Capital Trust Wealth Management (CTWM), otherwise known as Brough Investment Group, LLC, is a fee-only financial advisor based in Scottsdale, Arizona. The registered investment advisor (RIA) only has one advisor who manages the assets of under 100 clients.
Capital Trust Wealth Management Background
CTWM was formed in 2009 by firm president and CEO Thomas. Brough. Brough is the firm’s only advisor. Along with offering clients a range of wealth management solutions, the firm’s planning process entails establishing objectives, determining risk tolerance, monitoring and evaluating progress and designing and building portfolios.
Capital Trust Wealth Management Client Types and Minimum Account Sizes
The firm doesn’t impose a minimum account size requirement, and its client base consists of non-high-net-worth individuals and high-net-worth individuals.
Services Offered by Capital Trust Wealth Management
CTWM offers the following advisory services:
- Portfolio management
- Financial planning
- Retirement planning
Capital Trust Wealth Management Investment Philosophy
CTWM’s mission is to give clients a positive, long-term investment experience and an advisory relationship supported by trust and company-wide integrity, according to its website. The firm’s investment philosophy is rooted on many beliefs, including the ideas that diversification reduces risk and investment cost minimization is crucial for long-term success.
When analyzing securities, CTWM mainly uses fundamental, cyclical, quantitative, qualitative and technical analysis. The firm offers investment advice on the following investment vehicles: mutual funds, exchange-traded funds (ETFs), domestic equities, foreign equities, corporate bonds, commercial paper, certificates of deposit (CDs), municipal bonds, U.S. treasuries, alternative investments and other types of securities.
Fees Under Capital Trust Wealth Management
For investment advisory services, CTWM charges asset-based fees in arrears. The fees are billed quarterly, based on the average daily balance of a client’s account. We’ve listed the firm’s investment advisory fee schedule below:
| Capital Trust Wealth Management Fee Schedule | |
| Amount of Assets | Management Fee |
| First $250,000 | 1.50% |
| Next $250,000 | 1.25% |
| Next $500,000 | 1.00% |
| Over $1,000,000 | 0.75% |
This chart shows what you can expect to pay in real dollars:
| *Estimated investment management fees do not include brokerage, custodial, third-party manager or other fees, which can vary in amount. | |
| Estimated Investment Management Fees at Capital Trust Wealth | |
| Your Assets | Capital Trust Wealth Fee Amounts* |
| $500K | $6,875 |
| $1MM | $11,875 |
| $5MM | $41,875 |
| $10MM | $79,375 |
What to Watch Out For
CTWM has two disclosures currently listed in its SEC documents.
This firm is only licensed to operate in four states: Arizona, Illinois, Indiana and Michigan.
All information is accurate as of the writing of this article.
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