Menu burger Close thin Facebook Twitter Google plus Linked in Reddit Email
Loading
Tap on the profile icon to edit
your financial details.

Top Financial Advisors in Seal Beach, CA

Your Details Done
by Updated

Finding a Top Financial Advisor Firm in Seal Beach, California

Seal Beach, California offers an array of financial advisor firms, but selecting the most suitable one is crucial to your short- and long-term financial success. We’ve formed a list of the top firms in Seal Beach to help you with your search. Our ranking analyzes each firm’s assets under management (AUM), advisory services, investment philosophy, minimum account size requirements and more. SmartAsset’s free financial advisor matching tool can also help you with your search.

Rank Financial Advisor Assets Managed Minimum Assets Financial Services More Information
1 Regal Wealth Group, Inc. Regal Wealth Group, Inc. logo Find an Advisor

Read Review

$212,586,730 No set account minimum
  • Portfolio management
  • Financial planning

Minimum Assets

No set account minimum

Financial Services

  • Portfolio management
  • Financial planning
2 Clay Northam Wealth Management Clay Northam Wealth Management logo Find an Advisor

Read Review

$209,551,845 $250,000
  • Financial planning
  • Portfolio management
  • Selection of other advisors

Minimum Assets

$250,000

Financial Services

  • Financial planning
  • Portfolio management
  • Selection of other advisors
3 Erman Retirement Advisory Erman Retirement Advisory logo Find an Advisor

Read Review

$193,359,925 No set account minimum
  • Financial planning
  • Portfolio management

 

Minimum Assets

No set account minimum

Financial Services

  • Financial planning
  • Portfolio management

 

Let us help match you with the right financial advisor for your needs.

Answer a few questions to get a personalized match.
Get started

How We Found the Top Financial Advisor Firms in Seal Beach, California

To find the top financial advisors in Seal Beach, California, we first identified all firms registered with the SEC in the city. Next, we filtered out firms that don't offer financial planning services, those that don't serve primarily individual clients and those that have disclosures on their record. The qualifying firms were then ranked according to the following criteria:

Regal Wealth Group

Regal Wealth Group, Inc.

Regal Wealth Group tops our list of the top financial advisor firms in Seal Beach. The firm has multiple on-staff advisors managing hundreds of individual and institutional clients. Regal Wealth’s client base includes individuals, high-net-worth individuals, businesses, endowments and pension and profit sharing plans. 

The fee-only firm charges asset-based fees, hourly charges and fixed fees for its advisory services. Regal Wealth doesn’t have a minimum account size requirement. 

Regal Wealth Group Background

Regal Wealth Group is owned by Beeler Family Trust. William M. Beeler and Gary P. Klein founded Regal Wealth in 2005. The firm specializes in investment advisory, retirement planning, IRA distribution strategies, financial planning and consulting services. 

Regal Wealth Group Investment Strategy

Regal Wealth Group uses long- and short-term purchases and trading as its primary investment strategies. Driven by research, discipline, innovation and conviction, Regal says it relies on independent quantitative, qualitative and fundamental research, according to its website. The firm tailors its investment strategies to the needs of its clients.

Clay Northam Wealth Management

Clay Northam Wealth Management

Fee-based financial advisor firm Clay Northam Wealth Management is next on our list. It serves individuals, high-net-worth individuals, trusts, estates, charitable organizations, corporations, limited liability companies and other business entities. Compensated through hourly charges and asset-based fees, the firm requires an account minimum requirement of $250,000. 

The firm’s advisors both hold the certified financial planner (CFP) and chartered mutual fund counselor (CMFC) designations. Clay and Northam also have two other California offices in El Segundo and Sherman Oaks.

Some of the advisors here can receive extra commissions for selling insurance products to clients. While this presents a potential conflict of interest, the firm's fiduciary duty requires it to act in clients' best interests at all times.

Clay Northam Wealth Management Background

Managing partners Brian Clay and Darren Northam formed Clay Northam with the mission of guiding each client to financial success. In working toward that mission, the firm offers a range of investment management and financial planning services. Its investment management services focus on institutional money management and portfolio analysis, alternative investments, mutual funds, stocks, bonds and exchange-traded funds (ETFs)

The firm’s financial planning services encompass the following:

  • Retirement planning 
  • Estate planning
  • Insurance planning
  • Tax planning
  • College planning 

Clay Northam also utilizes the sub-advisory services of unaffiliated money managers. 

Clay Northam Wealth Management Investment Strategy

The firm says it aims to relieve client stress by offering a disciplined, innovative and customized process of financial planning and asset management that helps all of its clients achieve their goals in different economic conditions. 

In analyzing securities and making investment decisions, the firm relies upon charting, fundamental, technical and cyclical analysis. Its key investment strategies are long- and short-term purchases and trading.

Erman Retirement Advisory

Erman Retirement Advisory

Erman Retirement Advisory is a fee-based firm. Its client base includes individuals, families, trusts and estates. The firm’s fee-based fee structure allows it to earn commission-based compensation from the sale of investment or insurance products, but it is legally obligated to honor a fiduciary duty to work in each client’s best interest. 

Erman’s team includes certifications such as enrolled agent (EA), certified financial planner (CFP) and certified retirement counselor (CRC). When it comes to compensation, Erman mainly charges clients asset-based fees, hourly charges and commissions. The firm doesn’t have a minimum account size requirement. 

Erman Retirement Advisory Background

Established in 2000 by Howard Erman, Erman Retirement Advisory provides a variety of advisory services, including: financial planning, Tactical Asset Management Services (TAMS) and “financial snapshot” services. The firm also provides concierge and special projects services.

Erman Retirement Advisory Investment Strategy

Erman Retirement Advisory mainly relies upon tactical asset allocation and modern portfolio theory when making investment decisions. The firm adheres to a long-term investing approach and ensures that portfolios are globally diversified to control the risk associated with traditional markets, according to its website. 

In offering investment advice, Erman utilizes passively-managed index and ETFs, actively-managed funds, dividend paying stocks and individual municipal bonds.

How Long $1mm Lasts in Retirement

SmartAsset's interactive map highlights places where $1 million will last the longest in retirement. Zoom between states and the national map to see the top spots in each region. Also, scroll over any city to learn about the cost of living in retirement for that location.

Least
Most
Rank City Housing Expenses Food Expenses Healthcare Expenses Utilities Expenses Transportation Expenses

Methodology We analyzed data on average expenditures for seniors, cost of living and investment returns to determine how many years of retirement a $1 million nest egg would cover in cities across America.

First, we looked at data from the Bureau of Labor Statistics (BLS) on the average annual expenditures of seniors. We then applied cost of living data from the Council for Community and Economic Research to adjust those national average spending levels based on the costs of each expense category (housing, food, healthcare, utilities, transportation and other) in each city. Using this data, SmartAsset calculated the average cost of living for retirees in the largest U.S. cities.

We assumed the $1 million would grow at a real return (interest minus inflation) of 2%. Then, we divided $1 million by the sum of each of those annual numbers to determine how long $1 million would cover retirement expenses in each of the cities in our study. Cities where $1 million lasted the longest ranked the highest in the study.

Sources: Bureau of Labor Statistics (BLS), Council for Community and Economic Research