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Top Financial Advisors in Burlingame, CA

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This review was produced by SmartAsset based on publicly available information. The named firm and its financial professionals have not reviewed, approved, or endorsed this review and are not responsible for its accuracy. Review content is produced by SmartAsset independently of any business relationships that might exist between SmartAsset and the named firm and its financial professionals, and firms and financial professionals having business relationships with SmartAsset receive no special treatment or consideration in SmartAsset’s reviews. This page contains links to SmartAsset’s financial advisor matching tool, which may or may not match you with the firm mentioned in this review or its financial professionals.

Finding a Top Financial Advisor Firm in Burlingame, California

There are a plethora of financial advisor firms to choose from in Burlingame, California, so SmartAsset's experts compiled this list to help you choose one. In order to differentiate between the firms, we go over their typical client bases, investment strategies, fee structures, advisory services, minimum investments and more. Do you still feel unsure of who you want to work with? Try our financial advisor matching tool. It will connect you with up to three advisors who serve your area.

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Rank Financial Advisor Assets Managed Minimum Assets Financial Services More Information
1 Occidental Asset Management, LLC Occidental Asset Management, LLC logo Find an Advisor

Read Review

$523,737,691 $500,000
  • Financial planning
  • Portfolio management
  • Selection of other advisors (including private fund managers)

Minimum Assets

$500,000

Financial Services

  • Financial planning
  • Portfolio management
  • Selection of other advisors (including private fund managers)
2 Elm Advisors, LLC Elm Advisors, LLC logo Find an Advisor

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$380,894,446 $1,000,000
  • Financial planning
  • Portfolio management

Minimum Assets

$1,000,000

Financial Services

  • Financial planning
  • Portfolio management

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What We Use in Our Methodology

To find the top financial advisors in Burlingame, we first identified all firms registered with the SEC in the city. Next, we filtered out firms that don't offer financial planning services, those that don't serve primarily individual clients and those that have disclosures on their record. The qualifying firms were then ranked according to the following criteria:

  • AUM
    Firms with more total assets under management are ranked higher.
  • Individual Client Count
    Firms who serve more individual clients (as opposed to institutional clients) are ranked higher.
  • Clients Per Advisor
    Firms with a lower ratio of clients per financial advisor are ranked higher.
  • Age of Firm
    Firms that have been in business longer are ranked higher.
  • Fee Structure
    Firms with a fee-only (as opposed to fee-based) compensation structure are ranked higher.

All information is accurate as of the writing of this article. This list may include firms that have a business relationship with SmartAsset, in which SmartAsset is compensated for lead referrals. Such relationships have no impact on our rankings, and firms are included and ranked based strictly on the above criteria.

Occidental Asset Management, LLC

Occidental Asset Management (OCCAM), which is also known as Your Mental Wealth Advisors, is the top-rated firm in Burlingame. This fee-only firm works exclusively with individual clients and institutions with separately managed accounts. According to the firm's latest SEC fiiling, all of these current clients are high-net-worth individuals, which aligns with the firm’s minimum account size of $500,000. The firm's Form ADV does state that its minimum requirement is waivable, however.

As a fee-only firm, OCCAM's revenue comes exclusively from client-paid fees, not third-party commissions for selling securities or insurance. These fees are charged as a percentage of a client's assets under management (AUM). The firm's team of advisors includes five certified financial planners (CFPs). 

Occidental Asset Management Background

OCCAM was established in 2013. The firm is wholly owned by Occidental Capital, LLC, a financial services holding company. In turn, Occidental Capital is owned by A. Charles Cattano III, executive director of wealth management and family office services, and Nathan H. Walsh, executive director of asset management and chief compliance officer. The firm's ownship team also includes partner Dr. Brad Klontz, who is a financial planner and financial psychologist.

OCCAM provides its clients with both wealth management and financial planning services. Financial planning at the firm encompasses areas like income, expenses, taxes, investments, retirement plans and insurance. The firm also has a unique service called Your Mental Wealth® Discovery Process that seeks to help clients have a "healthy relationship with money and a sound blueprint for financial success," according to the firm's website.

Occidental Asset Management Investment Strategy

OCCAM doesn't adhere to a specific investment strategy. That's because the firm formulates a customized portfolio plan for every client based on their risk tolerance, time horizon, income needs and overall investing goals. When analyzing potential investments, OCCAM applies several techniques, including cyclical analysis, technical analysis, fundamental analysis and charting.

Technical and cyclical analysis involve seeking to identify trends in historical price and volume data, with cyclical analysis doing so specifically in the context of a business cycle. Fundamental analysis is the practice of analyzing a company or fund’s financial documents, as well the overall economy, in an attempt to gauge its intrinsic value. Charting involves visualizing price analyses with charts and graphs in order to better identify trends.

Elm Advisors, LLC

Elm Advisors is a fee-only firm that’s been serving clients in the Burlingame area for nearly two decades. Most of the firm's clients are high-net-worth individuals. Indeed, the firm maintains a $1 million minimum account size. Currently, charitable organizations are the only institutional clients. However, the firm is also open to working with foundations, businesses and pension plans.

As a fee-only practice, Elm Advisors does not receive sales commissions on investment products or insurance services. Instead, its revenue comes solely from client-paid fees. Those fees are charged as a percentage of a client's assets under management.

Elm Advisors Background

Elm Advisors was first established in 2005. Elana M. Lieberman and Lorne Abramson are the founders and principal owners of the firm, with their names being represented as the “E” and “L” in Elm, respectively. The duo opened the firm after individually spending several years at another portfolio management and financial advisory firm, the now-defunct Smith Barney.

Investment management is the primary service provided at Elm Advisors. The firm’s advisors tailor this service to the needs and objectives of each new client. The firm also provides financial planning services at no additional charge, and this can cover a wide variety of services, such as:

  • Cash flow analysis
  • Education funding needs
  • Risk management
  • Financial independence strategies
  • Retirement planning
  • Transition planning

Elm Advisors Investment Strategy

Elm Advisors believes that asset allocation is much more important to a portfolio's success than market timing or individual security selection. This goes hand in hand with the firm's belief in investing specifically for the long term. As such, the firm seeks to achieve a broad diversification of asset classes in each client portfolio. It does this to help ensure that the returns your portfolio earns are not based in just a single area of the investment market.

When implementing these diversified portfolios, Elm Advisors typically goes with a combination of mutual funds, exchange-traded funds (ETFs), individual equities, fixed-income funds and alternative investments. The firm may focus specifically on fixed-income investments if the client has a particular set of income requirements.

How Long $1 Million Lasts in Retirement

SmartAsset's interactive map highlights places where $1 million will last the longest in retirement. Zoom between states and the national map to see the top spots in each region. Also, scroll over any city to learn about the cost of living in retirement for that location.

Least
Most
Rank City Housing Expenses Food Expenses Healthcare Expenses Utilities Expenses Transportation Expenses

Methodology We weighed potential expenditures for a prospective retiree with a  $1 million nest egg to assess how many years that fund would cover in retirement in America’s largest cities.

We applied cost of living data from the Council for Community and Economic Research to adjust those national average spending levels based on the costs of each expense category (housing, food, healthcare, utilities, transportation and other) in each city. Using this data, SmartAsset calculated the average cost of living for retirees in metro areas across the U.S.

We assumed the $1 million would grow at a net annual return of 2% after inflation. Then, we divided $1 million by the sum of each of those annual numbers to determine how long $1 million would cover retirement expenses in each of the cities in our study. Cities where $1 million lasted the longest ranked the highest in the study.