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Sam Lipscomb

Credit Card, Savings and Retirement Expert

Sam Lipscomb is a writer for SmartAsset. His work spans a wide variety of personal finance topics with expertise including retirement, investing and savings. He is particularly well versed in credit cards. Sam has been featured in The Economist and on The Points Guy. He is a Certified Educator in Personal Finance (CEPF®). Sam graduated from Kenyon College with a degree in Economics and enjoys being a go-to resource for family and friends when it comes to personal finance. Originally from Washington, DC, Sam loves all things aviation and is a Cleveland sports fan. He currently lives in New York.

Posts by Sam Lipscomb:

by Sam Lipscomb Oct 17, 2019

Some companies regularly pay their shareholders part of their profits in the form of dividends. These bonus earnings function as both a reward for investors and a way of generating confidence in a company’s stock. Investing in dividend-yielding equities for a little extra income and an upfront return on your investment might seem like a no-brainer. However, you should examine what types of stocks pay dividends and how these payments are taxed. Read more

by Sam Lipscomb Oct 16, 2019

Estate planning can be a complex process, and relying on a will can put your heirs through the time and expense of probate court. A living trust can help simplify things. This arrangement can hold your assets and property in a single place so they can be effectively distributed to your beneficiaries following your passing. As probate and inheritance laws differ from state to state, there are different factors to consider depending on where you live. In this guide, we explore the living trust process for Wyoming residents. The process for creating a living trust is difficult, and can often require the help of a professional. If you’re looking to start a living trust in Wyoming, consider seeking out an estate planning attorney and financial advisor. Try using SmartAsset’s free matching tool to get paired with advisors in your area that can help. Read more

by Sam Lipscomb Oct 16, 2019

A living trust is a viable estate planning tool for Rhode Island residents. Since they allow your families and loved ones to skip the time-consuming and expensive process of proving a will, creating one is a good idea for those with complicated estates. If you, in fact, decide that a living trust makes sense for you, it might be a good idea to talk it over with a financial advisor and an estate planning attorney. SmartAsset’s free matching tool can pair you with a local financial advisor based on your personal needs. Read more

by Sam Lipscomb Oct 15, 2019

No matter where you live, it’s important to have a strong estate plan in place. One popular estate planning tool is a living trust, which offers a secure way to store your assets and property so that… Read more

by Sam Lipscomb Oct 09, 2019

When setting a budget, it’s important to differentiate between what you need and what you want. Indeed, many budgeting systems ask you to assign percentages to your needs and wants. For instance, the… Read more

by Sam Lipscomb Oct 01, 2019

Estate planning should be a part of everyone’s financial plan, especially as you grow older. A living trust can serve as the centerpiece of your estate plans, as it helps simplify things for your… Read more

by Sam Lipscomb Sep 09, 2019

Chartered financial analyst (CFA) is a designation bestowed by the CFA Institute on financial professionals who are competent and knowledgeable financial analysts. Those who want to earn their CFA… Read more

by Sam Lipscomb Sep 09, 2019

Estate planning is a key part of ensuring that your assets are properly distributed after you’ve died. One of the many estate planning options available is to create a living trust in which you can… Read more

by Sam Lipscomb Oct 09, 2019

Italy is one of the most popular vacation spots in Europe. It’s also a great option if you’re thinking about retiring abroad. The country is known for its delicious food, beautiful towns and mild… Read more

by Sam Lipscomb Jul 30, 2019

Puerto Rico is famous for its tropical climate and sunny beaches, which make it a particularly attractive vacation destination. But the island also boasts a number of financial perks for retirees… Read more