Loading
Tap on the profile icon to edit
your financial details.

Rickie Houston

Banking, Retirement and Investing Expert

Rickie Houston writes on a variety of personal finance topics for SmartAsset. His expertise includes retirement and banking. Rickie is a Certified Educator in Personal Finance (CEPF®). He graduated from Boston University where he received a bachelor’s degree in journalism. He’s contributed to work published in the Boston Globe and has worked alongside award-winning faculty for the New England Center of Investigative Reporting at Boston University. Rickie also enjoys playing the guitar, traveling abroad and discovering new music. He is originally from Wilmington, North Carolina.

Posts by Rickie Houston:

by Rickie Houston May 15, 2020

Several insurance companies have created relief programs to support their car insurance customers during the COVID-19 pandemic. Most of these insurers are providing premium refunds, pausing policy cancellations, extending payment deadlines and more. And if you have an auto insurance policy in effect between April and May, you’ll probably qualify. However, while you’ll want to communicate with your insurer to see whether you qualify for relief, many Americans are also consulting financial advisors to help them navigate a looming recession. Plus, you can take also take advantage of coronavirus crisis government help. Read on to see which companies are currently offering auto insurance relief and whether you’re eligible. Read more

by Rickie Houston May 01, 2020

Like most states, South Dakota has taken multiple steps to recover its economy during the COVID-19 pandemic. The state currently has more than 2,200 cases with 11 deaths, according to the South Dakota Department of Health. And the government has both created and expanded various state programs to aid individuals and small businesses impacted by the outbreak. But the Coronavirus Aid, Relief, and Economic Security (CARES) Act also directs coronavirus crisis government help toward residents and businesses in need. In this guide, we explore your options for coronavirus relief both at the state and federal levels. Many Americans are consulting financial advisors to combat the economic effects of the COVID-19 crisis. Find a financial advisor today. Read more

by Rickie Houston May 01, 2020

As Delaware’s coronavirus cases approaches 3,000, the state has introduced many measures to keep its residents safe and to protect any individuals or small businesses adversely impacted by the outbreak. And the Coronavirus Aid, Relief and Economic Security (CARES) Act provides direct coronavirus crisis government help at the federal level, with several programs for coronavirus relief for businesses. In this guide, we take a closer look at the coronavirus relief programs both at the Delaware and federal levels. Financial advisors can help you protect your finances while navigating economically difficult times. Find a financial advisor today.  Read more

by Rickie Houston May 28, 2020

Montana provides a number of relief programs to combat the economic challenges presented by the COVID-19 outbreak. With more than 480 cases and fewer than 20 deaths, the state has implemented stay-at… Read more

by Rickie Houston May 11, 2020

As a response to the economic challenges presented by COVID-19, Rhode island is providing widespread coronavirus support to individuals and small businesses impacted by the pandemic. In fact, the… Read more

by Rickie Houston Apr 30, 2020

Maine provides several coronavirus relief options for its individuals and small businesses. As the state works to recovery its economy, it has introduced numerous expansions and programs to support… Read more

by Rickie Houston May 11, 2020

As the coronavirus pandemic continues to spread throughout the U.S., multiple states, such as Minnesota, have created their own programs in response. Minnesota offers its individuals and small… Read more

by Rickie Houston Apr 28, 2020

Maryland currently has more than 20,000 coronavirus cases with a total of 929 deaths, according to the Maryland Department of Health. The federal government enacted its own coronavirus crisis… Read more

by Rickie Houston Apr 29, 2020

On March 13, 2020, Wisconsin signed a coronavirus relief bill that ensured it could attain $2 million from the federal coronavirus stimulus package. The bill, which allocates $75 million toward a… Read more

by Rickie Houston Apr 28, 2020

Ohio is one of many states that has formed its own relief programs to protect coronavirus-impacted individuals and businesses. As the state’s total cases surpasses 16,300, Governor Mike Dewine has… Read more

by Rickie Houston Apr 28, 2020

The COVID-19 crisis has severely impacted almost every state in the U.S., including Illinois. With more than 45,800 coronavirus cases and 750,000 unemployment claims, Illinois has taken several… Read more

by Rickie Houston May 28, 2020

As the coronavirus pandemic continues to slow down local, state and national economies, some states, such as Missouri, have responded by creating coronavirus state-level relief programs. With more… Read more

by Rickie Houston May 28, 2020

As the coronavirus pandemic continues to hamper the U.S. economy, residents of individual states, like Pennsylvania, are searching for relief programs at a local level. The Keystone State now has… Read more

by Rickie Houston May 28, 2020

As the COVID-19 pandemic continues, individuals and small businesses can take many measures to ensure their recovery from any financial losses due to the virus. Florida currently has more than 51,000… Read more

by Rickie Houston May 15, 2020

Texas –like every other state in the U.S. — has been adversely impacted by the COVID-19 pandemic. The state currently has more than 25,200 cases with 600 fatalities, according to the Texas Department… Read more

by Rickie Houston Apr 23, 2020

The Coronavirus Aid, Relief, and Economic Security (CARES) Act dedicates $2 trillion to helping both individuals and businesses while the U.S. economy is affected by the coronavirus pandemic. Among… Read more

by Rickie Houston Jul 10, 2020

Update: Since the passage of the Paycheck Protection Program (PPP) Flexibility Act in June, business owners who receive PPP loans that are then forgiven may now defer payment of their share of Social… Read more

by Rickie Houston Jul 10, 2020

The coronavirus crisis presents a huge financial challenge for small businesses. As the total number of intial jobless claims in the U.S. rises and the economy continues to shrink, the federal… Read more

by Rickie Houston Apr 01, 2020

As the COVID-19 pandemic wreaks havoc across the globe from a public health and economic standpoint, Facebook has stepped up to offer relief to small businesses suffering financial loss. The number… Read more

by Rickie Houston Apr 23, 2020

If you’ve lost your job due to coronavirus-related reasons, you stand in good company (26 million in the past five weeks). So many people are in the same boat, in fact, that federal and state… Read more

by Rickie Houston Apr 15, 2020

As the COVID-19 outbreak continues, a growing number of Americans are unable to work and are thus exploring avenues of coronavirus relief. Some are sick, waiting to find out if they are sick or under… Read more

by Rickie Houston Apr 23, 2020

Due to the coronavirus-caused economic downturn and the layoffs that have ensued, many Americans are filing for unemployment claims for the first time in their lives. In fact, data from the U.S.… Read more

by Rickie Houston Jan 16, 2020

If you’re working with a registered investment advisor (RIA) firm or financial advisor, you’ll likely encounter some conflicts of interest that arise from your advisor’s compensation arrangements.… Read more

by Rickie Houston Jan 16, 2020

As you build your wealth, it’s important to protect your assets against any unforeseen events. While not as direct a way of saving as investing, insurance planning can save you significant amounts of… Read more

by Rickie Houston Oct 07, 2019

Net worth is often used as a measurement of individual, or household, wealth. This value can give you a holistic perspective of your financial situation. In fact, the average American net worth is … Read more