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Top Financial Advisors in Fairfield, NJ

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This review was produced by SmartAsset based on publicly available information. The named firm and its financial professionals have not reviewed, approved, or endorsed this review and are not responsible for its accuracy. Review content is produced by SmartAsset independently of any business relationships that might exist between SmartAsset and the named firm and its financial professionals, and firms and financial professionals having business relationships with SmartAsset receive no special treatment or consideration in SmartAsset’s reviews. This page contains links to SmartAsset’s financial advisor matching tool, which may or may not match you with the firm mentioned in this review or its financial professionals.

Finding a Top Financial Advisor Firm in Fairfield, New Jersey

Whether you need help managing your investments or your finances in general, hiring a professional is a smart move. But the financial advisory industry is huge - and like many professions, it uses a lot of jargon. So finding the right advisor for you can be daunting, if not downright impossible. To the rescue: SmartAsset’s experts, who did a deep dive into the research and came up with the top three advisor firms in Fairfield, New Jersey. We also developed an interactive advisor matching tool. It connects you with up to three local fiduciary advisors.

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Rank Financial Advisor Assets Managed Minimum Assets Financial Services More Information
1 Strategic Family Wealth Counselors Strategic Family Wealth Counselors logo Find an Advisor

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$940,000,000 No set account minimum
  • Financial planning
  • Portfolio management
  • Pension consulting
  • Selection of other advisors

Minimum Assets

No set account minimum

Financial Services

  • Financial planning
  • Portfolio management
  • Pension consulting
  • Selection of other advisors
2 Key Client Fiduciary Advisors Key Client Fiduciary Advisors logo Find an Advisor

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$389,149,000 No set account minimum
  • Financial planning
  • Portfolio management
  • Pension consulting services
  • Selection of other advisers 

Minimum Assets

No set account minimum

Financial Services

  • Financial planning
  • Portfolio management
  • Pension consulting services
  • Selection of other advisers 
3 Cornerstone Planning Group Cornerstone Planning Group logo Find an Advisor

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$209,259,244 No set account minimum
  • Financial planning
  • Portfolio management
  • Pension consulting
  • Educational seminars

Minimum Assets

No set account minimum

Financial Services

  • Financial planning
  • Portfolio management
  • Pension consulting
  • Educational seminars

What We Use in Our Methodology

To find the top financial advisors in Fairfield, we first identified all firms registered with the SEC in the city. Next, we filtered out firms that don't offer financial planning services, those that don't serve primarily individual clients and those that have disclosures on their record. The qualifying firms were then ranked according to the following criteria:

  • AUM
    Firms with more total assets under management are ranked higher.
  • Individual Client Count
    Firms who serve more individual clients (as opposed to institutional clients) are ranked higher.
  • Clients Per Advisor
    Firms with a lower ratio of clients per financial advisor are ranked higher.
  • Age of Firm
    Firms that have been in business longer are ranked higher.
  • Fee Structure
    Firms with a fee-only (as opposed to fee-based) compensation structure are ranked higher.

All information is accurate as of the writing of this article. This list may include firms that have a business relationship with SmartAsset, in which SmartAsset is compensated for lead referrals. Such relationships have no impact on our rankings, and firms are included and ranked based strictly on the above criteria.

Strategic Family Wealth Counselors

Strategic Family Wealth Counselors kicks off our list of top financial advisors in Fairfield. It also boasts the largest amount in assets under management (AUM) on the list. Since the firm doesn’t require a minimum account size to provide services, most clients do not have a high net worth.

The team includes multiple advisors. Some of them may also be licensed insurance agents and earn sales commissions from third-party companies. That said, Strategic Family Wealth and its advisory representatives have a fiduciary duty to uphold that includes working in clients’ best interests. 

Strategic Family Wealth Counselors Background

Strategic Family Wealth Counselors was founded in 2000. Michael T. Dwyer, III, is the principal owner. The firm generally offers wealth management services that combine portfolio management with financial planning advice. The financial planning component may cover: 

  • Financial independence models
  • Survivor income needs analysis
  • Education planning analysis
  • Cash flow models
  • Estate planning analysis
  • Investor education
  • Wealth transfer
  • Statements of financial positions
  • Risk management strategy

When it comes to managing investment portfolios, the firm’s team may do so on either a discretionary or non-discretionary basis. 

Strategic Family Wealth Counselors Investment Strategy

Strategic Family Wealth Counselors designs portfolios based on the needs, risk tolerance and time horizon of the client. These portfolios are generally built with mutual funds and exchange-traded funds (ETFs) that invest across various asset classes. The advisory may also recommend certain collective investment vehicles to accredited investors

The firm recommends that clients promptly notify it of changes to their goals or financial situation in order to make any necessary adjustments to portfolio asset allocations.

Key Client Fiduciary Advisors

Next on our list is Key Client Fiduciary Advisors. The firm doesn’t impose a minimum investment and most of its clients don’t have high-net-worths. 

Key Client Fiduciary Advisors is a fee-based firm. This means that some of its advisors may earn transaction-based commissions from third-party firms. That said, the firm must uphold its fiduciary duty to provide advice that’s in the best interests of its clients. 

Key Client Fiduciary Advisors Background

Key Client Fiduciary Advisors began in 2019. Richard Flora and Eric Fishman are the majority owners. Combined, they have more than 60 years of experience in the financial services industry. Both started their careers at Merrill Lynch. 

The firm offers discretionary portfolio management services. It also provides financial planning advice on numerous topics including: 

  • Tax management
  • Insurance
  • Retirement planning
  • Death and disability financial planning
  • Estate planning

Key Client Fiduciary Advisors Investment Strategy

The firm conducts meetings with its clients to understand their goals, risk tolerance, time horizon and liquidity needs. It then uses this information to design individualized portfolios. When diversifying portfolios, Key Client Fiduciary Advisors doesn’t restrict its choices to any particular securities.

A portfolio through this firm may include investments in stocks, bonds, warrants, corporate bonds, municipal bonds, mutual funds, exchange-traded funds (ETFs), U.S. government bonds, annuities, certificates of deposit (CDs) and more.

Cornerstone Planning Group

The final firm on our Fairfield list is Cornerstone Planning Group. Cornerstone is a small advisory firm with a client base that is primarily made up of non-high-net-worth individuals. However, it also works with high-net-worth individuals as well. It also works with institutional clients, including pensions, profit sharing plans and other corporations and businesses. There is no set account minimum at this firm.

Cornerstone Planning Group is a fee-based firm, and as a result advisors may receive commissions from selling financial products to clients. Despite this potential conflict of interest, the firm is still a fiduciary and is legally obligated to act in the best interests of client at all times.

Cornerstone Planning Group Background

Cornerstone Planning Group was founded in 2007. Despite being on the older side, the firm only became an SEC-registered investment advisor in 2020. Carmine Corino is the founder and principal owner of the firm. He is also the firm's managing member. Corino is a chartered life underwriter (CLU), certified financial planner (CFP) and chartered financial consultant (ChFC).

Cornerstone Planning Group Investment Strategy

Cornerstone Planning Group works with clients to provide investment management services and financial planning services, and it does so on a individualized and tailored basis. This process involves meeting with clients to determine overall tolerance for risk, financial situation, investment goals and any other necessary information.

Advisors at Cornerstone tend to invest passively, using mainly mutual funds and exchange-traded funds (ETFs).

How Long $1mm Lasts in Retirement

SmartAsset's interactive map highlights places where $1 million will last the longest in retirement. Zoom between states and the national map to see the top spots in each region. Also, scroll over any city to learn about the cost of living in retirement for that location.

Least
Most
Rank City Housing Expenses Food Expenses Healthcare Expenses Utilities Expenses Transportation Expenses

Methodology We analyzed data on average expenditures for seniors, cost of living and investment returns to determine how many years of retirement a $1 million nest egg would cover in cities across America.

First, we looked at data from the Bureau of Labor Statistics (BLS) on the average annual expenditures of seniors. We then applied cost of living data from the Council for Community and Economic Research to adjust those national average spending levels based on the costs of each expense category (housing, food, healthcare, utilities, transportation and other) in each city. Using this data, SmartAsset calculated the average cost of living for retirees in the largest U.S. cities.

We assumed the $1 million would grow at a real return (interest minus inflation) of 2%. Then, we divided $1 million by the sum of each of those annual numbers to determine how long $1 million would cover retirement expenses in each of the cities in our study. Cities where $1 million lasted the longest ranked the highest in the study.

Sources: Bureau of Labor Statistics (BLS), Council for Community and Economic Research