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Rickie Houston

Banking, Retirement and Investing Expert

Rickie Houston writes on a variety of personal finance topics for SmartAsset. His expertise includes retirement and banking. He graduated from Boston University where he received a bachelor’s degree in journalism. He’s contributed to work published in the Boston Globe and has worked alongside award-winning faculty for the New England Center of Investigative Reporting at Boston University. Rickie also enjoys playing the guitar, traveling abroad and discovering new music. He is originally from Wilmington, North Carolina.

Posts by Rickie Houston:

by Rickie Houston Jul 10, 2019

Tesla is one of the most popular American electric vehicle companies. Headed by CEO Elon Musk, the company designs, develops, manufacturers and distributes a variety of electric cars and vehicle powertrain components. In addition, it provides storage and energy generation products. Tesla’s success and global international product offerings have many investors looking to buy equity. But how do you invest in Tesla stock? We go over your options below. If you’d also like expert guidance with your financial decisions, consider using a financial advisor matching tool to pair you with local advisors in your area. Read more

by Rickie Houston Jul 09, 2019

Apple Inc. is a technology company that specializes in computer software, electronics, media devices and online services. Founded in 1976 by Steve Jobs and Steve Wozniak in Cupertino, California, the company now offers its products all around the world. In addition, Apple was the first publicly-traded U.S. company to reach a trillion dollar valuation. Given that consumers worldwide know and trust the company, investors, both new and experienced, are widely interested in buying equity in Apple. Below, we take a closer look at how to become an Apple shareholder. If you want further hands-on guidance with your investing strategy, consider enlisting the help of a trusted financial advisor. Read more

by Rickie Houston Jul 11, 2019

Amazon is not only one of the most successful online retailers, but also one of the few trillion-dollar U.S. companies to offer stocks. Founded in 1994 by CEO Jeff Bezos, the company offers an array of products and services to customers on a global level. With its revenue and share price skyrocketing between 2017 and 2018, the company’s growth rate has attracted both rookie and experienced investors. But how do you buy stock in Amazon? Below, we explore options for purchasing Amazon shares. If you want more hands-on guidance on your investment decisions, consider using a financial advisor matching tool to pair up with an expert in your area. Read more

by Rickie Houston Apr 24, 2019

Scrounging up the money for a standard 20% down payment on a home can be a challenge for some. If you fall short of this prespecified amount, you will likely encounter private mortgage insurance, or… Read more

by Rickie Houston Apr 11, 2019

Buying a home can be both an amazing and stressful process at the same time. But tackling the huge expense of a home in one fell swoop is often difficult for an individual or family to handle. That’s… Read more

by Rickie Houston Nov 28, 2018

Established in 1957, the Arkansas Public Employees Retirement System (APERS) provides pension, retirement and disability benefits for employees who meet its eligibility requirements. While APERS… Read more

by Rickie Houston Aug 29, 2018

The Employees Retirement System of Georgia (ERSGA) provides a range of pension plans that mostly come with lengthy eligibility requirements. While each of its systems and plans serve different… Read more

by Rickie Houston Aug 28, 2018

Though Michigan’s pension fund is only the 18th-largest in U.S., that doesn’t stop it from offering its employees an array of retirement plans from which to select. The state of Michigan’s Office of… Read more

by Rickie Houston Aug 28, 2018

Under its Minnesota State Retirement System (MSRS), Teachers Retirement Association and Public Employees Retirement Association, Minnesota offers retirement benefits through several different pension… Read more

by Rickie Houston Sep 06, 2018

Betterment is a robo-advisor that allows investors to create and manage their investment portfolios online. Whether you’re building wealth for retirement or other financial reasons, Betterment… Read more

by Rickie Houston Aug 15, 2018

Making a down payment for a new home can be expensive, even for those with decent income. If you’re eyeing a particular home but don’t know whether you can afford to make a down payment to secure a… Read more

by Rickie Houston Sep 12, 2018

When it comes to robo-advisors, both SigFig and Betterment offer a range of products and features to help you build your investment portfolio. The company you choose should ultimately align with your… Read more

by Rickie Houston May 10, 2019

A mortgage interest rate is the cost of borrowing money. It’s given as a percentage. A mortgage annual percentage rate (APR) is the interest rate plus other costs associated with a mortgage,… Read more

by Rickie Houston May 15, 2019

If you’re looking to minimize your tax liability and capitalize on tax deductions, a tax consultant could help you do just that. Tax consultants, also known as tax advisors, are professionals with… Read more

by Rickie Houston Apr 17, 2019

Though it’s uncomfortable to think about death, it’s crucial to take certain steps to protect your assets before that time comes. Living trusts and wills are two estate planning options designed… Read more

by Rickie Houston Jan 28, 2019

The first-time home buyer tax credit emerged during the 2008 financial crisis to help make buying a home more affordable for Americans. Though various other mortgage programs and loans exist, the tax… Read more

by Rickie Houston Jul 30, 2018

With homeownership comes home equity. Both home equity loans and home equity lines of credit (HELOCs) use the equity you’ve built up to help you pay off big expenses. You can use these loans to… Read more

by Rickie Houston Nov 19, 2018

Betterment and FutureAdvisor both operate as two of the most popular robo-advisors in online investing. Each company offers similar products to help you reach your investment goals, but the costs and… Read more

by Rickie Houston Jul 09, 2019

Whether you’re investing in mutual funds or simply looking to transform your wealth with a financial plan, you may be considering working with a financial advisor. Investment advisors and financial… Read more

by Rickie Houston Nov 29, 2018

When you’re deciding whether to open a savings account with Chase or Capital One, you should look at the rates and perks each offers and whether they’ll meet your financial needs. Both Chase and… Read more

by Rickie Houston Jul 11, 2018

Both PNC and Chase Bank offer a long list of banking products that can be conveniently accessed across the nation. Whether it’s checking and savings accounts, or branches, ATMs and mobile apps, both… Read more

by Rickie Houston Jul 10, 2018

TD Bank and Chase are two large financial institutions that provide an extensive range of products both through online services and numerous branches. If you’re looking to put your hard-earned… Read more

by Rickie Houston Sep 14, 2018

It’s never too early to start saving for retirement. Whether you’ve just started working for a company or have been employed for a while, you should take advantage of retirement savings options as… Read more

by Rickie Houston Aug 07, 2018

It’s exciting to know you’re going to be bringing a new member into the family. Decorating the baby’s nursery, buying children’s books and finding that perfect stroller are all important. But, what’s… Read more

by Rickie Houston Sep 05, 2018

Citibank and Chase Bank are two of the biggest names in the banking industry today. Both financial institutions provide easy access with online and mobile banking, plus thousands of branches and ATMs… Read more