Finding a Top Financial Advisor Firm in Tulsa, Oklahoma
Choosing a financial advisor can be a difficult process. You want to find the right person to manage your money and there are a lot of options to consider. To make the search easier, SmartAsset dedicated hours of research to compiling this list of the top financial advisor firms in Tulsa. In the tables and reviews below, we lay out what you need to know about the firms to help you determine if any are right for you. To connect with up to three financial advisors in your area, try SmartAsset’s financial advisor matching tool.
|Rank||Financial Advisor||Assets Managed||Minimum Assets||Financial Services||More Information|
|1||Capital Advisors, Inc. Find an Advisor||$3,459,254,108||$250,000|| || |
|2||Bridgecreek Investment Management, LLC Find an Advisor||$925,000,000||$1,500,000|| || |
|3||Gibraltar Capital Management Find an Advisor||$611,428,849||$500,000|| || |
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|4||Disciplined Investments, LLC Find an Advisor||$478,637,045||No set account minimum|| || |
Minimum AssetsNo set account minimum
|5||Warburton Capital Management, LLC Find an Advisor||$391,706,000||$1,000,000|| || |
|6||Pinnacle Investment Advisors Find an Advisor||$316,198,931||$250,000|| || |
|7||Jackson Hole Capital Partners Find an Advisor||$358,128,895||$2,000,000|| || |
|8||Drawbridge Capital Find an Advisor||$144,569,308||Varies based on account type|| || |
Minimum AssetsVaries based on account type
|9||The Legacy Financial Group Find an Advisor||$263,000,000||$100,000|| || |
|10||SMS Financial & Investment Management Find an Advisor||$210,291,928||$20,000|| || |
How We Found the Top Financial Advisor Firms in Tulsa, Oklahoma
To find the top financial advisors in Tulsa, Oklahoma, we first identified all firms registered with the SEC in the city. Next, we filtered out firms that don't offer financial planning services, those that don't serve primarily individual clients and those that have disclosures on their record. The qualifying firms were then ranked according to the following criteria:
Capital Advisors, Inc.
Capital Advisors, Inc. ranks first on this list because it has by far the most assets under management (AUM). The fee-only firm manages more than one billion dollars.
Capital Advisors also boasts an impressive number of certifications for its advisors. The team includes one of the most diverse spreads of certifications, with the list of certifications earned by the team including chartered financial analyst (CFA), certified financial planner (CFP), chartered alternative investment advisor (CAIA), certified public accountant (CPA) and certified divorce financial analyst (CDFA).
To be a client of this top-ranking Tulsa firm, you’ll need at least $250,000. The firm serves high-net-worth individuals, institutions, pension and profit-sharing plans, charitable organizations, investment companies and corporations. Fees are generally based on assets under management; some advisors are also brokers and earn commissions. This is a potential conflict of interst, but advisors must act in the best interest of the client.
Capital Advisors Background
Founded in 1978, Capital Advisors is the oldest firm on this list. It's also owned by its employees, including CEO and Chief Investment Officer Keith Goddard, President Andy Brown and Chief Financial Officer Lori Smith, plus the Keith C. Goddard Revocable Trust and Elizabeth L. Goddard Revocable Trust.
Capital Advisors' services include portfolio management and comprehensive financial planning, which encompasses college funding, estate planning, tax planning, insurance, asset allocation, retirement planning, 401(k)s and investment selection. The firm values transparency, and it says that it sends clients its research notes to keep them up-to-date on trades, quarterly market overviews and market commentary during periods of volatility. Notably, the firm claims compliance with the Global Investment Performance Standards (GIPS®), a set of ethical standards created by the Chartered Financial Analyst Institute that ensure investment managers fairly and fully disclose investment performance results.
Capital Advisors Core Portfolio Strategies
Aside from transparency, Capital Advisors also emphasizes active management and customization. The firm uses fundamental strategies, which use individual equity and bond positions, and quantitative strategies, which use exchange-traded funds. The firm says that these strategies are centered on risk management, the foundation of the firm's investment process.
The advisory offers seven core portfolio strategies, which each offer a different exposure to asset classes and incorporate both active and passive investment philosophies. However, Capital Advisors says that it encourages portfolio managers to “mix and match” among the seven portfolios, which it describes as building blocks to creating portfolios tailored to clients' objectives and situations. The firm says that it creates a “custom blueprint” for each client, based off of his or her investment policy statement, which outlines a client's customized asset allocation.
Bridgecreek Investment Management, LLC
Bridgecreek Investment Management, LLC has a high minimum investment: to become a client, you'll need at least $1.5 million in investable or liquid assets. Unsurprisingly, the firm almost exclusively serves high-net-worth individuals.
The advisors at the firm are both chartered wealth managers (CWMs) and chartered investment management analysts (CIMAs). It is a fee-only firm that charges fees based on the assets you put under its management.
In 2017, Barron's named Bridgecreek’s founders, Chuck Fuller and Brian Carney, among the nation's top 1,200 financial advisors.
Bridgecreek Investment Management Background
Bridgecreek Investment Management was founded in 2004. The firm, which describes itself as a "boutique independent investment manager," is principally owned by co-founder and CEO L. Charles Fuller and co-founder and CIO Brian Carney.
The firm's primary service is discretionary portfolio management. Bridgecreek offers potential clients a free initial consultation, during which it evaluates your current portfolio and projects your assets for the next 25 years to ensure the creation of a portfolio that would meet your short-term and long-term needs.
Bridgecreek Investment Management Investing Philosophy
Bridgecreek Investment Management creates customized "lifestyle" portfolios for its clients. These customized portfolios, which are based on clients' unique needs and objectives, drive investment decisions. In general, the firm is focused on managing risk, minimizing taxes and educating clients about its decisions regarding their assets.
The firm typically spreads risk among domestic and international equities, corporate bonds, U.S. Treasuries, real estate, municipal bonds and commodities. If the market is particularly volatile, the firm may turn to derivatives, options or trading vehicles.
For equity selection, Bridgecreek relies on a fundamental approach, which looks at qualitative and quantitative factors to measure a security's intrinsic value. The firm relies on its own proprietary analysis and outside research from places like Standard & Poor's, Goldman Sachs and Argus for its assessments.
Gibraltar Capital Management
Gibraltar Capital Management is a fee-only firm that works with a mix of high-net-worth individuals and other individuals, in addition to pooled investment vehicles, pension and profit-sharing plans, charitable organizations and other corporations. The minimum account size is $500,000. Fees at the firm are based on a percentage of assets under management and the advisors do not collect commissions.
The team at Gibraltar includes three chartered financial analysts (CFAs) and one certified financial planner (CFP).
Gibraltar Capital Management Background
Gibraltar was founded in 2002 by James Redman and McCrary “Mac” Lowe, both of whom remain the principals of the firm.
The services offered by the firm include:
- Investment advising
- Business consulting
- Financial planning
- Estate planning
- Tax planning
- Banking management
- Philanthropy support
Gibraltar Capital Management Investing Strategy
Gibraltar uses an active management strategy for its managed accounts, believing that there are catalysts to be found that will create value for customers. The advisors are not overactive though, often holding stocks for years. In other words, this is not an operation in market timing.
The firm believes in investing in stocks that have low investor expectations. This way, bad news won’t create as big of dips while good news will potentially create even greater reward for stockholders.
Disciplined Investments, LLC
Disciplined Investments, LLC is the financial planning and investment advising arm of HoganTaylor, a tax and accounting firm. Notably, some of the investment representatives at Disciplined Investments also serve as certified public accountants (CPAs) at HoganTaylor, which gives the firm an edge on tax and accounting matters.
Disciplined Investments has at least one certified financial planner (CFP) on staff. The fee-only firm serves both non-high-net-worth and high-net-worth individuals, plus families and business owners. The firm does not have an account minimum.
Disciplined Investments Background
Disciplined Investments, LLC was established in 2001. As mentioned previously, the firm is a subsidiary of the certified public accounting firm HoganTaylor LLP.
Disciplined Investments offers asset management and financial planning and consulting services. Its financial planning offerings encompass executive planning, legacy planning, retirement planning, charitable and planned giving strategies, sudden wealth, Social Security planning, insurance consulting, education funding, estate planning and income tax planning.
Disciplined Investments Investing Strategy
Disciplined Investments' mission is to help its clients invest efficiently. To do this, the firm firmly avoids speculating on which direction the market may head or how specific securities may perform. Instead, it focuses on what it considers to be "significant determinants" of portfolio, which it defines as diversification, cost reduction, tax efficiency and a long-term discipline.
The firm's primary strategy is to create broadly disciplined portfolios, which provide sufficient exposure to meaningful risk factors. The firm typically opts for lower-cost investment vehicles and managers, and it will also consider clients' goals, time horizon, risk tolerance and tax situation when making investment choices.
Warburton Capital Management, LLC
Warburton Capital Management, LLC has a fairly high minimum investment.To be a client of this fee-only Tulsa firm, you’ll need at least $1 million. The firm serves a select number of working and retired business owners and professionals. However, the firm only takes on new clients after they go through an initial discovery process to determine if Warburton is truly the right fit.
Warburton Capital Management has one certified financial planner (CFP) on its team.
The firm is fee only, which means that Warburton advisors do not collect commissions from vendors such as mutual fund companies. Instead, advisors only receive fees from clients.
Warburton Capital Management Background
Warburton Capital Management has been a registered investment advisor since 2006. The firm's majority owners are Thomas Warburton, the firm's chairman and director, and Blue Sky Bank, a community bank with locations in Tulsa and Cleveland, Oklahoma.
Warburton takes a team-based approach to managing its clients' finances. Uniquely, the firm also has what it calls a "resource team," which is a team comprised of attorneys, CPAs and insurance professionals who can identify gaps in the financial planning process.
The firm’s comprehensive wealth management services include investment counseling, relationship management and advanced planning, which encompasses charitable giving and wealth transfer. The firm implements these three disciplines through its extensive wealth management process, which involves as many as six meetings over a period of three months to ensure you and your advisor are on the same page. The firm provides discretionary asset management.
Warburton Capital Management Investing Philosophy
Warburton Capital Management's investment methodology, which it describes as a "buy, hold and rebalance, passive methodology," is based on academic research. The firm does not believe in timing the market or what it describes as "clever stock selection," instead relying on asset allocation. Warburton believes that asset allocation is the primary driver of portfolio performance and that, in general, the markets are efficient and assets are fairly priced. Warburton relies on diversification to minimize risk.
As indicated by its extensive wealth management process, Warburton will create personal investment policies for each of its clients and, subsequently, a portfolio based on that policy. However, the firm generally uses one of its core models of investment assets for clients, as it says most clients fall within those parameters. The firm's core models feature varying allocations of mutual funds, which hold stocks, bonds, cash and real estate investment trusts.
Pinnacle Investment Advisors
Fee-only financial advisor firm Pinnacle Investment Advisors works mostly with individuals, with some high-net-worth individuals in the mix as well. Institutional clients include pooled investment vehicles, pension and profit-sharing plans, charitable organizations, state or municipal government entities and Indian tribal entities.
Certifications held by the team at Pinnacle include one certified financial planner (CFP), one chartered investment management analyst (CIMA) and one chartered financial analyst (CFA). There is a minimum account size of $250,000. Fee rates depend on the investment strategy you use and are based on a percentage of assets under management. Employees at Pinnacle do not earn commissions.
Pinnacle Investment Advisors Background
Pinnacle Investment Advisors was founded in 1996. The firm does not provide details of ownership, but does list two managing partners: R. Brett Kramer and David Poarch, both of whom are also financial advisors.
Services offered by the firm include:
- Investment management
- Financial planning services
- Tax planning and management
- Cash flow management
- Retirement planning
- Estate planning
- Risk planning
Pinnacle Investment Advisors Investing Strategy
Pinnacle has six portfolio strategies outlined:
- Intermediate Bond Portfolio: core holdings are U.S. Government securities and high-grade corporate bonds; low-cost, offering competitive returns
- Tax-Exempt Bond Portfolio: core holdings in highest quality municipal bonds; higher after-tax income than available from taxable bonds
- Convertible Securities/High Yield Strategies: diversified portfolio of convertible securities; has more risk than bond investments but less than stocks
- Blue Chip Strategy: passively managed strategy seeking to provide performance similar to Dow Industrials
- Small Cap Value Strategy: investing in a diversified portfolio of small company stocks
- Master Limited Partnership Strategy: investing in master limited partnerships that have ability to increase distributions on consistent basis
Jackson Hole Capital Partners
Jackson Hole Capital Partners is a fee-only firm that works primarily with individuals, nearly all of whom are high-net-worth, The only institutional clients at the firm are banks and charitable organizations. The minimum account size at Jackson Hole is $2 million, the highest on this list.
Fees for investment management are based on a percentage of assets under management and advisors do not earn commissions. There is one chartered financial advisor (CFA) on staff at Jackson Hole.
Jackson Hole Capital Partners Background
Jackson Hole Capital Partners Investment Strategy
- Core Equity
- Diversified Mult-Asset Income
- Global Opportunities
- Fixed Income
- Alternative Investments
- Master Limited Partnerships
- Passive Investment
Drawbridge Capital is a fee-based financial advisor working mostly with individuals, the majority of whom do not have a high net worth. The only institutional clients are pension/profit sharing plans and charitable organizations. Some advisors at the firm work as broker-dealers and insurance agents and can earn commissions. This is a conflict of interest, but advisors must still act in the best interest of the client.
The minimum account size depends on the type of account a client has. Investment management fees are based on a percentage of assets under management. The team includes three registered financial consultants (RFCs), two certified financial planners (CFPs) and one chartered financial analyst (CFA).
Drawbridge Capital Background
Drawbridge was founded in 2002 and registered with the SEC in 2013. The sole owner is Gary Stanislawski, who also acts as President.
Services include asset management, financial planning, investment policy, asset selection, financial planning, retirement planning, college/education planning, divorce planning and estate planning.
Drawbridge Capital Investment Strategy
Nearly four-fifths of all of Drawbridge’s assets under management are put into various mutual funds. Most of the rest are held as cash or invested in stocks, with a very small percentage put into the bond market.
The Legacy Financial Group
The Legacy Financial Group is a fee-based firm that mostly works with non-high-net-worth individuals, though it does have hundreds of high-net-worth accounts on its roster as well. Legacy also has a few institutional clients, all charitable organizations. The team includes certified two financial planners (CFPs).
The minimum account size for clients is $100,000. Portfolio management fees are based on a percentage of assets under management. This fee also includes financial planning services. Some advisors are licensed insurance agents and may collect commissions from vendors for selling products to clients. This is a potential conflict of interest, but advisors are bound by their fiduciary duty to act in the client’s best interest.
The Legacy Financial Group Background
Legacy Financial Group was founded in 2005 as the successor to a previous firm founded in 2000. Kevin King is the sole owner of the firm and works as an advisor.
Legacy’s services include:
- Portfolio management
- Pension consulting
- Financial planning
- Estate planning
- Retirement planning
The Legacy Financial Group Investment Strategies
There are four principles Legacy keeps at the center of its investing:
- Markets are efficient.
- Risk relates to return.
- Diversification matters.
- Discipline is key.
Additionally, the firm uses Modern Portfolio Theory, which keeps a long-term focus centered on capturing the returns that markets offer. Both mutual funds and individual securities, including fixed-income instruments, may be used.
Out of the firms on this list that require a set account minimum, SMS Financial & Investment Management's is the lowest. You'll need just $20,000 to become a client of this firm, which serves individuals and high-net-worth individuals, families, businesses and institutional clients.
SMS Financial & Investment Management is a fee-based firm. It charges its clients a commission for each trade it makes for their portfolios, which is a relatively uncommon fee to charge for advisory services. In addition, the firm's advisors sell insurance and securities products and may earn a commission for sales. Though this may present a potential conflict of interest, the firm is a fiduciary, so its advisors are bound to put their clients' best interests before their own.
SMS Financial & Investment Management Background
SMS Financial & Investment Management was founded in 1995. SMS is owned by Stephen Streeter and Stephen Stipe, the firm's co-founders.
Rather than operating as a cohesive firm, SMS has independent representatives who are spread out geographically and operate through various business names. The firm provides a platform for these independent representatives to offer services that fit their skills and experience.
The firm's primary focus is on investment advisory services. SMS estimates that it devotes about a quarter of its time to other services, like insurance advice and financial plans. The firm's financial planning services encompass investment planning, college planning, tax planning, retirement planning and estate planning.
SMS Financial & Investment Management Investment Strategy
SMS Financial & Investment Management designs each portfolio to meet a client's investment goal. Supervision of the portfolio is guided by a client's risk tolerance, ranging from aggressive growth to income. The firm primarily invests its clients' assets among mutual funds and exchange-traded funds (ETFs), including long and short mutual funds and ETFs that have an inverse relationship or an enhanced relationship to market indices.
According to the firm's website, it offers two approaches to investment management: a fee-only approach or a commission approach. The fee-only approach removes the firm's incentive to earn a commission, as its compensation is based on a percentage of your assets under management rather than selling products.