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Hanlon Investment Management Review

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This review was produced by SmartAsset based on publicly available information. The named firm and its financial professionals have not reviewed, approved, or endorsed this review and are not responsible for its accuracy. Review content is produced by SmartAsset independently of any business relationships that might exist between SmartAsset and the named firm and its financial professionals, and firms and financial professionals having business relationships with SmartAsset receive no special treatment or consideration in SmartAsset’s reviews. This page contains links to SmartAsset’s financial advisor matching tool, which may or may not match you with the firm mentioned in this review or its financial professionals.

Hanlon Investment Management, a financial advisor firm based in Little Egg Harbor Township, New Jersey, works with both individual investors and institutional clients. The firm oversees hundreds of millions in assets under management (AUM) on both a discretionary and non-discretionary basis.

Most of the firm’s clients are non-high-net-worth individuals. Read on to learn more about this financial advisor firm.

Hanlon Investment Management Background

CEO Sean Hanlon founded the firm in 1999. It then became a registered investment advisor (RIA) in 2002. Hanlon began his career in the financial services industry in the late 1980s and previously worked for Merrill Lynch.

The team at Hanlon Investment Management features one certified financial planner (CFP).

Hanlon Investment Management Client Types and Minimum Account Sizes

Hanlon Investment Management works with individuals, investment companies, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations and business entities. 

To establish and maintain investment management services, you generally need a minimum account size of $50,000. Hanlon Investment Management may keep smaller accounts depending on specific factors such as anticipated future earnings capacity. 

Services Offered by Hanlon Investment Management

Hanlon Investment Management designs and builds diversified portfolios on behalf of its clients. These are tailored to the client’s individual investment goals, risk tolerance and other factors. The firm also creates and manages its own model portfolios, as well as provides investment management services to mutual funds. Advisors may recommend these funds to individual clients.

Additionally, the firm provides advice regarding variable annuities and variable life insurance products. It also serves as a fiduciary to qualified retirement plans such as 401(k)s under the Employee Retirement Income Security Act (ERISA). In this capacity, the firm helps the plan sponsor choose a qualified default investment alternative and manage participant accounts. 

Hanlon Investment Management Investment Philosophy

Hanlon Investment Management’s investing strategy seeks risk-adjusted returns. It evaluates investments by engaging in a combination proprietary technical, quantitative and volume analyses. 

Following a daily tactical analysis of the markets, Hanlon Investment Management examines the available fund styles to determine which are performing best on a risk-adjusted return basis. It turns to the highest ranking when building investment portfolios for its clients. 

Hanlon Investment Management also takes into account factors like the client's risk tolerance and overall investment goals. The firm primarily utilizes or recommends the following security types: 

For the model portfolios, Hanlon follows one of three general investment strategies: Strategic, Dynamic or Tactical. The Strategic strategies follow a buy and hold approach. The Dynamic strategies generally consist of index-based buy and hold investments supplemented with actively managed tactical and alternative holdings. The Tactical strategies, meanwhile, are actively managed and have the ability to be fully invested in the market but can also allocate part or all of the model to cash depending on market conditions.

Fees Under Hanlon Investment Management

The firm charges annual investment management fees based on a percentage of the market value of the client’s assets under management. The firm provides the following fee schedules for investment management services: 

Institutional Division Fees

Account Value Asset Based Fee
Up to $499,999 1.80%
From $500,001-$999,999 1.45%
From $1MM and above 1.10%

Retail Division Fees

 

Account Value Asset Based Fee
Up to $250,000 1.65%
From $250,001-$500,000 1.45%
From $500,001-$2MM 1.20%
From $2,000,001-$5MM 0.80%
From $5,000,001-$10MM 0.60%
From $10,000,001-$25MM 0.50%
From $25,000,000 and above 0.45%

 

These annual fees are prorated and paid quarterly in advance. They are applied to the market value of the account on the last day of the previous quarter. 

Note that this schedule applies to the firm’s investment advisory fees only. They are separate from brokerage commissions, transaction costs and other expenses your account may face. These other expenses are generally not paid to Hanlon Investment Management, but to the brokerage firm. 

What to Watch Out For

Hanlon Investment Management has one disclosure of a regulatory action listed on the Form ADV it filed most recently with the U.S. Securities and Exchange Commission. The disclosure involved an advisory affiliate, not the firm itself. 

It's also important to note that some of Hanlon Investment Management’s associates may earn 12b-1 fees from mutual fund companies when it recommends them to clients, making the firm fee-based. Some representatives of the firm may also earn commissions from a broker-dealer. These arrangements present a conflict of interest. Additionally, Hanlon advises certain mutual funds and may earn a dual fee when clients invest in them. Hanlon is obligated to tell clients about its conflicts of interest, but you should also review the fund prospectus for more information.  

However, as a fiduciary, Hanlon Investment Management is legally obligated to always act in the best interests of its clients. 

Opening an Account With Hanlon Investment Management

If you're interested in opening an account with Hanlon Investment Management, visit the firm's website or call the firm directly at (609) 601-1200.

All information was accurate as of the writing of this article.

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How Long $1 Million Lasts in Retirement

SmartAsset's interactive map highlights places where $1 million will last the longest in retirement. Zoom between states and the national map to see the top spots in each region. Also, scroll over any city to learn about the cost of living in retirement for that location.

Least
Most
Rank City Housing Expenses Food Expenses Healthcare Expenses Utilities Expenses Transportation Expenses

Methodology We weighed potential expenditures for a prospective retiree with a  $1 million nest egg to assess how many years that fund would cover in retirement in America’s largest cities.

We applied cost of living data from the Council for Community and Economic Research to adjust those national average spending levels based on the costs of each expense category (housing, food, healthcare, utilities, transportation and other) in each city. Using this data, SmartAsset calculated the average cost of living for retirees in metro areas across the U.S.

We assumed the $1 million would grow at a net annual return of 2% after inflation. Then, we divided $1 million by the sum of each of those annual numbers to determine how long $1 million would cover retirement expenses in each of the cities in our study. Cities where $1 million lasted the longest ranked the highest in the study.