Stewardship Advisory Group
Stewardship Advisory Group is a financial advisory firm with a focus on Christian faith-based financial advising. The firm, which is located in Ocoee, Florida, a suburb of Orlando, currently only works with individual clients. Stewardship Advisory Group offers clients financial planning, investment management services and even educational seminars.
As a fee-based firm, certain on-staff advisors at Stewardship Advisory Group can receive commissions from insurance and securities sales. This differs from a fee-only firm, whose advisors do not receive any third-party compensation.
Stewardship Advisory Group Background
Stewardship Advisory Group was established in 2013, so it's still a relatively young firm. Jeff Rogers, the firm's founder and sole owner, is also a certified kingdom advisor (CKA) and a certified estate planner (CEP). Rogers has more than 20 years' experience in the financial services industry.
The firm employs a sizable team of advisors, many of whom also hold financial certifications, like the certified financial planner (CFP), enrolled agent (EA) and accredited investment fiduciary (AIF) designations.
Stewardship Advisory Group Client Types and Minimum Account Sizes
Stewardship Advisory Group offers its services to individuals both with and without a high net worth, as well as charities and businesses.
There is no set account minimum for advisory services at this firm.
Services Offered by Stewardship Advisory Group
Stewardship Advisory Group provides multiple services to its clients. More specifically, its main offerings are comprehensive wealth management and financial planning, along with investment management. It also provides clients with educational seminars on certain financial topics.
Wealth management, consulting and financial planning services typically relate to a number of more specific financial planning topics, such as:
- Retirement planning analysis
- Investment planning and asset allocation
- Survivor needs and risk management analysis
- Estate plan analysis
- Income tax analysis
- Strategic and tactical tax planning
- Cash flow analysis & spending plan
- Accumulation & major goals funding
- Financial freedom and debt reduction planning
Stewardship Advisory Group Investment Philosophy
Stewardship Advisory Group's investment philosophies and strategies vary based on the individual needs of each client. Advisors meet with clients to determine their investment goals, while also reviewing their overall financial and tax situation. They also take note of other specifics, like their risk tolerance and time horizon, so their final investment plan is as comprehensive as possible.
Advisors use a wide range of investment tactics to help create value in client portfolios. When it comes to evaluating potential investments, they use fundamental analysis, technical analysis, charting analysis and cyclical analysis. In terms of actually making investments, advisors may use both long-term and short-term purchases.
Fees Under Stewardship Advisory Group
Stewardship Advisory Group has a set fee schedule for both its investment management and financial planningservices. These typically vary based on the specific service the client is using. Here's a breakdown:
|Stewardship Advisory Group Financial Planning Fee Schedule|
|Retirement Planning Analysis||$2,500|
|Investment Analysis and Asset Allocation||$1,000|
|Survivor Needs and Risk Management Analysis||$500 ($100 per additional child)|
|College Education Analysis||$500 ($100 per additional child)|
|Estate Plan Review and Analysis||$1,000|
|Strategic & Tactical Planning||$1,000|
|Social Security Optimization Analysis||$750|
|Comprehensive Plan (includes of the above)||$5,000|
The firm has three other optional modules that include cash flow analysis and a spending plan, accumulation and major goals funding analysis and financial freedom and debt reduction planning. Each of these costs $500.
Investment management services comes with an assets-under-management-based fee. In other words, the more money you have, the lower your advisory fee will be.
|Investment Management Fee Schedule|
|Portfolio Value||Base Fee|
|$2M - $5MM||0.75%|
Here's what you're investment management fees may look like based on the size of your account:
|*Estimated investment management fees do not include brokerage, custodial, third-party manager or other fees, which can vary in amount.|
|Estimated Investment Management Fees at Stewardship Advisory Group*|
|Your Assets||Stewardship Advisory Group Fee Amounts|
What to Watch Out For
As mentioned earlier, Stewardship Advisory Group is a fee-based firm, meaning advisors may be registered as insurance agents or broker-dealer representatives. In these roles, they may be able to earn commissions for selling products to clients. While this leads to a potential conflict of interest, the firm's fiduciary duty still requires it to act in clients' best interests, no matter what.
Opening an Account With Stewardship Advisory Group
If you're interested in working with Stewardship Advisory Group, go to the firm's website and fill out its contact form. You can also call the firm at (407) 470-1405 or visit its office.
All information is accurate as of the writing of this article.
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