This review was produced by SmartAsset based on publicly available information. The named firm and its financial professionals have not reviewed, approved, or endorsed this review and are not responsible for its accuracy. Review content is produced by SmartAsset independently of any business relationships that might exist between SmartAsset and the named firm and its financial professionals, and firms and financial professionals having business relationships with SmartAsset receive no special treatment or consideration in SmartAsset’s reviews. This page contains links to SmartAsset’s financial advisor matching tool, which may or may not match you with the firm mentioned in this review or its financial professionals.
Finding a Top Financial Advisor Firm in Aliso Viejo, California
If you’re having trouble finding a suitable financial advisor, our ranking of the top financial advisor firms in the Aliso Viejo, California area can help you narrow down your search. The ranking compares each firm’s investment strategies, advisory services, assets under management (AUM) and more. You can also use SmartAsset’s free financial advisor matching tool to connect with up to three advisors who serve your area.
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To find the top financial advisors in Aliso Viejo, we first identified all firms registered with the SEC in the city. Next, we filtered out firms that don't offer financial planning services, those that don't serve primarily individual clients and those that have disclosures on their record. The qualifying firms were then ranked according to the following criteria:
AUM
Firms with more total assets under management are ranked higher.
Individual Client Count
Firms who serve more individual clients (as opposed to institutional clients) are ranked higher.
Clients Per Advisor
Firms with a lower ratio of clients per financial advisor are ranked higher.
Age of Firm
Firms that have been in business longer are ranked higher.
Fee Structure
Firms with a fee-only (as opposed to fee-based) compensation structure are ranked higher.
All information is obtained through public records and is updated annually after the firms’ form ADV filing. This list may include firms that have a business relationship with SmartAsset, in which SmartAsset is compensated for lead referrals. Such relationships have no impact on our rankings, and firms are included and ranked based strictly on the above criteria. SmartAsset is not a client of the aforementioned firms, and did not receive compensation for including any of the firms on the aforementioned list.
The top advisory firm on our list in Aliso Viejo, California is none other than NFP Retirement, which is a fee-based firm. The company serves individuals, high-net-worth individuals, trusts, estates, corporations and other business entities.
NFP Retirement's investment minimum is $25,000 for portfolio management clients. However, plan services don't have a minimum amount since it's determined by the adviser on a case basis.
NFP Retirement Background
Founded in 1980 and owned by NFP Corp, the firm is lead by CEO Doug Hammond, president and chief operating officer Mike Goldman.
NFP Retirement Investing Strategies
The investment strategies the firm utilizes are passive (index) and actively managed mutual funds. Funds utilized are diversified to minimize the risk associated with the capital markets. For portfolio/model construction, the firm also adpots the modern portfolio theory by utilizing third-party research.
Financial Advisors Near You
Looking for a financial advisor in a nearby city? Here are some other lists of top financial advisors in the area:
SmartAsset's interactive map highlights places where $1 million will last the longest in retirement. Zoom between states and the national map to see the top spots in each region. Also, scroll over any city to learn about the cost of living in retirement for that location.
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Methodology We analyzed data on average expenditures for seniors, cost of living and investment returns to determine how many years of retirement a $1 million nest egg would cover in cities across America.
First, we looked at data from the Bureau of Labor Statistics (BLS) on the average annual expenditures of seniors. We then applied cost of living data from the Council for Community and Economic Research to adjust those national average spending levels based on the costs of each expense category (housing, food, healthcare, utilities, transportation and other) in each city. Using this data, SmartAsset calculated the average cost of living for retirees in the largest U.S. cities.
We assumed the $1 million would grow at a real return (interest minus inflation) of 2%. Then, we divided $1 million by the sum of each of those annual numbers to determine how long $1 million would cover retirement expenses in each of the cities in our study. Cities where $1 million lasted the longest ranked the highest in the study.
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