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Take control of your financial future.

Investing
Feb 15, 2019

Short-term investments are generally defined as investments that pay off in less than five years (sometimes even less time, perhaps within a year). Whereas long-term investments are generally made with the goal of building overall wealth and preparing for retirement, short-term investments typically are made to build wealth quickly. Often, an investor wants to prepare for a specific goal, such as paying for college or buying a new home. Most successful portfolios will contain a mix of short-term and long-term investments. With that in mind, here are some of the best short-term investment options for investors who want returns sooner than later. Read More...

Investing
Feb 15, 2019

Investing in the stock market has been a great way to build long-term wealth for almost as long as the United States has been a country. And as retirements continue to increase with people’s lifespans, it’s becoming more and more important to protect your savings from inflation by earning a steady return. Thankfully, investing has never been more accessible than it is today. The proliferation of online investment platforms and robo-advisors has greatly increased the options for those looking to make their first foray into investing. Should you use a financial advisor or go it alone? What’s the difference between a robo-advisor and an online brokerage account? And what sort of tax protection can a retirement account provide? Read More...

Retirement
Feb 13, 2019

Both pensions and 401(k) plans have at one time held the distinction of most popular employer-sponsored retirement plan in the country. However, due to the much higher cost on employers, pensions are becoming less and less popular, especially for non-government employees. In their place, more employers are offering 401(ks). Typically employers will offer either a pension or a 401(k), but not both. So it’s unlikely you’ll ever have to choose between the two. However, odds are that you or someone close to you will enroll in one of these plans at some point in your career, so it’s helpful to understand how they’re similar and how they differ. Read More...

Retirement
Feb 13, 2019

When you leave a job where you had a 401(k) plan, you might choose to roll over that plan an individual retirement account (IRA). Such rollovers are fairly straightforward; the transfer of assets isn’t a taxable event, and your savings will continue to grow tax-deferred. But some might take this opportunity to roll over some or all of their funds to a Roth IRA instead. Read More...

Editor's Picks

Retirement

Jun 27, 2018 So you're interested in a Roth IRA? In that case, there are some important rules you should know about as you plan for retirement. One of…

Mortgage

Aug 20, 2018 Portland, Oregon is more than just microbreweries and food trucks. The City of Roses boasts a lively arts and culture scene. Employment…

Credit Cards

Dec 12, 2017 Gallup polls from 2014 show that the average American has 2.6 credit cards and it isn't hard to see why. Credit cards lessen the need for…

Financial Advisor

Aug 02, 2018 The first step towards getting financial help is recognizing that you need it. The second step is figuring out exactly why you need help.…

Mortgage

Feb 11, 2019 If you’re young and you're looking to purchase a new home to live in, maybe you should consider turning your first home into an investment…

Data Articles and Studies

Mortgage
Sep 20, 2018

The fight for equal rights for working women remains an uphill battle. That’s one reason why about 3 million people around the world recently participated in women’s marches and thousands took part in demonstrations on International Women’s Day. An analysis from the Center of American Progress estimated that A Day Without a Woman could have cost the U.S. GDP $21 billion if every woman who worked outside the house went on strike. Read More...

Credit Cards
Apr 14, 2017

Credit card complaints can be difficult to address. Sometimes credit card companies are hard to reach or it’s not clear who you should be complaining to. In the wake of the financial crisis of 2008, the federal government set up the Consumer Financial Protection Bureau (CFPB) to help protect consumers. The CFPB government agency helps consumers address complaints they have with banks, credit unions, credit card companies, payday lenders and other financial companies. Read More...

Mortgage
Mar 23, 2017

Home is where the heart is, so the saying goes. For homeowners, their home is also where they probably invested a large chunk of their money. In some places homeownership has proved to be a worthwhile investment, as the home values skyrocket. But in other places, depressed home values and high property taxes may have made owning a home less worth it.  Read More...

Videos

Personal Finance
Apr 11, 2017

Patrice Washington says she is an accidental personal finance blogger. Regardless, it’s a role she seems born to play, and one she’s certainly making the most of! Patrice is now much more than a personal finance blogger, she is a personal finance educator, author and advocate. You can see, hear and read Patrice pretty much everywhere from the Steve Harvey TV and radio show to her own books on personal finance. We caught up with Patrice in New Orleans for this edition of SmartAsset Talks. Read More...