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Take control of your financial future.

Credit Cards
How to Double Dip and Earn Extra Credit Card Rewards
Feb 24, 2017

If you’re on a mission to earn as many credit card rewards as possible, you’ll need to be strategic. You’ll need to understand how your rewards program works. And you’ll need to know how to maximize your rewards. One tactic that may help you rack up miles and points involves double-dipping. Here are five ways to earn extra rewards from two different sources at the same time. Read More...

Mortgage
What’s the Ideal Debt-to-Income Ratio for Mortgages?
Feb 24, 2017

The debt-to-income ratio is one of the most important factors mortgage lenders use to evaluate the creditworthiness of borrowers. It measures the size of your monthly debt burden relative to the size of your monthly pay. And in addition to your credit score and other financial information, it helps lenders decide whether you’re capable of taking on another loan. Worried that you have too much debt to buy a house? Let’s look at what lenders have to say about the ideal debt-to-income ratio for mortgages. Read More...

Mortgage
10 Things to Know About Working in Houston
Feb 23, 2017

Houston boasts a diverse population and a lower cost of living than many other large U.S. cities. People are flocking to the Texas city. The U.S. Census Bureau found that Greater Houston experienced faster population growth than any other metro area in 2016. Curious about the city’s economy and what it’s like to work there? You’ve come to the right place.  Read More...

Retirement
The Average Salary by Age
Feb 23, 2017

How much money is enough? Some people answer this question by comparing themselves to others in their age group. No one likes to feel like they’re at the back of the pack. To help you get a sense of where you stand, let’s take a closer look at the average salary by age for full-time workers in the U.S.  Read More...

Editor's Picks

Student Loans
Countries with Free College

Aug 31, 2015 The rising cost of tuition and fees at US colleges has rendered college unaffordable for many families. The average US college student now…

Auto
How Much Does Adding a Teenager Increase Your Insurance?

Feb 03, 2017 Most teenagers dream about the day the get their driver’s license and are able to take their first car out for a spin by themselves. For…

Mortgage
5 Reasons Why Your First Home Should be an Investment Property

Dec 20, 2016 If you’re young and you're looking to purchase a new home to live in, maybe you should consider turning your first home into an investment…

Mortgage
Top 10 Best Cities to Be a Real Estate Agent

Oct 21, 2015 Across the country, real estate markets are much healthier than they were a few short years ago, when a housing bubble precipitated a much…

Personal Loans
How to Write a Personal Loan Agreement

Jan 28, 2016 Negotiating a loan with a friend or family member can be a great alternative to high-interest forms of consumer credit. Formalizing that…

Data Articles and Studies

Mortgage
The Happiest Places in America – 2016 Edition
May 27, 2016

Though the U.S. doesn’t rank as the happiest country in the world (that honor goes to Denmark) Americans report high levels of life satisfaction. The U.S. ranked 13th in a recent World Happiness Report that looked at 156 countries. But how do individual counties within the U.S. stack up in the happiness stakes? Let’s take a look. Read More...

Mortgage
The Best Cities for Women in Tech
Dec 14, 2016

Women in the U.S. tech industry have long faced major disparities in both employment and pay. Last year, SmartAsset’s analysis of Census Bureau data found that women hold less than 26% of tech jobs in the U.S. and on average earn just 85% of what men in those positions earn. We further found that in many top tech cities, the numbers are worse. In San Francisco, for example, just 21% of tech workers were women. Read More...

Mortgage
The Income Needed to Pay Rent in the Largest U.S. Cities
May 25, 2016

Big-city living comes with quite a few perks. Grocery stores and shopping centers are often in walking distance and there are usually plenty of restaurants, bars and activities close by. But when you live in a city with a high cost of living, you have less purchasing power. You might spend a lot more on housing, food and healthcare than you would if you lived somewhere else. Read More...

Videos

Personal Finance
SmartAsset Talks to Patrice Washington of Real Money Answers (Video)
Mar 05, 2015

Patrice Washington says she is an accidental personal finance blogger. Regardless, it’s a role she seems born to play, and one she’s certainly making the most of! Patrice is now much more than a personal finance blogger, she is a personal finance educator, author and advocate. You can see, hear and read Patrice pretty much everywhere from the Steve Harvey TV and radio show to her own books on personal finance. We caught up with Patrice in New Orleans for this edition of SmartAsset Talks. Read More...

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