Loading
Tap on the profile icon to edit
your financial details.

Country Club Bank Review

Your Details Done
by Updated
We maintain strict editorial integrity in our writing and assessments. This post contains links from our advertisers, and we may receive compensation when you click these links. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone. | Advertiser Disclosure
We maintain strict editorial integrity in our writing and assessments. This post contains links from our advertisers, and we may receive compensation when you click these links. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone. | Advertiser Disclosure
Country Club Bank Savings
0.10% APY

Overview

Our Rating: 3.9/5 How we calculated this rating

Country Club Bank started in 1905 with its headquarters in Kansas City, Missouri. Country Club Bank handles assets totaling $1 billion along with $1 billion in deposits, classifying it as a large bank. Country Club Bank does not have the access to customer service other banks offer. It is a traditional brick-and-mortar bank, which means in-person service, in addition to its online and mobile apps. We ranked Country Club Bank at a 3.9 stars out of 5, suggesting it is a respectable bank that you should consider. 

Country Club Bank has a full suite of banking products, including savings accounts, checking accounts, money market accounts, CDs, IRAs, brokerage accounts, mortgage products and credit cards. Its savings rate is fair compared to the average savings account. The bank's standard checking product features a $6.00 monthly fee, although banks sometimes have requirements that allow you to waive the fee. Using the same bank for checking and savings is perfect when you want to get the most return on your deposits while keeping easy control over your funds.

Service Quality

Country Club Bank is a brick-and-mortar bank, with 24 total branches in Kansas and Missouri. With mobile and web apps, Country Club Bank makes account access easy, even on the go. It does not offer all-day customer service with representatives. You can get help during its customer service hours, which are Monday through Friday, 8:00 a.m. to 5:30 p.m. CT; Saturday, 8:00 a.m. to 1:00 p.m. CT. 

Country Club Bank gets fairly high praise from users for its mobile banking services. Out of 56 customer reviews on iOS and Android platforms, the Country Club Bank mobile app is scored at 3.8 out of 5 (compared to the national average of 3.8). You can access the bank's app to control your accounts by checking account balances, transferring money as well as accessing support representatives. Country Club Bank receives a superb consumer satisfaction score due to comparatively few complaints registered with the Consumer Financial Protection Bureau (CFPB), a government-backed consumer protection agency. 

Products Offered

Product Current Terms and Rates Minimum Balance for APY  
Savings Accounts 0.02% APY $100 Compare Offers
Certificates of Deposit
  • 12 Month: 0.25% APY
  • 24 Month: 0.30% APY
  • 36 Month: 0.35% APY
  • 48 Month: 0.40% APY
  • 60 Month: 0.45% APY
$10,000 for all tiers Compare Offers
Money Market Accounts 10K tier: 0.02% APY $1,000 Compare Offers
Checking Accounts 0.01% APY $1 Compare Offers

Country Club Bank has several deposit products which include savings accounts, checking accounts, money market accounts and CDs, meaning you have many options to manage your money. It does not have the best savings rate, which means you should think about taking a look elsewhere for banks that offer more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. Country Club Bank's CD rates are competitive in comparison to the national average.

Rates

Country Club Bank has a savings rate of 0.02%, which is fair in comparison to the national average. Country Club Bank's one-year CD earns at a rate of 0.25% and the five-year CD has a rate of 0.45%, while its highest-yielding money market account earns at an APY of 0.02%. Country Club Bank has a fair savings rate, which means you can find higher rates with other banks. Consider looking elsewhere to open savings accounts.

Compare Country Club Bank to Other Competitive Offers

Fees

Country Club Bank has generally high fees in comparison to other U.S. banks. Its checking account has a monthly fee of $6.00, ranking it fair for anyone looking for a hassle-free account. Country Club Bank refunds any incurred ATM fees (with conditions), making withdrawing money a free and straightforward process.

Financial Health

Country Club Bank ranks as a large bank owning assets totaling $1 billion and deposits totaling $1 billion. Country Club Bank's Texas Ratio is 5.40%, signifying a tiny likelihood of failure. Additionally, Country Club Bank is FDIC-insured, meaning that your money is insured (up to $250,000) even in the event of bank failure.

Find a Country Club Bank Near Me

Country Club Bank has 24 physical locations across the U.S.

Save more with these rates that beat the National Average
Unfortunately, we are currently unable to find savings account that fit your criteria. Please change your search criteria and try again.
Searching for accounts...
Ad Disclosure
Unfortunately, we are currently unable to find savings account that fit your criteria. Please change your search criteria and try again.
Searching for accounts...
Ad Disclosure