
Ask an Advisor: At 61, Do I Still Need to Track the 5-Year Rule for Roth Conversions?
I still have a question I have not found directly answered in articles I’ve read about Roth conversions. There are two categories of money in a Roth account: converted funds and earnings. I understand the scenarios you’ve explained. However, I have also read elsewhere without mention of age 59 ½ that a five-year clock starts… read more…

America’s Most Vertical, Horizontal and Mobile Cities – 2026 Study
America’s housing landscape takes many forms. Some cities maximize limited land area by growing vertically, concentrating housing stock in multistory structures. Others have expanded outward, prioritizing traditional, single-family detached houses. This mix of housing types helps define each city’s physical character and how its residents live. SmartAsset evaluated U.S. cities with populations of 250,000 or… read more…

Taxes on Inheritance Money: Federal Rules, State Taxes and Inherited IRAs
You generally don’t have to pay taxes on inheritance money just because you received it. Cash and property inherited from someone generally aren’t federal taxable income. But taxes can arise from inherited retirement accounts, state inheritance taxes or income and gains the assets produce later. Federal estate tax is different because the estate generally pays… read more…

Your Mother Died With a $3,000 Social Security Benefit. Could You Qualify to Collect Up to 75%?
If your mother had a $3,000 Social Security benefit, it might seem natural to collect part of it after she dies. Survivor benefits for children, however, come with strict rules and typically exclude adults. Here’s how you may be able to claim up to 75% ($2,250 a month) and why Social Security’s family limit could… read more…
Editor's Picks

CFA vs. CFP®: Which Do You Need?
Chartered financial analyst (CFA) and certified financial planner (CFP) are common certifications for individuals working in finance, namely financial advisors. These are designed to tell a client (or employer) that the holder has received education in certain types of financial… read more…

6 Tips for Choosing a Wealth Management Firm
Wealth management firms are all different, with their own specializations and services. As a result, the process for choosing a wealth manager is a very personal one. Wealth managers work closely together with their clients to identify financial goals and… read more…

What Is a Fee-Only Financial Planner?
If a financial planner, financial advisor or another type of financial professional is fee-only, that means they receive compensation solely from the fees clients pay for their services. They do not earn commissions for recommending certain products. A fee-only structure… read more…

Why First Homes Could Be Investment Properties
If you’re young and looking to purchase a new home to live in, you may want to consider turning it into an investment property. While most people wait until after they’ve bought their first or second home to begin investing in… read more…
Data Articles and Studies

America’s Most Vertical, Horizontal and Mobile Cities – 2026 Study
America’s housing landscape takes many forms. Some cities maximize limited land area by growing vertically, concentrating housing stock in multistory structures. Others have expanded outward, prioritizing traditional, single-family detached houses. This mix of housing types helps define each city’s physical character and how its residents live. SmartAsset evaluated U.S. cities with populations of 250,000 or… read more…

America’s Best-Value Universities for Veterans — 2026 Study
For many veterans, earning a post-service academic degree can be an important step toward civilian career advancement and a successful transition from military service. While GI Bill benefits help cover college costs, student outcomes and support for veterans vary by institution. Some universities offer a stronger combination of manageable costs and academic value, helping veterans… read more…

States with the Most Potential Assets to Manage Per Financial Advisor — 2026 Study
For financial advisors, market opportunity depends not only on the amount of wealth residents have available to manage, but also on the number of advisors competing for that wealth. States where residents have substantial wealth, and where advisor competition is relatively limited, may offer stronger prospects for new business acquisition and practice growth. In places… read more…

Where a Minimum Wage Goes Furthest in 2026
Minimum wage laws expanded during the Great Depression to support a basic standard of living, but their value today depends on local costs. A relatively high minimum wage may still fall far short in an expensive state, while a lower minimum wage may cover a larger share of basic expenses in areas where costs are… read more…
You Might Like
- Is Social Security Income Taxable?
- CPA vs. CFP®: Which Is Right for You?
- How to Find and Choose a Financial Advisor
- Investment Advisor vs. Financial Planner
- What Is an Investment Broker?
- What Is a Fiduciary Financial Advisor? Definition, Types and Examples
- All About Taxes on Rental Income
- How Much Does a Financial Advisor Cost?
- Can You Claim Allowances on Your Taxes?
- 12 Questions to Ask a Financial Advisor