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Top Financial Advisors in Larkspur, CA

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Finding a Top Financial Advisor Firm in Larkspur, California

Finding the right financial advisor for you and your family isn’t always easy. If you're looking for an advisor in Larkspur, California, our list of the city's top financial advisor firms can make your search much simpler. Below you’ll find a breakdown of each firm, with information detailing their account minimums, fee schedules, client base and more. SmartAsset’s financial advisor matching tool offers a more tailored approach, as it can pair you with up to three financial advisors in your area based on your personal preferences.

Rank Financial Advisor Assets Managed Minimum Assets Financial Services More Information
1 Hutchinson Capital Management Hutchinson Capital Management logo Find an Advisor

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$585,498,886 $1 million
  • Financial planning services
  • Portfolio management

Minimum Assets

$1 million

Financial Services

  • Financial planning services
  • Portfolio management
2 Meritas Wealth Management, LLC Meritas Wealth Management, LLC logo Find an Advisor

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$345,081,447 No set account minimum ($5,000 minimum annual fee)
  • Financial planning services
  • Portfolio management

Minimum Assets

No set account minimum ($5,000 minimum annual fee)

Financial Services

  • Financial planning services
  • Portfolio management
3 Marin Financial Advisors LLC Marin Financial Advisors LLC logo Find an Advisor

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$328,209,847 $1 million
  • Financial planning services
  • Portfolio management
  • Pension consulting services

Minimum Assets

$1 million

Financial Services

  • Financial planning services
  • Portfolio management
  • Pension consulting services
4 Longview Financial Advisors, LLC Longview Financial Advisors, LLC logo Find an Advisor

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$221,714,060 $2 million
  • Financial planning services
  • Portfolio management

Minimum Assets

$2 million

Financial Services

  • Financial planning services
  • Portfolio management
5 Private Capital Management, Inc. Private Capital Management, Inc. logo Find an Advisor

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$140,973,218 $1.5 million
  • Financial planning services
  • Portfolio management
  • Pension consulting services
  • Selection of other advisors
  • Publication of periodicals or newsletters
  • Family office

Minimum Assets

$1.5 million

Financial Services

  • Financial planning services
  • Portfolio management
  • Pension consulting services
  • Selection of other advisors
  • Publication of periodicals or newsletters
  • Family office
6 Shira Ridge Wealth Management Shira Ridge Wealth Management logo Find an Advisor

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$123,243,603 $500,000
  • Financial planning services
  • Portfolio management

Minimum Assets

$500,000

Financial Services

  • Financial planning services
  • Portfolio management
7 JLFranklin Wealth Planning JLFranklin Wealth Planning logo Find an Advisor

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$111,164,902 $1.5 million ($10,000 fee for financial planning)
  • Financial planning services
  • Portfolio management
  • Publication of periodicals or newsletters
  • Educational seminars/workshops

Minimum Assets

$1.5 million ($10,000 fee for financial planning)

Financial Services

  • Financial planning services
  • Portfolio management
  • Publication of periodicals or newsletters
  • Educational seminars/workshops
8 Portico Wealth Advisors, LLC Portico Wealth Advisors, LLC logo Find an Advisor

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$104,026,089 No set account minimum ($8,500 minimum fee)
  • Financial planning services
  • Portfolio management

Minimum Assets

No set account minimum ($8,500 minimum fee)

Financial Services

  • Financial planning services
  • Portfolio management

How We Found the Top Financial Advisor Firms in Larkspur, California

SmartAsset limited its list to firms registered with the U.S. Securities and Exchange Commission (SEC) in Larkspur, California. We only considered SEC-registered companies because such companies have a fiduciary duty to act in their clients’ best interests. Next, we removed any firms that have disclosures, lack financial planning services or do not manage individual accounts. The top firms to meet these criteria are listed here, ordered by assets under management (AUM).

Hutchinson Capital Management

Hutchinson Capital Management

Hutchinson Capital Management is a fee-only firm managing more than $585 million in assets. There are four advisors at the firm, including four chartered financial advisor (CFAs) and one certified financial planner (CFP). 

Clients of Hutchinson include a nearly even mix of high-net-worth and other individuals. Institutional clients include pension and profit sharing plans, charitable organizations, state or municipal government entities and corporations. The minimum investment at the firm is $1 million.

Fees for investment advice are based on a percentage of assets under management. Financial planning fees are charged on a flat or hourly rate. Advisors do not earn commissions for selling securities or other investment products.

Hutchinson Capital Management Background

The firm was founded in 1995. It is owned by Steven K. Wilkes, who is also the chief executive officer, chief compliance officer and a portfolio manager; and Gage T. Houser, who is chief financial officer and a portfolio manager.

The firm’s services include investment management, financial planning, asset allocation review, retirement plan analysis, estate plan review, charitable planning and gifting, cash flow management review and mortgage/refinance evaluation.

Hutchinson Capital Management Investment Strategy

Hutchinson has a proprietary research strategy to find investments for clients. The firm manages equity portfolios with a mix of 25 to 40 individual companies. The focus is on stocks the firm believes are high-quality but just temporarily devalued. The firm avoids IPOs and non-public investments.

Meritas Wealth Management, LLC

Meritas Wealth Management, LLC

Meritas Wealth Management is a fee-only firm managing more than $345 million in assets. Clients of the firm include an almost even mix of regular individual investors and high-net-worth clients. There are also institutional clients including pension and profit sharing plans, charitable organizations and corporations.

There are five advisors on staff, including three certified financial planners (CFPs) and one certified public accountant (CPA). There is no minimum account size but there is a $5,000 minimum annual fee.

Asset management fees are based on a percentage of assets under management. Financial planning fees are charged either hourly or at a fixed rate. Advisors to not earn commissions for selling securities.

Meritas Wealth Management, LLC Background

The firm was founded in 2008. The principal owners are Gregg E. Clarke and Kenneth C. “Kacy” Gott. In addition to the main office in Larkspur there is a second location in Santa Rosa, California.

Services offered by the firm include asset management, financial planning, cash flow planning, tax planning review, college funding, retirement planning, investment planning and estate planning.

Meritas Wealth Management, LLC Investment Strategy

Generally, Meritas’ investment strategy is based on four principles:

  1. Markets work
  2. Diversification is key
  3. Risk and return are related
  4. Portfolio structure explains performance.

Marin Financial Advisors LLC

Marin Financial Advisors LLC

Marin Financial Advisors is a fee-based advisory shop managing more than $328 million in assets. The firm charges a percentage of assets under management for investment management and an hourly fee for financial planning. Some advisors also earn commissions for selling insurance products, which is a conflict of interest. When acting as an advisor, though, all must act in the client’s best interest.

There are two advisors on staff at Marin. The team includes one chartered financial counselor (ChFC), one chartered life underwriter (CLU), one certified financial planner (CFP) and one registered life planner (RLP).

There is a $1 million minimum account size at Marin. Client’s include a nearly even mix of regular individual investors and high-net-worth investors, plus institutional clients including pension and profit sharing plans, charitable organizations and corporations.

Marin Financial Advisors LLC Background

Marin was founded in 2005. Colin Drake owns 90% of the firm while Dave Shore owns 10%. Both act as advisors for clients.

The firm’s services include asset management, financial planning, life management, debt management, tax planning, estate planning and insurance review.

Marin Financial Advisors LLC Investment Strategy

Portfolio construction at Marin is based on original research from Dimensional Fund Advisors, a separate company based in Austin, Texas. The advisors lean toward small cap and value stocks, plus international companies through mutual funds and exchange-traded funds (ETFs). Long- and short-term purchases are used, plus margin transactions and option writing.

Longview Financial Advisors, LLC

Longview Financial Advisors, LLC

Longview Financial Advisors is a fee-only firm managing more than $221 million in assets. Individual clients of the firm are around 70% high-net-worth. Institutional clients include pension and profit sharing plans, charitable organizations and corporations.

There is only one advisor at Longview. He is a certified financial planner (CFP). 

The minimum account size is $2 million. Fees for investment management are charged based on a percentage of assets under management. Financial planning fees are sometimes charged for work that goes beyond the normal scope. No advisors at the firm earn commissions for selling securities. 

Longview Financial Advisors, LLC Background

This is the newest firm on this list, founded in 2018. Timothy C. Harrington is the sole owner and the only financial advisor on staff.

The firm’s services include investment management and financial planning.

Longview Financial Advisors, LLC Investment Strategy

A variety of independent research is used to construct portfolios at Longview. Generally, small cap and value stocks are the preferred equity investments. The exact nature of a client’s portfolio, though, will depend on their own goals and objectives.

Private Capital Management, Inc.

Private Capital Management, Inc.

Private Capital Management manages more than $140 million for its clients. There are two advisors on staff, including one certified financial planner.

There is a $1.5 million minimum account size at PCM. Clients are mostly high-net-worth individuals. There are also institutional clients including pooled investment vehicles, pension and profit sharing plans, charitable organizations and corporations.

Fees for investment management are based on a percentage of assets under management. Financial planning fees are generally fixed and sometimes paid hourly. One advisor at the firm is also a licensed insurance agent and may earn commissions. This is a conflict of interest, but when acting as an advisor they must act in the client’s best interest.

Private Capital Management, Inc. Background

The firm was founded in 2002. The sole owner is Joe Ramos, who also acts as a financial advisor.

The firm’s services include investment management, asset allocation modeling, portfolio appraisal and historical performance analysis.

Private Capital Management, Inc.  Investment Strategy

Charting and fundamental analysis are the main analytical frameworks PCM uses to construct client portfolios. Both long- and short-term purchases may be used along with margin transactions and option writing. Mutual funds, exchange-traded funds (ETFs) and hedge funds may all be used as investment vehicles.

Shira Ridge Wealth Management

Shira Ridge Wealth Management

Shira Ridge Wealth Management is a fee-only firm managing more than $123 million in assets for clients, most of whom are non-high-net-worth individual investors. There are also some high-net-worth clients and a small number of pension and profit sharing plans.

There are two advisors on staff at Shira Ridge. That includes one certified financial planner. The minimum account size at the firm is $500,000.

Asset management fees are charged based on a percentage of assets under management. Financial planning is generally included in that fee. If you work with the advisor for financial planning without access management, the fee is charged hourly. No advisors at the firm earn commissions for selling securities.

Shira Ridge Wealth Management Background

The firm was founded in 2000. It is owned by Laurean Sue Nardone, who also acts as an advisor.

Shira Ridge’s services include asset management, financial planning, consulting, investment planning, retirement planning, stock option planning, estate planning, charitable planning, education planning, personal tax planning, real estate analysis, mortgage/debt analysis and insurance analysis.

Shira Ridge Wealth Management Investment Strategy

Advisors at Shira Ridge develop an investment program for each client based on their goals, objectives, risk profile and wealth components. Diversification is key, as is marrying short-term and long-term strategies.

Nearly 80% of client money at the firm is invested in mutual funds. The rest is split among stocks, bonds, cash, real estate investment trusts (REITs) and annuities.

JLFranklin Wealth Planning

JLFranklin Wealth Planning

JLFranklin Wealth Planning manages more than $111 million. It is a fee-only shop with two advisors on staff, both of whom are certified financial planners (CFP). One of them is also a certified public accountant (CPA).

The minimum account size is $1.5 million, with a $10,000 minimum annual fee. Clients of the firm are almost all high-net-worth individuals, with a few other individuals on the rolls as well. There is no institutional money at the firm.

Fees at JLFranklin are paid as a percentage of assets under management. Fees for financial planning are charged either hourly or on a fixed basis. Advisors do not earn commissions for selling insurance or financial products.

JLFranklin Wealth Planning Background

The firm was founded in 1999 and has shifted its registration between the state of California and the federal Securities and Exchange Commission (SEC) several times. Joyce L. Franklin is the principal owner and also acts as a financial advisor.

The firm’s services include financial planning, asset allocation review, tax planning, retirement plan analysis, cash flow planning, estate planning, charitable planning and investment management.

JLFranklin Investment Strategy

JLFranklin puts together client portfolios with taxes in mind. It only sells a security, for example, if it believes the gain will outweigh any taxes to be paid. Passively managed index mutual funds are the principal investment for stocks, while actively managed bond funds are preferred for fixed-income investments. 

Portico Wealth Advisors, LLC

Portico Wealth Advisors, LLC

The final advisory on this firm is Portico Wealth Advisors, a fee-only firm managing more than $104 million. Clients include a nearly even mix of high-net-worth individuals and other individual clients. Institutional clients include pension and profit sharing plans, charitable organizations and corporations.

There are two advisors on staff at Portico. One of them is a chartered financial advisor (CFA) and a certified financial planner (CFP). 

There is no minimum account size at the firm, but there is a minimum fee of $8,500. Fees are charged for investment management based on a percentage of assets under management. No advisors at the firm receive commissions for selling securities or other financial products.

Portico Wealth Advisors, LLC Background

Portico was founded in 2010. It is owned by David J. Tarantino and Jonathan D. Leidy.

Services of the firm include wealth management, risk management, financial planning, investment management, risk assessment, loss analysis and insurance review.

Portico Wealth Advisors, LLC Investment Strategy

Advisors at Portico use Modern Portfolio Theory to put together portfolios for clients. This is based on the idea that investors will only tolerate more risk if it means a higher potential return. A number of investments are used, including securities of all market caps, fixed-income investments including all types of bonds, mutual funds, commodities and currency.

 

How Many Years $1 Million Lasts in Retirement

SmartAsset's interactive map highlights places where $1 million will last the longest in retirement. Zoom between states and the national map to see the top spots in each region. Also, scroll over any city to learn about the cost of living in retirement for that location.

Least
Most
Rank City Housing Expenses Food Expenses Healthcare Expenses Utilities Expenses Transportation Expenses

Methodology To determine how long a $1 million nest egg would cover retirement costs in cities across America, we analyzed data on average expenditures for seniors, cost of living and investment returns.

First, we looked at data from the Bureau of Labor Statistics (BLS) on the average annual expenditures of seniors. We then applied cost of living data from the Council for Community and Economic Research to adjust those national average spending levels based on the costs of each expense category (housing, food, healthcare, utilities, transportation and other) in each city. Using this data, SmartAsset calculated the average cost of living for retirees in the largest U.S. cities.

We assumed the $1 million would grow at a real return (interest minus inflation) of 2%. This reflects the typical return on a conservative investment portfolio. Then, we divided $1 million by the sum of each of those annual numbers to determine how long $1 million would cover retirement expenses in each of the cities in our study. Cities where $1 million lasted the longest ranked the highest in the study.

Sources: Bureau of Labor Statistics (BLS), Council for Community and Economic Research