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Sam Lipscomb

Credit Card, Savings and Retirement Expert

Sam Lipscomb is a writer for SmartAsset. His work spans a wide variety of personal finance topics with expertise including retirement, investing and savings. He is particularly well versed in credit cards. Sam has been featured in The Economist and on The Points Guy. He is a Certified Educator in Personal Finance (CEPF®). Sam graduated from Kenyon College with a degree in Economics and enjoys being a go-to resource for family and friends when it comes to personal finance. Originally from Washington, DC, Sam loves all things aviation and is a Cleveland sports fan. He currently lives in New York.

Posts by Sam Lipscomb:

by Sam Lipscomb Jun 10, 2020

Since the coronavirus pandemic went global in early 2020, travel and tourism have been heavily impacted. Millions of people have seen their trips canceled by airlines and tour companies, with millions more choosing to cancel their trips out of caution and fear. Those who still need to travel for essential reasons are forced to take extreme precautions. So while most people are opting out of traveling for the time being, let’s take a look at what you should know about traveling during the time of coronavirus. Your travel plans won’t be the only thing that changes during this time. To make sure you’re prepared for the future, talk to a financial advisor today. Read more

by Sam Lipscomb Jun 08, 2020

The Coronavirus Aid, Relief, and Economic Security (CARES) Act includes over $2 trillion in federal funds to help address the economic fallout from the coronavirus global pandemic. The bill includes several provisions that affect college students, including deferred student loan payments and money for carryover funding of colleges and universities around the U.S. At the same time, the CARES Act provides stimulus checks, mortgage and rent payment relief and more. The uncertainty created by the coronavirus pandemic can be difficult to navigate. Talk to a financial advisor today to begin planning your financial future. Read more

by Sam Lipscomb May 18, 2020

Moderna, a Cambridge, Massachusetts-based biotechnology company, announced that one of its COVID-19 vaccine trials has seen promising results. The vaccine has only been tested on a handful of individuals, but it has shown an ability to promote antibodies and an immune response when exposed to coronavirus in a lab. While the vaccine will need to undergo much more rigorous testing before it can be manufactured and made available to the public, Moderna’s announcement has given hope to many people, including investors. A financial advisor can guide your investments through the coronavirus crisis. Speak with a financial advisor today. Read more

by Sam Lipscomb May 14, 2020

The Family and Medical Leave Act (FMLA) is a law that ensures that employees have access to up to 12 weeks of unpaid, job-protected leave per year for qualified medical and family-related reasons. Up… Read more

by Sam Lipscomb May 14, 2020

The Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law on March 27, 2020. The bill includes a number of provisions that help those affected by the coronavirus pandemic.… Read more

by Sam Lipscomb May 11, 2020

If you’re one of millions of Americans who has yet to receive a stimulus check from the government, you have until noon on Wednesday, May 13 to submit your direct deposit information to the IRS using… Read more

by Sam Lipscomb May 15, 2020

New Hampshire is one of the smallest and most rural states in the U.S., so it makes sense that, compared to larger, more urban states, it has not been hit as hard by the COVID-19 pandemic. The state… Read more

by Sam Lipscomb May 15, 2020

In comparison to the rest of the U.S., the state of Hawaii hasn’t been hit particularly hard by the coronavirus pandemic. In fact, by mid-May 2020 there were 638 confirmed cases of COVIDF-19 and 17… Read more

by Sam Lipscomb May 15, 2020

Idaho had 2,157  confirmed cases of coronavirus and 72 deaths by mid-May. Small businesses can access federal and state programs for pandemic-related hardships. State residents who need resources to… Read more

by Sam Lipscomb May 15, 2020

West Virginia was the last state in the United States to report a coronavirus case, with its first confirmed case coming on March 17, 2020. Two months later the state had 1,427 cases and 60… Read more

by Sam Lipscomb Apr 30, 2020

The state of Tennessee has thousands of confirmed cases of coronavirus. As a result of the economic effects stemming from this pandemic, Tennessee and the federal government have separately come up… Read more

by Sam Lipscomb Apr 30, 2020

With around 15,000 coronavirus cases statewide, Indiana has been hit hard by the COVID-19 outbreak. People have been ordered to stay at home since March 24, and non-essential businesses have been… Read more

by Sam Lipscomb Apr 29, 2020

The coronavirus pandemic continues to spread throughout the U.S., and Massachusetts has been particularly hard-hit. The state has seen over 50,000 confirmed cases of the sickness, and more than 3,000… Read more

by Sam Lipscomb Apr 29, 2020

As the coronavirus pandemic spreads through the U.S. and the world, the state of Arizona has taken preventative measure to stop the spread of the virus, while trying to help businesses, families and… Read more

by Sam Lipscomb Apr 29, 2020

Like many other states across the U.S., Virginia has been affected by the coronavirus pandemic. With over 10,000 confirmed cases and hundreds of deaths, the state has been forced to shutter… Read more

by Sam Lipscomb Apr 29, 2020

The state of North Carolina is reeling from the effects of the coronavirus pandemic on the state’s economy. The state has reported thousands of confirmed cases and over 100 deaths. With no clear end… Read more

by Sam Lipscomb Apr 28, 2020

The Families First Coronavirus Response Act (FFCRA), which became law on March 18, 2020, provides a number of relief measures, including help for small businesses and paid sick leave for workers. One… Read more

by Sam Lipscomb Apr 28, 2020

The coronavirus (COVID-19) crisis has caused major disruptions throughout the world. People’s ability to travel and the tourism industry have been hit particularly hard, as many are being forced to… Read more

by Sam Lipscomb Jul 13, 2020

Update: as of last Saturday, July 11, the Small Business Administration (SBA) has concluded the the Economic Injury Disaster Loan (EIDL) program for advances. These advances were for up to $10,000… Read more

by Sam Lipscomb Jul 10, 2020

The Employee Retention Tax Credit (ERTC) is a provision in the Coronavirus Aid, Relief, and Economic Security (CARES) Act intended to help workplaces keep employees on their payroll during the… Read more

by Sam Lipscomb Jul 20, 2020

Great news! The Small Business Administration (SBA) has reopened the Economic Injury Disaster Loan (EIDL) program to all small businesses affected by the coronavirus pandemic. Long before the… Read more

by Sam Lipscomb Apr 17, 2020

The coronavirus pandemic has upended the U.S. economy, as many Americans have already been laid off, furloughed or had their wages cut. Others are getting sick and being forced to take time off of… Read more

by Sam Lipscomb Jul 10, 2020

Due to the COVID-19 pandemic, the federal government extended this year’s federal income tax filing deadline from April 15 to July 15, 2020. This extension is automatic and applies to filing and… Read more

by Sam Lipscomb Feb 04, 2020

Whether you’re an individual or a business owner looking to stay on top of your finances, it’s important to plan out your budget and overall cash flow. Cash flow planning means different things in… Read more

by Sam Lipscomb Jan 31, 2020

The cost of a college education is at an all-time high, leaving many Americans wondering how to best save money to pay for tuition and other college costs. There are many options available to help… Read more