Loading
Tap on the profile icon to edit
your financial details.

Top Financial Advisor Firms in New Hampshire

Your Details Done
by Updated

Finding a Top Financial Advisor Firm in New Hampshire

Handing over your finances to an advisor to manage for you takes a lot of trust. How do you find it with a total stranger? One way is to do a lot of homework, researching the field. To help you make this important decision, we collected a number of factors you should consider - fundamentals such as assets under management (AUM), fees and investment strategy. Then we put all the info together, here, for convenient comparing and contrasting. Start your search with this list of the top financial advisor firms in New Hampshire. Then use SmartAsset’s free financial advisor matching tool to personalize your search.

Rank Financial Advisor Assets Managed Minimum Assets Financial Services More Information
1 Lake Street Advisors Lake Street Advisors logo Find an Advisor

Read Review

$ 2,056,512,211 $20,000,000
  • Financial planning
  • Portfolio management
  • Selection of other advisers (including private fund managers)
  • Wealth management services

Minimum Assets

$20,000,000

Financial Services

  • Financial planning
  • Portfolio management
  • Selection of other advisers (including private fund managers)
  • Wealth management services
2 The Harbor Group, Inc. The Harbor Group, Inc. logo Find an Advisor

Read Review

$ 993,219,875 No minimum
  • Financial planning
  • Portfolio management
  • Selection of other advisers (including private fund managers)

Minimum Assets

No minimum

Financial Services

  • Financial planning
  • Portfolio management
  • Selection of other advisers (including private fund managers)
3 Harvest Capital Management Inc Harvest Capital Management Inc logo Find an Advisor

Read Review

$ 650,733,868 $2,000,000
  • Financial planning
  • Portfolio management

Minimum Assets

$2,000,000

Financial Services

  • Financial planning
  • Portfolio management
4 Charter Oak Capital Management Charter Oak Capital Management logo Find an Advisor

Read Review

$ 559,097,794 $350,000
  • Financial planning
  • Portfolio management
  • Selection of other advisers (including private fund managers)

Minimum Assets

$350,000

Financial Services

  • Financial planning
  • Portfolio management
  • Selection of other advisers (including private fund managers)
5 DL Carlson Investment Group Inc DL Carlson Investment Group Inc logo Find an Advisor

Read Review

$ 492,200,524 $250,000
  • Financial planning
  • Portfolio management

Minimum Assets

$250,000

Financial Services

  • Financial planning
  • Portfolio management
6 CMH Wealth Management, LLC CMH Wealth Management, LLC logo Find an Advisor

Read Review

$ 414,521,805 No published minimum
  • Financial planning
  • Portfolio management

Minimum Assets

No published minimum

Financial Services

  • Financial planning
  • Portfolio management
7 Financial Focus, Inc. Financial Focus, Inc. logo Find an Advisor

Read Review

$ 275,826,502 No minimum
  • Financial planning
  • Portfolio management
  • Selection of other advisers (including private fund managers)

Minimum Assets

No minimum

Financial Services

  • Financial planning
  • Portfolio management
  • Selection of other advisers (including private fund managers)
8 Measured Wealth Private Client Group, LLC Measured Wealth Private Client Group, LLC logo Find an Advisor

Read Review

$ 253,863,094 $250,000
  • Financial planning
  • Portfolio management
  • Pension consulting services
  • Selection of other advisers (including private fund managers)

Minimum Assets

$250,000

Financial Services

  • Financial planning
  • Portfolio management
  • Pension consulting services
  • Selection of other advisers (including private fund managers)
9 Grove Street Fiduciary, LLC Grove Street Fiduciary, LLC logo Find an Advisor

Read Review

$ 249,576,138 $1,000,000
  • Financial planning
  • Portfolio management
  • Pension consulting services
  • Educational seminars/workshops

Minimum Assets

$1,000,000

Financial Services

  • Financial planning
  • Portfolio management
  • Pension consulting services
  • Educational seminars/workshops
10 Affinity Investment Group, LLC Affinity Investment Group, LLC logo Find an Advisor

Read Review

$ 231,082,532 $250,000
  • Financial planning
  • Portfolio management

Minimum Assets

$250,000

Financial Services

  • Financial planning
  • Portfolio management

How We Found the Top Financial Advisor Firms in New Hampshire

For this list, we only considered financial advisor firms in New Hampshire that are registered fiduciaries with the U.S. Securities and Exchange Commission (SEC). We removed from consideration any advisory practices that have had a disclosure or disciplinary issue within the last 10 years or whose individual accounts make up less than half of their client base. The top 10 firms are listed here, sorted by AUM, from highest to lowest.

Lake Street Advisors

Lake Street Advisors

At the top of our list, Lake Street Advisors has almost $2.1 billion in assets under management. The fee-only financial advisor firm is headquartered in Portsmouth and has a branch office in Boston. 

The firm primarily serves high-net-worth individuals, their families and their trusts, estates, charitable organizations, foundations and family partnerships. In fact, according to SEC data, they make up Lake Street’s entire client base. With 14 advisors, that gives the firm a very low client-to-advisor ratio: less than four to one. For that minimally divided attention, however, you’ll need to invest at least $20 million. Accounts are on a discretionary and non-discretionary basis. 

Lake Street Advisors Background

Founded in 2003, Lake Street is an indirect, majority-owned subsidiary of Focus Pubco, a public company traded on the NASDAQ Global Select Market. CEO “Buddy” Webb and three other firm managers have small stakes.

Lake Street offers investment management and stand-alone financial planning. It also provides multi-family office and wealth management services, including holistic financial planning, asset allocation, investment management, financial reporting, cash flow and liquidity reporting, gift and estate planning, insurance and asset protection planning, income tax planning, bill payment administration and concierge services.

Lake Street Advisors Investment Strategy

Lake Street assigns to each client a team composed of a partner and a dedicated relationship manager (financial planner) who will coordinate with the investment team, which in turn includes an investment manager and investment analyst. Once the client’s portfolio has been constructed, customized to goals and other key factors, the investment team will monitor and periodically rebalance it. The firm notes that its “recommendations are not limited to any specific product or service offered by a broker-dealer, investment company, or insurer.”

As of Lake Street’s most recent SEC filings, assets under its management were allocated as:

  • 42% in securities issued by registered investment companies (RICs) or business development companies (BDCs)
  • 20% in securities issued by pooled investment vehicles (other than RICS or BDCs)
  • 20% in cash and cash equivalents
  • 7% in exchange-traded equity securities
  • 6% in state and local bonds
  • 3% in investments in private companies and real estate
  • 1% in U.S. government and agency bonds
  • 1% in investment-grade corporate bonds

The Harbor Group, Inc.

The Harbor Group, Inc.

Based in Bedford, The Harbor Group manages more than $993.2 million in assets, primarily on a discretionary basis. Its team includes six certified financial planners (CFPs), two chartered financial analysts (CFAs), one chartered financial consultant (ChFC), one certified public accountant (CPA) and one certificate in investment performance measurement (CIPM). (Advisors may have multiple certifications.)

The clientele is almost evenly split between clients who are and aren’t high-net-worth individuals. The firm also serves pension and profit-sharing plans, trusts, estates, charitable organizations and business entities. There is no minimum account size required.

The Harbor Group Background 

Marc Hebert and Timothy Riley co-founded the firm in 1981. They co-own it and serve as president and CEO, respectively.

Investment advisory services are on a fee basis, but advisors who are insurance agents may receive commissions in their other capacities. In addition to investment management and insurance products, the practice offers financial planning, which can cover such topics as cash flow, college planning, retirement planning, tax planning, insurance review and estate planning. 

The Harbor Group Investment Strategy

The Harbor Group primarily uses strategic asset allocation, emphasizing, it notes, “prudent diversification of assets and long-term investment planning consistent with the client’s objectives.” In constructing portfolios, the firm utilizes mostly no-load mutual funds and exchange-traded funds, usually through discount brokers. It is not generally involved in the analysis or recommendation of individual securities.

As of recent SEC data, assets under its management were invested as: 

  • 84% in securities issued by registered investment companies (such as mutual funds) or business development companies
  • 7% in fixed annuities and stable value funds
  • 4% in cash and cash equivalents
  • 3% in state and local bonds
  • 1% exchange-traded equity securities (like common stocks)
  • 1% in securities issued by pooled investment vehicles (other than registered investment companies or business development companies)

Harvest Capital Management Inc

Harvest Capital Management Inc

Overseeing more than $650.7 million in assets, Harvest Capital Management is a fee-only firm in Concord. Its team of seven advisors includes two certified financial planners (CFPs), one chartered financial analyst (CFA), one certified Exit Planner (CExP), one chartered alternative investment analyst (CAIA) and one registered financial consultant (RFC). (Advisors may have multiple certifications.)

Harvest works with almost twice as many high-net-worth clients as non-high-net-worth. It also serves families, pension and profit-sharing plans, endowments and corporations. The minimum investment is $2,000,000, though it may be waived under certain circumstances. All accounts are on a discretionary basis, which means that clients authorize the firm to make trades without prior approval.

Harvest Capital Management Background 

The firm has been in business since 1995. President and CEO Marshall Rowe owns a majority interest in the firm, while long-time employees James Fitts and Diane Chadwick have small stakes, as do John Weeks and Brian Presti. 

In addition to portfolio management, Harvest Capital offers financial planning. It can advise on such matters as retirement planning, tax planning, trust and estate planning, insurance and risk management, education funding, balance sheet and cash flow management, real estate, public and private securities, investment capital projections, investments in other tangible assets and financial asset allocation.

Harvest Capital Management Investment Strategy

The firm employs core portfolio diversification to equities and bonds, complemented by tactical asset reallocation to cash, real assets, real estate, TIPS, high-yield debt and alternative strategies. In constructing portfolios, it may utilize index and passive fund strategies, specialty managers and individual securities. Additionally, it notes that its “access to specialized investment vehicles adds value to our clients' portfolios.” 

According to its most recent SEC filings, assets under Harvest Capital’s management were invested as:

  • 70% in securities issued by registered investment companies (such as mutual funds) or business development companies
  • 12% in cash and cash equivalents
  • 8% in exchange-traded equity securities (like common stocks)
  • 7% in state and local bonds
  • 2% in private investments
  • 1% in investment-grade corporate bonds

Charter Oak Capital Management

Charter Oak Capital Management

With about $559.1 million in assets under management, Charter Oak Capital Management is second on our list. While the investment advisory services are on a fee basis, there are broker-dealer representatives and insurance agents at the firm who receive commissions.

While the financial advisor firm is based in Portsmouth, it has two offices in Maine (Portland and Kennebunk).  The team in New Hampshire includes four certified financial planners (CFPs) and one certified public accountant (CPA).

Investment management accounts are primarily on a discretionary basis, which means that Charter Oak will make trades without asking for client consent. The minimum investment was recently increased to $350,000 (from $250,000). Still, the vast majority of clients are not high-net-worth individuals. The firm also serves pension and profit-sharing plans, corporations or other business, trusts, estates and charitable organizations.

Charter Oak Capital Management Background

Jeffrey Troiano started Charter Oak in 2002. He is the majority owner, while four other partners have minority stakes.

The firm portfolio management, financial planning and retirement plan consulting services. 

Charter Oak Capital Management Investment Strategy

Using charting, fundamental and technical analysis as well as analysis of economic, market, industry, firm and product cycles and trends, Charter Oak’s investment strategies include long-term purchases (securities held at least a year), short-term purchases (securities sold within a year) and trading (securities sold within 30 days).

The firm makes option transactions when clients make a special request. That said, for accounts whose discretionary investment authority it controls, the firm does not use options or other derivatives.

According to its latest SEC filings, assets under Charter Oak’s management were invested as:

  • 66% in exchange-traded equity securities
  • 15% in securities issued by registered investment companies (such as mutual funds) or business development companies 
  • 7% in cash and cash equivalents
  • 6% in investment-grade corporate bonds
  • 6% in non-investment-grade corporate bonds

DL Carlson Investment Group Inc

DL Carlson Investment Group Inc

Named after its founder Dave Carlson, DL Carlson Investment Group has been in business since 1989. The fee-only firm in Concord manages more than $492.2 million in assets on a discretionary basis.

With a minimum $250,000 investment required, the firm serves more than twice as many people who are not high net worth as those who are. Its team of six advisors, which includes one chartered financial analyst (CFA) and one chartered alternative investment analyst (CAIA), can also advise pension and profit-sharing plans, trusts, estates, charitable organizations, employee benefit plans and businesses. 

DL Carlson Investment Group Background

Carlson founded the firm in 1989. He and President Jay Mullins and their families own the firm. Portfolio Manager Jennifer Johnsrud has a small stake.

The boutique practice primarily offers investment management services.

DL Carlson Investment Group Investment Strategy

DL Carlson offers three portfolio investment styles: equity, balanced and fixed income. Primarily using fundamental analysis when selecting investments, it employs long-term purchases, short-term purchases, trading, margin transactions and option writing (including covered options, uncovered options or spreading strategies). 

As of recent SEC data, assets under its management were invested as:

  • 70% in exchange-traded equity securities (like common stocks)
  • 14% in investment-grade corporate bonds
  • 10% in U.S. government and agency bonds
  • 3% in state and local bonds
  • 3% in cash and cash equivalents

CMH Wealth Management, LLC

CMH Wealth Management, LLC

Lending the first initial of their last names to the firm’s name, the founders are Brian Carolan, Karen McCloskey and Kristen Hanley. They, along with two other advisors, manage more than $414.5 million in assets on a discretionary basis. The team includes two certified financial planners (CFPs), two chartered financial analysts (CFAs) and one certified private wealth advisor (CPWA). (Advisors may have multiple certifications.)

With 173 clients, the North Hampton practice’s client-to-advisor ratio is a low 35 to 1. It serves people who are and aren’t high net worth as well as trusts, estates, charitable organizations, foundations, limited partnerships, corporations and business entities. The fee-only firm does not have a published investment minimum, though it charges a minimum $8,000 annual fee, which means accounts with less than $670,000 may be paying an effective rate of 1.2% or more. 

CMH Wealth Management Background

Before founding their boutique investment manager in 2009, McCloskey, Carolan and Hanley worked at U.S. Trust, Bank of America Private Wealth Management together. The first two primarily own the firm, while Hanley has a small stake.

CMH offers portfolio management and financial planning. It can provide guidance on such areas as financial, retirement, estate, tax, insurance and charitable planning. 

CMH Wealth Management Investment Strategy

In its investment management process, the firm applies qualitative and quantitative analyses to select securities. It may invest in individual stocks and bonds, mutual funds, exchange-traded funds (ETFs) and money market instruments. According to its most recent SEC filings, assets under CMH’s management were allocated as: 

  • 41% in exchange-traded equity securities (like common stocks)
  • 23% in securities issued by registered investment companies (such as mutual funds) or business development companies 
  • 17% in state and local bonds
  • 11% in investment-grade corporate bonds
  • 7% in U.S. government and agency bonds
  • 2% in cash and cash equivalent

Financial Focus, Inc.

Financial Focus, Inc.

Located in Wolfeboro, Financial Focus manages more than $275.8 million in assets mostly on a discretionary basis. The team at the fee-only firm includes four certified financial planners (CFPs), one chartered mutual fund counselor (CMFC), one enrolled agent (EA) with the IRS and one financial paraplanner Qualified Professional (FPQP). (Advisors may have multiple certifications.)

The practice serves non-high-net-worth and high-net-worth individuals, families and their related entities such as trusts, estates and small businesses. There is no required minimum account size.

Financial Focus Background

Susan MacMichael John founded the firm in 1995. She is the majority owner, while three employees have small stakes.

Financial Focus offers comprehensive planning services that include investment management. It also provides stand-alone financial planning and consulting and a program for young professionals who are just beginning to accumulate assets, called Smart Start.

Financial Focus Investment Strategy

Applying fundamental analysis, the firm employs strategic asset allocation with global diversification. It may utilize index and exchange-traded funds (ETFs), actively managed funds, dividend-paying stocks and municipal bonds. At times, it notes that it may “recommend unrelated, third-party investment managers who have a greater expertise in certain disciplines when appropriate for the client.”

According to recent SEC data, assets under the firm’s management were invested as:

  • 54% in securities issued by registered investment companies (such as mutual funds) or business development companies 
  • 18% in exchange-traded equity securities (like common stocks)
  • 13% in state and local bonds
  • 12% in cash and cash equivalents
  • 1% in non-exchange-traded equity securities
  • 1% in U.S. government and agency bonds
  • 1% in investment-grade corporate bonds

Measured Wealth Private Client Group, LLC

Measured Wealth Private Client Group, LLC

Founded in 2014, Measured Wealth Private Client Group manages nearly $253.9 million in assets. This financial advisor firm is based in Portsmouth and has a branch in Boca Raton, Florida. The team in Portsmouth includes two certified financial planners (CFPs), two chartered retirement planning counselors (CRPCs), one chartered financial analyst (CFA), one certified public accountant (CPA), one chartered retirement plans specialist (CRPS), one chartered mutual fund counselor (CMFC) and one enrolled agent with the IRS (EA). (Advisors may have multiple professional certifications.)

Investment advisory services are on a fee basis, but there are broker-dealers and insurance agents at the firm who receive commissions as compensation. Measured Wealth also sponsors and manages a wrap fee program (where there is one all-inclusive fee for its portfolio management services).

The vast majority of clients do not have a high net worth. The firm also serves trusts, estates, pension and profit sharing plans, charitable organizations and businesses. The minimum investment is $250,000, and most accounts are on a discretionary basis, which means Measure Wealth may make trades without gaining prior client consent.

Measured Wealth Private Client Group Background

Founder and President Edward Benway owns the firm entirely. The practice especially caters to medical professionals and federal employees, on top of individuals and their families. It offers portfolio management, financial planning, risk management, estate planning, independent legal advice and independent tax advice.

Measured Wealth Private Client Group Investment Strategy

Measured Wealth says that it generally constructs portfolios with individual stocks or bonds, exchange traded funds (ETFs), options, mutual funds and other public and private securities or investments. Of course, the specific mix depends on the client’s goals and profile. The firm may use margin transactions, if deemed appropriate. It may also utilize independent money managers.

According to its most recent SEC filings, assets under Measured Wealth’s management were allocated as:

  • 54% in securities issued by registered investment companies (such as mutual funds) or business development companies 
  • 32% in exchange-traded equity securities
  • 5% in investment-grade corporate bonds
  • 2% in U.S. government and agency bonds
  • 2% in state and local bonds
  • 2% in annuities, master limited partnerships and real estate investment trusts (REITs)
  • 2% in cash and cash equivalents
  • 1% in derivatives

Grove Street Fiduciary, LLC

Grove Street Fiduciary, LLC

With nearly $249.6 million in assets under management, Grove Street Fiduciary is a fee-only practice in Peterborough. Its team includes three certified financial planners (CFPs), one accredited investment fiduciary (AIF) and one financial paraplanner qualified professional (FPQP).

The boutique wealth manager’s client base is more non-high-net-worth than high-net-worth individuals (144 to 95). It also serves trusts, estates, pension and profit-sharing plans, charitable organizations, corporations and other business entities. Generally, the minimum investment is $1,000,000, and most accounts are on a discretionary basis.

Grove Street Fiduciary Background

Grove Street was founded in 1993. It’s currently owned (through a trust) by Chief Investment Strategist Carl Amos Johnson and Diana Johnson. Managing Director Hazel Hensel has a small stake.

The firm offers wealth advisory services that include financial planning and portfolio management. It also provides consulting and limited pension consulting.

Grove Street Fiduciary Investment Strategy

In constructing portfolios, Grove Street may use technical, fundamental and cyclical methods of analysis. As investment strategies, it may employ long-term purchases and short-term purchases. Primarily, it invests in exchange-traded funds (ETFs), index funds, and no-load indexed mutual funds. 

According to recent SEC data, assets under the firm’s management were allocated as:

  • 92% in securities issued by registered investment companies (such as mutual funds) or business development companies 
  • 4% in exchange-traded equity securities
  • 3% in cash and cash equivalents
  • 1% in non-investment-grade corporate bonds

Affinity Investment Group, LLC

Affinity Investment Group, LLC

Last but not least on our list, Affinity Investment Group is based in Exeter and manages nearly $231.1 million in assets on a non-discretionary basis. Its three-advisor team includes one chartered financial consultant (ChFC) and one certified financial planner (CFP).

The firm serves six times as many non-high-net-worth individuals as high-net-worth ones (295 to 49). It also advises trusts, estates, charitable organizations, corporations and other business entities. The minimum investment is $250,000.

Affinity Investment Group Background

Gregory Gagne founded Affinity in 1998, and is the sole owner.

The boutique firm is fee-based. Advisors may also be insurance agents or brokers who receive commissions. The practice primarily offers financial planning and investment management services. That said, it can also advise on non-securities matters, such as estate planning and annuity advice.

Affinity Investment Group Investment Strategy

Affinity’s investment strategy primarily involves strategic asset allocation with global diversification. Its core investments are in index and/or exchange-traded funds (ETFs) and satellite investments are in actively managed funds. In constructing portfolios, the firm uses charting, fundamental, technical and cyclical methods of analysis. 

As of its most recent SEC filings, assets under Affinity’s management were primarily (79%) invested in securities issues by registered investment companies (such as mutual funds) or business development companies. The rest was allocated among cash and cash equivalents (10%) and bonds and variable annuities (1%). 

How Many Years $1 Million Lasts in Retirement

SmartAsset's interactive map highlights places where $1 million will last the longest in retirement. Zoom between states and the national map to see the top spots in each region. Also, scroll over any city to learn about cost of living in retirement there.

Least
Most
Rank City Housing Expenses Food Expenses Healthcare Expenses Utilities Expenses Transportation Expenses

Methodology SmartAsset calculated the average cost of living for retirees in the largest U.S. cities. Using that calculation, we determined how many years $1 million would last in retirement in each major city.

First, we looked at data from the Bureau of Labor Statistics (BLS) on the average annual expenditures of seniors throughout the country. We then applied cost of living data from the Council for Community and Economic Research to adjust those national average spending levels based on the costs of each expense category (housing, food, healthcare, utilities, transportation and other) in each city.

We assumed the $1 million would grow at a real return (interest minus inflation) of 2%, reflecting the typical return on a conservative investment portfolio. Finally, we divided $1 million by the sum of each of those annual numbers to determine how long $1 million would last in each of the cities in our study.

Sources: Bureau of Labor Statistics (BLS), Council for Community and Economic Research