Menu burger Close thin Facebook Twitter Google plus Linked in Reddit Email arrow-right-sm arrow-right
Loading
Tap on the profile icon to edit
your financial details.

Top Financial Advisors in Portsmouth, NH

Your Details Done
by Updated

This review was produced by SmartAsset based on publicly available information. The named firm and its financial professionals have not reviewed, approved, or endorsed this review and are not responsible for its accuracy. Review content is produced by SmartAsset independently of any business relationships that might exist between SmartAsset and the named firm and its financial professionals, and firms and financial professionals having business relationships with SmartAsset receive no special treatment or consideration in SmartAsset’s reviews. This page contains links to SmartAsset’s financial advisor matching tool, which may or may not match you with the firm mentioned in this review or its financial professionals.

Finding a Top Financial Advisor Firm in Portsmouth, New Hampshire

No doubt, there’s a lot to consider when choosing a financial advisor. It’s partly what makes the important decision so hard. To help you, we collected a number of factors you should take into account - fundamentals such as assets under management (AUM), fee basis and investment strategy. Then we put all the info together here for convenient comparing and contrasting. Start your search with this list of the top financial advisor firms in Portsmouth, New Hampshire. Then use SmartAsset’s free financial advisor matching tool to connect with up to three local advisors

Find a Fiduciary Financial Advisor

We match more than 50,000 people with financial advisors per month. Get connected to an advisor that serves your area today.
Free inital consultations. All advisors are fiduciaries.

Rank Financial Advisor Assets Managed Minimum Assets Financial Services More Information
1 Lake Street Advisors Lake Street Advisors logo Find an Advisor

Read Review

$2,910,533,869 $20,000,000
  • Financial planning
  • Portfolio management
  • Selection of other advisers
  • Wealth management

Minimum Assets

$20,000,000

Financial Services

  • Financial planning
  • Portfolio management
  • Selection of other advisers
  • Wealth management
2 Charter Oak Capital Management Charter Oak Capital Management logo Find an Advisor

Read Review

$ 782,153,424 $350,000
  • Financial planning
  • Portfolio management
  • Selection of other advisors
  • Educational seminars

Minimum Assets

$350,000

Financial Services

  • Financial planning
  • Portfolio management
  • Selection of other advisors
  • Educational seminars
3 Measured Wealth Private Client Group, LLC Measured Wealth Private Client Group, LLC logo Find an Advisor

Read Review

$395,347,541 $250,000
  • Financial planning
  • Portfolio management
  • Pension consulting
  • Selection of other advisers

Minimum Assets

$250,000

Financial Services

  • Financial planning
  • Portfolio management
  • Pension consulting
  • Selection of other advisers
4 Harbor Advisory Corporation Harbor Advisory Corporation logo Find an Advisor

Read Review

$263,777,003 No set account minimum
  • Financial planning
  • Portfolio management

Minimum Assets

No set account minimum

Financial Services

  • Financial planning
  • Portfolio management
5 Granite Bay Wealth Management, LLC Granite Bay Wealth Management, LLC logo Find an Advisor

Read Review

$246,606,649 $250,000
  • Financial planning services
  • Portfolio management
  • Pension consulting services
  • Educational seminars/workshops

Minimum Assets

$250,000

Financial Services

  • Financial planning services
  • Portfolio management
  • Pension consulting services
  • Educational seminars/workshops
6 Secure Planning, LLC Secure Planning, LLC logo Find an Advisor

Read Review

$161,054,584 No set account minimum
  • Financial planning
  • Portfolio management

Minimum Assets

No set account minimum

Financial Services

  • Financial planning
  • Portfolio management
7 Cornerstone Financial Planning, LLC Cornerstone Financial Planning, LLC logo Find an Advisor

Read Review

$237,636,177 $750,000
  • Financial planning
  • Divorce planning
  • Investment management
  • Estate planning 
  • Insurance planning
  • Retirement planning
  • Tax planning

Minimum Assets

$750,000

Financial Services

  • Financial planning
  • Divorce planning
  • Investment management
  • Estate planning 
  • Insurance planning
  • Retirement planning
  • Tax planning
8 Seascape Capital Management, LLC Seascape Capital Management, LLC logo Find an Advisor

Read Review

$241,787,118 $1,000,000
  • Financial planning
  • Portfolio management

 

Minimum Assets

$1,000,000

Financial Services

  • Financial planning
  • Portfolio management

 

9 Creegan & Nassoura Financial Group, LLC Creegan & Nassoura Financial Group, LLC logo Find an Advisor

Read Review

$198,860,107 500,000
  • Financial planning
  • Portfolio management 

Minimum Assets

500,000

Financial Services

  • Financial planning
  • Portfolio management 
10 Clark Asset Management, LLC Clark Asset Management, LLC logo Find an Advisor

Read Review

$102,555,218 No minimum
  • Investment management
  • Financial planning
  • Retirement planning
  • Tax planning

Minimum Assets

No minimum

Financial Services

  • Investment management
  • Financial planning
  • Retirement planning
  • Tax planning

What We Use in Our Methodology

To find the top financial advisors in Portsmouth, we first identified all firms registered with the SEC in the city. Next, we filtered out firms that don't offer financial planning services, those that don't serve primarily individual clients and those that have disclosures on their record. The qualifying firms were then ranked according to the following criteria:

  • AUM
    Firms with more total assets under management are ranked higher.
  • Individual Client Count
    Firms who serve more individual clients (as opposed to institutional clients) are ranked higher.
  • Clients Per Advisor
    Firms with a lower ratio of clients per financial advisor are ranked higher.
  • Age of Firm
    Firms that have been in business longer are ranked higher.
  • Fee Structure
    Firms with a fee-only (as opposed to fee-based) compensation structure are ranked higher.

All information is accurate as of the writing of this article. This list may include firms that have a business relationship with SmartAsset, in which SmartAsset is compensated for lead referrals. Such relationships have no impact on our rankings, and firms are included and ranked based strictly on the above criteria.

Lake Street Advisors

Lake Street Advisors is a fee-only financial advisor firm that's headquartered in Portsmouth.

The firm primarily serves high-net-worth individuals and pension and profit-sharing plans. Investors are required to have a minimum investment of $20 million. Accounts are managed on a discretionary and non-discretionary basis.

Lake Street Advisors Background

Founded in 2003, Lake Street Advisors is an indirect, majority-owned subsidiary of Focus Financial Partners, LLC. CEO Buddy Webb and three other firm managers own small stakes in the firm.

Lake Street offers investment management and stand-alone financial planning. It also provides multi-family office and wealth management services, including holistic financial planning, asset allocation, investment management, financial reporting, cash flow and liquidity reporting, gift and estate planning, insurance and asset protection planning, income tax planning, bill payment administration and concierge services.

Lake Street Advisors Investment Strategy

Lake Street assigns to each client a team composed of a partner and a dedicated relationship manager (financial planner) who will coordinate with the investment team, which in turn includes an investment manager and investment analyst. Once the client’s portfolio has been constructed, customized to goals and other key factors, the investment team will monitor and periodically rebalance it. The firm notes that its “recommendations are not limited to any specific product or service offered by a broker-dealer, investment company, or insurer.”

Charter Oak Capital Management

Charter Oak Capital Management is a fee-only firm, which means all of its compensation comes from client-paid fees.

The team of advisors includes eight certified financial planners (CFPs), one certified public accountant (CPA), one financial paraplanner qualified professional (FPQP) and two chartered retirement planning counselors (CRPCs).

Investment management accounts are primarily on a discretionary basis, which means that Charter Oak will make trades without asking for client consent. The minimum investment was recently increased to $350,000 (from $250,000). Still, the vast majority of clients are not high-net-worth individuals. The firm also serves pension and profit-sharing plans, corporations or other business, trusts, estates and charitable organizations.

Charter Oak Capital Management Background

Jeffrey Troiano started Charter Oak in 2002. He is the majority owner, while four other partners have minority stakes.

The firm portfolio management, financial planning and retirement plan consulting services. 

Charter Oak Capital Management Investing Strategy

Using charting, fundamental and technical analysis as well as analysis of economic, market, industry, firm and product cycles and trends, Charter Oak’s investment strategies include long-term purchases (securities held at least a year), short-term purchases (securities sold within a year) and trading (securities sold within 30 days).

The firm makes option transactions when clients make a special request. That said, for accounts whose discretionary investment authority it controls, the firm does not use options or other derivatives.

Measured Wealth Private Client Group, LLC

Founded in 2014, Measured Wealth Private Client Group, LLC is headquartered in Portsmouth and has a branch in Fort Lauderdale, Florida.

The team of advisors includes two certified financial planners (CFPs), two chartered retirement planning counselors (CRPCs), one chartered financial analyst (CFA), one certified public accountant (CPA), one chartered retirement plans specialist (CRPS) and one chartered mutual fund counselor (CMFC).

Investment advisory services are fee-only, but there are broker-dealers and insurance agents at the firm who receive commissions as compensation. Measured Wealth also sponsors and manages a wrap fee program (where there is one all-inclusive fee for its portfolio management services).

The vast majority of clients do not have a high net worth. The firm also serves trusts, estates, pension and profit sharing plans, charitable organizations and businesses. The minimum investment is $250,000, and most accounts are on a discretionary basis, which means Measure Wealth may make trades without gaining prior client consent.

Measured Wealth Private Client Group Background

Founder and President Edward Benway owns the firm entirely. The practice especially caters to medical professionals and federal employees, on top of individuals and their families. It offers portfolio management, financial planning, risk management, estate planning, independent legal advice and independent tax advice.

Measured Wealth Private Client Group Investment Strategy

Measured Wealth says that it generally constructs portfolios with individual stocks or bonds, exchange-traded funds, options, mutual funds and other public and private securities or investments. Of course, the specific mix depends on the client’s goals and profile. The firm may use margin transactions, if deemed appropriate. It may also utilize independent money managers.

Harbor Advisory Corporation

Harbor Advisory Corporation is a fee-only practice that seeks to keep its client-to-advisor ratio down to 50 to 1. This enables its two advisors to speak to their clients monthly - or meet with them in their homes or businesses.

Harbor’s clients include both non-high-net-worth and high net worth individuals. There is no minimum investment to open an account, though the minimum annual fee of $20,000 is not cost-effective for accounts smaller than $1,000,000. 

Harbor Advisory Corporation Background

After working at Merrill Lynch for 13 years, Robert Butler founded Harbor Advisory in 1972. Now his son Weld Butler heads the firm. He’s the majority owner, with Chief Investment Officer Jack De Gan and Senior Counsel Daniel R. Zibinskas.

The practice primarily offers asset management services. The firm can also advise clients on retirement planning, estate planning, educational funding, insurance issues, debt management and tax planning. 

Harbor Advisory Corporation Investment Strategy

Basing portfolios on client objectives, risk profile and other factors, Harbor uses fundamental and technical analyses to implement asset allocation. It may utilize long-term purchases (securities held at least one year) and short-term purchases (securities held more than 30 days but less than one year). Clients with philosophical or ideological objections to particular companies or industries may impose restrictions on what goes into their portfolios.

Granite Bay Wealth Management, LLC

The team at Granite Bay Wealth Management, LLC holds multiple professional certifications, including two certified financial planners (CFPs), one chartered life underwriter (CLU), one chartered financial consultant (ChFC) and one certified employee benefit specialist (CEBS).

While its investment advisory services are fee-only, the firm does have broker-dealer representatives and insurance agents who receive commissions on sales. The great majority of accounts are on a discretionary basis, and most clients are not high-net-worth individuals. The minimum required to open an account is $250,000, though the firm may waive it under special circumstances.

Granite Bay Wealth Management Background

Principal owners Joseph Skees and Paul Stanley founded Granite Bay in 2015. The duo has spent a combined 40 years working in various areas of the financial services industry, like at Fortune 500 companies and on Wall Street.

In addition to high-net-worth and non-high-net-worth individuals, the firm also works with charitable organizations.

Granite Bay Wealth Management Investing Strategy

In constructing client portfolios, Granite Bay primarily uses exchange-traded funds and mutual funds. It places clients on an asset allocation scale that ranges from aggressive, to moderately aggressive, to moderate, to moderately conservative, to conservative.

Bonds and stocks are also used for investments.

Secure Planning, LLC

Secure Planning, LLC primarily advises clients on the asset allocation programs offered by other companies, namely SEI Investment Management Corporation, SEI Investments Distribution Company and SEI Trust Company, Trust Company of America and TD Ameritrade Institutional Services. 

The team holds multiple accreditations, including two certified financial planners (CFPs) and one certified life underwriter (CLU). As the CLU designation suggests, there are insurance agents as well as broker-dealer representatives in the office. These professionals are fee-based, which means they receive commissions as compensation.

The firm serves mostly individuals who are not high net worth. It also offers services to trusts, estates, charitable organizations, pension and profit-sharing plans and corporations. According to SEC data, all of its portfolio management accounts are on a discretionary basis, but it will accept non-discretionary accounts. It does not specify an investment minimum.

Secure Planning Background

Edward Mallon founded the firm in 1990 and remains the majority owner. Other people in the office who have stakes, albeit small, in the practice are Vice President Lisa Dugan and Compliance Officer Julianne Smith.

In addition to asset management, Secure Planning offers financial planning that can include:  

  • Portfolio analysis
  • Retirement planning
  • Small business consulting
  • Estate planning
  • Tax management
  • Charitable giving
  • College funding

Secure Planning Investment Strategy

Secure Planning will construct an asset allocation based on client objectives and profile and implement it primarily using funds in one of the three earlier mentioned programs. Not surprisingly, it reported in its latest filing with the SEC that the assets under its management are primarily in securities issued by registered investment companies (such as mutual funds).

Cornerstone Financial Planning, LLC

Cornerstone Financial Planning, LLC works primarily with high-net-worth and non-high-net-worth individuals.

As a fee-only firm, Cornerstone earns compensation solely from clients. This means that the advisory team does not collect any compensation from third-party financial services firms or insurance companies for investing client assets in their products. 

Cornerstone generally requires $750,000 minimum to engage in services. Clients are charged investment management fees that are based on a percentage of assets under management, ranging between 0.3% and 1%.

Cornerstone Financial Planning Background

Headquartered in Portsmouth, New Hampshire, the firm was founded as a limited liability company in 2004. The principal owners of Cornerstone are Jill Boynton and Susan Veligor.

The advisor team includes four certified financial planners (CFPs).

Cornerstone Financial Planning Strategy

The firm manages and evaluates portfolios based on client goals and objectives. Its investment strategies include long-term purchases, short-term purchases, margin transactions and options writing.

Services include:

  • Financial planning
  • Divorce planning
  • Investment management
  • Estate planning 
  • Insurance planning
  • Retirement planning
  • Tax planning

Seascape Capital Management, LLC

Seascape Capital Management, LLC is a fee-only firm. Its team holds multiple professional accreditations, including two chartered financial analysts (CFAs), one certified financial planner (CFP), two certified divorce financial analysts (CDFAs), one chartered market technician (CMT) and one certified trust and financial analyst (CTFA).

The boutique firm primarily serves both high-net-worth and non-high-net-worth individuals. All accounts are on a discretionary basis. The minimum investment is $1,000,000.

Seascape Capital Management Background

Monica McCarthy runs the practice. She joined it two years after its founding in 2003 and took the helm after her husband and Seascape Capital founder James McCarthy died in 2015. Their trusts primarily own the firm, while CIO Andrew Litzerman has a small stake.

Seascape offers investment management integrated with financial planning. The latter can include tax and estate planning, retirement planning, divorce financial analysis and business owner strategies. Unlike many firms, Seascape does not charge separate fees for its financial planning services.

Seascape Capital Management Investing Strategy

Using fundamental and technical factors to identify investments with above-average growth opportunities, the firm focuses on a mix of individual stocks, bonds and exchange-traded funds (ETFs) in a variety of asset classes. It also employs quantitative metrics with a qualitative assessment of the economic and political environment.

Mutual funds, stocks and bonds are all used for client investment.

Creegan & Nassoura Financial Group, LLC

Fee-only firm Creegan & Nassoura Financial Group, LLC manages assets for clients who are high-net-worth individuals and those who are not.

The two principals are Robert Creegan and Steven Nassoura. Both are certified financial planners (CFPs).

The firm requires a minimum $500,000 investment to engage its services.

Creegan & Nassoura Financial Group Background

Creegan and Nassoura registered with the Securities and Exchange Commission in 2004.

The practice offers investment management and financial planning, which includes investment advice, retirement and estate-planning advice, insurance advice, tax advice, risk management advice and general business advice. 

Creegan & Nassoura Financial Group Investment Strategy

When providing investment advice or managing assets, the firm may use fundamental, technical and charting analysis. Its strategies include long-term purchases (held for at least one year), short-term purchases (held less than a year) and option writing (e.g., covered options). Stocks and bonds are the most common investments, though mutual funds and cash holdings are also used.

Clark Asset Management, LLC

Clark Asset Management, LLC (CAM) works primarily with high-net-worth and non-high-net-worth individuals.

As a fee-only firm, CAM earns compensation solely from clients. This means that the advisory team does not collect any compensation from third-party financial services firms for investing client assets in their products. 

CAM does not impose a minimum account requirement to engage in services. However, the firm says that its wealth management service is best suited for clients who have between $1 to $10 million in investable assets.

 Clark Asset Management Background

Headquartered in Portsmouth, New Hampshire, the firm was founded in 2016. The principal owner of CAM is Bradley A. Clark.

The advisor team includes one certified financial planner (CFP) and a master planner advanced studies (MPAS).

Clark Asset Management Strategy

The firm manages and evaluates portfolios based on client goals and objectives. CAM’s strategy focuses primarily on passive investment management, which involves building portfolios that are made up of different asset classes.

Services include:

  • Investment management
  • Financial planning
  • Retirement planning
  • Tax planning

How Long $1mm Lasts in Retirement

SmartAsset's interactive map highlights places where $1 million will last the longest in retirement. Zoom between states and the national map to see the top spots in each region. Also, scroll over any city to learn about the cost of living in retirement for that location.

Least
Most
Rank City Housing Expenses Food Expenses Healthcare Expenses Utilities Expenses Transportation Expenses

Methodology We analyzed data on average expenditures for seniors, cost of living and investment returns to determine how many years of retirement a $1 million nest egg would cover in cities across America.

First, we looked at data from the Bureau of Labor Statistics (BLS) on the average annual expenditures of seniors. We then applied cost of living data from the Council for Community and Economic Research to adjust those national average spending levels based on the costs of each expense category (housing, food, healthcare, utilities, transportation and other) in each city. Using this data, SmartAsset calculated the average cost of living for retirees in the largest U.S. cities.

We assumed the $1 million would grow at a real return (interest minus inflation) of 2%. Then, we divided $1 million by the sum of each of those annual numbers to determine how long $1 million would cover retirement expenses in each of the cities in our study. Cities where $1 million lasted the longest ranked the highest in the study.

Sources: Bureau of Labor Statistics (BLS), Council for Community and Economic Research