Finding a Top Financial Advisor Firm in Arizona
If you’re looking to invest your money, it’s important to find a financial advisor who will help you and your family get to the place you want to be with your finances. Finding the right advisor in Arizona isn’t easy, but finding the firm that’s right for you is crucial to ensuring your future is in good hands. This list presents the top financial advisor firms in Arizona, with details on account minimums, areas of expertise and investment strategies provided in tables and reviews. If you’d like a more tailored recommendation, you can also use SmartAsset’s financial advisor matching tool to find a nearby advisor who suits your needs.
|Rank||Financial Advisor||Assets Managed||Minimum Assets||Financial Services||More Information|
|1||TCI Wealth Advisors Find an Advisor||$2,603,521,766|| |
Minimum fee $1,000
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Minimum fee $1,000
|2||Stoker Ostler Find an Advisor||$1,347,224,555||$500,000|| || |
|3||Total Investment Management, Inc. Find an Advisor||$1,010,023,110|| |
No set account minimum
| || |
No set account minimum
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|4||Householder Group Estate & Retirement Specialists Find an Advisor||$769,992,186|| |
Varies based on account type
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Varies based on account type
|5||Galvin, Gaustad & Stein, LLC Find an Advisor||$718,098,493|| |
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|6||BCJ Capital Management Find an Advisor||$693,000,000||$100,000|| || |
|7||Windsor Capital Management, LLC Find an Advisor||$530,434,000|| |
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|8||Cue Financial Group, Inc. Find an Advisor||$481,563,264|| || |
|9||WealthTrust Arizona, LLC Find an Advisor||$436,115,789|| |
| || |
|10||Public Safety Financial/Galloway Find an Advisor||$394,677,001|| |
No set account minimum
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No set account minimum
How We Found the Top Financial Advisor Firms in Arizona
We only considered U.S. Securities and Exchange Commission (SEC)-registered firms in Arizona for this list, as all SEC-registered firms are bound by fiduciary duty to act in clients’ best interests. We eliminated any firms that had disclosures, don’t have financial planners on staff and that don’t manage individual accounts. Below are the top 10 firms that met these specifications, sorted by total assets under management (AUM), from highest AUM to lowest.
TCI Wealth Advisors
TCI Wealth Advisors has more than $2.6 billion in assets under management, making it the biggest firm on our list by that metric. The firm has 22 advisors, and its staff includes 13 certified financial planners (CFPs), three chartered financial advisors (CFAs) and five certified public accountants (CPAs.)
TCI doesn’t require a minimum investment, but it does require at least $1,000 in annual fees. For this reason, potential clients will want to make sure they have enough invested to justify these fees. The fee-only firm works with both individuals and high-net-worth individuals. It also does businesses with pension plans, charitable organizations and some other corporations.
TCI Wealth Advisors Background
TCI Wealth Advisors was founded in 1990 by Bob Swift. Originally known as The Conservative Investor, it operated out of Swift’s house and focused on educational classes. In 1992, it changed its name and started to take its current form. Swift is still an advisor and a shareholder in the company. The company is privately owned by individuals and trusts.
TCI provides wealth management and investing services in addition to pension management advising services. It was named one of the top 300 financial advisors in the United States by the Financial Times in 2017.
TCI Wealth Advisors Investment Strategy
Advisors at TCI Wealth Advisors tailor their approach to each client’s needs and preferences. The biggest factors they take into account are risk tolerance, time frame and desired rate of return. They then schedule regular meetings with clients to keep everyone on the same page regarding the investment plan.
Common investments used in client portfolios include stocks, bonds and mutual funds. The firm does use short-term investments.
Stoker Ostler is a Scottsdale-based firm with more than $1.3 billion in assets under management. It has seven advisors on staff, including six certified financial planners (CFPs) and three chartered financial analysts (CFAs). Several other staff members are working toward becoming CFAs.
The firm advises two charitable organizations, but the vast majority of its business is with individual investors.The firm requires a minimum investment of $500,000 and works with an even mix of individuals and high-net-worth individuals.
Stoker Ostler Background
Phil Stoker and Creg Ostler are the founders of Stoker Ostler. They met shortly after graduating from college while working at BMO Harris in Chicago. Eventually, they ended up in Arizona and founded Stoker Ostler in 2007. The firm is now a wholly owned subsidiary of BMO Harris. In addition to wealth management, the firm offers post-divorce services, retirement planning and services for saving to go to college.
Stoker Ostler maintains an active presence in the Arizona community. It dedicates much of its philanthropic energies to causes that help children.
Stoker Ostler Investment Strategy
Stoker Ostler starts by identifying a client’s goals around saving. From there, the firm develops an investing plan that will help meet those goals. The firm takes a four-step approach to wealth management: plan, grow, protect and transition.
The firm invests clients’ assets in equities, fixed income securities, real estate investment trusts and various types of alternative investments. Securities are not the focus of the firm’s asset allocation. Mutual fund and ETF managers are judged based on past performances.
Total Investment Management, Inc.
Total Investment Management, Inc. is a fee-only firm based in Scottsdale that caters to aviation professionals. It has more than $1 billion in assets under management and employs six advisors. Its team includes two certified financial planners (CFPs), one chartered financial advisor (CFA) and one chartered market technician (CMT.)
The firm works mostly with individuals, but it also does some business with high-net-worth individuals. There is no minimum investment required but there is a minimum fee of $600. For this reason, potential clients will want to make sure they can invest enough to make this fee worthwhile.
Total Investment Management Background
Total Investment Management was founded by John E. Foster II, who still serves as the firm’s chairman. Foster is a former military and airline pilot who founded the firm to provide financial services to other aviation professionals. The firm became a registered investment advisor in 2009. It still focuses on serving members of the aviation community.
The company is primarily owned by John E. Foster II and his son Todd Michael Foster. It offers investment advisory services along with retirement planning, taxes and estate planning.
Total Investment Management Investment Strategy
Total Investment Management has a three-pronged approach to investing: mutual fund and ETF research, fundamental research and technical analysis. The firm’s primary asset classes are bonds, alternative investments and equities. It claims to be fully independent and agnostic when it comes to which fund firms it invests in.
Total Investment Management uses technical analysis to figure out when to buy and sell securities, and it uses investor psychology patterns to make predictions. The firm especially believes in using ETFs to make the most money for clients, due to the fact that ETFs bear lower fees compared to traditional mutual funds.
Householder Group Estate & Retirement Specialists
Householder Group Estate and Retirement Specialist is a fee-based firm based in Scottsdale. In addition to advisory fees, advisors may earn commissions in their role as a broker-dealer selling investment products. The firm is still bound by fiduciary duty to act in the client’s best interest. The firm has 52 advisors in multiple states, including nine certified financial planners (CFPs.)
Householder Group requires a $50,000 minimum investment. It mainly works with individual investors, but it does have some business from high-net-worth individuals. Householder Group also advises some pension plans, charitable organizations and other corporate entities.
Householder Group Estate and Retirement Specialist Background
Householder Group Estate and Retirement Specialist was founded in 1997 by Scott Householder, who still serves as the firm’s CEO. In 1999 it bought an advisory firm in Los Angeles, and in 2001 it continued its expansion in Southern California, opening satellite offices in Orange County. It is owned by a trust, with a Householder family member serving as the trustee.
In addition to wealth management, the firm publishes newsletters and provides financial education services. It also engages in pension consulting and portfolio management.
Householder Group Estate and Retirement Specialist Investing Strategy
Householder Group Estate and Retirement Specialist provides a investing strategy based on your personal preferences and situation. Investments used in client portfolios include cash, securities, U.S. government securities, foreign government securities, debt and mutual funds. The firm will be aggressive or conservative in its investment approach based on the desires of the client.
Advisors at the firm use a variety of management strategies. Depending on the wishes of the client, they will use either a passive buy-and-hold strategy or an aggressive market-timing strategy.
Galvin, Gaustad & Stein, LLC
Galvin, Gaustad & Stein LLC is a Scottsdale-based, fee-only firm. The firm has more than $718 million in assets under management. It has 11 advisors on staff, including two certified financial planners (CFPs) and three chartered financial advisors (CFAs.)
The firm works mostly with individuals, though it does have high-net-worth clients and a few corporate clients. It also does a small amount of business advising pension plans. There is an account minimum of $500,000.
Galvin, Gaustad & Stein LLC Background
Galvin, Gaustad & Stein was founded in 2010 by Stephen R. Galvin, Stephen L. Gaustad and Mark P. Stein. All three men still work at the firm as investment advisors. Galvin and Gaustaud own the firm in its entirety.
The firm is data-driven, using analysis gathered from investors to improve performance. In addition to investment advising, the firm also offers retirement plan analysis, help with charitable giving and distribution planning. It also does portfolio management for businesses and institutional clients.
Galvin, Gaustad & Stein LLC Investing Strategy
Galvin, Gaustad & Stein starts by performing a comprehensive analysis of a client’s existing portfolio. After that, it invests in multiple investment types, including stocks, bonds, CDs, mutual funds, ETFs and real estate. It also works with clients to create a distribution plan for when they retire. Investing strategies are customized based on clients’ desires and individual financial situations.
The firm corresponds with clients to go over liquidity constraints, risk preferences and other factors related to portfolio management and success. When deciding which mutual funds and ETFs to invest in, the firm looks at security expense ratio, total assets, manager style and style drift to find the best option for investment.
BCJ Capital Management
BCJ Capital Management is a fee-based firm in Scottsdale. In addition to fees, advisors may earn additional compensation from the sale of mutual funds or other financial products to clients. However, the firm is a fiduciary, meaning it’s required to act in clients’ best interests.
BCJ Capital Management has $693 million in assets under management (AUM). There are 31 advisors on staff, including five certified financial planners (CFPs), five chartered life underwriters (CLUs) and six chartered financial consultants (ChFCs.)
BJC Capital Management has an investment minimum of $100,000. It mostly advises individuals but also does business with high-net-worth individuals and pension plans.
BCJ Capital Management Background
BCJ Capital Management was founded in 1996. It is principally owned by the members of its executive team, including President Kevin Bauer.
The firm offers wealth management, investment services and estate planning. In addition to the firm’s work with individuals, it also advises businesses on financial matters. This includes planning for employee benefits, executive planning and compensation planning.
BCJ Capital Management Investing Strategy
BCJ Capital Management has a flexible investing strategy so it can better align it with a client’s goals and preferences. It uses its own model portfolios, as well as those from third parties.
Generally, the firm does not use margin levering or short-term trading, though it may employ both strategies if the circumstances warrant it. Typical investments include securities, mutual funds and ETFs. When picking mutual funds, the firm considers past performance, analysis of risk-adjusted returns and manager philosophy.
Advisors also use insurance strategically. The firm decides how and if to use insurance products as part of a financial portfolio based on a client’s financial situation and family factors.
Windsor Capital Management, LLC
Windsor Capital Management is a fee-only firm based in Phoenix with more than $530 million in assets under management. It has six advisors on staff. The firm works with clients across the country, and it also has an office in Illinois and a contact in Southern California.
Windsor Capital Management primarily serves individuals and high-net-worth individuals, but it does do some business with pension plans. It requires different minimum account balances for different services and programs. There is a $5,000 minimum investment for web-based clients. A $200,000 minimum investment is required for fixed-income style accounts, while a $400,000 minimum is needed for a balanced-style account.
Notably, Windsor Capital Management was named one of the Top 10 financial advisors in Phoenix for 2018 by AZ Business Magazine.
Windsor Capital Management, LLC Background
Windsor Capital Management was founded in 2000. It is principally owned by president and CEO Darren L. Whitehurst and chief investment officer Donald E. Peppler.
In addition to individual wealth management, the firm manages retirement plans. It also provides assistance to unaffiliated registered investment advisors who do not work directly for the firm.
Windsor Capital Management, LLC Strategy
The primary investment types that Windsor Capital Management uses in client portfolios are individual fixed income and equity securities, ETFs and closed-ended mutual funds. The company generally does not offer advice on individual stocks as part of its standard advising relationship, thought it may do so as part of its proprietary model stock portfolios.
Clients can expect a diversified portfolio. Chart analysis, technical analysis and fundamental analysis are all used to create client portfolios. The firm generally prefers long-term purchases over shorter-term investments.
Cue Financial Group, Inc.
Cue Financial Group is a fee-based advisory firm based in Phoenix with more than $481 million in assets under management. In addition to fees, investment advisors may receive compensation for selling variable products. However, like all the firms on this list, Cue Financial Group is a fiduciary. There are 35 advisors working at the firm.
Cue Financial Group does not have a set account minimum, but it does reserve the right to set a limit for various types of advisory accounts. It works mostly with individuals, though it does advise some high-net-worth individuals. It also advises pension funds and a few other corporate entities.
Cue Financial Group Background
Cue Financial Group was founded in 1985. It become a state registered investment advisor in 2001, and it was registered with the SEC in 2006. The firm was originally a subsidiary of Sunwest Federal Credit Union. It was founded by James E. Sollenberger, who served as chairman until June 2017.
The firm is owned by Sollenberger, President and CEO Michael R. Melby and Executive Vice President Judith A. Kuplic. In addition to advising, the firm offers retirement services, life insurance, fixed annuities and estate planning.
Cue Financial Group Investing Strategy
Compliance is a key part of Cue Financial Group’s investing strategy. Asset allocation is decided based on consultations with clients. Asset classes used in client portfolios include stocks and mutual funds. The firm also does work with third-party managers.
When making investment decisions, the firm goes through a series of tests. It considers fees, historical returns, and expenses. Cue also uses a client’s personal situation to select the money manager whose strategy makes the most sense for that particular client.
WealthTrust Arizona, LLC
Wealthtrust Arizona is a fee-based financial advisor firm based in Scottsdale. In addition to fees, advisors may earn commissions from the sale of certain financial products like insurance investments, variable annuities and real estate investment trusts. However, the firm is a fiduciary, requiring it to always act in clients’ best interests.
The firm has more than $436 million in assets under management and five advisors on staff. This includes two certified financial planners (CFPs), one certified fund specialist (CFS) and one chartered financial consultant (ChFC.)
The firm works with both individuals and high-net-worth individuals. The account minimum is $1 million.
Wealthtrust Arizona Background
Wealthtrust Arizona was founded in 2006. Its roots go back to 1996, when current employees began performing the advisory business the firm specializes in today. The firm is primarily owned by Hightower Advisors, the No. 1 firm on SmartAsset’s list of the top Chicago financial advisor firms, and by two of the firm’s partners, Paul Ahern and Ben Wilson.
Unlike many of the other firms on this list, Wealthtrust does not provide tax or accounting services. However, If clients wants those services, the firm will help connect them with the appropriate professionals.
Wealthtrust Arizona Investing Strategy
Two key aspects of Wealthtrust Arizona’s investing strategy are customization and control. First, the firm recognizes the need to create an investing plan that works for each individual investor, rather than trying to use the same investing ideas for all of its clients. After a plan is devised, the firm doesn’t move forward on anything before getting complete approval from the client, giving clients the ultimate control in their financial futures.
Investors will get a mix of long-term and short-term investments in their portfolios. Investments the firm typically uses include mutual funds, ETFs, debt, government securities and variable annuities.
Public Safety Financial/Galloway
Public Safety Financial/Galloway is a fee-based firm based in Mesa. It serves members of the public safety community, including police, fire and military personnel. The firm works exclusively with individuals and has no high-net-worth individual or institutional clients. There is no minimum investment required to open or maintain an account.
There are 24 advisors on staff, including one certified financial planner (CFP), four certified fund specialist (CFSs) and one chartered financial advisor (CFA.) In addition to fees they earn, advisors may make commissions from the sale of certain financial products. This creates a potential conflict of interest, but the firm is still bound by fiduciary duty to act in the client’s best interest.
Public Safety Financial/Galloway Background
Public Safety Financial/Galloway was founded in 1999 by CEO Mike Galloway, and it has been registered with the SEC since 2006. Galloway is a marine and police veteran, and he founded the firm to serve public safety professionals. The firm is owned by Public Safety Financial, LLC.
Services offered by the firm include government pensions, DROP rollovers, retirement strategies, deferred compensation management and pension buyback strategies.
Public Safety Financial/Galloway Investing Strategy
Public Safety Financial/Galloway offers a number of portfolio strategies to clients. It may offer one of these portfolios or a customized strategy to clients, depending on each person’s individual financial situation.
Investments made by the firm may include mutual funds and ETFs. It generally recommends no-load or load-waived funds.