Posts by Alex Silady
Mortgage
What’s the Ideal Debt-to-Income Ratio for Mortgages?
Mortgage lenders use the debt-to-income ratio to evaluate the creditworthiness of borrowers. It represents the percentage of your monthly gross income that goes to monthly debt payments, including your mortgage, student loans, car payments and minimum credit card payments. The debt-to-income ratio… Read more…
Mortgage
How to Make Extra Mortgage Payments
By consistently paying your mortgage bill on time, you’re showing your lender that you’re a responsible borrower. That may be obvious, but what’s often overlooked is the art of making extra mortgage payments. Paying more than you’re required to can… Read more…
Small Business
Why You Need a Support Network for Your Small Business
As a small business proprietor, you probably enjoy moving to the beat of your own drum. But doing everything on your own might not get you very far. Some of the most successful business owners have strong support systems. Regardless of… Read more…
Investing
Top 5 Tips for New Investors
Investing can be intimidating, especially when you’re doing it for the very first time. It’s easy to get confused and overwhelmed when trying to understand financial terminology and many new investors worry about making a false move. If you’re nervous… Read more…
Credit Score
The Top Credit Card Issuers
Sometimes paying in cash is inconvenient, difficult or impossible – that’s where credit card issuers come in. According to payment systems research firm the Nilson Report, $4.765 trillion in payments were made in plastic across the world last year. And most of those transactions were conducted through a handful of companies that dominate the credit… Read more…
Mortgage
The Top Ten Most Dangerous Cities in the Country
A feeling of safety where we live and work is an essential part of quality of life. After all, it’s hard to enjoy our situation when we’re constantly worrying whether we’ll come to harm. So where is safety hardest to find – which of America’s major cities is most dangerous? SmartAsset wanted to find out.… Read more…
Mortgage
Which States Put the Most People in Prison?
The United States has the highest percentage of its population in prison in the world, ahead even of countries like China and North Korea that are notorious for locking away political dissenters. All in all, close to 1.6 million people… Read more…
Student Loans
The Top Ten Most Educated Cities in America
According to the Bureau of Labor Statistics, individuals with bachelor’s degrees alone make twice as much and are half as likely to be unemployed on average as those with only a high school education. SmartAsset wanted to find out which United States cities truly have the best educated populations. Find out now: How Much House… Read more…
Student Loans
The Top Ten Community Colleges in the Country
A college education is increasingly important in order to get and keep a job in the current information-oriented world. However, even as it becomes more and more of a necessity, college costs are rising, making it luxury-priced. Many people turn to community college in their local areas in order to get a higher education at… Read more…
Mortgage
What Are the Top 10 Largest Mortgage Lenders?
Mortgage lenders are integral to the housing industry. Across the country, they help people become homeowners with various types of loans, which may have any number of different repayment periods with interest rates that may be variable or fixed-rate. One… Read more…