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Friends making a toast together at a home party.
Quality of Life

Where Alcohol Is Most and Least Popular – 2025 Study

Last year, Americans spent $228 billion on alcoholic beverages for private consumption, with the average adult spending $898 each. But cultural, social, geographic, demographic, and economic differences all contribute to the divergence of popularity of alcohol in each state. This may have resounding impacts on local communities, ranging all the way from contributions to their… read more…

Financial advisor and columnist Jeremy Suschak
Ask an Advisor

Ask an Advisor: The S&P 500 Averages About 10.5% Per Year. Why Wouldn’t I Invest My Entire 401(k) in it?

Looking at long-term performance of the S&P 500, you might wonder why you wouldn’t just invest your entire 401(k) in it. The numbers are compelling: The index has averaged about 10.5% per year historically, and its returns in recent years have been even stronger. So, why not just “go all in?” Do you have a… read more…

An HSA offers tax advantages for covering qualified medical expenses in retirement, but some insurance premiums are not eligible.
Healthcare & Living

Can You Use HSA for Health Insurance Premiums After Retirement?

A health savings account (HSA) can support your retirement plan through tax-deductible contributions, tax-free growth and tax-free withdrawals for qualified medical expenses. But not all insurance premiums qualify, so it’s important to know which costs you can and cannot cover with HSA funds. A financial advisor can help you review your expected healthcare needs, compare… read more…

Comparing Medicare and the ACA means looking at how each program works, who qualifies and what you may pay.
Medicare

Medicare vs. Obamacare: Costs, Benefits and Enrollment

When comparing Medicare and Affordable Care Act (ACA or Obamacare) coverage, it helps to look at how each program works, who qualifies and what the costs may be. Medicare is a federal program for people age 65 and older and certain individuals with disabilities. The ACA provides access to private health-insurance plans and income-based subsidies… read more…

Editor's Picks

A couple determining whether they need a CFA vs. CFP®.
Certifications & Licenses

CFA vs. CFP®: Which Do You Need?

Chartered financial analyst (CFA) and certified financial planner (CFP) are common certifications for individuals working in finance, namely financial advisors. These are designed to tell a client (or employer) that the holder has received education in certain types of financial… read more…

Clients meeting with an advisor from a wealth management firm.
Brokerage

5 Tips for Choosing a Wealth Management Firm

Wealth management firms are all different, with their own specializations and services. As a result, the process for choosing a wealth manager is a very personal one. Wealth managers work closely together with their clients to identify financial goals and… read more…

A fee-only financial planner doesn't earn commissions for recommending certain products.
Advisor Fees & Costs

What Is a Fee-Only Financial Planner?

If a financial planner, financial advisor or another type of financial professional is fee-only, that means they receive compensation solely from the fees clients pay for their services. They do not earn commissions for recommending certain products. A fee-only structure… read more…

Investment Property
Real Estate Investing

Why First Homes Could Be Investment Properties

If you’re young and looking to purchase a new home to live in, you may want to consider turning it into an investment property. While most people wait until after they’ve bought their first or second home to begin investing in… read more…

Data Articles and Studies

Friends making a toast together at a home party.
Quality of Life

Where Alcohol Is Most and Least Popular – 2025 Study

Last year, Americans spent $228 billion on alcoholic beverages for private consumption, with the average adult spending $898 each. But cultural, social, geographic, demographic, and economic differences all contribute to the divergence of popularity of alcohol in each state. This may have resounding impacts on local communities, ranging all the way from contributions to their… read more…

Row of old brownstone homes along a sidewalk in Jersey City, New Jersey.
Cost of Living & Taxes

Cities With the Highest and Lowest Property Tax Burdens – 2025 Study

Even after the mortgage is paid off, homeowners face ongoing property taxes across the United States. While senior citizens, owner-occupants, and other groups may receive preferential tax treatment in some jurisdictions, homeowners still pay anywhere from 1% to 10% of their income on property taxes. These taxes pay for local infrastructure and amenities – putting… read more…

A mother and daughter wash dishes in the kitchen.
Cost of Living & Taxes

Staying Home to Raise the Family? Here’s What the Working Spouse Needs to Earn – 2025 Study

While the cost of raising a young child can now reach over $40,000 in pre-tax income annually depending on where you live, many families find ways to mitigate some of the larger costs associated with parenthood. This often includes considerations around who’s going to work in the household, and whether young children will require paid… read more…

A family fueling up their car for the holidays.
Travel, Education & More

Gas Prices Decline in Most States, Rise in Others Ahead of Holiday Travel – 2025 Study

During the biggest travel week of the year, the chance of flight delays paired with declining gas prices in many states may prompt many families to drive to their Thanksgiving destinations. However, gas prices in some places did increase substantially, even outpacing general inflation. So for those crossing state lines, paying attention to gas prices… read more…

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