- The 10 Best Places to Retire in Florida
Florida is famous for being the premier destination for retirees looking to enjoy their golden years in a sunny, tropical climate. But within this retirement mecca, there are certain places that come out on top as the best places to retire in Florida. If you’re thinking about retiring in Florida or just want a better idea of… read more…
- Best Places to Retire in Tennessee
Retirees flocking to the Volunteer State for their golden years are in for a treat. The best places to retire in Tennessee offer everything from scenic mountain landscapes and hiking trails that will keep you active to historic museums where… read more…
- Best Places to Retire in South Carolina
The best places to retire in South Carolina have plenty to offer from pristine lakes and mountains to historic sites that date back to the Revolutionary War. So it’s no wonder so many nature lovers, outdoors enthusiasts and history buffs… read more…
- Best Places to Retire in Virginia
If you love the outdoors and want to stay active, you may consider spending your golden years among the pristine landscapes of Virginia. To help you narrow down your choices, SmartAsset compiled a list of the best places to retire… read more…
- Best Places to Retire in Oregon
If you’re a fan of the great outdoors, maritime communities and the arts, you may want to retire in the Beaver state. The best places to retire in Oregon offer plenty of opportunities to stay active well into your golden… read more…
- Best Places to Retire in Colorado
The high mountains and pristine lakes in Colorado can serve as aesthetic backdrops for those who want to spend their retirement years close to nature. And the best places to retire in Colorado offer plenty of that. The state can… read more…
- How Long Will My Retirement Money Last?
No matter how carefully you plan for retirement, you’re bound to wonder how long your money will actually last. Factors like where you want to live, healthcare costs, retirement savings balances, whether or not you work in retirement and more… read more…
- Illinois Retirement System
Illinois state employees may be eligible to take part in the state’s retirement system. A retirement system is a pension plan that a state uses to help public employees save for retirement. Public employees become members in the system and… read more…
- Understanding the Pennsylvania Retirement System
Pennsylvania manages its state government employees’ pensions through two different systems: Pennsylvania State Employees Retirement System (SERS) and Public School Employees Retirement System (PSERS). SERS manages the public pension system for most state employees while PSERS serves state employees in… read more…
- Arkansas Retirement System
Established in 1957, the Arkansas Public Employees Retirement System (APERS) provides pension, retirement and disability benefits for some 60,000 members, retirees and beneficiaries employees who meet its eligibility requirements. While APERS functions as the state’s primary system for public employees,… read more…
- South Dakota Retirement System
The state retirement system of South Dakota covers the multiple types of employees working on behalf of the state. The South Dakota Retirement System (SDRS) is a cost-sharing, multi-employer retirement system for public employees, and it supports over 200,000 participants.… read more…
- What You Need to Know About the Alabama Retirement System
A retirement system is an organization that helps government workers save for retirement. It then helps distribute the money, in the form of a pension, to retirees. Each state has a retirement system, but they vary in size and complexity.… read more…
- Wisconsin Retirement System
Wisconsin boasts one of the least complicated retirement systems in the country, as essentially all state and local employees fall under the umbrella of the Wisconsin Retirement System (WRS). It has experienced plenty of financial growth over the last few… read more…
- Ohio Retirement System
The retirement system of Ohio is in good shape, especially after experiencing a major financial boost entering 2017. Whereas many states will convolute its offerings by having many base and supplemental programs, Ohio keeps things simple and logical. SmartAsset’s free… read more…
- How the California Retirement System Works
With around 2 million members, the California Public Employees Retirement System, known as CalPERS, is the largest defined-benefit pension system in the country. Public employees ranging from state and local government employees to teachers and firefighters are enrolled in the… read more…
- What Is a Testamentary Trust?
As you sit down with your financial advisor to create an estate plan, one option that may arise is a testamentary trust. A testamentary trust is a type of trust that’s created in a last will and testament. Also known as… read more…
- What Is a Trust Fund and How Does It Work? Definition and Overview
There are many ways to set up a financially secure future for your loved ones. Trust funds, for example, can be a strong way to set your children or grandchildren up for future financial success. Also, contrary to popular opinion,… read more…
- How to Invest for Retirement at Age 50
Many people worry about how much retirement savings they have once they enter their 50s and retirement becomes more imminent. Even if you’re a bit behind on your savings goals, it’s important not to worry and instead make a plan… read more…
- How to Invest for Retirement at Age 40
If you’re at or near your 40th birthday, retirement is probably still a couple decades away for you. That said, if you haven’t started saving for retirement yet, it can seem too close for comfort. Don’t panic though. There is still plenty of time to get ready for retirement, provided you take the time now… read more…
- What Is a 702(j) Retirement Plan?
There are a lot of options to choose from when it comes to planning for retirement, including 401(k) plans, individual retirement accounts (IRAs) and annuities. While saving in any way is great, each of these offer different benefits and drawbacks. One type of plan, though, should be approached with special caution: The 702(j) “retirement” plan. While… read more…
- How to Invest for Retirement at Age 30
By the time your 30s arrive, you’ve probably settled into an adult life. But you haven’t really fully embraced “adulting” unless you’ve started saving for retirement. Whether it’s through an employer-sponsored retirement plan or some other financial product, the time… read more…
- How Spending Changes in Retirement – 2018 Edition
In order to know how much you need to save for retirement you need to have a good estimate for how much you will be spending. But predicting how much you are going to be spending in retirement is difficult.… read more…
- How to Make a Retirement Budget
You’ve worked hard for decades and now the time has come to enjoy yourself. Regardless of what you do in your retirement, you should always be aware of how much you have left in savings. There isn’t just the dangerous issue… read more…
- 5 Retirement Mistakes You May Have Already Made
When you’re counting down to retirement, it’s easy to get caught up in fantasies of your future work-free life. Maybe it’s RV trips to Florida, days on the golf course or quality time spent with family. Whatever your dream retirement… read more…
- 11 Steps to Make $1 Million Last 30 Years in Retirement
Regardless of your age, making sure you have enough money for retirement takes strategic planning. Garnering $1 million in your retirement nest egg might seem like a far-fetched idea but if you start early and manage the money correctly, you might surprise… read more…