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Top Financial Advisor Firms in Kentucky

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Finding a Top Financial Advisor Firm in Kentucky

You’re not about to entrust your wealth with just anyone. But with so many financial advisors out there, how do you choose one? To help you narrow the field, we did the initial research for you, collecting important factors - fundamentals such as assets under management (AUM), fees and investment strategy. Then we put all the info together, here, for convenient comparing and contrasting. Start your search with this list of the top financial advisor firms in Kentucky. Then use SmartAsset’s free financial advisor matching tool to personalize your search.

Rank Financial Advisor Assets Managed Minimum Assets Financial Services More Information
1 ARGI Investment Services ARGI Investment Services logo Find an Advisor

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$ 2,162,650,983

$50,000

  • Investment management
  • Personal financial planning 
  • Tax solutions
  • Insurance
  • Wealth management
  • Business services 

Minimum Assets

$50,000

Financial Services

  • Investment management
  • Personal financial planning 
  • Tax solutions
  • Insurance
  • Wealth management
  • Business services 
2 MCF Advisors, LLC MCF Advisors, LLC logo Find an Advisor

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$ 1,551,191,908 No minimum
  • Financial planning
  • Portfolio management
  • Pension consulting services
  • Selection of other advisers (including private fund managers)
  • Bill-payment services

Minimum Assets

No minimum

Financial Services

  • Financial planning
  • Portfolio management
  • Pension consulting services
  • Selection of other advisers (including private fund managers)
  • Bill-payment services
3 Keystone Financial Group Keystone Financial Group logo Find an Advisor

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$ 794,596,224 $10,000
  • Financial planning
  • Portfolio management
  • Educational seminars/workshops

Minimum Assets

$10,000

Financial Services

  • Financial planning
  • Portfolio management
  • Educational seminars/workshops

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4 Legacy Financial Advisors, Inc. Legacy Financial Advisors, Inc. logo Find an Advisor

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$ 581,428,722
  • Financial planning
  • Portfolio management
  • Pension consulting services

Minimum Assets

Financial Services

  • Financial planning
  • Portfolio management
  • Pension consulting services
5 Alphamark Advisors, LLC Alphamark Advisors, LLC logo Find an Advisor

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$ 312,586,803
  • Financial planning
  • Portfolio management

Minimum Assets

Financial Services

  • Financial planning
  • Portfolio management
6 Atlas Brown Atlas Brown logo Find an Advisor

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$ 289,797,987

No minimum

  • Family office services
  • Wealth management
  • Investment management

Minimum Assets

No minimum

Financial Services

  • Family office services
  • Wealth management
  • Investment management
7 Reliant Wealth Planning Reliant Wealth Planning logo Find an Advisor

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$ 268,044,065 No minimum
  • Financial planning
  • Portfolio management
  • Educational seminars/workshops

Minimum Assets

No minimum

Financial Services

  • Financial planning
  • Portfolio management
  • Educational seminars/workshops
8 The Gleason Group, Inc. The Gleason Group, Inc. logo Find an Advisor

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266,401,214
  • Financial planning
  • Portfolio management

Minimum Assets

Financial Services

  • Financial planning
  • Portfolio management
9 Lang Advisors LLC Lang Advisors LLC logo Find an Advisor

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$ 259,312,514 $50,000
  • Financial planning
  • Portfolio management
  • Pension consulting services
  • Educational seminars/workshops

Minimum Assets

$50,000

Financial Services

  • Financial planning
  • Portfolio management
  • Pension consulting services
  • Educational seminars/workshops
10 Saling Wealth Advisors Saling Wealth Advisors logo Find an Advisor

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$ 239,104,398 $500,000
  • Portfolio management
  • Financial planning
  • Publication of periodicals or newsletters
  • Educational seminars/workshops

Minimum Assets

$500,000

Financial Services

  • Portfolio management
  • Financial planning
  • Publication of periodicals or newsletters
  • Educational seminars/workshops

How We Found the Top Financial Advisor Firms in Kentucky

For this list, we only considered financial advisor firms in Kentucky that are registered fiduciaries with the U.S. Securities and Exchange Commission (SEC). We removed from consideration any advisory practices that have had a disclosure or disciplinary issue within the last 10 years or whose individual accounts make up less than half of their client base. The top 10 firms are listed here, ranked by AUM, starting with the biggest.

ARGI Investment Services, LLC

ARGI Investment Services

ARGI Investment Services leads the way, managing nearly $2.2 billion in assets on a discretionary basis only. With headquarters in Louisville, the firm has branch offices in Elizabethtown and Bowling Green, Kentucky; Cincinnati; Indianapolis; Grand Rapids, Missouri; and Norwalk, Connecticut. Of the team in Louisville, 23 are certified financial planners (CFPs), eight are certified public accountants (CPAs), two are chartered financial consultants (ChFCs), one is a chartered life underwriter (CLU) and two are chartered financial analysts (CFAs).  

With a $50,000 minimum asset requirement, the firm serves far more people who are not high-net-worth individuals than ones who are (2,522 to 584). It also offers services to trusts, estates, corporations, pension and profit-sharing plans and charitable organizations. 

ARGI Investment Services Background 

ARGI was originally founded in 1995 as a franchise of American Express Financial Advisors. In 2003, the firm separated from American Express, and in 2010, the firm officially became an SEC-registered investment advisor. CEO Patrick “Joe” Reeves, President Neil Quinlan and ARGI’s employee stock ownership plan own the firm.

The firm offers investment management services for a fee based on a percentage of client assets and through a wrap fee program, where management and brokerage costs are bundled into one fee. (The account minimum in the first case is $50,000, and it’s $100,000 in the latter.) ARGI also offers a non-managed account program, financial planning, family wealth services, retirement plan consulting and sub-advising to other investment advisor firms.

ARGI Investment Services Investment Strategy 

ARGI designs and offers proprietary investment portfolios that it can customize by maintaining an individual stock position or purchasing a customized security. Each of the models are globally diversified and are formulated based on risk. 

As of its most recent SEC filings, assets under ARGI’s management were allocated as: 

  • 86% in exchange-traded equity securities (like common stocks)
  • 7% in securities issued by pooled investment vehicles (other than registered investment companies or business development companies)
  • 2% in state and local bonds
  • 2% in cash and cash equivalents
  • 1% in U.S. government and agency bonds
  • 1% in investment-grade corporate bonds
  • 1% in derivatives

MCF Advisors, LLC

MCF Advisors, LLC

MCF Advisors is located in Covington with a branch office in Lexington. Managing nearly $1.6 billion in assets, the team includes six certified financial planners (CFPs), three chartered financial analysts (CFAs), three chartered life underwriters (CLUs), one certified public accountant (CPA) and one chartered alternative investment analyst (CAIA).

With the firm having no minimum investment requirement, the great majority of clients do not have a high net worth. MCF also advises trusts, corporate pension and profit-sharing plans, charitable institutions and foundations. Accounts are on a discretionary and non-discretionary basis.

MCF Advisors Background

After a long career at Cigna Financial Advisors, Robert Sathe founded MCF in 2000. His sons Andy and Matthew also work at the firm. Dave Harris, who serves as president, is the majority owner, while two Sathes and other employees have small stakes.

The practice offers financial planning, portfolio management for individuals and/or small businesses, selection of other advisors (including private fund managers), and bill-payment services. It collects fees for its services, though advisors who are insurance agents receive commissions in their other capacities.

MCF Advisors Investment Strategy

In addition to customizing asset allocation, MCF offers a range of investment portfolio models, consisting of exchange-traded funds (ETFs) and cash and cash equivalents, through Schwab Institutional Portfolios, an automated, online platform. The firm employs a tactical asset allocation approach, which means it actively adjusts allocations. It generally invests in mutual funds, ETFs, individual equities and individual fixed income. In addition, the firm may recommend private placements, hedge funds and other alternative investments to qualified clients.

According to recent SEC data, assets under the firm’s management were allocated as:

  • 52% in securities issued by registered investment companies (such as mutual funds) or business development companies
  • 36% in exchange-traded equity securities
  • 4% in securities issued by pooled investment vehicles (other than registered investment companies or business development companies)
  • 2% in investment-grade corporate bonds
  • 2% in cash and cash equivalents
  • 1% in non-exchange-traded equity securities
  • 1% in U.S. government and agency bonds
  • 1% in state and local bonds

Keystone Financial Group, LLC

Keystone Financial Group

Headquartered in Lexington, Keystone Financial Group manages nearly $794.6 million in assets, mostly on a discretionary basis. Its three other offices are in Somerset, Leitchfield and Mt. Sterling. The Lexington office has 10 financial advisors, including two certified financial planners (CFPs), two accredited asset management specialists (AAMSs), one accredited investment fiduciary (AIF) and one qualified 401(k) plan administrator (QKA). (Advisors may have multiple certifications.)

With a $10,000 minimum investment requirement, Keystone primarily serves individuals who are not high-net-worth individuals. It also has banks and thrift institutions, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations and business entities as clients.

Keystone Financial Group Background

Toby Jenkins, Mike Kretz and Tim Jenkins founded Keystone in 2008. The three are equal partners and work as advisors for the firm. 

The firm offers sponsors a wrap-fee and non-wrap-fee asset management program using LPL Financial Corporation’s Strategic Wealth Management platform. Keystone also provides access to a number of LPL’s model portfolios through its separate wrap-fee program. Additionally, the firm offers financial planning and consulting, client education services, referral of third-party advisors and retirement plan services. For these services, Keystone charges fees, but advisors who are registered representatives of broker-dealers or insurance agents receive commissions in those capacities.

Keystone Financial Group Investment Strategy

The practice uses charting, fundamental and technical methods of analysis. It states that “it is not our typical investment strategy to attempt to time the market, but we may increase cash holdings modestly as deemed appropriate based on your risk tolerance and our expectations of market behavior.” It also notes that it does not primarily recommend one type of security.  

As of recent SEC data, assets under its management were allocated as:

  • 42% in exchange-traded equity securities
  • 39% in non-exchange-traded equity securities
  • 16% in cash and cash equivalents
  • 1% in U.S. government and agency bonds
  • 1% in state and local bonds
  • 1% in investment-grade corporate bonds

Legacy Financial Advisors, Inc.

Legacy Financial Advisors, Inc.

Started by four men who worked at a firm together, Legacy Financial Advisors manages more than $581.4 million in assets on a discretionary basis only. It’s located in Covington, with a branch office recently opened in Sarasota. The Covington team includes three certified financial planners (CFPs), two certified public accountants (CPAs), two chartered financial analysts (CFAs), two registered financial consultants (RFCs), two wealth management consultants (WMCs) and two chartered life underwriters (CLUs). (Advisors may have multiple accreditations.)

The ratio of non-high-net worth clients to high-net-worth ones is about three to one (579 to 189). The firm also serves closely held businesses, pension plans, profit-sharing plans, estates, trusts, charitable organizations, corporations and other business entities. There is minimum to open an investment account, though the firm may require a minimum annual fee.

Legacy Financial Advisors Background

Of the four advisors who started the firm in 2006, three - MIchael Maisel, Paul Sartori and Trent Lucas - remain and own the firm. Two other employees have small stakes, according to SEC data.

Legacy Financial specializes in investment management, estate planning, insurance, and risk management services.  Its fiduciary services are on a fee basis, but advisors who are registered representatives of broker-dealers or insurance agents receive commissions in their other capacities.

Legacy Financial Advisors Investment Strategy

Employing strategic and tactical allocations, Legacy Financial follows what it calls “an advance and protect strategy.” It does this by placing client assets in a “capital preservation portfolio” (the protect part of the strategy) and a “growth portfolio” (the advance part), where securities are intended to provide long-term capital appreciation potential and diversification. 

As of its most recent SEC filings, assets under the firm’s management were allocated as:

  • 49% in securities issued by registered investment companies (such as mutual funds) or business development companies
  • 43% in exchange-traded equity securities
  • 5% in cash and cash equivalents
  • 1% in U.S. government and agency bonds
  • 1% in state and local bonds
  • 1% in investment-grade corporate bonds

Alphamark Advisors, LLC

Alphamark Advisors, LLC

Located in Ft. Wright, Alphamark Advisors manage nearly $312.6 million in assets on a discretionary basis only. Its five-advisor team includes two certified financial planners (CFPs), one chartered financial analyst (CFA), one certified divorce financial analyst (CDFA), one chartered financial consultant (ChFC) and one chartered life underwriter (CLU). (Advisors may have multiple certifications.)

Given that there is no minimum investment requirement, about three-quarters of Alphamark’s individual clients are not high-net-worth individuals. The firm also provides services to institutions, pension plans, profit-sharing plans, 401(k) plans, trusts, foundations, corporations and other business entities. Additionally, it serves as the investment advisor to the AlphaMark Large Cap Growth Fund, a series of the AlphaMark Investment Trust, and the AlphaMark Actively Managed Small Cap ETF, a part of the ETF Series Solutions ETF Trust. 

Alphamark Advisors Background

The firm has been in business since 1999. Today, its principal shareholder is President Michael Simon. Christian Lucas is also a managing partner. A handful of current and former partners of VonLehman CPA and Advisory Firm also have small stakes.

Alphamark primarily offers investment management and advisory services. It also can provide financial guidance during a divorce, help with college planning and advise on other financial matters. Its fiduciary services are on a fee basis, though the advisor on the team who is an insurance agent receives commissions in his other capacity.

Alphamark Advisors Investment Strategy

The firm generally allocates investment management assets of its separately managed accounts among individual debt and equity securities and various mutual fund classes. When appropriate, it may also recommend the mutual fund or ETF that AlphaMark manages. It notes that “to reduce volatility in a client’s portfolio, we diversify by market capitalization (large and small), and geography (domestic and international).” 

According to recent SEC data, assets under Alphamark’s management were allocated as:

  • 55% in exchange-traded equity securities
  • 35% in securities issued by registered investment companies (such as mutual funds) or business development companies
  • 7% in cash and cash equivalents
  • 1% in U.S. government and agency bonds
  • 1% in state and local bonds
  • 1% in investment-grade corporate bonds

Atlas Brown

Atlas Brown

Founded in 2004, Atlas Brown specializes in serving wealthy families. The Louisville firm has nearly $290 million in assets under management mostly on a discretionary basis. Its team of six advisors includes a chartered financial analyst (CFA), accredited investment fiduciary (AIF) and chartered retirement plans specialist (CRPS). (Advisors may have multiple accreditations).

With no minimum investment requirement, the firm actually has nine times more clients who are not high-net-worth individuals than ones who are. Though, as is often the case, the latter cohort’s assets are almost double that of the former. Additionally, Atlas Brown serves defined contribution plans (e.g., 401(k) and profit-sharing plans), trusts, estates, charitable organizations and corporations.

Atlas Brown Background

Chairman W. Wayne Hancock, III, is the only one of the original co-founders to still be working at the firm. He and his family are the largest shareholders, while employees mostly own the rest of the practice.

As mentioned earlier, the firm focuses on serving wealthy families, providing legacy planning, family governance, tax planning and lifestyle management - in addition to portfolio management services. Its fiduciary services are on a fee basis, but advisors who are brokers or insurance agents receive commissions in their other capacities.

Atlas Brown Investment Strategy

Atlas Brown says that it “applies institutional techniques to a multidisciplinary approach, using multiple asset classes/styles, outside managers, alternatives and individual securities to create customized investment strategies.” The firm uses traditional and alternative strategies, investing in non-traditional asset classes such as real estate, natural resources and minerals. 

As of recent SEC filings, assets under the firm’s management were allocated as:

  • 52% in exchange-traded equity securities
  • 22% in securities issued by registered investment companies (such as mutual funds) or business development companies
  • 17% in cash and cash equivalents
  • 6% in state and local bonds
  • 1% in non-exchange-traded equity securities
  • 1% in U.S. government and agency bonds
  • 1% in investment-grade corporate bonds

Reliant Wealth Planning, LLC

Reliant Wealth Planning

The third firm in Louisville on this list, Reliant Wealth Planning has been in business since 2017. Managing more than $268 million in assets, its three-advisor team collectively have among them two certified financial planner (CFPs), two retirement income certified professionals (RICPs), one chartered retirement planning counselor (CRPC) and one chartered financial analyst (CFA).

About 35% of the boutique firm’s client base consists of high-net-worth individuals, with the rest being non-high-net-worth ones. The firm also advises IRAs and revocable and irrevocable trusts. There is no minimum asset requirement, and all accounts are on a discretionary basis, which means clients authorize the firm to make changes to their investment portfolios without getting prior approval.

Reliant Wealth Planning Background

After working as a team at Merrill Lynch, Shaun Chelf and Laura Clark decided to strike out on their own and founded Reliant Wealth in 2017. They each own roughly half of the practice. Operations and Compliance Manager Trish Ettin has a small stake.

The firm offers portfolio management, financial planning and wealth management (a combination of the first two). It also offers a wrap fee program, where management and brokerage costs are bundled into one fee. Fiduciary services are on a fee basis, but advisors who are brokers or insurance agents receive commissions in their other capacities.

Reliant Wealth Planning Investment Strategy

Reliant Wealth takes a layered approach to investing, starting with a core layer that ranges from seeking total return to equity growth. Supplementing that is a varying number of layers of what the firm describes as “momentum, trend-following” strategies - and a layer that serves as liquidity reserve. In reviewing investments, Reliant Wealth uses fundamental and  technical methods of analysis. 

As of its recent SEC filings, client assets were allocated to exchange-traded equity securities (63%), securities issued by registered investment companies such as mutual funds (32%) and cash and cash equivalents (5%). 

The Gleason Group, Inc.

The Gleason Group, Inc.

Named after founder Gavin Gleason, The Gleason Group (TGG) is a boutique family shop in Prospect. Gleason is joined in the office by his wife Andrea, along with five others, including long-time colleague Diane Johns. Overseeing more than $266.4 million in assets, mostly on a discretionary basis, the four-advisor team includes two certified public accountants (CPAs) and one certified public finance administrator (CPFA).

The firm’s clients who are not-high-net-worth individuals outnumber those who are three to one (155 to 46). TGG also serves pension and profit-sharing plans, trusts, estates, charitable organizations, banks, corporations and other business entities. There is no published account minimum.

The Gleason Group Background

As mentioned earlier, Gavin Gleason founded the firm. It’s been in business since 2015. He is the sole proprietor.

The firm offers wealth management services, which include financial planning and investment management. For its services, it charges a fee based on a percentage of client assets under management. Advisors who are insurance agents are commission-based in their other capacities.

The Gleason Group Investment Strategy

Applying fundamental analysis when reviewing investments, TGG diversifies client assets primarily among mutual funds, exchange-traded funds (ETFs), index funds and individual debt and equity securities. It utilizes a long-term, buy-and-hold strategy while taking costs and tax liability potential into account.

According to recent SEC data, assets under the firm’s management were allocated as: 

  • 56% in exchange-traded equity securities
  • 37% in securities issued by registered investment companies (such as mutual funds) or business development companies
  • 6% in state and local bonds
  • 1% in cash and cash equivalents

Lang Advisors LLC

Lang Advisors LLC

With affiliate firms in Texas and California, Lang Advisors manages more than $259.1 million in assets. The headquarters are in Covington, where the team consists of co-founders Stefan and Tyler Lang, plus two more advisors. Together, they include two chartered financial analysts (CFAs), one certified public accountant (CPA) and one chartered market technician (CMT). (Advisors may have multiple certifications.)

The client base is mostly non-high-net-worth individuals, with the remainder composed of high-net-worth people, trusts, estates, charitable organizations and individual participants of retirement plans. The required minimum investment is $50,000, and all accounts are on a discretionary basis.

Lang Advisors Background

Though it was established as an investment advisory in 2013 by father-son duo Stefan and Tyler Lang, the firm’s roots go back to 1959, when it started as an accounting firm under Stefan’s father, Hal. Today, the firm is owned by the Langs. Two other employees have small stakes.

Lang Advisors primarily offers investment advisory services. It also provides financial consulting on request. Services are on a fee basis, though advisors who are brokers or insurance agents receive commissions in their other capacities.

Lang Advisors Investment Strategy

The firm generally uses mutual funds and equity securities (domestic and foreign) to diversify portfolios across asset classes, market capitalizations, sectors and regions. It may also invest in 

fixed income, global and real estate through real estate investment trusts (REITS). As of its recent SEC filings, assets under Lang Advisors’ management were allocated as:

  • 67% in securities issued by registered investment companies (such as mutual funds) or business development companies
  • 21% in exchange-traded equity securities
  • 6% in cash and cash equivalents
  • 3% in U.S. government and agency bonds
  • 1% in state and local bonds
  • 1% in investment-grade corporate bonds
  • 1% in equity and fixed-income funds related to variable insurance accounts 

Saling Wealth Advisors

Saling Wealth Advisors

Last but not least on our list, Saling Wealth Advisors manages more than $239.1 million in assets mostly on a discretionary basis. The Louisville firm is a family firm, with three Salings on staff. The team includes four certified financial planners (CFPs) and one chartered financial analyst (CFA).

Clients are about evenly split between high-net-worth and non-high-net worth individuals (92 to 65). The firm says on its website that it specializes in helping retirees, business owners and corporate executives. With five advisors on board, the client-to-advisor ratio is a low 31 to 1. The minimum investment requirement is $500,000.

Saling Wealth Advisors Background

After long careers in the financial services industry, Jay and Eric Saling founded their namesake firm in 2016. The former serves as chairman and is the majority owner. The latter is executive director and is a minority owner, as is CIO Jason Stuber. Emily Saling, a lawyer and the firm’s chief compliance officer, has a small stake.

Saling Wealth offers portfolio management, general consulting services and limited financial planning services that can address such areas as general cash flow planning, retirement planning and insurance analysis. Fiduciary services are on a fee basis, but advisors who are insurance agents receive commissions in their other capacities. The firm also offers a wrap program, where management and brokerage costs are bundled into one fee.

Saling Wealth Advisors Investment Strategy

The firm primarily applies fundamental analysis in its securities selection process and may use long-term purchases, short-term purchases, short sales, margin transactions, trading and options trading and writing. It mainly places assets in mutual funds, common stocks, exchange-traded funds (ETFs), bonds and fixed income products.

According to recent SEC data, assets under Saling Wealth’s management were allocated as:

  • 75% in securities issued by registered investment companies (such as mutual funds) or business development companies
  • 17% in exchange-traded equity securities
  • 4% in cash and cash equivalents
  • 2% in investment-grade corporate bonds
  • 1% in U.S. government and agency bonds
  • 1% in state and local bonds

How Many Years $1 Million Lasts in Retirement

SmartAsset's interactive map highlights places where $1 million will last the longest in retirement. Zoom between states and the national map to see the top spots in each region. Also, scroll over any city to learn about cost of living in retirement there.

Least
Most
Rank City Housing Expenses Food Expenses Healthcare Expenses Utilities Expenses Transportation Expenses

Methodology SmartAsset calculated the average cost of living for retirees in the largest U.S. cities. Using that calculation, we determined how many years $1 million would last in retirement in each major city.

First, we looked at data from the Bureau of Labor Statistics (BLS) on the average annual expenditures of seniors throughout the country. We then applied cost of living data from the Council for Community and Economic Research to adjust those national average spending levels based on the costs of each expense category (housing, food, healthcare, utilities, transportation and other) in each city.

We assumed the $1 million would grow at a real return (interest minus inflation) of 2%, reflecting the typical return on a conservative investment portfolio. Finally, we divided $1 million by the sum of each of those annual numbers to determine how long $1 million would last in each of the cities in our study.

Sources: Bureau of Labor Statistics (BLS), Council for Community and Economic Research