Top Financial Advisors in Naples, FL

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Ciccarelli Advisory Services (CAS) heads our list of the top financial advisors in Naples. This fee-based firm offers financial planning and portfolio management services to individuals, high-net-worth individuals, families, trusts, estates and pension and profit-sharing plans.

You don’t need a minimum account size to receive portfolio management services from the firm. CAS offers long-term financial planning services that include retirement planning, estate planning, cash flow planning and more. 

The Ciccarelli team comprises advisors who hold a variety of professional credentials, including the Certified Financial Planner™ (CFP®), chartered financial consultant (ChFC) and chartered life underwriter (CLU) designations. However, as a fee-based firm, CAS personnel may receive additional compensation for selling investment products and/or insurance. This creates a conflict of interest, because advisors have a financial incentive to make certain recommendations over others. Keep in mind that the firm is legally required to disclose and mitigate conflicts of interest as a fiduciary and to act in clients' best interests.

The firm aims to build diversified portfolios to meet the long-term financial goals of its clients. It generally considers allocating assets among no-load or load-waived mutual funds, equities, fixed-income and more. The firm utilizes the execution, clearing and custodial services of Charles Schwab & Co. Inc. When determining where to invest client assets, the firm conducts its own research into market trends and other data.

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Capital Wealth Advisors (CWA) primarily works with high-net-worth individuals, though there is no minimum investment required. CWA also offers services to charities, profit-sharing plans and businesses. The firm operates on a fee-based basis. This means its advisors or related persons may earn commissions from third parties for selling insurance products, which creates a potential conflict of interest. However, the advisors are still bound to act in clients’ best interests.

CWA first opened its doors in 2011. Since then, it has been providing an array of financial planning and portfolio management services. However, it mainly focuses on estate planning and insurance management. Still, the firm's advisors can guide you through nearly all aspects of your financial life, from budgeting to retirement planning and trust fund management. 

The CWA team collectively holds a range of certifications, including the CFP®, CLU, Chartered Financial Analyst (CFA), certified public accountant (CPA) and certified divorce financial analyst (CDFA) designations, among others.

Based on your financial situation, risk tolerance and investment goals, CWA will formulate a diversified portfolio with an asset allocation that’s appropriate for you. In implementing it, the firm considers a wide array of funds such as equities, fixed-income securities, mutual funds, exchange-traded funds (ETFs) and real estate investment trusts (REITs).

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Moran Wealth Management is a large fee-only firm that handles client assets on both a discretionary and a non-discretionary basis. No firm has more advisors on staff or more assets under management than Moran. According to its Form ADV, the firm works with both high-net-worth and non-high-net-worth individuals, as well as pension and profit-sharing plans, charitable organizations and corporations or businesses. 

The firm offers a long list of services, some of which are financial planning, risk management, investment consulting, trust and estate planning, tax planning, retirement planning and more. As a fee-only practice, Moran's advisors do not receive additional compensation for the sale of securities or insurance.

In addition to the CFP® and CFA designations, advisors on staff hold the accredited investment fiduciary (AIF), retirement income certified professional (RICP) and certified private wealth advisor (CPWA) credentials, among others. 

Moran uses a combination of quantitative, technical and fundamental analysis to evaluate securities for inclusion in its portfolio strategies. The firm’s internal strategies currently utilize individual equity and fixed-income securities, mutual funds, exchange-traded funds (ETFs) and other exchange-traded products on a discretionary basis in accordance with the investment objective or intended market exposure of the portfolio. 

Investment styles vary according to which portfolio is in view. Moran's Concentrated Value Portfolio emphasizes long-term value-oriented securities. Its Dynamic Income Allocation Portfolio utilizes a top-down approach that generally invests in ETFs that track indices of several different asset classes, both equity and fixed-income. Depending on your portfolio, Moran requires a minimum account value of $100,000 or $250,000. 

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3EDGE Asset Management is a fee-only financial advisory firm that offers its services primarily on a discretionary basis. The firm serves individuals, high-net-worth individuals, family offices and multi-family offices, as well as endowments and foundations, public and private retirement plans and corporations.

As a fee-only firm, 3EDGE's only source of revenue is fees paid by clients. The firm requires an account minimum of $500,000, although this amount is negotiable and may be waived or altered at the firm's discretion.

The firm’s investment management approach combines quantitative analysis with practical experience and professional judgment. 3EDGE’s quantitative research is deductive, beginning with theories that seek to explain the causal relationships driving global capital markets. The firm also conducts ongoing portfolio stress tests across a range of macroeconomic, geopolitical and "Black Swan" scenarios.

The firm invests client money in equities, fixed-income investments, real assets, commodities, gold and cash, as well as multiple currencies. In terms of geographies, it considers investments on a global basis, including the U.S., Europe, Asia, emerging markets and frontier markets.

The 3EDGE team includes multiple CFP® professionals and CFA charterholders. 

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Intellus Advisors is a fee-based firm that works with individuals, business owners, professionals and families, as well as pension and profit-sharing plans, trusts, estates, charitable organizations and business entities. The firm offers financial planning, investment management, wealth management and retirement plan services on a discretionary and non-discretionary basis. There is no minimum account size or minimum annual fee required to begin an advisory relationship.

The firm operates on a fee-based capacity because of its affiliated insurance agency, Intellus Insurance Solutions, LLC. This means representatives may earn commissions when clients purchase insurance products through the affiliate. This is a potential conflict of interest, but advisors still must act in the clients' best interest.

Services offered include retirement income planning, cash flow planning, trust and estate planning, insurance planning, education planning, tax planning, charitable giving, distribution planning, divorce planning and risk management. The firm also provides retirement plan consulting and investment management for qualified employee benefit plans. For eligible clients, the firm may provide access to private placements and other alternative investments through Raymond James.

Advisors on staff hold a range of credentials, including the CFP®, CPWA, CDFA and certified plan fiduciary advisor (CPFA) designations.  

Intellus Advisors generally builds portfolios using asset allocation strategies based on each client's objectives and risk tolerance. Its analysis may include quantitative factors, such as financial ratios, peer comparisons, expense ratios, performance history and modern portfolio theory statistics, as well as qualitative factors, such as management quality and investment process. Portfolios may include stocks, bonds, mutual funds, ETFs, money market funds, options, real estate investment trusts (REITs), private equity, venture capital and other alternative investments when appropriate.

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Fifth Avenue Family Office is a fee-only firm that offers investment supervisory and multi-family office services to high-net-worth families, individuals, trusts, estates, charitable organizations and individual participants in retirement plans. The firm provides advisory services on both a discretionary and non-discretionary basis.

As a fee-only practice, its revenue comes from client fees. The firm states that it does not sell investment products or receive other compensation. Fifth Avenue Family Office has far and away the highest account minimum of any firm on this list ($20 million), though it may waive this requirement at its discretion.

Fifth Avenue Family Office typically develops customized investment policy statements based on each client's risk tolerance, time horizon, cash flow needs, capital sources, expense budget and estate plan. The firm also provides asset allocation and risk management advice, investment manager and fund selection, coordination with outside professional advisors and broader multi-family office consulting.

The firm primarily uses third-party managers or sub-advisors to manage client portfolios. Portfolios may include mutual funds, exchange-traded funds (ETFs), individual stocks and bonds, private equity, venture capital, hedge funds and other alternative investments.

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Pento Portfolio Strategies is a fee-only financial advisory firm that's been in business since 2011. The firm offers discretionary portfolio management, tax and accounting services, held-away retirement account management and subscription-based market commentary. The firm serves individuals, high-net-worth individuals, corporations and other advisors.

The firm generally requires a minimum opening account size of $100,000. As a fee-only firm, its revenue comes from fees paid by clients. Services offered include investment supervisory services, investment policy statement development, tax return preparation, tax planning, bookkeeping, payroll services, financial statement preparation and business advisory support.

Pento Portfolio Strategies uses an actively managed Inflation/Deflation and Economic Cycle model that evaluates economic, monetary and market-based indicators. The firm uses this analysis to adjust allocations across sectors and asset classes. Its analysis may include charting, fundamental, technical and cyclical analysis.

The firm also offers a Global Yield strategy focused on current income, as well as long/short strategies. Pento Portfolio Strategies also provides participant account management for certain employer-sponsored retirement accounts through Pontera. The firm offers a trade notification service for certain international clients and signal investing services through Castleview Partners.

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Private Capital Management is a fee-based firm that serves individuals, high-net-worth individuals, investment companies, pooled investment vehicles, charitable organizations and other investment advisors. The firm generally requires prospective clients to meet an account minimum of $1 million before establishing an advisory account. Private Capital’s advisory services include portfolio management and financial planning. 

Founded in 1986, Private Capital is the second-oldest practice on this list after Ciccarelli Advisory Services. The firm mainly charges asset-based fees and performance-based fees for its advisory services. But the firm may also receive commissions for certain products, incentivizing advisors to recommend products solely for compensation earned, not client suitability. However, Private Capital says it acts as a fiduciary. 

Private Capital’s investment strategy emphasizes disciplined equity investing with the goal of generating long-term value for clients. The firm uses a fundamental value and research-driven investment approach to identify undervalued or misunderstood companies that fit the firm's long-term investment approach.

The firm also utilizes several other strategies, including hedged options strategies, equity options-based strategies, corporate debt and mutual fund and ETF strategies. 

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McDermott Investment Advisors is a fee-based financial advisory firm that offers portfolio management and financial planning services on both a discretionary and non-discretionary basis. The firm works with individuals, high-net-worth individuals, companies, trusts, estates and charitable organizations. In addition to its headquarters in Naples, McDermott has offices throughout the country. 

The firm generally requires a $100,000 minimum to open and maintain a discretionary portfolio management account, although this amount may be waived at the firm’s discretion. It also offers access to the Envestnet Endeavor Program for smaller accounts with an initial balance of $25,000 or less. Services offered include financial planning, retirement planning, portfolio management, real estate and 1031 exchange services, brokerage services, trust planning and the selection of other advisors.

Members of the McDermott team may receive commissions through an affiliated broker-dealer, insurance sales or third-party advisor arrangements. This is a potential conflict of interest, but advisors are still bound to act in the clients' best interests. 

McDermott Investment Advisors uses fundamental and technical analysis when evaluating investments. Its strategies may include long-term purchases, short-term purchases, trading and short sales, depending on the client’s objectives and portfolio needs.

The firm has one regulatory disclosure on its record, which you can learn more about by accessing McDermott's Form ADV through the SEC's Investment Adviser Public Disclosure system. 

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Aviance Capital Partners, a fee-based firm founded in 2008, rounds out our list of the top advisors in Naples. Aviance offers investment advisory and financial planning services to individuals, high-net-worth individuals, trusts, estates, pension and profit-sharing plans, corporations and other business entities.

The firm generally prefers clients to have at least $500,000 in assets under management, though it may reduce or waive this minimum at its discretion. Advisors on staff hold several different professional credentials, including the CFP®, CFA and chartered special needs consultant (ChSNC) designations. However, as a fee-based firm, certain representatives may earn commissions from insurance product sales. While this is a potential conflict of interest, advisors are still bound to act in the clients' best interest.

Aviance’s services include discretionary and non-discretionary investment advisory services, financial planning and consulting. The firm also offers variable annuity subaccount management and sub-advisory services through a wrap fee program. 

The firm uses several portfolio strategies, including Disciplined Growth, Disciplined Value, Global, Dividend Plus, Enhanced Income, Core Plus Fixed Income and traditional bond portfolios. Its analysis may include charting, fundamental analysis, technical analysis and cyclical analysis.

Based on each client's individual goals, the firm may use long-term purchases, short-term purchases and, in limited cases, covered calls or other option-based hedging.