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Top Financial Advisor Firms in New Jersey

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Finding a Top Financial Advisor Firm in New Jersey

New Jersey residents will likely have a tough time making a final decision on a financial advisor firm because of the number of options throughout the state. To simplify this undertaking, SmartAsset determined the top financial advisor firms in the Garden State. Below, you can compare and contrast the fee schedules, investing strategies and typical client bases of each of the 10 firms to find the one that suits your financial goals and needs.

To find a financial advisor near you, try our free online matching tool.

Rank Financial Advisor Assets Managed Minimum Assets Financial Services More Information
1 Pathstone Pathstone logo Find an Advisor

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$19,598,088,292 $2,000,000
  • Financial planning services
  • Portfolio management
  • Selection of other advisors (including private fund managers)
  • Family office services

Minimum Assets

$2,000,000

Financial Services

  • Financial planning services
  • Portfolio management
  • Selection of other advisors (including private fund managers)
  • Family office services
2 Advisors Capital Management, LLC Advisors Capital Management, LLC logo Find an Advisor

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$3,883,906,439 Varies based on account type
  • Financial planning services
  • Portfolio management
  • Pension consulting services
  • Educational seminars/workshops

Minimum Assets

Varies based on account type

Financial Services

  • Financial planning services
  • Portfolio management
  • Pension consulting services
  • Educational seminars/workshops
3 Modera Wealth Management, LLC Modera Wealth Management, LLC logo Find an Advisor

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$4,957,474,109 No set account minimum
  • Financial planning services
  • Portfolio management
  • Pension consulting services
  • Selection of other advisors (including private fund managers)

Minimum Assets

No set account minimum

Financial Services

  • Financial planning services
  • Portfolio management
  • Pension consulting services
  • Selection of other advisors (including private fund managers)

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4 RegentAtlantic RegentAtlantic logo Find an Advisor

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$5,156,329,282 No set account minimum
  • Financial planning
  • Portfolio management
  • Pension consulting
  • Educational seminars

Minimum Assets

No set account minimum

Financial Services

  • Financial planning
  • Portfolio management
  • Pension consulting
  • Educational seminars
5 Palisade Capital Management LLC Palisade Capital Management LLC logo Find an Advisor

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$4,675,986,871 Varies based on account type
  • Financial planning
  • Portfolio management
  • Selection of other advisors (including private fund managers)
  • Portfolio management for wrap account programs

Minimum Assets

Varies based on account type

Financial Services

  • Financial planning
  • Portfolio management
  • Selection of other advisors (including private fund managers)
  • Portfolio management for wrap account programs
6 Beacon Trust Beacon Trust logo Find an Advisor

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$3,705,000,000 $500,000
  • Financial planning services
  • Portfolio management
  • Selection of other advisors (including private fund managers)
  • Consulting

Minimum Assets

$500,000

Financial Services

  • Financial planning services
  • Portfolio management
  • Selection of other advisors (including private fund managers)
  • Consulting
7 Simon Quick Advisors, LLC Simon Quick Advisors, LLC logo Find an Advisor

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$3,859,542,652 No set account minimum
  • Financial planning
  • Portfolio management
  • Pension consulting
  • Selection of other advisors (including private fund managers)

Minimum Assets

No set account minimum

Financial Services

  • Financial planning
  • Portfolio management
  • Pension consulting
  • Selection of other advisors (including private fund managers)
8 Circle Wealth Management, LLC Circle Wealth Management, LLC logo Find an Advisor

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$2,771,148,919 No set account minimum
  • Financial planning
  • Portfolio management
  • Selection of other advisors (including private fund managers)
  • Educational seminars/workshops

Minimum Assets

No set account minimum

Financial Services

  • Financial planning
  • Portfolio management
  • Selection of other advisors (including private fund managers)
  • Educational seminars/workshops
9 Hallmark Capital Management Inc Hallmark Capital Management Inc logo Find an Advisor

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$1,883,297,480 $500,000
  • Financial planning services
  • Portfolio management

Minimum Assets

$500,000

Financial Services

  • Financial planning services
  • Portfolio management
10 Gladstone Wealth Group Gladstone Wealth Group logo Find an Advisor

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$1,485,757,374 Varies based on account type
  • Financial planning
  • Portfolio management
  • Selection of other advisors
  • Educational seminars
  • Solicitation/referral and consulting services

Minimum Assets

Varies based on account type

Financial Services

  • Financial planning
  • Portfolio management
  • Selection of other advisors
  • Educational seminars
  • Solicitation/referral and consulting services

How We Found the Top Financial Advisor Firms in New Jersey

To find the top financial advisors in New Jersey, we first identified all firms registered with the SEC in the city. Next, we filtered out firms that don't offer financial planning services, those that don't serve primarily individual clients and those that have disclosures on their record. The qualifying firms were then ranked according to the following criteria: 

Pathstone

Pathstone

At the top of the list, Pathstone Family is a fee-only firm with nearly billions in assets under management. There are currently more than 100 advisors at the firm with additional offices in Alaska, California, Washington, the District of Columbia, Florida, Georgia, Texas  and Massachusetts. The team in New Jersey includes a number of certified financial planners (CFPs).

Individual clients are mostly high-net-worth individuals. The firm also works with pooled investment vehicles, charitable organizations and other corporations. The minimum portfolio size is $2 million. Fees for investment management are based on a percentage of assets under management, though some qualified clients may enter into an agreement for performance-based fees.

Pathstone Background

This firm was founded in 2016 through the merger of Pathstone Family Office (founded in 2010) and Federal Street Advisors (founded in 1991). It is principally owned by Pathstone Holdings, LLC and is family- and employee-owned.

The firm’s services include:

Pathstone Investment Strategy

Pathstone may use the following strategies in client portfolios: long-term purchases, short-term purchases, trading, short sales, margin transactions, option writing, structured products and and derivatives.

Generally, Modern Portfolio Theory informs the process of determining asset allocation and manager selection for advisors. Each client has a determined return objective and risk tolerance that drives investment decisions. 

Advisors Capital Management, LLC

Advisors Capital Management, LLC

Advisors Capital Management, LLC works with more non-high-net-worth individuals than high-net-worth individuals. Additionally, Advisors Capital Management works with pension and profit-sharing plans, businesses and charitable organizations. 

The account minimum at this Ridgewood-based firm varies depending on the type of account. The minimums are:

  • ACM private account - $300,000
  • ACM model separate accounts - $150,000
  • ACM model mutual fund/ETF strategies- $50,000

The team at Advisors Capital Management includes a few chartered financial analysts (CFAs) and one MBA. Certain advisors at the firm also sell insurance and earn commissions from sales, which is a potential conflict of interest. That said, the firm is legally bound by its fiduciary duty to act in clients' best interests.

Advisors Capital Management Background

Founding partner Kevin Kern established the firm's predecessor, Advisors Financial Center, in 1998. In 2003, Kern merged that firm with Chief Investment Officer Dr. Charles Lieberman. The merged firm became Advisors Capital Management, and it remains majority owned by Lieberman. The firm’s senior economic advisor is Dr. Alan Greenspan, who served as the chairman of the U.S. Federal Reserve from 1987 to 2006.

Advisors Capital Management provides most of the services that typical financial advisor firms do. Its services include budget and cash flow planning, investment management, retirement planning, estate planning and insurance analysis.

Advisors Capital Management Investing Strategy

Advisors Capital Management takes into account a number of factors when deciding which industries are worth investing in. These factors include interest rate outlooks, demographics, business cycles and more. Once it has considered these elements, the firm selects specific companies within the viable industries that present strong return possibilities or are currently undervalued.

The final choices your advisor makes throughout this process are not only based on the aforementioned research, but also on how well the investments align with your personal risk tolerance and time horizon. However, this firm heavily emphasizes long-term investments.

Modera Wealth Management, LLC

Modera Wealth Management, LLC

Individuals comprise the largest percentage of Modera Wealth Management, LLC’s client base, although that’s not the only group the firm serves. The firm has built relationships with pension and profit-sharing plans, estates, trusts, businesses, investment limited partnerships and charitable organizations. Modera Wealth Management does not require new clients to have a minimum level of investable assets, but it does have a minimum quarterly fee of $5,000 for wealth management, $4,000 for portfolio management and $1,375 for retirement plan services.

Aside from its main office in Westwood, you can find this fee-only firm in Massachusetts, Florida, North Carolina and Georgia. Designations held by members of the team in New Jersey include certified financial planner (CFP), chartered financial consultant (ChFC), accredited investment fiduciary (AIF), chartered life underwriter (CLU), chartered financial analyst (CFA) and chartered special needs consultant (ChSNC).

Modera Wealth Management Background

Modera Wealth Management’s roots can be traced back to 1983. It formed a two-office regional firm in 2011 through a merger between Back Bay Financial Group, Inc. and Modera Capital, Inc. The latter, Modera Capital, Inc. is now a financial holding company and owns the firm.

This firm’s services can be split into a few overarching categories, like wealth management, portfolio management, investment consulting and monitoring, retirement planning and financial planning and consulting. Modera offers business planning, insurance review, estate planning, tax mitigation, cash-flow planning and education funding as well.

Modera Wealth Management Investing Strategy

Modern Portfolio Theory has become popular with financial advisor firms in recent years, but this firm chooses to focus on just three main tenets of it:

  • The markets work. The market will usually set fair prices.
  • Diversification is key. Use international securities in different markets to fill out portfolios.
  • There’s a relationship between risk and return. If you want a boost in return, make sure the risk only increases proportionately.

To put these ideas into practice as fully as possible, Modera Wealth Management remains open to a plethora of investment opportunities, including exchange-traded funds, stocks, bonds, real estate investment trusts, commodities and more.

RegentAtlantic

RegentAtlantic

RegentAtlantic's large staff of financial advisors manages billions in assets and provides financial services to a client base comprised of mainly individuals (both those with and without a high net worth). The firm also provides services to pooled investment vehicles, pension plans, profit-sharing plans, charitable organizations and businesses.

The firm's advisory staff is well-qualified, boasting a multitude of certifications. Among the group are 29 certified financial planners (CFPs) and eight chartered financial analysts (CFAs). Other certifications include financial paraplanner qualified professional (FPQP), certified private wealth advisor (CPWA), certified investment management analyst (CIMA) and certified divorce financial analyst (CDFA).

The minimum account size requirements at this fee-only firm are technically nonexistent, but it does institute a $10,000 minimum annual fee. However, the firm reserves the right to alter or waive this minimum fee.

RegentAtlantic Background

RegentAtlantic was founded in 1997 as Bugen Stuart Korn & Cordaro, changing its name to RegentAtlantic in 2001. The firm also bought out Hillview Capital Advisors, LLC, another advisory firm, in 2019. Jennifer Papadopolo is the firm's chief operating officer (COO), and Christopher Cordaro acts as chief investment officer (CIO). Papadopolo and Cordaro are also the firm's sole principal owners.

RegentAtlantic provides a range of financial services to its clients, including financial planning, investment management and general asset management. Financial planning services include long-term goal-setting, risk tolerance determination, retirement planning and more. The firm also offers pension consulting services.

RegentAtlantic Investment Strategy

RegentAtlantic's investment committee is responsible for the oversight and creation of the firm's investment strategy. In crafting portfolios for clients, RegentAtlantic helps with asset allocation, investment security selection, long-term management and more. The firm and its advisors do so by primarily investing in fixed-income securities, equities, exchange-traded funds (ETFs), mutual funds, private funds and even structured notes and certificates of deposit (CDs).

The firm uses current market conditions, valuations and research to help inform its investment decisions. Advisors utilize long- and short-term purchases, margin transactions, options trading, short sales, private funds and independent managers to help drive growth in client portoflios. Advisors also rebalance and reevaluate each client's portfolio on an ongoing basis to ensure that their money is being invested according to their current allocation plan.

Palisade Capital Management LLC

Palisade Capital Management LLC

Founded in 1995, Palisade Capital Management LLC primarily offers investment management through separately managed accounts. The minimum to open an account depends on the investment strategy and ranges from $1 million to $50 million. The firm also serves as sub-advisor to several mutual funds and as advisor to a collective investment trust, private equity funds and private hedge funds.

Despite its high minimum account requirements, the firm serves almost three times as many clients who do not have high net worths as clients who do. Advisors at this Fort Lee firm include chartered financial analysts (CFAs), several JDs, several MBAs, one certifed financial planner (CFP) and one certified public accountant (CPA).  

Palisade Capital Management Background

Martin Berman, Steven Berman, and Jack Feiler founded the firm in 1995. Today the latter two serve as vice chairmen, while Alison Berman serves as president and CEO and Michael Feiler is managing director of private wealth management. The firm is primarily owned by Bermans, plus Jack Feiler, Dennison Veru, Jeffrey Serkes, Bradley Goldman, Beata Tannuzzo and Michael Feiler have stakes.

Palisade Capital Management Investing Strategy

Palisade Capital has been offering comprehensive, bottom-up, fundamental investing for 25 years. Its strategies include small cap core equity, focused all cap equity, convertible securities, short duration convertible bonds, hedged convertibles, private equity and hedged equity. Private wealth management individuals with separately managed accounts typically choose one of the following investment goals: growth, preservation of principal/income or balanced/conservative growth. Their assets are typically invested in securities of individual issuers, mutual funds, exchange-traded funds and/or investments in funds managed by Palisade.

Beacon Trust

Beacon Trust

Beacon Trust, a financial advisory firm with billions in assets under management (AUM), comes in third on our list of the top financial advisor firms in Morristown. This firm has several financial advisors who carry a range of certifications including certified financial planners (CFPs), chartered financial analysts (CFAs), a chartered alternative investment analyst (CAIA) and a certified private wealth advisor (CPWA). The firm has a minimum investable asset requirement of $500,000 for new client accounts.

Beacon is a fee-only advisory firm. A majority of its individual clients have a high net worth. The firm also maintains advisory relationships with high-net-worth individuals, charitable organizations, government entities, retirement plans and investment companies.

Beacon Trust Background

Beacon Trust has been in business since 2015. The firm is owned by Beacon Trust Company, which is in turn owned by Provident Bank, which is in turn owned by Provident Financial Services, Inc., a publicly traded company. The firm's advisory team is led by chief investment officer (CIO) John Longo and Jeffrey Loewy, the only founding member left at the firm. Both Longo and Loewy, along with several other advisors at the firm, have decades of financial industry experience.

Beacon Trust provides financial planning, asset management, consulting and tax preparation services. The firm guides its clients through all of the steps it takes to achieve their financial goals. It performs asset management services on a primarily discretionary basis and offers wrap fee programs as well. Financial planning services include:

  • Family governance
  • Compensation and benefit planning
  • Income tax minimization
  • Cash flow planning
  • Education fund planning
  • Charitable giving planning
  • Estate planning

Beacon Trust Investment Strategy

Beacon Trust's portfolio programs look to invest client's assets in a wide variety of securities. The firm looks to preserve wealth and drive growth, while maximizing liquidity, tax efficiency and adaptability. Risk mitigation tends to be at the center of each portfolio strategy. The firm's strategies include small-cap, mid-cap, large-cap, international, bond and high-yield securities. It also uses mutual funds and exchange-traded funds (ETFs) in client portfolios. The firm rebalances and evaluates client portfolios on a consistent basis.

Beacon Trust has a variety of different approaches for clients who engage them for portfolio management services.

  • Alternative investments: This is a client-centric model involving affiliated and unaffiliated hedge funds and funds of funds. It seeks to reduce volatility through diversification.
  • Active tax management and loss harvesting: Focuses on tax awareness that helps keep money in the pockets of clients, while harvesting losses to create tax advantages.
  • Ongoing portfolio monitoring: Centered around continued due diligence that ensures clients are getting the most out of their investments.

Simon Quick Advisors, LLC

Simon Quick Advisors, LLC

Coming in next on our list is Simon Quick Advisors, LLC. Though originally named Massey Quick Simon & Co., LLC, the firm changed its name to Simon Quick Advisors in 2019. This firm has billions in assets under management (AUM) and several financial advisors on staff. Among them are certified public accountants (CPAs), chartered financial analysts (CFAs), certified financial planners (CFPs), certified divorce financial analysts (CDFAs), chartered alternative investment analysts (CAIAs) and more.

Simon Quick primarily provides services to individual clients, with most of them having a high net worth. The firm also commonly works with pooled investment vehicles, retirement plans, charities, insurance companies, other investment advisors and municipal government entities. Rather than impose a minimum account size, the firm charges a $10,000 minimum annual fee, which could be cost-prohibitive for smaller account sizes.

The firm is fee-only, which means it does not receive any sales or transaction commissions that could introduce conflicts of interest.

Simon Quick Advisors Background

Partners Dwight Massey and Leslie Quick III founded the firm in 2004. Today, it's owned by a combination of William E. Simon & Sons, LLC; managing partners Joseph Belfatto and Leslie Quick III; and QIII Family Enterprises, LLC, a holding company. Altogether, Belfatto and Quick have 80 years' experience in financial services. Massey is retired.

Simon Quick provides several different financial advisory services across the investing and financial planning verticals. The firm and its advisors help clients with wealth management, investment planning, retirement planning, tax planning, estate planning and more.

Simon Quick Advisors Investment Strategy

In order to properly help clients manage their investments, Simon Quick creates unique investment plans that fit the objectives of each client. Through extensive interviews, the firm determines precise investment goals and the asset management styles that would pair well with them. The firm then allocates client funds to a number of securities, such as stocks, bonds, mutual funds and exchange-traded funds (ETFs). As your portfolio ages, the firm will rebalance your investments.

Simon Quick primarily utilizes fundamental analysis when crafting client portfolios to determine a security's intrinsic value. In terms of investment strategies, the firm enagages in long- and short-term purchases, short sales and options trading. Each portfolio is given periodic performance updates to ensure proper growth targets are being met.

Circle Wealth Management, LLC

Circle Wealth Management, LLC

Circle Wealth Management's client base consists entirely of high-net-worth individuals and charities.

Circle Wealth is a fee-only financial advisor firm, meaning it only receives income from client fees. This avoids the conflicts of interest found at a fee-based firm, which can receive commissions for insurance or securities transactions.

Circle Wealth Management Background

Managing partner Maria L. Chrin founded Circle Wealth Management in 2006, though the firm didn't register with the SEC until 2007. Chrin is also the principal owner of the firm and she has decades of experience within the private wealth management and financial services industries. The firm's team of 11 financial advisors includes two certified financial planners and one certified public accountant.

Circle Wealth provides highly customized financial planning and investment management services to its clients, on both a discretionary and non-discretionary basis. These services include estate planning, tax planning, insurance planning, retirement planning and more.

Circle Wealth Management Investment Strategy

Circle Wealth Management looks to tailor its advisory services to the financial objectives, risk tolerance and time horizon of each client. Part of the process of understanding the client involves an evaluation of their existing investments. Based on these findings, the firm may recommend that those investments should be held or sold. Based on the entirety of this information, the firm will put together an investment policy statement (IPS).

The firm uses both quantitative and qualitative analysis when crafting client portfolios. The firm draws from a wide range of databases to inform their decisions. Based on this research, the firm may recommend investments like individual equities, fixed-income securities, options, mutual funds, private equity funds, funds of funds, hedge funds, exchange-traded funds (ETFs) and structured notes.

Hallmark Capital Management Inc

Hallmark Capital Management Inc

Hallmark Capital Management Inc is a fee-only firm with more than $1 billion in assets under management. The minimum account size for investment management is $500,000. Fees are based entirely on a percentage of assets under management and advisors do not earn commissions for selling securities or insurance products to clients. 

There are 13 advisors at the firm. The team in New Jersey and New York includes chartered financial analysts (CFAs) and certified financial planners (CFPs). There is also an office in Florida. Clients are a mix of individuals and high-net-worth individuals, though more are high-net-worth. Institutional clients include pension and profit-sharing plans, charitable organizations and other corporations. 

Hallmark Capital Management Background

Hallmark Capital Management was founded in 1986 and started offering financial planning in 1999. It became a wholly-owned subsidiary of Valley National Bancorp in 2000, and in 2016 it merged with New Century Asset Management, another wholly-owned subsidiary of the parent company.

Services offered by the firm include:

  • Investment management
  • Financial planning
  • Income taxes
  • Retirement planning
  • Asset allocation
  • Estate tax planning
  • Education pre-funding

Hallmark Capital Management Investing Strategy

The asset allocation strategy at Hallmark may follow one of three main strategies:

  • Equity account - mostly invested in common stocks, with some cash reserves
  • Fixed income account - mostly invested in bonds, with some cash reserves
  • Balanced account - invested in a mix of stocks and bonds, with some cash reserves

Mutual funds and exchange-traded funds may also be used, though individual stocks and bonds are the heart of Hallmark’s investment strategy.

Gladstone Wealth Group

Gladstone Wealth Group

Registered investment advisor firm Gladstone Wealth Group is a fee-based advisor offering various advisory services to individuals, high-net-worth individuals, corporations, businesses, pension and profit-sharing plans and charitable organizations. 

The firm has a large team of advisors, whose qualifications include the certified financial planner (CFP), chartered retirement planning counselor (CRPC), chartered financial consultant (ChFC), chartered mutual fund counselor (CMFC) and accredited wealth management advisor (AWMA) designations.

As for its advisory fees, Gladstone charges asset-based fees, hourly fees, fixed fees referral or consulting fees. Certain advisors can also earn commissions from investment product sales. Account minimums vary from $10,000 to $100,000.

Gladstone Wealth Group Background

Gladstone Wealth Group was established in 2015 by Robert P. Hudson III, the firm’s founder and managing director. Gladstone offers its clients an array of wealth management services, including asset management, financial planning, advisor referrals, educational seminars and workshops and solicitation/referral and consulting services. 

The firm also offers asset protection, estate planning, tax planning and coordination and family education services. 

Gladstone Wealth Group Investment Strategy 

Gladstone provides six third-party portfolio programs for its investment advisory clients. These include the Strategic Wealth Management II program, Manager Access Select program, Model Wealth Portfolios program, Optimum Market Portfolios program, Schwab Advisor Services program and the Third-Party Asset Management Program (TAMP).

Each of the firm’s investment advisory programs uses a different mix of securities. For instance, Gladstone’s Schwab Advisor Services program utilizes closed-end funds, mutual funds, equities, exchange-traded products, options and fixed-income securities.

How Long $1mm Lasts in Retirement

SmartAsset's interactive map highlights places where $1 million will last the longest in retirement. Zoom between states and the national map to see the top spots in each region. Also, scroll over any city to learn about the cost of living in retirement for that location.

Least
Most
Rank City Housing Expenses Food Expenses Healthcare Expenses Utilities Expenses Transportation Expenses

Methodology We analyzed data on average expenditures for seniors, cost of living and investment returns to determine how many years of retirement a $1 million nest egg would cover in cities across America.

First, we looked at data from the Bureau of Labor Statistics (BLS) on the average annual expenditures of seniors. We then applied cost of living data from the Council for Community and Economic Research to adjust those national average spending levels based on the costs of each expense category (housing, food, healthcare, utilities, transportation and other) in each city. Using this data, SmartAsset calculated the average cost of living for retirees in the largest U.S. cities.

We assumed the $1 million would grow at a real return (interest minus inflation) of 2%. Then, we divided $1 million by the sum of each of those annual numbers to determine how long $1 million would cover retirement expenses in each of the cities in our study. Cities where $1 million lasted the longest ranked the highest in the study.

Sources: Bureau of Labor Statistics (BLS), Council for Community and Economic Research