Posts by Dori Zinn:
If you’re looking to ride more often, whether for fun, work or for competition, you might want to consider buying a horse. Horse-owning isn’t that exclusive. It’s estimated that nearly 7.2 million Americans own horses. Before you put your money into your new four-legged companion, you may want to explore how much should be budgeted before you saddle up. Read more
For conservative investors, the stock market holds huge risk. If that’s you, maybe you stick to high-yield savings accounts or low-cost index funds or ETFs. However, investors willing to take a bigger risk may invest in properties. Here’s how to buy investment property and potentially increase passive income. Read more
Buying a home will be one of the most expensive purchases you ever make. Even on a tight budget, you can make it work. You can save up for an increase in monthly mortgage payments. You can even go in with little or no down payment since there are programs available to first-time homebuyers. Read more
Finding the right financial professional can be a bit of work. Even when you’ve narrowed the focus of precisely what you need, you may still have trouble finding the right expert to help you. When it… Read more
When it comes to picking an expert to handle, or to help you handle, your money, two of the more common types of experts are CPAs and CFAs. The former certification is typically earned by accounting… Read more
Owning a home is an expensive venture. But your home could be earning you money through equity and it might be time to convert that equity into cash. Read more
Gift planning can be a key element in an estate plan. Done properly, an estate plan – including gift planning – ensures that your assets are given to the people and organizations you care about and… Read more
When you sell something, you’re likely looking to profit from it. Capital gains are profits from an asset sale, like your home, business, or stocks. Capital gains come in two different forms: long… Read more
When firms or people invest in companies, there are a few different ways to go about it. For example, there are venture capitalists and private equity firms. Both have interests in helping companies,… Read more
Buying or selling a home is a major financial step. Whether you’re about to invest a lot of money in a property or make a lot of money from selling one, having the right real estate expert in your… Read more
When you go to a doctor, you may prefer one who puts your health first. When it comes to your money, you likely want a professional with your interests in mind. An Accredited Investment Fiduciary… Read more
Financial advisors often prepare for their clients an investment policy statement, which outlines your goals, risk tolerance, time horizon and asset allocation. It may also list specific securities… Read more
While investing does include stocks and bonds, it also includes many small securities put together. Sometimes portfolios have funds that are pooled, which include stocks, bonds and other securities.… Read more
Personal investing is one thing, but can governments invest too? (Hint: The answer is yes.) A sovereign wealth fund, or SWF, is a state-owned investment fund that taps into a country’s cash reserves.… Read more
With a checking account, you get a debit card to spend your cash nearly anywhere you wish. But many people can’t qualify for bank checking accounts, and in a world where card transactions are… Read more
Owning a home is an important goal for many people. But with mortgage, downpayment and credit requirements, many can’t yet afford to buy as soon as they’d like. For some in this situation, rent-to… Read more
Many companies have a chief investment officer (CIO), someone who’s in charge of a company’s financial assets. They typically manage long-term investments, portfolios of securities, pension funds,… Read more
Financial professionals who plan on selling closed-ended funds, mutual funds, and variable products must follow a specific career path. They’ll take the Investment Company and Variable Contracts… Read more
Financial professionals seeking to gain more knowledge and expertise might look to exams and licenses to complete for further education and skills. For some, taking the General Securities Principal… Read more
Investments come in many different forms. At one end are stocks, which are considered fairly high-risk, but can give you high returns. On the other end are low-risk investments, including the money… Read more
If you’re looking to maximize investment returns, perhaps you should think like a gambler. The Kelly criterion was used by horse racing gamblers in the late 1950s. Today, Warren Buffet and others use… Read more
There was a time where finances and technology were separate, like church and state. If you needed money, you went to the bank. If you wanted to play games, you used a machine. But now, there is… Read more
If you own a company that is looking to get an initial public offering (IPO), you might need to raise equity capital from financial institutions. However, you can do that through equity capital… Read more
A certified fund specialist (CFS) is a financial services professional who has acquired advanced expertise in choosing and managing mutual funds. The certification is typically obtained by those… Read more
Whether you’re a financial novice or a seasoned investor, getting some help from an expert might be good for you. If you need some help with financial planning, investing, or managing wealth a… Read more
