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Take control of your financial future.

Retirement
What’s My Full Retirement Age?
Mar 23, 2017

When’s the best time to retire? Should you wait until your full retirement age? Or should you leave the workplace as soon as possible so you can trek across the globe or start the business you’ve always dreamed of owning? It’s up to you. But if you’re planning to rely on Social Security benefits as a source of income, you may want to wait until you reach your normal retirement age. Let’s look at what the full retirement age is and why it matters. Read More...

Credit Cards
When Should You Apply for a Credit Card?
Mar 22, 2017

Some of us have too many credit cards. Depending on your lifestyle, it might make sense to have three or four cards in your wallet. And as long as you’re keeping up with your monthly bills, there’s nothing wrong with having multiple credit cards. But what if you don’t think you have enough cards? What if you want to apply for a new one? Let’s dive into the credit card application process and look at when it does (and doesn’t) make sense to apply for a credit card. Read More...

Mortgage
The Best Cities for Women in Tech in 2017
Mar 22, 2017

The fight for equal rights for working women remains an uphill battle. That’s one reason why about 3 million people around the world recently participated in women’s marches and thousands took part in demonstrations on International Women’s Day. An analysis from the Center of American Progress estimated that A Day Without a Woman could have cost the U.S. GDP $21 billion if every woman who worked outside the house went on strike. Read More...

Mortgage
FHA vs. Conventional Loans
Mar 21, 2017

Wondering whether to apply for a conventional loan or an FHA loan? It’s important to understand the difference between the two loan types. The loan type you ultimately choose will depend on the type of home you want to buy, your financial resources and the trade-offs you’re willing to make between the benefits that FHA and conventional loans offer.  Read More...

Editor's Picks

Student Loans
Countries with Free College

Aug 31, 2015 The rising cost of tuition and fees at US colleges has rendered college unaffordable for many families. The average US college student now…

Auto
How Much Does Adding a Teenager Increase Your Insurance?

Feb 03, 2017 Most teenagers dream about the day the get their driver’s license and are able to take their first car out for a spin by themselves. For…

Mortgage
5 Reasons Why Your First Home Should be an Investment Property

Dec 20, 2016 If you’re young and you're looking to purchase a new home to live in, maybe you should consider turning your first home into an investment…

Mortgage
Top 10 Best Cities to Be a Real Estate Agent

Oct 21, 2015 Across the country, real estate markets are much healthier than they were a few short years ago, when a housing bubble precipitated a much…

Personal Loans
How to Write a Personal Loan Agreement

Jan 28, 2016 Negotiating a loan with a friend or family member can be a great alternative to high-interest forms of consumer credit. Formalizing that…

Data Articles and Studies

Mortgage
The Happiest Places in America – 2016 Edition
May 27, 2016

Though the U.S. doesn’t rank as the happiest country in the world (that honor goes to Denmark) Americans report high levels of life satisfaction. The U.S. ranked 13th in a recent World Happiness Report that looked at 156 countries. But how do individual counties within the U.S. stack up in the happiness stakes? Let’s take a look. Read More...

Mortgage
The Best Cities for Women in Tech in 2016
Mar 22, 2017

Women in the U.S. tech industry have long faced major disparities in both employment and pay. Last year, SmartAsset’s analysis of Census Bureau data found that women hold less than 26% of tech jobs in the U.S. and on average earn just 85% of what men in those positions earn. We further found that in many top tech cities, the numbers are worse. In San Francisco, for example, just 21% of tech workers were women. Read More...

Mortgage
The Income Needed to Pay Rent in the Largest U.S. Cities
May 25, 2016

Big-city living comes with quite a few perks. Grocery stores and shopping centers are often in walking distance and there are usually plenty of restaurants, bars and activities close by. But when you live in a city with a high cost of living, you have less purchasing power. You might spend a lot more on housing, food and healthcare than you would if you lived somewhere else. Read More...

Videos

Personal Finance
SmartAsset Talks to Patrice Washington of Real Money Answers (Video)
Mar 05, 2015

Patrice Washington says she is an accidental personal finance blogger. Regardless, it’s a role she seems born to play, and one she’s certainly making the most of! Patrice is now much more than a personal finance blogger, she is a personal finance educator, author and advocate. You can see, hear and read Patrice pretty much everywhere from the Steve Harvey TV and radio show to her own books on personal finance. We caught up with Patrice in New Orleans for this edition of SmartAsset Talks. Read More...

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