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Jane Thier

Jane Thier writes on a variety of personal finance topics for SmartAsset. Her expertise includes banking and mortgage. Jane is currently studying at Washington University in St. Louis and serves as editor-in-chief of Armour Magazine. Jane aims to receive her Master's Degree in Journalism.

Posts by Jane Thier

SmartAsset: Are Closing Costs Tax-Deductible?
Taxes

Are Closing Costs Tax-Deductible?

When you’re filing your taxes, there’s a whole lot to consider. From figuring out who counts as a dependent to organizing your income streams, you may find the process a bit overwhelming. And if you’re a new homeowner tackling mortgage… Read more…

401(k) Contribution Limits
Retirement

401(k) Contribution Limits for 2023

Contributing to your 401(k) is a great way to prepare for retirement, allowing for tax-deferred growth and, in some cases, employer matching contributions. If you really want to boost your savings, you might even contribute the maximum to the account. For… Read more…

missouri retirement system
Retirement

Missouri Retirement System

The state retirement system of Missouri covers the multiple types of employees working on behalf of the state. The Missouri State Employees’ Retirement System (MOSERS) was established in 1957. Under the management of a board of trustees, it currently provides retirement benefits to most state public employees. MOSERS delivers those retirement benefits through pension trust funds.… Read more…

mississippi retirement system
Retirement

Mississippi Retirement System

The state retirement system of Mississippi consists of seven different retirement plans to account for the multiple types of employees working for the state. It’s important to understand how your pension plan works and what you can count on for… Read more…

south dakota retirement system
Retirement

South Dakota Retirement System

The state retirement system of South Dakota covers the multiple types of employees working on behalf of the state. The South Dakota Retirement System (SDRS) is a cost-sharing, multi-employer retirement system for public employees, and it supports over 200,000 participants.… Read more…

Maryland Retirement System
Retirement

Maryland Retirement System

The state retirement system of Maryland consists of seven different retirement plans to cover the multiple types of state employees. Before we dive deep into the intricacies of each system, take the time to brush up on pensions. If you… Read more…

Indiana Retirement System
Retirement

Indiana Retirement System

The state retirement system of Indiana comprises several different retirement plans to cover the wide range of public employees working on behalf of the state. As pension systems can be complex, you may value some extra assistance in understanding the… Read more…

SmartAsset: What Is Perpetuity and Can You Buy One?
Retirement

Perpetuity: What Is It and Can You Buy One?

Simply put, a perpetuity in the financial world is the present value of a stream of cash that goes on into the future, forever. Though cash payments are infinite, it’s possible to calculate their present total value because the value… Read more…

backdoor ira
Retirement

What Is a Backdoor Roth IRA, and Is It Right for You?

If you’re looking to get ahead on planning for retirement, individual retirement accounts, or IRAs are great tool. An IRA is a tax-advantaged vehicle that helps you grow your retirement savings over time. Roth IRAs are particularly attractive, because you don’t pay taxes on withdrawals in retirement. There’s one problem: you can’t contribute to a… Read more…

ea vs. CPA
Retirement

EA vs. CPA: What’s the Difference?

When it comes to accounting and tax planning, you may get easily confused amid the sea of acronyms. But a solid understanding of certain accreditations is key if you’re looking for a licensed tax professional to guide you through your… Read more…