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Ben Geier

Savings, Retirement and Investing Expert

Ben Geier is an experienced financial writer currently serving as a retirement and investing expert at SmartAsset. His work has appeared on Fortune, Mic.com and CNNMoney. Ben is a graduate of Northwestern University and a part-time student at the City University of New York Graduate Center. He is a member of the Society for Advancing Business Editing and Writing. When he isn’t helping people understand their finances, Ben likes watching hockey, listening to music and experimenting in the kitchen. Originally from Alexandria, VA, he now lives in Brooklyn with his wife.

Posts by Ben Geier:

by Ben Geier Jun 18, 2019

If you’re still saving up for a mortgage on your first home, it’s likely that you’re paying rent. But what if you could optimize your situation as a renter in order to build up those funds for a down payment more quickly? As you’ve probably guessed, there are some cities where renting is easier than in others. That’s why SmartAsset considered factors such as rental costs, commute times, the possibility of eviction and other information to figure out the best cities in America to find a place to rent. Read more

by Ben Geier Jun 12, 2019

Tech jobs are in high demand across the country. The positions pay well, the companies often offer great benefits and your work helps to create products and services that run the world. While you might think that you have to live in New York or the Bay Area to work in tech, there are actually a lot of cities with great career opportunities for tech workers without the high cost of living that comes with being a resident of those major coastal cities. Snagging a job in a place with a more affordable mortgage can be a strategic way to help your tech salary go further. So for the sixth year in a row, SmartAsset takes a look at the best American cities to work in tech. Read more

by Ben Geier Jun 14, 2019

Lots of young people need to find a roommate to help pay their rent, but many of them dream of being able to locate an affordable home that is just theirs and that allows them to sock away more money in a savings account. There are some cities, though, where it is easier than in others to rent a place all on your own. Factors like average income, average rent cost and the availability of smaller apartments can create a situation that is either conducive to renting alone or difficult for solo renters who would be better served seeking out a roommate. Below, we consider these and some other factors to find the cities where renters are best able to live alone. Read more

by Ben Geier Jun 06, 2019

Owning a home is a big milestone for many. Despite the costs and maintenance associated with homeownership, it can represent security, achievement and success. There are some states, though, where it… Read more

by Ben Geier Jun 03, 2019

Deciding where the best place is for you to live involves balancing a number of factors, including the ease of your commute. Not only does getting to and from work take up a lot of time, but it can… Read more

by Ben Geier May 30, 2019

Building your professional life can be difficult, but it’s the best way to make sure you and those you care for can make enough to put money away in savings as well as afford to live the life you… Read more

by Ben Geier May 29, 2019

Nothing screams “Americana” quite like a summer afternoon spent at the state fair. The sounds of laughing children and braying livestock. The sights of carnival rides and butter sculptures. The… Read more

by Ben Geier May 30, 2019

Some people just have creative juices flowing through them. They need to use their creative instincts all the time, and some are lucky enough to use those talents to make their living. After all, you… Read more

by Ben Geier May 31, 2019

There’s a big world out there, and a lot of people want to see as much of it as possible through travel. Unfortunately, most people can only spend so much of their savings on jet-setting. As a result… Read more

by Ben Geier May 15, 2019

Nearly one-third of all U.S. households pay more than 30% of their incomes for housing, according to a 2018 study from Harvard’s Joint Center for Housing Studies. And approximately half of renter… Read more

by Ben Geier May 16, 2019

Living the American Dream can mean different things to different people when it comes to their material situation. For some, it might mean a white picket fence. For others, it might mean a gilded… Read more

by Ben Geier May 09, 2019

The ease and affordability of mobility are important factors to weigh when you’re considering where you want to live. Whether you move from place to place in a car of your own, via public… Read more

by Ben Geier May 08, 2019

To buy or to rent? It’s a tough question. And though buying a home can seem a more feasible undertaking with a partner to help cover the down payment and mortgage, American singles in certain cities… Read more

by Ben Geier Apr 10, 2019

Financial advisor is not a specific term that applies to a single job or role. Indeed, you’ll hear financial professionals filling a number of different roles and performing a number of different… Read more

by Ben Geier Apr 02, 2019

Financial advisors are among the most important workers in the financial services industry. They help both individuals and institutions manage their money and set themselves up for a secure financial… Read more

by Ben Geier Apr 01, 2019

Investing in startups may seem like an opportunity that only exists for those willing and able to drop a few million into a fledgling tech company housed in a garage or a Stanford dorm room. While… Read more

by Ben Geier Apr 01, 2019

If you plan correctly, retirement can be one of the great adventures of your life. What is more adventurous than packing your bags, leaving America behind and spending your golden years immersed in a… Read more

by Ben Geier Mar 28, 2019

There are many agencies and organizations in America that exist to protect consumers, including consumers on the investing markets. One of those organizations is the Securities Investor Protection… Read more

by Ben Geier Mar 28, 2019

Saving for retirement is one of the most important financial decisions you can make. Proper planning can mean the difference between a retirement of travel and time with loved ones and one spent… Read more

by Ben Geier Mar 27, 2019

The federal government founded the Social Security program during the Great Depression. The program provides money to people after they’ve retired. A tax that everyone pays while they are working… Read more

by Ben Geier Mar 27, 2019

Doing your taxes is never easy, but for small business owners there are some extra layers of complexity. Schedule C is a tax form that some small business proprietors use to file their tax returns… Read more

by Ben Geier Mar 26, 2019

A broker-dealer is one of the most important people or firms you’ll work with as you invest your money. Broker-dealers are the professionals who buy and sell securities for clients while building… Read more

by Ben Geier Mar 25, 2019

Those seeking a financial advisor will encounter two types of fee structures: fee-only and fee-based. The difference between the two might not be immediately apparent. Still, as you research advisors… Read more

by Ben Geier Mar 25, 2019

If you are an investor, the current ratio is a measure you’ll likely want to use to analyze the companies in which you are considering investing. The current ratio is a liquidity measure. It… Read more

by Ben Geier Mar 13, 2019

Medicare Part C, also known as Medicare Advantage, is one of four parts of the Medicare Program. While Part A covers in-hospital services, Part B covers outpatient and preventative services. Part D… Read more