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Take control of your financial future.

Mortgage
Jun 18, 2019

If you’re still saving up for a mortgage on your first home, it’s likely that you’re paying rent. But what if you could optimize your situation as a renter in order to build up those funds for a down payment more quickly? As you’ve probably guessed, there are some cities where renting is easier than in others. That’s why SmartAsset considered factors such as rental costs, commute times, the possibility of eviction and other information to figure out the best cities in America to find a place to rent. Read More...

Retirement
Jun 17, 2019

For members of the U.S. military, housing assistance is one of the most significant benefits they can receive. Life on a base might not be for everyone. For servicemen and women who prefer it, though, this can offer a stable way of life surrounded by colleagues. When a base offers housing in remote stations, like the windswept missile bases of North Dakota, military housing provides the kind of stable community that civilian housing may not. In crowded regions like California, on the other hand, on-base housing can offer military personnel options that they otherwise couldn’t afford. But eventually the years of service end. For military retirees, does the Pentagon offer any housing options? The answer is a qualified yes. Here’s how it works. Read More...

Mortgage
Jun 12, 2019

Tech jobs are in high demand across the country. The positions pay well, the companies often offer great benefits and your work helps to create products and services that run the world. While you might think that you have to live in New York or the Bay Area to work in tech, there are actually a lot of cities with great career opportunities for tech workers without the high cost of living that comes with being a resident of those major coastal cities. Snagging a job in a place with a more affordable mortgage can be a strategic way to help your tech salary go further. So for the sixth year in a row, SmartAsset takes a look at the best American cities to work in tech. Read More...

Checking Account
Jun 14, 2019

Lots of young people need to find a roommate to help pay their rent, but many of them dream of being able to locate an affordable home that is just theirs and that allows them to sock away more money in a savings account. There are some cities, though, where it is easier than in others to rent a place all on your own. Factors like average income, average rent cost and the availability of smaller apartments can create a situation that is either conducive to renting alone or difficult for solo renters who would be better served seeking out a roommate. Below, we consider these and some other factors to find the cities where renters are best able to live alone. Read More...

Editor's Picks

Taxes

Apr 19, 2019 Many people dread tax season. But if you're expecting a tax refund for the 2018 tax season (which you filed in 2019), you've got something…

Financial Advisor

Mar 29, 2019 "Chartered financial analyst" (CFA) and "certified financial planner" (CFP) are common certifications for individuals working in finance,…

Investing

Mar 13, 2019 If your portfolio is too large for you to handle on your own, it may be time to call in a professional. Wealth managers work with their…

Financial Advisor

Apr 09, 2019 Fee-only financial planners earn compensation for their services only. They don't earn commissions or kick-backs for recommending certain…

Mortgage

Feb 11, 2019 If you’re young and you're looking to purchase a new home to live in, maybe you should consider turning your first home into an investment…

Data Articles and Studies

Checking Account
Mar 26, 2019

Tech jobs are particularly desirable, because they pay well, show long-term signs of growth and are less vulnerable to automation. But women have faced systemic difficulties in getting these jobs. And even when women do find jobs in the tech world, they earn 84% of what men in tech do, according to Census Bureau data, and thus have less opportunity to save. This is true at the national level, but there are some cities where parity between men and women in tech is less of a concern.  Read More...

Taxes
Mar 26, 2019

A large majority (75%) of taxpayers overpay on taxes and receive a tax refund, according to IRS data. A smaller proportion (19%) see the opposite: They will have overestimated their withholdings and learn they still owe the IRS some money. Apart from overpaying and underpaying, there is another small, exclusive group of savvy Americans who manage the Goldilocks fantasy: withholding just the right amount so, come tax time, the tax balance between them and the IRS reads an even zero. Read More...

Checking Account
Mar 26, 2019

Americans have greater than $800 billion in outstanding credit card debt, according to data from the New York Federal Reserve. What’s more, roughly 8% of credit card debt is delinquent by 90 days or more. If you’re someone saddled by debt and trying to avoid those lofty interest rates by paying it off, moving somewhere affordable with high-paying jobs is a great strategy. That allows you to accumulate money in your savings account so you can easily pay off any charges you rack up. Below, we rank the best places to get out of debt. Read More...

Videos

Personal Finance
Mar 14, 2019

Patrice Washington says she is an accidental personal finance blogger. Regardless, it’s a role she seems born to play, and one she’s certainly making the most of! Patrice is now much more than a personal finance blogger, she is a personal finance educator, author and advocate. You can see, hear and read Patrice pretty much everywhere from the Steve Harvey TV and radio show to her own books on personal finance. We caught up with Patrice in New Orleans for this edition of SmartAsset Talks. Read More...