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Ben Geier

Savings, Retirement and Investing Expert

Ben Geier is an experienced financial writer currently serving as a retirement and investing expert at SmartAsset. His work has appeared on Fortune, Mic.com and CNNMoney. Ben is a graduate of Northwestern University and a part-time student at the City University of New York Graduate Center. He is a member of the Society for Advancing Business Editing and Writing and a Certified Educator in Personal Finance (CEPF®). When he isn’t helping people understand their finances, Ben likes watching hockey, listening to music and experimenting in the kitchen. Originally from Alexandria, VA, he now lives in Brooklyn with his wife.

Posts by Ben Geier:

by Ben Geier Apr 02, 2020

California is one of the early epicenters for the COVID-19 pandemic in the U.S. As of the end of March, 150 people have died of the disease in the Golden State and hundreds are currently in intensive care. The entire state is under a shelter-in-place protocol, which follows an earlier strict shelter-in-place rule put forth by counties in the Bay Area. This, of course, has had an adverse impact on the livelihoods of individuals living in California and on small businesses operating in the state. Luckily, though, there are numerous programs available to California residents who need a bit of help getting through the COVID-19 crisis. If you’re worried about protecting your finances through the crisis and more generally, consider working with a financial advisor. Read more

by Ben Geier Apr 02, 2020

President Donald Trump recently signed into law the historic COVID-19 stimulus package worth around $2 trillion. It sets aside $250 billion for direct payments to individuals and families to help them deal with the economic impact of the coronavirus pandemic. Read more

by Ben Geier Apr 02, 2020

The State of New York — especially New York City — is one of the epicenters for the COVID-19 epidemic in the U.S.. More than 1,000 people have died of the virus in the Empire State, and infections are reaching such a rate that New York City has built a makeshift hospital in Central Park. Residents of the state continue to be advised to practice social distancing, and non-essential businesses are shut down. There are plenty of programs out there, though, that can help both individuals and businesses who have been negatively impacted by the crisis and need a bit of help to get through. If you are worried about protecting your finances through the crisis and the recession, consider working with a financial advisor. Read more

by Ben Geier Apr 01, 2020

As the COVID-19 pandemic continues to grow, many small businesses are finding themselves asking some tough questions about how to continue operations while making sure they’ll be able to sustain… Read more

by Ben Geier Apr 02, 2020

To be a business owner now, during the coronavirus pandemic, is to be in serious financial straits. That is, unless you’re in the business of selling groceries, medicine or other essentials. With… Read more

by Ben Geier Mar 17, 2020

According to data from advocacy groups like Equal Pay Today as well as government institutions such as the Bureau of Labor Statistics (BLS), women earn only around 80 cents for every dollar that men… Read more

by Ben Geier Mar 05, 2020

Selling a house can prove a challenging process if your property stays on the market longer than you’d like or sells at a loss. Having access to high-quality real estate professionals in your area… Read more

by Ben Geier Feb 25, 2020

A conference can be a great break from your daily workplace grind. You often get to go to a new city, meet other people in your field and learn new skills. Even though professional development is the… Read more

by Ben Geier Feb 25, 2020

Because getting a higher education is important in many professional fields, it can drastically change a worker’s earning potential and therefore his or her ability to save. According to 2017… Read more

by Ben Geier Feb 13, 2020

If you’re expecting a big refund, tax season can be a pleasant time of the year. There is always a chance, though, that you could end up actually owing the government money. Some taxpayers are able… Read more

by Ben Geier Jan 27, 2020

One way voters demonstrate their support for political candidates is by making campaign contributions, something Americans have increasingly done over the last few decades. According to Pew Research… Read more

by Ben Geier Jan 23, 2020

Commuting takes up a lot of time as well as money – money that could be put towards other financial goals like saving up for a trip, car or house. With Americans already spending so much of their… Read more

by Ben Geier Dec 06, 2019

Raising children requires substantial financial preparedness. One’s ability to save enough to house and support a growing family can depend on a variety of factors. Residents in some locations,… Read more

by Ben Geier Nov 14, 2019

Safety is often at the top of most people’s list when they’re picking a place to live. Choosing the right city allows them the peace of mind to work and raise a family. Given those considerations,… Read more

by Ben Geier Nov 14, 2019

The median household income in the U.S. was $61,937 in 2018, according to Census Bureau data. But what kind of life that income affords you depends on many factors, including your spending and saving… Read more

by Ben Geier Oct 29, 2019

Whether you’re taking someone out for the first time or enjoying a well-earned night on the town with your partner of a decade, it’s important to be able to enjoy a nice date night. It is even better… Read more

by Ben Geier Oct 29, 2019

Unions can be effective tools for collective bargaining. They represent workers in negotiations with management to uphold workers’ rights, including fair wages. According to a 2018 report on full… Read more

by Ben Geier Oct 28, 2019

Giving to charity can be doubly rewarding. It helps other people, and it makes you feel like you’re doing something good. As a bonus, it can get you a deduction on your taxes, something a financial… Read more

by Ben Geier Oct 15, 2019

As soon as the air turns crisp and the leaves start to change color, trick-or-treaters all over America start to count down to Halloween. They look forward to donning inventive costumes and hitting… Read more

by Ben Geier Jan 08, 2020

Advancing into old age brings to the forefront a variety of lifestyle and financial considerations, including the possibility of transitioning to a full-time nursing home. Whether you are thinking… Read more

by Ben Geier Oct 15, 2019

Jobs in STEM fields – related to science, technology, engineering and math – are among the fastest-growing and highest-paying jobs in America. But there remains tremendous inequality in the field… Read more

by Ben Geier Oct 01, 2019

Estate planning can take a lot of energy, and there are many options to consider when coming up with your directions for what will happen to your money and possessions after you’ve died. One option… Read more

by Ben Geier Oct 01, 2019

Bills pile up and debt accumulates, causing the pressure of financial concerns to grow. While there are certainly ways to get out ahead of these struggles – saving carefully, using a budget or making… Read more

by Ben Geier Sep 24, 2019

While Major League Baseball is what you are most likely to see on television, baseball fans in cities across the country flock to the ballpark to watch the stars of tomorrow hone their craft in Minor… Read more

by Ben Geier Sep 19, 2019

The pay gap remains a very real struggle for women around the U.S. The latest number from the American Association of University Women estimates that, on average, women earn around 80% of what their… Read more