Established in 1923, Riverview Community Bank has $1 billion in assets and $980 million in deposits, classifying it as a medium-size bank. Riverview Community Bank, whose headquarters are in Vancouver, Washington, does not have the access to customer service other banks offer. It is a conventional brick-and-mortar bank, which means easier access to service representatives at a physical location, in addition to its online and mobile apps. At a SmartAsset rating of 4.2 out of 5 stars, Riverview Community Bank should be solidly in contention for your choice of bank.
Riverview Community Bank provides customers with a complete array of product offerings, which include savings accounts, checking accounts, money market accounts, CDs, IRAs, mortgage products and credit cards. Riverview Community Bank has a fair savings rate, which means you can find higher rates with other banks. A great, everyday account, the bank's standard checking account does not carry a monthly fee. Why keep checking and savings accounts with one bank? Quick transferring of funds between the two accounts means you can still get better interest rates in your savings account but still have access to your funds from your checking.
Riverview Community Bank is a brick-and-mortar bank, with 20 total branches in Oregon and Washington. It also offers access to mobile and web apps for an easy mobile-banking experience. It does not offer all-day customer service with actual service representatives. You can get help during its hours, which are Monday through Thursday, 8:00 a.m. to 5:00 p.m. PT; Friday, 8:00 a.m. to 6:00 p.m. PT; Saturday, 10:00 a.m. to 1:00 p.m. PT.
Riverview Community Bank's online and mobile banking platforms get relatively decent scores from customers: the Riverview Community Bank mobile app is rated at 3.5 out of 5 (with 120 reviews on Apple and Android) compared to the national average of 3.8. You can access Riverview Community Bank's mobile app to control your finances by reviewing current statements, sending and receiving funds and reaching support representatives. Riverview Community Bank receives a superb consumer satisfaction score based on relatively few complaints reported to the Consumer Financial Protection Bureau (CFPB), a government-backed consumer protection agency.
|Product||Current Terms and Rates||Minimum Balance for APY|
|Savings Accounts||0.10% APY||$100||Compare Offers|
|Certificates of Deposit|| ||$2,500 for all tiers||Compare Offers|
|Money Market Accounts||10K tier: 0.05% APY||$2,500||Compare Offers|
|Checking Accounts||0.05% APY||$1||Compare Offers|
Riverview Community Bank has several deposit products which include savings accounts, checking accounts, money market accounts and CDs, meaning you have many options to manage your money. Riverview Community Bank does not have the best savings rate, which means you should consider other options for banks that offer more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. Riverview Community Bank's CD rates are competitive in comparison to the national average.
Riverview Community Bank features a savings rate of 0.10%, which is fair in comparison to the average U.S. bank. Its one-year and five-year term lengths CD's earn at a rate of 0.15% and 0.80%, respectively, while its highest-yielding money market account has a rate of 0.05%. It has a fair savings rate, which means you can find higher rates with other banks. Consider other options to earn more on your deposits.
Compare Riverview Community Bank to Other Competitive Offers
Riverview Community Bank charges its customers extremely low fees compared to the national average. Its checking account has no monthly fee, which makes it excellent for anyone looking for a simple account.
Riverview Community Bank is a medium-size bank owning assets totaling $1 billion and $980 million in deposits. It has an excellent Texas Ratio of 2.01%, indicating that Riverview Community Bank is in outstanding financial condition and extremely unlikely to fail. Additionally, Riverview Community Bank is FDIC-insured, meaning that your money is insured (up to $250,000) even in the event of bank failure.
Find a Riverview Community Bank Near Me
Riverview Community Bank has 20 physical locations in the U.S.