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Your credit score impacts several aspects of your financial life, including the interest rates you receive on loans and premiums you pay on auto insurance. As such, understanding how credit scores are calculated is crucial to making sure you maintain a strong score. Recently, Fair Isaac Corp. announced big changes in how it calculates its FICO® credit scores. So what do these changes mean for you, and what should you do differently? Read More...
Maine charges its own estate tax but has no inheritance tax. If the deceased doesn’t have a will probated by the court, inheritances can get a bit more complicated. In this guide we’ll discuss the ins and outs of Maine’s inheritance laws, from its estate tax to its procedures for probating estates. If you are trying to sort out your own estate or inheritance plans, and would like professional help, SmartAsset matching tool will match you with capable financial advisors in your area. Read More...
South Carolina does not levy an inheritance or estate tax, but like all states, it has its own unique set of laws regarding inheritance of estates. In this detailed guide of South Carolina inheritance laws, we break down intestate succession, probate, taxes, what makes a will valid and more. If you’re planning an estate or just inherited money, it’s a good idea to work with a financial advisor. The SmartAsset advisor matching tool can match you with a financial advisor in your area who can help. Read More...
Nevada is an extremely tax-friendly state, with no state income tax (including retirement income) and low property taxes. That tax-friendliness also applies to estates and inherited wealth, as the state has no estate or inheritance taxes. But taxes are just one element of the estate planning process. In this detailed guide of Nevada’s inheritance laws, we break down intestate succession, probate, what makes a will valid and more. If you’d like professional guidance on your estate planning, or just need help investing your inheritance, you can use SmartAsset’s advisor matching tool to find a financial advisor in your area. Read More...
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Editor's Picks
Feb 21, 2020 Many people dread tax season. But if you're expecting a tax refund for the 2019 tax season (filed in 2020), you've got something to look…
Sep 10, 2019 "Chartered financial analyst" (CFA) and "certified financial planner" (CFP) are common certifications for individuals working in finance,…
Jan 14, 2020 Wealth management firms are all different. You need to make sure to do the work to pick the right one for you. Wealth managers work with…
Jan 22, 2020 Fee-only financial planners earn compensation for their services only. They don't earn commissions or kick-backs for recommending certain…
Jul 23, 2019 If you’re young and you're looking to purchase a new home to live in, maybe you should consider turning your first home into an investment…
Data Articles and Studies
Tech jobs are particularly desirable, because they pay well, show long-term signs of growth and are less vulnerable to automation. But women have faced systemic difficulties in getting these jobs. And even when women do find jobs in the tech world, they earn 84% of what men in tech do, according to Census Bureau data, and thus have less opportunity to save. This is true at the national level, but there are some cities where parity between men and women in tech is less of a concern. Read More...
A large majority (75%) of taxpayers overpay on taxes and receive a tax refund, according to IRS data. A smaller proportion (19%) see the opposite: They will have overestimated their withholdings and learn they still owe the IRS some money. Apart from overpaying and underpaying, there is another small, exclusive group of savvy Americans who manage the Goldilocks fantasy: withholding just the right amount so, come tax time, the tax balance between them and the IRS reads an even zero. Read More...
Americans have greater than $800 billion in outstanding credit card debt, according to data from the New York Federal Reserve. What’s more, roughly 8% of credit card debt is delinquent by 90 days or more. If you’re someone saddled by debt and trying to avoid those lofty interest rates by paying it off, moving somewhere affordable with high-paying jobs is a great strategy. That allows you to accumulate money in your savings account so you can easily pay off any charges you rack up. Below, we rank the best places to get out of debt. Read More...
Videos
Patrice Washington says she is an accidental personal finance blogger. Regardless, it’s a role she seems born to play, and one she’s certainly making the most of! Patrice is now much more than a personal finance blogger, she is a personal finance educator, author and advocate. You can see, hear and read Patrice pretty much everywhere from the Steve Harvey TV and radio show to her own books on personal finance. We caught up with Patrice in New Orleans for this edition of SmartAsset Talks. Read More...
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