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Bank Reviews

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Overview of Bank Reviews in the United States

Banks offer different options to suit different needs: some are online-only while others have many branches; some offer a wide variety of products while others focus on a narrow array. At SmartAsset, we are committed to finding the best banks that cater to your needs. See below to learn more about various banks across the United States, their product offerings, branch locations, and other notable features that can help you choose which bank is best for you.

Bank Products Branch Locations Key Highlights
Ally Bank Ally Bank logo Read Review
  • Savings Accounts
  • CDs
  • Money Market Accounts
  • Checking Accounts
  • Entirely online, no physical locations
  • Competitive interest rates
  • Mobile app with check deposit
  • Wide variety of account choices
American Express American Express logo Read Review
  • Savings Accounts
  • CDs
  • Online-only
  • Top-notch customer service
  • Competitive interest rates
  • No minimum deposits or balance required
Bank of America Bank of America logo Read Review
  • Savings Accounts
  • CDs
  • Checking Accounts
  • IRAs
  • Branches throughout 36 states and District of Columbia
  • Mobile app with check deposit
  • Thousands of physical locations
Barclays Barclays logo Read Review
  • Savings Accounts
  • CDs
  • Online bank: no branch locations in the U.S.
  • Very competitive interest rates
  • Easy to open
  • No minimum balance for APY
Capital One Capital One logo Read Review
  • Savings Accounts
  • CDs
  • Money Market Accounts
  • Checking Accounts
  • IRAs
  • 630 branches in eight states and the District of Columbia
  • No minimum deposits
  • Excellent customer service
  • Low fees
Chase Bank Chase Bank logo Read Review
  • Savings Accounts
  • CDs
  • Checking Accounts
  • 5193 branches across 25 states and the District of Columbia
  • Thousands of ATMs and branches
  • Robust online and mobile banking services
  • Wide array of account types
CIT Bank CIT Bank logo Read Review
  • Savings Accounts
  • CDs
  • Money Market Accounts
  • IRAs
  • 71 locations in California
  • Low fees
  • 24/7 customer service
  • Comprehensive online and mobile banking options
Citibank Citibank logo Read Review
  • Savings Accounts
  • CDs
  • Checking Accounts
  • IRAs
  • 716 branches across 13 states and the District of Columbis
  • Many account options to suit individual needs
  • First-rate customer service
  • Thousands of ATMs across the U.S.
Marcus by Goldman Sachs Marcus by Goldman Sachs logo Read Review
  • Savings Accounts
  • CDs
  • Online-only, no physical locations
  • Highly competitive interest rates
  • Low fees
  • No minimum deposits for most products
Synchrony Synchrony logo Read Review
  • Savings Accounts
  • CDs
  • Money Market Accounts
  • IRAs
  • Online bank
  • Very competitive interest rates
  • Easy to open
  • ATM cards available
Wells Fargo Wells Fargo logo Read Review
  • Savings Accounts
  • CDs
  • Checking Accounts
  • IRAs
  • 5929 locations across the U.S.
  • Thousands of branches and ATMs
  • Comprehensive online and mobile banking options
  • Wide array of account options

Bank Reviews

Save more with these rates that beat the National Average
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Best Places to Save

SmartAsset’s interactive map highlights the places in the country where people have the opportunity to save money. Zoom between states and the national map to see the best places to save.

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Rank County Median Household Income Cost of Living Purchasing Power Estimated Tax Rate

Methodology Where you live can have a big impact on how easy it is to save money based on several regional factors. Our study aims to find the most suitable places for people to save based on median household income, average living expenses and income tax burden.

First, we calculated the average cost of living in each county for a household with two adults (one working). We then created a purchasing power index for each county. This reflects the counties with the highest ratio of household income to cost of living.

To better compare income tax burdens across counties, we applied relevant deductions and exemptions before calculating federal, state and local income taxes for a family making $50,000 annual income in each location. Next, we created an effective tax rate index for each county, which reflects the counties with the lowest ratio of income taxes to the assumed $50,000 annual income.

Finally, we calculated the weighted average of the indices to yield an overall best places to save score. We used a three-fourths weighting for purchasing power and a one-fourth weighting for tax rates. We indexed the final number so higher values reflect places that are better to save.

Sources: US Census Bureau 2016 5-Year American Community Survey, MIT Living Wage Study