- How to Retire in Finland: Costs, Visas and More
For those considering how to retire in Finland, you have one of Europe’s finest countries waiting to be explored. As of 2022, Finland topped Gallup’s World Happiness Report for the third consecutive year and that ranking comes with good reason.… read more…
- How to Retire in the Netherlands: Costs, Visas and More
With just under 4,000 retired Americans getting Social Security benefits in the Netherlands at the end of 2019, this Western European country may not stand out as an obvious choice for retirement among some of its neighboring countries, but its… read more…
- How to Retire in Poland: Costs, Visas and More
For those exploring retirement abroad, Poland has plenty to offer the budget-savvy retiree. Poland is a relatively low-cost retirement destination when compared with some of its European nation neighbors, even in its capital, Warsaw. You’ll find that the country sits… read more…
- Where Retirees Rely Most on Social Security – 2021 Edition
Social Security is a financial safety net for millions of retired Americans. Founded in the aftermath of the Great Depression, this social insurance program was designed to pay out monthly income for workers after reaching full retirement age. But for most people today, the money provided by Social Security is not enough to live on during retirement.… read more…
- How to Retire at 50: A Step-by-Step Plan
Early retirement is a lofty financial goal that is sought out by many people but few are able to achieve the ambitious goal. If you’re interested in how to retire at 50 or even earlier, you’ll need to create a… read more…
- What Is an Accredited Retirement Plan Consultant (ARPC)?
Salespeople and marketers working in the financial services profession, as well as college students, can earn the Accredited Retirement Plan Consultant (ARPC) certificate to show they have proficiency and professionalism sufficient to help employers create effective retirement plans for workers.… read more…
- How to Retire in Brazil: Costs, Visas and More
Brazil, which has a population of some 216 million, is known for its passionate and fun-loving people, beautiful beaches and pristine rain forests that are home to an array of fauna and flora. Portuguese is the national language, and proficiency… read more…
- How to Retire in Denmark: Costs, Visas and More
If happiness is contagious, think about retiring in Denmark. Danes are routinely held to be some of the world’s happiest. Perhaps that’s due to the country’s generous social safety net. Or maybe it’s Danish devotion to outdoor recreation and culture.… read more…
- How to Retire in Slovenia: Costs, Visas and More
Slovenia, a country known for its castles and caves as well as a high number of bee-keeping aficionados, shares borders with Italy, Austria, Croatia and Hungary. While it isn’t one of the most popular retirement destinations, this predominantly Roman Catholic… read more…
- How to Retire in Austria: Costs, Visas and More
From Oktoberfest to the Salzburg Summer Festival, Austria seems to have festivities year-round. This German-speaking nation of some 9 million has a rich cultural heritage and can boast of such fabled composers as Wolfgang Amadeus Mozart and Ludwig van Beethoven, among others, as former residents. Citizens and visitors also come to Austria for the Alps,… read more…
- How to Retire in Singapore: Costs, Visas and More
Singapore is a tiny country made up of 64 islands clustered around the end of the Malay Peninsula. Most of its population of nearly 6 million lives in Singapore City. Many locals speak English, and it is home to many… read more…
- Can an Inherited IRA Be Rolled Over?
If you inherit an individual retirement account (IRA) from a spouse, you can treat it like your own IRA or roll it over into a traditional IRA you already have. If you are the beneficiary of an IRA inherited from… read more…
- How to Retire in Honduras: Costs, Visas and More
Honduras is known for it’s beautiful beaches and low cost of living. The country is home to one of the largest cities in Central America, Tegucigalpa, and plenty of quaint mountain towns and a popular island called Roatan. In recent… read more…
- How to Retire in Taiwan: Costs, Visas and More
The Republic of Taiwan is an attractive place to live due to its island setting and metropolitan feel. This island nation is known for having the highest concentration of mountains globally, and the food in Taiwan has made its way… read more…
- How to Retire in the Dominican Republic
Do you dream of spending your retirement on a sunny Caribbean beach with a cool drink in hand? There are many alternatives, but one that you may want to consider is the Dominican Republic. From affordable housing to adventurous activities,… read more…
- How to Retire in Norway: Costs, Visas and More
Some people dream of spending their retirement on beaches, but others find joy in quaint villages, winter sports, snowy landscapes or dramatic views of glassy smooth fjords nestled between soaring mountain peaks. If the latter is more your style, you… read more…
- How to Retire in China: Costs, Visas and More
Retiring in China, the world’s most populous nation with some 1.4 billion residents, can offer financial benefits and geographic diversity but also significant challenges. It is generally less expensive to live in than the U.S. and the nation, which has… read more…
- What Is a Qualified Longevity Annuity Contract (QLAC)?
A qualified longevity annuity contract, or QLAC, is a type of annuity contract that you can use to create an additional stream of income in retirement. This type of annuity can offer guaranteed monthly payments beginning at a specific date… read more…
- Can You Collect Social Security and Disability?
Wondering whether you can collect Social Security and Social Security Disability Insurance (SSDI) at the same time? The short answer is probably not. The long answer, however, is maybe. Social Security and SSDI serve similar purposes, but the requirements vary for each. Social Security is for those who’ve reached early or full retirement age, while… read more…
- What Is a Lump Sum Payment?
If you’ve got a pension plan, such as a 401(k) or an IRA, and you’d like to access the vehicle’s funds, you can typically choose between monthly distributions, a lump sum payment or an annuity. The method you select should consider… read more…
- What Is Retirement Plan Consulting?
Retirement plan consulting services are used by companies to help oversee retirement savings options for employees. A retirement plan consultant can offer guidance on a variety of issues, from choosing which plan to implement to ensure the plan meets tax… read more…
- How to Find Unclaimed Retirement Benefits
Many employers offer retirement accounts and benefits, and some will even match their employees’ contributions. However, most people leave employers several times throughout their careers. In leaving one job and taking on another, some employees forget to take their 401(k) or other… read more…
- Ordinary Annuity vs. Annuity Due
An annuity describes a contract between a policyholder and an insurance company. With this contract, policyholders give the insurance company a lump-sum payment in exchange for a series of payments made instantly or at a set time in the future.… read more…
- Can You Get Medicare at Age 62?
Retirement is an exciting time in many people’s lives, but in evaluating which benefits to take when, those who leave the workforce may wonder whether they can get Medicare at 62? There’s not a simple yes-or-no answer, but here’s what… read more…
- What Is a Qualified Retirement Plan?
Saving for retirement is an important financial goal to have and the sooner you begin, the better. Finding the right asset allocation for your portfolio is important, but it’s also helpful to consider asset location, meaning where you decide to… read more…