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Student Loans

Dec 22, 2014 To make assumptions about the return on your degree based on the past experience of others is, in language not approved by the APA, CRAZY! In the world of graduate degrees and earnings, choosing to live and die by statistics is a recipe for unhappiness and dissatisfaction. Statistics do not represent individuals but collections of people and how well an individual performs in any measure of success is up to the individual. Read More...

Nov 15, 2017 Investing in prepaid college tuition plans is an alternate investment for parents who are looking to pay for college instead of using the traditional 529 College Savings Plan. Prepaying college tuition is a way for parents, grandparents, and other friends and family members to save for the high cost of college for children several years or even decades before the money is needed for school. Read More...

Mar 14, 2018 For many young adults, heading off to college means a new level of freedom but it also brings with it a new set of responsibilities. While it may not seem that important, the choices you make when it comes to managing your money as a freshman can have a significant impact on your finances long after you graduate. If Personal Finance 101 isn't on your class schedule this fall, these simple tips can help you start building good financial habits. Read More...

Nov 15, 2017 Preparing to send a child to college for most parents is a sort of a Jekyll and Hyde process. On the one hand you're thrilled that you child survived adolescence, the trials and travails of high school and is moving on to the first phase of full blown adulthood. The thrill is matched by the enormous sorrow that comes with the realization that your child is no longer a child and departing from under your wing. Those conflicting emotions can be compounded by the complication of divorce. Nostalgia for what might have been and what is gone can quickly give way to real renewed anger and resentment thanks to paying for college and the form known as FAFSA. Read More...

Jul 17, 2019 When you think of college you think of studying, parties, pizza, guys, girls, and late nights. We seldom think about debt until graduation and the time comes to start making payments. Rising tuition at state and private schools is continuing to rise and along with them so is student debt. For student and their families preparing for college the maze of financial aid forms can be confusing leaving many to assume that college loans are college loans. They are not. There can be up to five very different student loans available for students and their families to choose from and the differences can be substantial. Read More...

Jul 18, 2019 For many freshly-minted grads struggling to find their footing in a tough job market, the arrival of their first student loan bill is a harsh reality check. Just as student loan debt is approaching an all-time high, default rates are also skyrocketing. According to a recent report from the Consumer Financial Protection Bureau, approximately 7 million borrowers are in default on a federal or private student loan. If your student loan payments are putting the squeeze on your budget, you need to know what your options are. Read More...

Mar 26, 2015 In the world of higher education rankings and earnings choosing to live and die by statistics is a recipe for unhappiness and dissatisfaction. Statistics do not represent individuals but collections of people and how well an individual performs in any measure of success is up to the individual. Everyone loves a bargain and we all desire to have nothing but the best for ourselves and our children. This is particularly true when it comes to college educations. The evidence, especially over the last several years is striking. Highly selective schools have become even more selective with plummeting acceptance rates. Read More...

Aug 15, 2019 A college degree is crucial to success in today’s job market, but the rising costs of earning a diploma is making it harder for young Americans today. Scholarships, grants and student loans can ease the burden but you could still end up having to cover part of the expense yourself. The good news is you may be able to put some of that money back in your pocket by taking advantage of these key tax breaks for education. Read More...

Jul 24, 2019 With the average yearly cost of attendance approaching $20,000 for public colleges and universities and $40,000 for private schools, more students than ever are financing their education. As a result, student loan debt has hit an all-time high, with recent estimates putting the total at just over the $1 trillion mark. For grads entering the still-recovering job market, paying down a mountain of loans can seem like an impossible feat, but there is hope. Thanks to various student loan forgiveness acts, you could be eligible for student loan relief, which can help you get the student loan debt monkey off your back once and for all. Read More...

Aug 09, 2013 High school graduation is a rite of passage and time for celebration. But unless you’re willing to witness a real life scene from 16 Candles,  Weird Science or even worse,  Project X, you’d do best hosting a project graduation party. Nowadays, schools across the country participate in some type of chaperoned, drug- and alcohol-free event, which typically on throughout the night. The scope of these events varies, depending on the school’s budget allocation and cost-per-ticket. But that doesn’t mean party planners need to skimp on the frills. The pleasure seekers at SmartAsset have compiled some ideas to help you load up on the fun on a budget. Read More...

Jan 13, 2016 Studies continue to show that getting a college degree has positive effects on job opportunities and future earnings. That said, higher education is proving to become a luxury. With the cost of college continuing to rise, many may feel the only option is to turn to student loan debt to finance education. But if you are looking to save as much as possible to put yourself or your kids through college, there are some savings strategies that are better than others. What is the best way to save for college? There are several options out there that can be helpful. Read on to learn some tips. Read More...

Dec 18, 2014 Not all insurance policies are created equally, and not all things need to be insured in this day and age, yet you can get a policy for just about anything. One type of policy that has been around for some time, but with very little fanfare is Tuition Refund Insurance (also known as Tuition Insurance). Read More...

Dec 30, 2014 The decision to go to graduate school is not an easy one, especially if you have been out of school for some time. While there are numerous decisions to make, such as what to study and what schools best fit your needs, the financial burden of a graduate degree such as an MBA, has been estimated to add up to $200,000 according to Forbes. Given the fact that graduate school is a big financial commitment, once you have made the decision to attend, it is important to set yourself up financially for success. Otherwise your financial failures could spill over to your academics. Read More...

Jul 31, 2019 Here are two words that strike terror in the hearts of any parents struggling to pay college tuition bills: Drama major! With student debt loads exceeding $1 trillion and youth unemployment levels off the charts, parents and students are asking themselves whether the return from a college degree is really worth the investment? Read More...

Jul 09, 2018 There’s an ongoing debating about the actual value of higher education. Countless articles and studies depict the declining return on investment for students and families. Simply put college graduates are not generating enough income to justify their expensive degrees. In the same way, some universities are also struggling to manage their finances. To highlight the universities having some of the biggest issues, we took a look at those with the lowest credit ratings... and we were pretty surprised by who we found. Read More...

Jul 17, 2019 Student loans. No two words can cause so much dread and anger. However, for many students, it is one of the only viable options to fund a higher education. If there is one thing students really don't need hanging over their heads, it's the thought of how they are going to pay off their loans. Thankfully, there are steps to help make facing these loans easier. Read More...

Aug 26, 2021 Across the U.S., unemployment is high and salaries are low. Job placement depends on several factors, not in the least being education level. Attaining an undergraduate- or graduate-level degree costs a lot of money, yet not everybody can afford the costs. For those who have some sort of wealth stowed in retirement fund(s), SmartAsset addresses the important question: Should you tap into your retirement fund to finance education? Read More...

Mar 14, 2018 Is your student loan an overwhelming burden? You’re not alone. 75% of people in a Cambridge Consumer Credit survey said their student loans were keeping them from big goals, like buying a house or a car. Just because you took out money to pay for your education, though, doesn’t mean you have to postpone your future.  Read More...

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