Finding a Top Financial Advisor Firm in Encino, California
If you live in Encino, California, and you're looking for a financial advisor, SmartAsset created this list to help you simplify your search. To figure out which option is best for you, take a look through each firm's advisory services, typical client base, account minimum, financial certifications, investment strategies and more. To expand your search, try SmartAsset's free advisor matching tool. It will connect you with up to three advisors who serve your area.
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|Rank||Financial Advisor||Assets Managed||Minimum Assets||Financial Services||More Information|
|1||SB Capital Management, Inc. Find an Advisor||$1,000,681,926||Varies based on account type|| || |
Minimum AssetsVaries based on account type
|2||Navalign, LLC Find an Advisor||$490,462,316||No set account minimum|| || |
Minimum AssetsNo set account minimum
What We Use in Our Methodology
To find the top financial advisors in Encino, we first identified all firms registered with the SEC in the city. Next, we filtered out firms that don't offer financial planning services, those that don't serve primarily individual clients and those that have disclosures on their record. The qualifying firms were then ranked according to the following criteria:
- AUMFirms with more total assets under management are ranked higher.
- Individual Client CountFirms who serve more individual clients (as opposed to institutional clients) are ranked higher.
- Clients Per AdvisorFirms with a lower ratio of clients per financial advisor are ranked higher.
- Age of FirmFirms that have been in business longer are ranked higher.
All information is obtained through public records and is updated annually after the firms’ form ADV filing. This list may include firms that have a business relationship with SmartAsset, in which SmartAsset is compensated for lead referrals. Such relationships have no impact on our rankings, and firms are included and ranked based strictly on the above criteria. SmartAsset is not a client of the aforementioned firms, and did not receive compensation for including any of the firms on the aforementioned list.
SB Capital Management, Inc.
The top firm on our list, SB Capital Management, Inc. (SBCM) provides a combination of multiple services through its Managed Account Program.
Accordng to SEC data, individuals who do not have high net worths outnumber those who do. The firm also works with retirement plans, charities and businesses. The minimum account size at SBCM is $100,000 or $250,000 depending on the account type. This is a fee-only firm, which means SBCM does not collect transaction-based fees from vendors. It only receives advisory fees from clients.
SB Capital Management Background
SB Capital Management opened and registered as an SEC investment advisor in 2003. The firm is employee-owned, with no single employee owning more than a 50% stake in the company.
Services offered include investment management, customized financial planning and asset allocation advice. For financial planning matters, the firm can help with retirement planning, estate planning, education fund planning, insurance planning, strategic tax planning and more. The fee for the Managed Account Program is based on the client's assets under management.
SB Capital Management Investing Strategy
At SBCM, investment services involve ongoing portfolio management, as well as financial planning and asset allocation services. Advisors work with clients to determine their personal investment objectives and risk profile before fully engaging in any such services. The firm uses a wide range of data points to evaluate each client's financial situation so it can recommend effective and proper portfolio designs.
These designs are typically made up of mutual funds, exchange-traded funds, hedge funds and private equity funds, along with occasional third-party separate account managers. Advisors at SBCM use a long-term investment philosophy to help drive growth in client portfolios. As a result, trading methods often include long-term purchases, though short-term purchases, trading, short sales, margin transactions and option writing may be utilized too.
Navalign, LLC, which also calls itself Navalign Wealth Partners on its website, is a small firm that provides a typical suite of advisory services - asset management, financial planning and consulting and pension consulting. Vinancial planning typically involves the devlopment of a specific, written financial plan that may cover areas such as taxes, retirement planning, estate planning and more. This firm manages client assets on a discretionary basis.
The vast majroity of Navalign's clients are individuals with less than a high net worth. Other clients of the firm include high-net-worth individuals and pension and profit-sharing plans. While the firm does not impose a minimum investment amount, there is a $2,000 minimum annual fee.
Navalign is a fee-only firm. This means that it only receives advisory fees directly from clients. As a result, advisors likely have fewer conflicts of interest than fee-based advisors who collect transaction-based fees from third parties on top of client fees.
Established in 2002, Navalign has been a registered investment advisor (RIA) since its inception. The owners of the firm are also its partners: Christopher Carter, David Jacobs, Stephen Rischall and Matthew Stadelman. Carter and Jacobs are chartered financial analysts (CFAs), Rishchall is a certified financial planner (CFP) and chartered retirement planning counselor (CRPC) and Stadelman is an accredited investment fiduciary (AIF) and CRPC.
Navalign Investment Strategy
Navalign's investment strategy depends on each client's financial situation. The firm and its advisors work closely with all clients to develop an investment profile. This involves gathering information about their risk tolerance, time horizon, income needs and more. While advisors take into account all long-term objectives of a client, portfolios are initially designed to meet a particular investment goal. Upon determining an appropriate asset allocation, advisors work to rebalance it on a regular basis in order to ensure the intended asset allocation remains intact.
Advisors typically use a mix of stocks, bonds, exchange-traded funds, options, mutual funds and other securities when creating portfolios. They inform their investment decisions by using fundamental analysis, which looks to discover the intrinsic value of securities. Common trading strategies include long-term purchases, short-term purchases, trading and options.