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Top 10 Financial Advisors in Florida

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This review was produced by SmartAsset based on publicly available information. The named firm and its financial professionals have not reviewed, approved, or endorsed this review and are not responsible for its accuracy. Review content is produced by SmartAsset independently of any business relationships that might exist between SmartAsset and the named firm and its financial professionals, and firms and financial professionals having business relationships with SmartAsset receive no special treatment or consideration in SmartAsset’s reviews. This page contains links to SmartAsset’s financial advisor matching tool, which may or may not match you with the firm mentioned in this review or its financial professionals.

Finding a Top Financial Advisor Firm in Florida

Because a large state like Florida has a lot of financial advisor firms, it’s difficult to narrow them down and find one that meets your exact needs. So SmartAsset’s investment experts have done the hard work for you and determined the top Florida financial advisor firms. We list each firm’s fee structure, services, account minimums and more below to help you differentiate among the firms and narrow down your choices.

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Rank Financial Advisor Assets Managed Minimum Assets Financial Services More Information
1 WE Family Offices WE Family Offices logo Find an Advisor

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$13,382,462,057 No set account minimum
  • Financial planning services
  • Portfolio management 
  • Selection of other advisors (including private fund managers)

Minimum Assets

No set account minimum

Financial Services

  • Financial planning services
  • Portfolio management 
  • Selection of other advisors (including private fund managers)
2 CV Advisors LLC CV Advisors LLC logo Find an Advisor

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$9,406,618,249 $50,000,000
  • Financial planning
  • Portfolio management
  • Selection of other advisors (including private fund managers)
  • Consolidated financial reporting

Minimum Assets

$50,000,000

Financial Services

  • Financial planning
  • Portfolio management
  • Selection of other advisors (including private fund managers)
  • Consolidated financial reporting
3 Gladstone Wealth Partners Gladstone Wealth Partners logo Find an Advisor

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$4,006,257,615 Varies based on account type
  • Financial planning
  • Portfolio management
  • Selection of other advisors
  • Educational seminars/workshops
  • Solicitation/referral
  • Retirement consulting
  • General consultation services

Minimum Assets

Varies based on account type

Financial Services

  • Financial planning
  • Portfolio management
  • Selection of other advisors
  • Educational seminars/workshops
  • Solicitation/referral
  • Retirement consulting
  • General consultation services
4 Csenge Advisory Group, LLC Csenge Advisory Group, LLC logo Find an Advisor

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$2,351,921,549 $50,000
  • Financial planning
  • Portfolio management
  • Pension consulting
  • Selection of other advisors
  • Asset allocation services

Minimum Assets

$50,000

Financial Services

  • Financial planning
  • Portfolio management
  • Pension consulting
  • Selection of other advisors
  • Asset allocation services
5 Camden Capital, LLC Camden Capital, LLC logo Find an Advisor

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$4,504,003,393 No set account minimum
  • Financial planning
  • Portfolio management
  • Advisor selection

Minimum Assets

No set account minimum

Financial Services

  • Financial planning
  • Portfolio management
  • Advisor selection
6 Finaccess Advisors, LLC Finaccess Advisors, LLC logo Find an Advisor

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$4,446,176,244 No set account minimum
  • Financial planning
  • Portfolio management 
  • Wealth management services

Minimum Assets

No set account minimum

Financial Services

  • Financial planning
  • Portfolio management 
  • Wealth management services
7 Certified Advisory Corp Certified Advisory Corp logo Find an Advisor

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$2,178,847,169 $500,000
  • Financial planning services
  • Portfolio management
  • Penson consulting services
  • Selection of other advisors (including private fund managers)
  • Educational seminars/workshops

Minimum Assets

$500,000

Financial Services

  • Financial planning services
  • Portfolio management
  • Penson consulting services
  • Selection of other advisors (including private fund managers)
  • Educational seminars/workshops
8 Talon Private Wealth, LLC Talon Private Wealth, LLC logo Find an Advisor

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$774,283,111 $25,000
  • Financial planning
  • Portfolio management
  • Selection of other advisors
  • Pension consulting

Minimum Assets

$25,000

Financial Services

  • Financial planning
  • Portfolio management
  • Selection of other advisors
  • Pension consulting
9 Spearhead Capital Advisors, LLC Spearhead Capital Advisors, LLC logo Find an Advisor

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$1,893,012,408 $5,000,000
  • Financial planning
  • Portfolio management
  • Selection of other advisors

Minimum Assets

$5,000,000

Financial Services

  • Financial planning
  • Portfolio management
  • Selection of other advisors
10 Advus Financial Partners, LLC Advus Financial Partners, LLC logo Find an Advisor

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$4,355,688,612 $25,000 to $1 million
  • Financial planning
  • Portfolio management
  • Pension consulting
  • Selection of other advisors
  • Subadvisory services

Minimum Assets

$25,000 to $1 million

Financial Services

  • Financial planning
  • Portfolio management
  • Pension consulting
  • Selection of other advisors
  • Subadvisory services

What We Use in Our Methodology

To find the top financial advisors in Florida, we first identified all firms registered with the SEC in the state. Next, we filtered out firms that don't offer financial planning services, those that don't serve primarily individual clients and those that have disclosures on their record. The qualifying firms were then ranked according to the following criteria:

  • AUM
    Firms with more total assets under management are ranked higher.
  • Individual Client Count
    Firms who serve more individual clients (as opposed to institutional clients) are ranked higher.
  • Clients Per Advisor
    Firms with a lower ratio of clients per financial advisor are ranked higher.
  • Age of Firm
    Firms that have been in business longer are ranked higher.
  • Fee Structure
    Firms with a fee-only (as opposed to fee-based) compensation structure are ranked higher.

All information is accurate as of the writing of this article. This list may include firms that have a business relationship with SmartAsset, in which SmartAsset is compensated for lead referrals. Such relationships have no impact on our rankings, and firms are included and ranked based strictly on the above criteria.

WE Family Offices

WE Family Offices sits at the top of our Florida list. The Miami-based firm works exclusively with high-net-worth individuals. SmartAsset named this firm the top financial advisor firm in Miami.

This fee-only firm charges a minimum base annual fee of $150,000 for its family office services. It should therefore come as no surprise that WE Family Offices only serves ultra-high-net-worth and high-net-worth individuals and their families. As a comparison, most other firms on this list also work with some combination of businesses, charitable organizations and retirement plans.

At this firm you’ll find advisor certifications such as certified financial planner (CFP), certified public accountant (CPA), chartered financial analyst (CFA), chartered alternative investment analyst (CAIA) and registered investment advisor (Series 65). WE Family Offices charges performance-based fees if your portfolio exceeds projections.

WE Family Offices Background

Holding company WE Family Offices Holdings, LLC owns this firm. It was founded in 2000. Managing partners Santiago Ulloa, Maria Elena Lagomasino and Michael Zeuner have all been working in the financial services industry for several decades.

Because this is a family office, all of its services are based around comprehensive financial planning and management. Its offerings encompass succession planning, investment manager selection, service provider selection and fee negotiation, investment transaction verification and asset and investment portfolio reporting. WE Family Offices avoids providing any type of legal, tax or accounting advice.

WE Family Offices Client Experience

Given that it is a family office, comprehensiveness is paramount to how WE Family offices manages its clients’ portfolios. This process opens with a complete overview of your family’s assets, including your holdings, sources and uses of cash and any existing wealth transfer plans. This information is then paired with your family’s history, values, roles, decision-making processes, communication practices and investment goals.

An investment strategy is then built based on these familial goals, as well as your risk tolerance and any potential tax or estate planning issues. All the while, the firm will work to help your family achieve financial literacy and independence so that this plan doesn’t go to waste.

Once your advisor has implemented your plan, he or she will manage your account on a daily basis. If your family requires it, the firm can offer support to ensure that the family remains engaged in the plan. Should your financial needs or objectives change, the firm also has the ability to repurpose its plans to fit the altered circumstances.

CV Advisors

Much like WE Family Offices, CV Advisors, LLC has an individual client base made up of high-net-worth individuals. Other institutional clients include pooled investment vehicles, charities, insurance companies and corporations.

CV requires clients to have $50 million in assets to open an account. A fee-only firm, it is not engaged in any other types of financial businesses.

CV Advisors Background

CV Advisors was established in 2009 and is owned by founding partners Elliot Dornbusch, Alexandre Mann and Matthew J. Storm.

The firm's investment advisory services include asset allocation analysis, instrument and security selection, performance reporting and portfolio monitoring. These services can be provided on both a discretionary and non-discretionary basis.

CV Advisors Investing Strategy

CV Advisors typically creates portfolios for its clients which include (but are not limited to) fixed income, securities, exchange-traded funds (ETFs), private equity funds, hedge funds, certificates of deposit (CDs), managed accounts and mutual funds. 

The firm's investment philosophy prioritizes liquidity, risk management and investment cost efficiency. When providing advisory services, the firm will take into account your investment objectives, investment experience, financial situation and risk tolerance.

Gladstone Wealth Partners

Next on the list and new to the ranks this year is fee-based firm Gladstone Wealth Partners. Individual clients consist largely of non-high-net-worth individuals, with only a fifth belonging to the high-net-worth category. Other clients include charities, businesses and pension and profit-sharing plans. Account minimums vary by account type. 

As a fee-based firm, advisors may receive commissions from the sale and purchase of securities or insurance products. While this may be a potential conflict of interest, the firm is a fiduciary and is bound to act in the best interest of its clients. 

Gladstone Wealth Partners Background

Gladstone Wealth Partners was established in 2015 and is a wholly-owned subsidiary of GWP Advisory Services, LLC, formerly known as GWP Holdings, LLC. 

The firm offers investment management through nine wrap-fee programs, as well as retirement consulting and a host of other financial services. 

Gladstone Wealth Partners Investment Strategy

Gladstone Wealth Partners is all about customizing investment strategies to their clients. After an initial discussion regarding the client's objectives, risk tolerance and time horizon, advisors will recommend the appropriate strategy.

Investment management is primarily provided through the following wrap-fee programs:

  • Strategic Wealth Management, an ongoing customized portfolio management program
  • Manager Asset Select, where the firm provides model portfolios from third-party managers
  • Model Wealth Portfolios, asset-allocation portfolios provided by third-party managers
  • Optimum Market Portfolios, a professionally-managed mutual fund asset allocation program using Optimum Fund shares
  • Advisor services through Charles Schwab, Fidelity Investments, TD Ameritrade, Gladstone Capital or other third-party managers

Csenge Advisory Group

Csenge Advisory Group manages assets primarily for non-high-net-worth and high-net-worth individuals, as well as pension and profit sharing plans, charitable organizations and corporations. The firm generally has a minimum requirement of $50,000 to start and maintain an advisory relationship. Csenge also charges clients annual management fees that are assessed as a percentage of assets under management, which range up to 2.35%. Third-party managed program fees will not exceed 2.5%.

As a fee-based firm, some finance professionals could earn commissions on the sale of insurance and other investment products. Csenge has a fiduciary duty that requires its team to act in the best interests of their clients.

Csenge Advisory Group Background

Csenge was founded as a limited liability company in 2000. Founder and managing partner John Csenge is the principal owner.

The firm’s financial team holds multiple certifications, including six certified financial planners (CFPs), two financial paraplanner qualified professionals (FPQPs), one chartered financial analyst (CFA), one chartered market technician (CMT), one accredited investment fiduciary (AIF) and one certified investment management consultant CIMC).

Csenge Advisory Group Strategy

The firm offers investment advisory services through a network of independent advisory representatives. Services include wealth management, asset management, retirement planning, estate planning, insurance planning and tax planning.

Csenge works with clients to identify investment goals, objectives, restrictions, and risk tolerance to customize a portfolio and create an initial allocation that strategically complements their financial situation and personal circumstances.

Camden Capital

Ranking fifth on our list is fee-only Camden Capital. Although there is no account minimum to work with this firm, the vast majority of clients are high-net-worth individuals. Camden Capital also serves a number of pooled investment vehicles. 

Several advisors hold professional accreditations, including certified financial planner (CFP), chartered financial analyst (CFA), certified public accountant (CPA), chartered financial consultant (ChFC) and accredited investment fiduciary (AIF). 

Camden Capital Background

Camden Capital was founded in 2004 and has offices in California in addition to its main office in Boca Raton. The firm is managed by partners Rich Bursek, Kara Boccella, Mark Udis and Jayson Brown. 

Services provided include investment management advice, legacy planning and family office services.

Camden Capital Investment Strategy

Advisors at Camden Capital personalize their recommendations based on a client's objectives, risk tolerance and time horizon. The firm believes that asset allocation and investment policy decisions should be made to help the client achieve their overall financial objectives while minimizing risk exposure. As such, strategic asset allocation is a key component of portfolio construction. The firm encourages a long-term buy-and hold approach, and employes a diverse range of asset classes as suitable for its clients. 

Finaccess Advisors

Finaccess Advisors, LLC has a client base made up of individuals, high-net-worth individuals, pooled investment vehicles, charitable organizations and corporations. It is also on SmartAsset’s list of the top financial advisor firms in Miami.

The firm does not require a minimum amount of assets to open an account. Finaccess is a fee-only firm, which means its advisors do not receive transaction-based compensation.

Finaccess Advisors Background

Finaccess Advisors was established in 2009. Grupo Finaccess S.A.P.I. de C.V., a network of financial service businesses, is the primary owner of this firm.

Besides typical asset management, Finaccess Advisors offers a plethora of financial planning services. These services include retirement planning, trust planning, estate planning, education cost planning, cash flow planning and insurance review.

Finaccess Advisors Investing Strategy

While Finaccess does a lot of retirement planning, it actually makes heavy use of short-term purchasing. The firm uses short-term purchases for two reasons: to take advantage of short-term returns in the market and to accommodate investors with hefty liquidity needs.

Besides your need for liquidity, your personal risk tolerance and time horizon will also inform how your investment plan is built. The firm stresses that you can adjust your objectives at any point and rebalance your portfolio to take the changes into account.

Certified Advisory Corp

Certified Advisory Corp manages assets primarily for individuals and high-net-worth individuals, as well as pension and profit sharing plans, charitable organizations, state and municipal governments and corporations. The firm generally has a minimum requirement of $500,000 to open and maintain an account. Certified also charges clients advisory and management fees that are assessed as a percentage of assets under management, which range up to 1.5%.

As a fee-based firm, some finance professionals could earn commissions on the sale of insurance and other investment products. Certified has a fiduciary duty that requires its team to act in the best interests of their clients.

Certified Advisory Corp Background

Certified was founded in 1991 and founder Joseph F. Bert is the principal owner.

The firm’s financial team holds multiple certifications, including 12 certified financial planners (CFPs), 12 accredited investment fiduciaries (AIFs), two certified public accountants (CPAs) and one national Social Security advisor (NSSA).

Certified Advisory Corp Strategy

The firm offers comprehensive financial plans, including:

  • Income tax, cash flow and investment plans
  • Financial independence cash flow plans
  • Education funding plans
  • Retirement distribution analysis
  • Pension maximization analysis
  • Legacy planning
  • Business analysis
  • Risk management plans
  • Capital needs analysis
  • Asset allocation plans

Certified works with clients to identify investment goals, objectives, and risk tolerance to customize a portfolio that complements their financial needs strategically.

Talon Private Wealth

Another new addition to the list this year is fee-based firm Talon Private Wealth. Its client base consists primarily of individuals below the high-net-worth threshold. The minimum to open an account is $25,000. 

As a fee-based firm, some of its advisors may receive a commission for the sale of insurance products. Although this may be a potential conflict of interest, the firm is bound by fiduciary duty to act in the best interest of its clients at all times. 

Talon Private Wealth Background

Talon was founded in 2018, making it one of the younger firms on our list. The founder Robert Lester is a managing member of the firm. 

Services offered include financial planning and consultation, investment management and retirement planning services. 

Talon Private Wealth Investment Strategy

Tactical asset allocation and technical analysis inform the majority of Talon's investment strategy, utilizing stocks, bonds, exchange-traded and mutual funds to build upon a model portfolio that aligns with a client's objectives, risk tolerance and time horizon. 

Spearhead Capital Advisors

Spearhead Capital Advisors manages assets primarily for individuals and high-net-worth individuals, as well as pooled investment vehicles and insurance companies. The firm generally requires a minimum of $5,000,000 to open and maintain an account. 

As a fee-based firm, some finance professionals at Spearhead Capital could earn commissions on the sale of insurance and other investment products. The firm has a fiduciary duty that requires its team to act in the best interests of their clients.

Spearhead Capital Advisors Background

The firm was founded as a limited liability company in 2011. Spearhead Strategic Partners, LLC is the direct owner of the Spearhead Capital Advisors, LLC. And the owners of Spearhead Strategic Partners, LLC are New Vernon Financial, LLC (30%), Abstrum Partners, LLC ( 30%), Fieldstone II, LLC (30%) and SATM Holdings, LLC (10%).

The financial team holds multiple certifications, including two certified public accountants (CPAs), two private placement life insurance (PPLI) designations, one chartered financial analyst (CFA), one certified financial planners (CFP), one private placement variable annuities (PPVA), one chartered alternative investment analyst (CAIA), one certificate in investment performance measurement (CIPM) and one certified investment management analyst (CIMA).

Spearhead Capital Advisors Strategy

The firm relies on charting analysis, technical analysis, fundamental analysis, cyclical analysis, modern portfolio theory, long-term and short-term purchases, short sales, margin transactions, option writing and trading to manage and evaluate client portfolios.

Services include advanced wealth planning, investment consulting services, portfolio management services. The firm also offers structural planning, equity and debt portfolio management, alternative investment strategies, private placement life insurance (PPLI) and private placement variable annuity (PPVA) structures, among other services.

Advus Financial Partners

Rounding off our list is the youngest firm, fee-only Advus Financial Partners. Clients include a large number of high-net-worth individuals, charities, corporations and pension and profit-sharing plans. There is a minimum account size of $1,000,000.

Advisors at Advus host multiple certifications, including accredited investment fiduciary (AIF), certified financial planner (CFP), certified fiduciary plan advisor (CFPA), and chartered financial analyst (CFA), among others. 

Advus Financial Partners Background

Advus was founded just last year in 2021 and is owned solely by CEO Mark Lamoriello. 

The firm's objective is to offer conflict-free investment advice, focused on wealth planning and investment management for individuals, retirement plans and endowments. 

Advus Financial Partners Investment Strategy

Advus' Investment Policy Committee is responsible for asset allocation and portfolio management decisions. Asset allocation and diversification form the core of Advus' investment strategy, and principal asset classes used are global equities, fixed income and cash equivalents. 

Advus generally utilizes a mix of passive and active investment management. Your money will often be put into a combination of mutual funds, exchange-traded funds (ETFs), separately-managed accounts and private investment funds and partnerships. 

How Long $1 Million Lasts in Retirement

SmartAsset's interactive map highlights places where $1 million will last the longest in retirement. Zoom between states and the national map to see the top spots in each region. Also, scroll over any city to learn about the cost of living in retirement for that location.

Least
Most
Rank City Housing Expenses Food Expenses Healthcare Expenses Utilities Expenses Transportation Expenses

Methodology We weighed potential expenditures for a prospective retiree with a  $1 million nest egg to assess how many years that fund would cover in retirement in America’s largest cities.

We applied cost of living data from the Council for Community and Economic Research to adjust those national average spending levels based on the costs of each expense category (housing, food, healthcare, utilities, transportation and other) in each city. Using this data, SmartAsset calculated the average cost of living for retirees in metro areas across the U.S.

We assumed the $1 million would grow at a net annual return of 2% after inflation. Then, we divided $1 million by the sum of each of those annual numbers to determine how long $1 million would cover retirement expenses in each of the cities in our study. Cities where $1 million lasted the longest ranked the highest in the study.