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Take control of your financial future.

Mortgage
What Is HARP 2.0?
Mar 24, 2017

When you can no longer afford your monthly mortgage payments, you have several options. You can sell your house and try to downsize. Or you can find out whether you qualify for a loan modification. You can also try to refinance. If you don’t think you qualify for a refinance loan because you have an underwater mortgage, don’t worry. You may be eligible for a program known as HARP 2.0. Read More...

Taxes
All About the Capital Loss Tax Deduction
Mar 24, 2017

When it comes to investing, you can expect to experience both gains and losses. You might even incur a capital loss on purpose to get rid of an investment that’s making your portfolio look bad. And while selling an asset at a loss may not seem ideal, it can benefit you at tax time. Besides lowering your taxable income, a capital loss may also help you snag a deduction. Read More...

Credit Cards
How to Get the Best Gas Prices
Mar 23, 2017

Regardless of the kind of car we drive or the kind of credit card we use, we need gas to get around. But filling up the tank ­can get expensive, especially if we spend a large chunk of our time on the road. Luckily, there are a few strategies that you can implement if you want to get the best gas prices. Check out a few ways to ensure you never overpay at the pump again. Read More...

Retirement
What’s My Full Retirement Age?
Mar 23, 2017

When’s the best time to retire? Should you wait until your full retirement age? Or should you leave the workplace as soon as possible so you can trek across the globe or start the business you’ve always dreamed of owning? It’s up to you. But if you’re planning to rely on Social Security benefits as a source of income, you may want to wait until you reach your normal retirement age. Let’s look at what the full retirement age is and why it matters. Read More...

Editor's Picks

Student Loans
Countries with Free College

Aug 31, 2015 The rising cost of tuition and fees at US colleges has rendered college unaffordable for many families. The average US college student now…

Auto
How Much Does Adding a Teenager Increase Your Insurance?

Feb 03, 2017 Most teenagers dream about the day the get their driver’s license and are able to take their first car out for a spin by themselves. For…

Mortgage
5 Reasons Why Your First Home Should be an Investment Property

Dec 20, 2016 If you’re young and you're looking to purchase a new home to live in, maybe you should consider turning your first home into an investment…

Mortgage
Top 10 Best Cities to Be a Real Estate Agent

Oct 21, 2015 Across the country, real estate markets are much healthier than they were a few short years ago, when a housing bubble precipitated a much…

Personal Loans
How to Write a Personal Loan Agreement

Jan 28, 2016 Negotiating a loan with a friend or family member can be a great alternative to high-interest forms of consumer credit. Formalizing that…

Data Articles and Studies

Mortgage
The Happiest Places in America – 2016 Edition
May 27, 2016

Though the U.S. doesn’t rank as the happiest country in the world (that honor goes to Denmark) Americans report high levels of life satisfaction. The U.S. ranked 13th in a recent World Happiness Report that looked at 156 countries. But how do individual counties within the U.S. stack up in the happiness stakes? Let’s take a look. Read More...

Mortgage
The Best Cities for Women in Tech in 2016
Mar 23, 2017

Women in the U.S. tech industry have long faced major disparities in both employment and pay. Last year, SmartAsset’s analysis of Census Bureau data found that women hold less than 26% of tech jobs in the U.S. and on average earn just 85% of what men in those positions earn. We further found that in many top tech cities, the numbers are worse. In San Francisco, for example, just 21% of tech workers were women. Read More...

Mortgage
The Income Needed to Pay Rent in the Largest U.S. Cities
May 25, 2016

Big-city living comes with quite a few perks. Grocery stores and shopping centers are often in walking distance and there are usually plenty of restaurants, bars and activities close by. But when you live in a city with a high cost of living, you have less purchasing power. You might spend a lot more on housing, food and healthcare than you would if you lived somewhere else. Read More...

Videos

Personal Finance
SmartAsset Talks to Patrice Washington of Real Money Answers (Video)
Mar 05, 2015

Patrice Washington says she is an accidental personal finance blogger. Regardless, it’s a role she seems born to play, and one she’s certainly making the most of! Patrice is now much more than a personal finance blogger, she is a personal finance educator, author and advocate. You can see, hear and read Patrice pretty much everywhere from the Steve Harvey TV and radio show to her own books on personal finance. We caught up with Patrice in New Orleans for this edition of SmartAsset Talks. Read More...

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