Overview of Bank Reviews in the United States
Banks offer different options to suit different needs: some are online-only while others have many branches; some offer a wide variety of products while others focus on a narrow array. At SmartAsset, we are committed to finding the best banks that cater to your needs. See below to learn more about various banks across the United States, their product offerings, branch locations, and other notable features that can help you choose which bank is best for you.
|Bank||Products||Branch Locations||Key Highlights|
|Ally Bank Read Review|| || || |
|American Express Read Review|| || || |
|Barclays Read Review|| || || |
|Capital One Read Review|| || || |
|Chase Bank Read Review|| || || |
|CIT Bank Read Review|| || || |
|Citibank Read Review|| || || |
|Marcus by Goldman Sachs Read Review|| || || |
|Synchrony Read Review|| || || |
|Wells Fargo Read Review|| || || |
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Best Places to Save
SmartAsset’s interactive map highlights the places in the country where people have the opportunity to save money. Zoom between states and the national map to see the best places to save.
Methodology Where you live can have a big impact on how easy it is to save money based on several regional factors. Our study aims to find the most suitable places for people to save based on median household income, average living expenses and income tax burden.
First, we calculated the average cost of living in each county for a household with two adults (one working). We then created a purchasing power index for each county. This reflects the counties with the highest ratio of household income to cost of living.
To better compare income tax burdens across counties, we applied relevant deductions and exemptions before calculating federal, state and local income taxes for a family making $50,000 annual income in each location. Next, we created an effective tax rate index for each county, which reflects the counties with the lowest ratio of income taxes to the assumed $50,000 annual income.
Finally, we calculated the weighted average of the indices to yield an overall best places to save score. We used a three-fourths weighting for purchasing power and a one-fourth weighting for tax rates. We indexed the final number so higher values reflect places that are better to save.