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Tri City National Bank Review

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We maintain strict editorial integrity in our writing and assessments. This post contains links from our advertisers, and we may receive compensation when you click these links. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone. | Advertiser Disclosure
We maintain strict editorial integrity in our writing and assessments. This post contains links from our advertisers, and we may receive compensation when you click these links. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone. | Advertiser Disclosure
Tri City National Bank Savings
0.02% APY

Overview

Our Rating: 4.1/5 How we calculated this rating

Tri City National Bank first started operating in 1963 and its headquarters are located in Oak Creek, Wisconsin. It has assets totaling $1 billion and $1 billion in deposits, making it a large bank. Tri City National Bank does not have the customer service bells and whistles of other banks. It is a conventional brick-and-mortar bank, which means easier access to service representatives at a physical location, in addition to its online and mobile apps. SmartAsset has rated the bank 4.1 out of 5 stars, indicating that Tri City National Bank is a respectable bank that you should consider. 

Tri City National Bank has a diverse array of product offerings, including savings accounts, checking accounts, money market accounts, CDs, IRAs, brokerage accounts, mortgage products and credit cards. It has a fair savings rate, which means other popular banks have higher rates. If you're looking for a checking account for everyday use, the bank's most basic checking does not carry a monthly charge. Using one bank for checking and savings can be ideal for getting the most return on your money while retaining easy control over your funds.

Service Quality

Tri City National Bank is a brick-and-mortar bank, with 34 total bank locations in Wisconsin. With mobile and web apps, Tri City National Bank makes account access straightforward, even on the go. It does not offer all-day customer service with actual service representatives. You can get help during its hours, which are Monday through Friday, 9:00 a.m. to 6:00 p.m. CT; Saturday, 9:00 a.m. to 12:00 p.m. CT. 

Tri City National Bank's online and mobile banking services receive reasonably good scores from customers: out of 260 customer reviews across iOS and Android platforms, the Tri City National Bank mobile app is scored at 3.6 out of 5 (compared to the national average of 3.8). Tri City National Bank's mobile app allows you to control your accounts by checking current statements, sending and receiving funds as well as accessing support representatives. Tri City National Bank receives a superb consumer satisfaction score based on comparatively few consumer complaints registered with the Consumer Financial Protection Bureau (CFPB), a government agency that protects consumers in the financial sector. 

Products Offered

Product Current Terms and Rates Minimum Balance for APY  
Savings Accounts 0.02% APY $250 Compare Offers
Certificates of Deposit
  • 12 Month: 0.30% APY
  • 24 Month: 1.00% APY
  • 36 Month: 1.15% APY
  • 48 Month: 1.35% APY
  • 60 Month: 1.50% APY
$500 for all tiers Compare Offers
Money Market Accounts 10K tier: 0.05% APY $10,000 Compare Offers
Checking Accounts 0.05% APY $2,500 Compare Offers

Tri City National Bank has several deposit products like savings accounts, checking accounts, money market accounts and CDs, meaning you have many options to manage your money. Tri City National Bank does not have the best savings rate, which means you should think about taking a look elsewhere for banks that offer more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. Tri City National Bank's CD rates are competitive compared to the average U.S. bank.

Rates

With a savings rate of 0.02%, Tri City National Bank ranks below the mean compared to the average U.S. bank. Tri City National Bank's one-year CD has a rate of 0.30% and the five-year CD earns at a rate of 1.50%, while its highest-yielding money market account earns at a rate of 0.05%. It has a fair savings rate, which means other popular banks have higher rates. Think about looking at some of the competition to open savings accounts.

Compare Tri City National Bank to Other Competitive Offers

Fees

Tri City National Bank typically has extremely low fees in comparison to the average U.S. bank. With no monthly fee, Tri City National Bank is ideal for people who want a basic checking account. For those who will need cash in a pinch, it is fair because it offers ATM fee of $2.00, which is fair compared to the national average. Also, at $10, Tri City National Bank has a markedly lower overdraft fee compared to the average overdraft fee charged by U.S. banks, making it perfect for those who don't check their balance often. 

Financial Health

Tri City National Bank ranks as a large bank owning $1 billion in assets as well as deposits totaling $1 billion. Tri City National Bank's Texas Ratio is 3.33%, suggesting that Tri City National Bank is in outstanding financial shape and exceedingly far from failure. Additionally, Tri City National Bank is FDIC-insured, meaning that your money is insured (up to $250,000) even in the event of bank failure.

Find a Tri City National Bank Near Me

Tri City National Bank has 34 physical branches across the U.S.

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