Tap on the profile icon to edit
your financial details.

Sam Lipscomb

Credit Card, Savings and Retirement Expert

Sam Lipscomb is a writer for SmartAsset. His work spans a wide variety of personal finance topics with expertise including retirement, investing and savings. He is particularly well versed in credit cards. Sam has been featured in The Economist and on The Points Guy. He is a Certified Educator in Personal Finance (CEPF®). Sam graduated from Kenyon College with a degree in Economics and enjoys being a go-to resource for family and friends when it comes to personal finance. Originally from Washington, DC, Sam loves all things aviation and is a Cleveland sports fan. He currently lives in New York.

Posts by Sam Lipscomb:

by Sam Lipscomb Nov 19, 2019

If you’re a frequent flyer, odds are you want to make your life as easy as possible when you have to jet off somewhere. But not all cities are equally equipped to facilitate your next adventure to the friendly skies. From the number of airports in a given area to the total number of nonstop destinations you can reach from a city, there are a range of factors that determine which cities are best for people who fly on a regular basis. Keep in mind that it can be helpful to work with a financial advisor if you spend a large chunk of your income on travel to help with budgeting and financial management. Read more

by Sam Lipscomb Jan 15, 2020

Neighborly is an investment company that allows investors to invest in communities seeking funding for internet infrastructure. More specifically, it focuses on bringing fiber broadband access to disadvantaged communities in the U.S. by way of direct investments in its qualified opportunity fund (QOF). As of now, investments in this QOF are only open to accredited investors, though this may change down the road. If you have questions about investing in these and other unique asset classes, try consulting with a financial advisor. Read more

by Sam Lipscomb Oct 21, 2019

An endowment is comprised of money donated to a non-profit organization. This sum of money is typically placed in an endowment fund, which is then invested. The return from those investments are used to fund the organization’s operations or grow the endowment principal. Read more

by Sam Lipscomb Oct 21, 2019

Ireland is home to some of the most stunning landscapes and coastlines in the world. This, plus the pace of life and rich Irish culture, make it an ideal destination for Americans looking to retire… Read more

by Sam Lipscomb Jan 07, 2020

A taxpayer advocate is an employee of the Office of the Taxpayer Advocate, also known as the Taxpayer Advocate Service (TAS). Working closely with, but independent of, the IRS, a taxpayer advocate… Read more

by Sam Lipscomb Oct 17, 2019

Some companies regularly pay their shareholders part of their profits in the form of dividends. These bonus earnings function as both a reward for investors and a way of generating confidence in a… Read more

by Sam Lipscomb Oct 16, 2019

Estate planning can be a complex process, and relying on a will can put your heirs through the time and expense of probate court. A living trust can help simplify things. This arrangement can hold… Read more

by Sam Lipscomb Oct 16, 2019

A living trust is a viable estate planning tool for Rhode Island residents. Since they allow your families and loved ones to skip the time-consuming and expensive process of proving a will, creating… Read more

by Sam Lipscomb Jan 08, 2020

No matter where you live, it’s important to have a strong estate plan in place. One popular estate planning tool is a living trust, which offers a secure way to store your assets and property so that… Read more

by Sam Lipscomb Oct 09, 2019

When setting a budget, it’s important to differentiate between what you need and what you want. Indeed, many budgeting systems ask you to assign percentages to your needs and wants. For instance, the… Read more

by Sam Lipscomb Jan 08, 2020

Estate planning should be a part of everyone’s financial plan, especially as you grow older. A living trust can serve as the centerpiece of your estate plans, as it helps simplify things for your… Read more

by Sam Lipscomb Sep 09, 2019

Chartered financial analyst (CFA) is a designation bestowed by the CFA Institute on financial professionals who are competent and knowledgeable financial analysts. Those who want to earn their CFA… Read more

by Sam Lipscomb Sep 09, 2019

Estate planning is a key part of ensuring that your assets are properly distributed after you’ve died. One of the many estate planning options available is to create a living trust in which you can… Read more

by Sam Lipscomb Oct 09, 2019

Italy is one of the most popular vacation spots in Europe. It’s also a great option if you’re thinking about retiring abroad. The country is known for its delicious food, beautiful towns and mild… Read more

by Sam Lipscomb Jul 30, 2019

Puerto Rico is famous for its tropical climate and sunny beaches, which make it a particularly attractive vacation destination. But the island also boasts a number of financial perks for retirees… Read more