of your financial future.
Sign-on bonuses have become increasingly common in recent years. The tighter job market likely plays a role in their newfound popularity. These bonuses sometimes occur more often in some fields than others. But job market demand often fuels them. Here’s what a sign on bonus is and who gets one. Read More...
Doing your taxes isn’t easy, and not everyone can afford professional help. There are many different free options that you may be able to use. Their availability depends on your age, income, military status, and filing needs. Here’s how to get free tax help, either online, on the phone, or in person. Read More...
Investing in undervalued shares could give your portfolio a boost if they eventually see significant price appreciation. The concept of value investing, developed by Benjamin Graham and popularized by Warren Buffett, essentially means investing in shares that are undervalued by the market. When a stock’s share price is well below its intrinsic value, that can be a bargain buy for investors. The payoff comes when that stock’s price begins to rise as the market catches on to its true worth. Investors then have an opportunity to sell, ideally for a sizable profit. This is the essential goal of investing: Buy low, sell high. The question is, how do you find undervalued shares to invest in? Read More...
For both retail and professional investors alike, most portfolios should strike a balance between risk mitigation and profit seeking. Long-short equity investing is one strategy that many large-scale investors use to pursue that. In a long-short equity approach, the investor takes a mix of long and short positions, hoping to create a portfolio that is balanced to take advantage of both rises and falls in the market. Read More...
Most Read
Editor's Picks
Jan 15, 2020 Many people dread tax season. But if you're expecting a tax refund for the 2019 tax season (filed in 2020), you've got something to look…
Sep 10, 2019 "Chartered financial analyst" (CFA) and "certified financial planner" (CFP) are common certifications for individuals working in finance,…
Jan 14, 2020 Wealth management firms are all different. You need to make sure to do the work to pick the right one for you. Wealth managers work with…
Jan 22, 2020 Fee-only financial planners earn compensation for their services only. They don't earn commissions or kick-backs for recommending certain…
Jul 23, 2019 If you’re young and you're looking to purchase a new home to live in, maybe you should consider turning your first home into an investment…
Data Articles and Studies
Tech jobs are particularly desirable, because they pay well, show long-term signs of growth and are less vulnerable to automation. But women have faced systemic difficulties in getting these jobs. And even when women do find jobs in the tech world, they earn 84% of what men in tech do, according to Census Bureau data, and thus have less opportunity to save. This is true at the national level, but there are some cities where parity between men and women in tech is less of a concern. Read More...
A large majority (75%) of taxpayers overpay on taxes and receive a tax refund, according to IRS data. A smaller proportion (19%) see the opposite: They will have overestimated their withholdings and learn they still owe the IRS some money. Apart from overpaying and underpaying, there is another small, exclusive group of savvy Americans who manage the Goldilocks fantasy: withholding just the right amount so, come tax time, the tax balance between them and the IRS reads an even zero. Read More...
Americans have greater than $800 billion in outstanding credit card debt, according to data from the New York Federal Reserve. What’s more, roughly 8% of credit card debt is delinquent by 90 days or more. If you’re someone saddled by debt and trying to avoid those lofty interest rates by paying it off, moving somewhere affordable with high-paying jobs is a great strategy. That allows you to accumulate money in your savings account so you can easily pay off any charges you rack up. Below, we rank the best places to get out of debt. Read More...
Videos
Patrice Washington says she is an accidental personal finance blogger. Regardless, it’s a role she seems born to play, and one she’s certainly making the most of! Patrice is now much more than a personal finance blogger, she is a personal finance educator, author and advocate. You can see, hear and read Patrice pretty much everywhere from the Steve Harvey TV and radio show to her own books on personal finance. We caught up with Patrice in New Orleans for this edition of SmartAsset Talks. Read More...
More Videos
You Might Like
