Capital Investment Advisors specializes in asset management and financial planning services. The firm currently oversees more than $2 billion in assets. Aiming to help clients retire comfortably, its financial advisors offer a retirement calculator and free eBook, 101 Retirement Tips, on its website.
Capital Investment Advisors LLC Background
Capital Investment Advisors first opened in 1996. Today, it’s based in Atlanta, Georgia. It also manages offices in Florida, Colorado, Arizona, New Mexico and Washington State. Michael Reiner, Wesley Moss and two trusts are Capital Investment Advisors’ current principal owners.
The firm’s team houses 14 certified financial planners (CFPs), a chartered financial analyst (CFA) and other professionals with industry designations.
What Types of Clients Does Capital Investment Advisors LLC Accept?
Capital Investment Advisors works with a variety of clients including:
- High-net-worth individuals
- Pension and profit-sharing plans
- Charitable organizations
- Accredited investors
Capital Investment Advisors LLC Minimum Account Size
Unless they were referred by the Fidelity Wealth Advisor Solutions Program, new clients generally need a minimum account size of $500,000.
Services Offered by Capital Investment Advisors LLC
Capital Investment Advisors aims to provide holistic financial planning and investment management services to its clients. So it begins by engaging in a meeting with potential clients to determine their needs and whether their services can help the client meet those objectives.
Depending on the client's needs, a typical financial plan may touch upon such topics as:
- Retirement saving
- Estate planning
- Portfolio management
- Trust funds
- Charitable endeavors
- Tax management
In addition, the firm can take what it learns from your initial consultation to construct a diversified investment portfolio on behalf of the client. Its asset allocation would be based on several different factors such as risk tolerance, investment goals and time horizon.
Capital Investment Advisors LLC Investment Philosophy
Capital Investment Advisors generally creates growth and income portfolios. It builds growth vehicles primarily with exchange-traded funds (ETFs) and individual securities such as stocks.
Its income portfolios are mainly built with bond funds, including mutual funds and ETFs, along with closed-end funds and individual fixed income securities that provide global exposure. In addition, the firm may utilize limited partnerships, real estate investment trusts (REITs) and royalty trusts.
Ultimately, a portfolio asset allocation depends on what the advisors deem appropriate to the client's goals and other variables.
Fees Under Capital Investment Advisors LLC
Capital Investment Advisors typically charges fees based on a percentage of assets under management. We provide the current fee schedule below.
|Household Account Size||Annual Fee|
|Assets at more than $5,000,000||0.70%|
What to Watch Out For
Some associated persons of Capital Investment Advisors may hold an interest in certain pooled investment vehicles. This arrangement may create a conflict of interest, because advisors may feel incentivised to recommend that clients invest in such vehicles. That said, Capital Investment Advisors is bound by its fiduciary duty to work in your best interest and to disclose potential conflicts.
They also have a code of conduct designed to minimize these issues. You can view it in the firm’s Form ADV brochure on the Securities and Exchange Commission’s website.
At the time of this writing, the firm had no disciplinary action to disclose that is material to a potential client’s evaluation of its business. Review Capital Investment Advisors’ Form ADV for the latest details.
Opening an Account With Capital Investment Advisors LLC
To contact the firm, send a message via its site at https://www.yourwealth.com/contact/ or call (404) 531-0018.
Where Is Capital Investment Advisors LLC Located?
You can find Capital Investment Advisors at the following location:
10 Glenlake Parkway NE
North Tower, Suite 1000
Atlanta, Georgia 30328
All information was accurate as of the writing of this article.
Tips for Finding the Right Financial Advisor
- Use SmartAsset’s five-minute matching tool. It connects you with up to three professionals, vetted by us, in your area. It also provides their profiles for easy comparing and contrasting.
- Interview potential advisors. For what you should know before signing on, check out our 5 questions to ask when working with a financial advisor.