Retirement, Investing and Budget Expert
Caroline Hwang has been writing about personal finance for more than 20 years. She is a Certified Educator in Personal Finance (CEPF®). Her work has appeared in print and online, including in the New York Times and HuffPo. Before coming to SmartAsset, she worked on the staffs of such publications as Glamour, Redbook and Good Housekeeping. Caroline has a bachelor’s from the University of Pennsylvania and an MFA from New York University. She has yet to beat her young son at chess.
Posts by Caroline Hwang:
Contrary to public perception, trusts aren’t only for the wealthy. Indeed, anyone who owns property in Vermont and whose estate is worth more than $10,000 may want to set up a living trust to avoid probate. The court process can take six to 18 months if no litigation is involved. This article will help you decide whether a Vermont living trust makes sense for you. It will also tell you everything you want to know about the legal document. For large estates, you’ll probably also want a financial advisor’s help. SmartAsset’s free matching tool can help you find the right pro for your situation. Read more
After working so hard to build and manage your wealth, you’re not about to let it just scatter to your heirs without a plan. You want to steer it to them intact, which may include creating a living trust to avoid probate in Idaho. This article will help you decide whether a living trust makes sense for you and everything else you want to know about the legal document. For large estates, you’ll probably also want a financial advisor’s help. SmartAsset’s free matching tool can help you find the right pro for your situation. Read more
After the years you put into building your wealth, you want to pass it on to your heirs intact – and ideally without the delay of the courts. For Kentuckians, setting up a living trust makes a lot of sense, since probate can be a costly and lengthy process in the state. Whether you are just contemplating the idea or have already decided to create a living trust, this article will explain everything you want to know. If your estate is sizable or otherwise tricky, a financial advisor’s guidance is essential. SmartAsset’s free matching tool can help you find the right pro for your situation. Read more
When people talk about a market correction, it sounds like a euphemism for falling stock prices. But it’s actually a technical term for a 10% or bigger drop in the price of an index (or individual… Read more
For an interest-only retirement, you’ll need to have a large nest egg. How big a nest egg depends on your target income and the interest rate. For example, an annual income of $48,000 would require a… Read more