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Many homeowners often forget to retitle their home in the trust's name, which leaves it outside the trust.
Trusts

We Put Our $600k Home in a Trust to Protect It. Here’s the One Thing It Won’t Shield Us From

Putting a $600,000 home in a trust may feel like you’re protecting your estate. But a trust cannot shield your home from every financial or legal risk. You may not have the protection you expect unless you take one planning step that many homeowners overlook. The Missing Step Needed to Make a Trust Work Creating… read more…

You could potentially spend decades outperforming the market and still lose money to a DIY mistake you didn't see coming.
Financial Planning

I Managed My Own Money Until $750k. Then My DIY Mistakes Started Getting Expensive.

You may have spent decades building your portfolio and outperforming the market, but as your wealth grows, small DIY mistakes can carry a much bigger price tag. Chasing higher returns could feel like the fix, but overlooking these financial decisions may cost you more. The DIY Mistake That Could Get Expensive The mistake isn’t picking… read more…

Financial advisor and columnist Brandon Renfro
Ask an Advisor

Ask an Advisor: ‘I’m So Lost.’ Should I Roll My Old 401(k) into My Current Plan or Convert it to a Roth IRA?

I’m so lost: I have a 401(k) that’s sitting doing nothing. I have not transferred the funds to my new employer‘s 401(k) because I’m not sure it’s the best decision. I’m thinking of transferring funds into a Roth IRA but I’m afraid it will affect our tax bracket because I’m sure we will have to… read more…

Parents playing with their child at home.
Cost of Living & Taxes

Cost of Raising a Child in Major U.S. Metros – 2026 Study

Common expenses tied to raising a child — including child care, food, medical care, housing and other necessities — can total tens of thousands of dollars annually. While costs are high across major metro areas, the burden varies sharply by location, with families in some places facing annual expenses more than twice as high as… read more…

Editor's Picks

A couple determining whether they need a CFA vs. CFP®.
Certifications & Licenses

CFA vs. CFP®: Which Do You Need?

Chartered financial analyst (CFA) and certified financial planner (CFP) are common certifications for individuals working in finance, namely financial advisors. These are designed to tell a client (or employer) that the holder has received education in certain types of financial… read more…

Clients meeting with an advisor from a wealth management firm.
Brokerage

6 Tips for Choosing a Wealth Management Firm

Wealth management firms are all different, with their own specializations and services. As a result, the process for choosing a wealth manager is a very personal one. Wealth managers work closely together with their clients to identify financial goals and… read more…

A fee-only financial planner doesn't earn commissions for recommending certain products.
Advisor Fees & Costs

What Is a Fee-Only Financial Planner?

If a financial planner, financial advisor or another type of financial professional is fee-only, that means they receive compensation solely from the fees clients pay for their services. They do not earn commissions for recommending certain products. A fee-only structure… read more…

Investment Property
Real Estate Investing

Why First Homes Could Be Investment Properties

If you’re young and looking to purchase a new home to live in, you may want to consider turning it into an investment property. While most people wait until after they’ve bought their first or second home to begin investing in… read more…

Data Articles and Studies

Parents playing with their child at home.
Cost of Living & Taxes

Cost of Raising a Child in Major U.S. Metros – 2026 Study

Common expenses tied to raising a child — including child care, food, medical care, housing and other necessities — can total tens of thousands of dollars annually. While costs are high across major metro areas, the burden varies sharply by location, with families in some places facing annual expenses more than twice as high as… read more…

University of Florida, Albert Murphree statue.
Travel, Education & More

America’s Best Value Public Universities — 2026 Study 

A university degree is one of the biggest investments many Americans will make, and public institutions are often perceived as the most affordable path toward a higher education. But sticker price alone does not determine value. Outcomes can vary widely by school, meaning some public universities may offer stronger returns for students seeking manageable costs… read more…

Cost of Living & Taxes

Where the Down Payment Burden Has Grown Most

Saving for a home down payment has become a moving target. As rising home prices outstrip wage growth, the amount of time buyers may need to set aside enough money has changed sharply in many parts of the country. In some states, rising incomes have helped offset higher home values. In others, buyers may face… read more…

Two puppies travel in a car, peeking out the window with the U.S. flag.
Travel, Education & More

The Fourth of July Gas Price Burden

With the Fourth of July weekend approaching, millions of Americans are preparing to hit the road. Gas prices have fallen across the U.S. since reaching an annual peak on May 21, offering some relief before one of the year’s busiest driving periods. But both the extent of the price decline and the financial burden of… read more…

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