Banking, Retirement and Investing Expert
Rickie Houston writes on a variety of personal finance topics for SmartAsset. His expertise includes retirement and banking. Rickie is a Certified Educator in Personal Finance (CEPF®). He graduated from Boston University where he received a bachelor’s degree in journalism. He’s contributed to work published in the Boston Globe and has worked alongside award-winning faculty for the New England Center of Investigative Reporting at Boston University. Rickie also enjoys playing the guitar, traveling abroad and discovering new music. He is originally from Wilmington, North Carolina.
Posts by Rickie Houston:
If you’re working with a registered investment advisor (RIA) firm or financial advisor, you’ll likely encounter some conflicts of interest that arise from your advisor’s compensation arrangements. Some advisors have legal obligations to disclose such conflicts, but others don’t. When researching a firm or an advisor you’re interested in, it’s useful to review legal documents that describe each advisor’s practices. These typically provide more information about the firm’s advisory services, fee structures, investment strategies and disclosures. If you’re still searching for an advisory firm or professional, our free financial advisor matching service can help. Below, we’ll explore common advisory conflicts of interest, as well as other factors that influence whether you’ll encounter any. Read more
As you build your wealth, it’s important to protect your assets against any unforeseen events. While not as direct a way of saving as investing, insurance planning can save you significant amounts of money over the long-term. Think of insurance planning as a precautionary investment that shelters you from financial loss. As you get older, you may want to consider incorporating such coverage into your financial plan because it can be the deciding factor in how much you spend compared to how much you earn. Below, we’ll look further into the different types of insurance and explore the process behind paying for different policies. To access the help of a financial advisor, consider using SmartAsset’s free financial advisor matching tool. Read more
Net worth is often used as a measurement of individual, or household, wealth. This value can give you a holistic perspective of your financial situation. In fact, the average American net worth is $68,828, according to the U.S. Census Bureau’s 2011 study on wealth and asset ownership. But how is this figure calculated? And how do you calculate your own net worth? Below, we take a closer look at the factors that distinguish your net worth from your fellow Americans. Read more
When it comes to investing, there are generally two different approaches you can take if you’re looking to grow your wealth. You can practice either active investing or passive investing. Both styles… Read more
If you’re interested in retiring abroad, New Zealand could be a great option for you. Geographically, the country offers a wide selection of landscapes. Whether you’re into swimming, hiking or… Read more