Banking, Retirement and Investing Expert
Rickie Houston writes on a variety of personal finance topics for SmartAsset. His expertise includes retirement and banking. Rickie is a Certified Educator in Personal Finance (CEPF®). He graduated from Boston University where he received a bachelor’s degree in journalism. He’s contributed to work published in the Boston Globe and has worked alongside award-winning faculty for the New England Center of Investigative Reporting at Boston University. Rickie also enjoys playing the guitar, traveling abroad and discovering new music. He is originally from Wilmington, North Carolina.
Posts by Rickie Houston:
As the novel coronavirus continues to spread throughout the U.S., numerous Americans are seeking paid sick leave benefits. While many are consulting financial advisors to brace for a looming recession and hoping to get their coronavirus stimulus checks soon, it’s equally crucial to stay up to date on current federal legislation offering financial support to those directly impacted by the virus. In this guide, we explore the First Coronavirus Response Act (FFCRA) and other paid sick leave options available to U.S. employees. Read more
With the onslaught of the novel coronavirus pandemic, many Americans are being forced to file jobless claims as the economy tanks. Data from Worldometers shows the number of COVID-19 cases has skyrocketed to some 552,000 worldwide. The U.S. currently has more than 68,440 total cases, according to the CDC. As national and global economies take a hit and layoffs increase, more Americans are seeking unemployment benefits. In fact, data from the U.S. Department of Labor (DOL) shows that in the week ending March 21, the number of unemployment claims surged from 282,000 to 3,283,000. On March 12, the DOL released new guidelines allowing states to expand unemployment insurance flexibility for Americans affected by COVID-19. A financial advisor can help you build a financial plan that keeps you on track during turbulent times. Find an advisor today. Read more
If you’re working with a registered investment advisor (RIA) firm or financial advisor, you’ll likely encounter some conflicts of interest that arise from your advisor’s compensation arrangements. Some advisors have legal obligations to disclose such conflicts, but others don’t. When researching a firm or an advisor you’re interested in, it’s useful to review legal documents that describe each advisor’s practices. These typically provide more information about the firm’s advisory services, fee structures, investment strategies and disclosures. If you’re still searching for an advisory firm or professional, our free financial advisor matching service can help. Below, we’ll explore common advisory conflicts of interest, as well as other factors that influence whether you’ll encounter any. Read more
When it comes to investing, there are generally two different approaches you can take if you’re looking to grow your wealth. You can practice either active investing or passive investing. Both styles… Read more
If you’re interested in retiring abroad, New Zealand could be a great option for you. Geographically, the country offers a wide selection of landscapes. Whether you’re into swimming, hiking or… Read more