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There are three types of treasuries with which you’re likely familiar. The first, the United States Treasury, collects your income taxes every year. This isn’t that kind of treasury. Scrooge McDuck or Smaug, last of the Great Dragons, control the second type of treasury. This isn’t that, either. No, this is a story about corporate treasuries and the professionals who master them. Fewer dragons, but far more opportunity for career advancement. Read More...
More than half of Americans have invested in a stock-related mutual fund. Most invest through their retirement accounts, often with little direction beyond selecting a 401k fund. But stocks are just one way to grow your money. An increasingly number of investors are exploring alternative investments. There is money to be made here, and arguably the best person to explain that is the Chartered Alternative Investment Analyst. Read More...
A Financial Paraplanner Qualified Professional (FPQP) has a proven expertise in the arena of financial planning, which helps them better advise their clients. They are different than most paraplanners because the average paraplanner rarely has a formal certification. Paraplanners are part of a financial planning team and often do most tasks associated with financial planning services. However, they do not usually take the lead in terms of client relationships. Read More...
If you’re saving for just yourself, a single life annuity may be the perfect choice. Your beneficiaries won’t see a payout, though, as payments end when you die. A single life annuity, or straight life annuity, can provide a retiree with a monthly payment for as long as he or she lives. When the annuity holder dies, the payments stop. There are advantages and drawbacks to that, so here’s how a single life annuity works and what you need to know. Read More...
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Editor's Picks
Apr 19, 2019 Many people dread tax season. But if you're expecting a tax refund for the 2018 tax season (which you filed in 2019), you've got something…
Sep 10, 2019 "Chartered financial analyst" (CFA) and "certified financial planner" (CFP) are common certifications for individuals working in finance,…
Mar 13, 2019 If your portfolio is too large for you to handle on your own, it may be time to call in a professional. Wealth managers work with their…
Apr 09, 2019 Fee-only financial planners earn compensation for their services only. They don't earn commissions or kick-backs for recommending certain…
Jul 23, 2019 If you’re young and you're looking to purchase a new home to live in, maybe you should consider turning your first home into an investment…
Data Articles and Studies
Tech jobs are particularly desirable, because they pay well, show long-term signs of growth and are less vulnerable to automation. But women have faced systemic difficulties in getting these jobs. And even when women do find jobs in the tech world, they earn 84% of what men in tech do, according to Census Bureau data, and thus have less opportunity to save. This is true at the national level, but there are some cities where parity between men and women in tech is less of a concern. Read More...
A large majority (75%) of taxpayers overpay on taxes and receive a tax refund, according to IRS data. A smaller proportion (19%) see the opposite: They will have overestimated their withholdings and learn they still owe the IRS some money. Apart from overpaying and underpaying, there is another small, exclusive group of savvy Americans who manage the Goldilocks fantasy: withholding just the right amount so, come tax time, the tax balance between them and the IRS reads an even zero. Read More...
Americans have greater than $800 billion in outstanding credit card debt, according to data from the New York Federal Reserve. What’s more, roughly 8% of credit card debt is delinquent by 90 days or more. If you’re someone saddled by debt and trying to avoid those lofty interest rates by paying it off, moving somewhere affordable with high-paying jobs is a great strategy. That allows you to accumulate money in your savings account so you can easily pay off any charges you rack up. Below, we rank the best places to get out of debt. Read More...
Videos
Patrice Washington says she is an accidental personal finance blogger. Regardless, it’s a role she seems born to play, and one she’s certainly making the most of! Patrice is now much more than a personal finance blogger, she is a personal finance educator, author and advocate. You can see, hear and read Patrice pretty much everywhere from the Steve Harvey TV and radio show to her own books on personal finance. We caught up with Patrice in New Orleans for this edition of SmartAsset Talks. Read More...
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