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Turning a lifetime of savings into a paycheck that lasts is retirement's real challenge, and no single income source does it alone.
Retirement Planning

6 Income Sources for Retirees: Opportunities and Risks

After decades of saving, one of the central challenges of retirement is turning accumulated savings into a reliable source of income. For many retirees, that income comes from multiple sources rather than a single paycheck. Each source offers a different combination of reliability, growth potential and risk. Understanding what each source may provide, along with… read more…

A permanently smaller monthly check can add up to a real loss over a full retirement.
Retirement Planning

I’m 62 With $850k and a Small Pension. Claiming Social Security Now Costs More Than I Thought.

If you are close to retirement with a nest egg of $850,000 and a small pension, claiming Social Security early may make sense. However, claiming benefits as soon as you become eligible at age 62 will permanently reduce your monthly income. This can add up to a loss over the lifetime of your retirement. What… read more…

An LLP may offer liability protection while still allowing all partners to take an active role in running the business.
Tax Planning

LP vs. LLP: Tax Treatments and Investor Protections

If you are thinking about starting a business with partners or investing in a partnership opportunity, choosing between a limited partnership (LP) and a limited liability partnership (LLP) may affect how your income is structured for tax purposes and how much personal liability protection you actually have. In an LP, general partners typically retain control… read more…

Choosing between an LLC and an LLP may shape your taxes and liability protection for years to come.
Tax Planning

LLC vs. LLP: Tax Treatments and Investor Protections

Choosing a business structure is one of the first major decisions entrepreneurs and investors face. It’s choice that can have lasting implications for taxes, liability protection and day-to-day operations. Two common options are the limited liability company (LLC) and the limited liability partnership (LLP). While these business structures offer some similar advantages, they differ in… read more…

Editor's Picks

A couple determining whether they need a CFA vs. CFP®.
Certifications & Licenses

CFA vs. CFP®: Which Do You Need?

Chartered financial analyst (CFA) and certified financial planner (CFP) are common certifications for individuals working in finance, namely financial advisors. These are designed to tell a client (or employer) that the holder has received education in certain types of financial… read more…

Clients meeting with an advisor from a wealth management firm.
Brokerage

6 Tips for Choosing a Wealth Management Firm

Wealth management firms are all different, with their own specializations and services. As a result, the process for choosing a wealth manager is a very personal one. Wealth managers work closely together with their clients to identify financial goals and… read more…

A fee-only financial planner doesn't earn commissions for recommending certain products.
Advisor Fees & Costs

What Is a Fee-Only Financial Planner?

If a financial planner, financial advisor or another type of financial professional is fee-only, that means they receive compensation solely from the fees clients pay for their services. They do not earn commissions for recommending certain products. A fee-only structure… read more…

Investment Property
Real Estate Investing

Why First Homes Could Be Investment Properties

If you’re young and looking to purchase a new home to live in, you may want to consider turning it into an investment property. While most people wait until after they’ve bought their first or second home to begin investing in… read more…

Data Articles and Studies

Sign text Closeup of a "Help Wanted" sign.
Other

Where Job Scams Happen Most – 2026 Study  

For job seekers, the search for a new role now comes with an added source of stress: determining whether an opportunity is real or an attempt to exploit their need for work. Employment scams rank among the most common types of consumer fraud, and they’re on the rise, according to the Better Business Bureau. Scammers… read more…

Two engineers working on a drone project in a laboratory.
Travel, Education & More

America’s Most Innovative States

Innovation can attract investment and reshape economies. The U.S. Economic Development Administration identifies innovation as a driver of global competitiveness, job creation and economic growth. However, innovation activity varies substantially by region. Some states generate more patents, support greater research and development activity, and attract more venture capital than others, giving them a stronger foundation… read more…

Parents playing with their child at home.
Cost of Living & Taxes

Cost of Raising a Child in Major U.S. Metros – 2026 Study

Common expenses tied to raising a child — including child care, food, medical care, housing and other necessities — can total tens of thousands of dollars annually. While costs are high across major metro areas, the burden varies sharply by location, with families in some places facing annual expenses more than twice as high as… read more…

University of Florida, Albert Murphree statue.
Travel, Education & More

America’s Best Value Public Universities — 2026 Study 

A university degree is one of the biggest investments many Americans will make, and public institutions are often perceived as the most affordable path toward a higher education. But sticker price alone does not determine value. Outcomes can vary widely by school, meaning some public universities may offer stronger returns for students seeking manageable costs… read more…

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