Banking, Retirement and Investing Expert
Javier Simon is a banking, investing and retirement expert for SmartAsset. The personal finance writer's work has been featured in Investopedia, PLANADVISER and iGrad. Javier is a member of the Society for Advancing Business Editing and Writing. He has a degree in journalism from SUNY Plattsburgh. Javier is passionate about helping others beyond their personal finances. He has volunteered and raised funds for charities including Fight Cancer Together, Children's Miracle Network Hospitals and the National Center for Missing and Exploited Children.
Posts by Javier Simon:
A Delaware living trust bypasses probate and can ensure that your assets and property transfer promptly to your loved ones after you die. The costs of setting up a living trust can be high, though, so the estate planning tool does not make sense for everyone. Read on to find out if it’s the right option for you and to learn everything else you may be wondering about living trusts in Delaware. For more help with your estate planning, use SmartAsset’s matching tool to find a financial advisor near you. Read more
A Nebraska living trust allows your heirs to receive your estate without the delay or interference of the court. A will, on the other hand, must go through probate before your estate can be distributed. But a Nebraska living trust isn’t for everyone. Read on to find out who it does and doesn’t make sense for. For more help with your estate planning, use SmartAsset’s matching tool to find a financial advisor near you. Read more
If you plan to leave a substantial amount of assets and property to your loved ones, an Indiana living trust can simplify the process. By transferring your assets to a living trust, you will enable your heirs to avoid the expense and time of probate. You can also leave instructions for when you want beneficiaries to receive your assets, in case you want them to reach a certain age first. A living trust is a key tool in estate planning, and below, we will answer all of your questions about creating a living trust in Indiana. For hands-on help with your estate planning, use SmartAsset’s financial advisor matching tool. Read more
The IRS allows you to withdraw contributions from your Roth IRA penalty-free to buy your first home, plus up to $10,000 of earnings. But most financial advisors would recommend tapping into your… Read more
Bonds and certificates of deposit (CD) are generally safe investments with little to no risk of reducing your principal. However, they have particular features that may suit different kinds of… Read more