Finding a Top Financial Advisor in Georgia
If you're looking for a financial advisor in the state of Georgia, we're here to help you find one. SmartAsset has compiled a list of the top advisors in the Peach State with details on the types of clients they work with, their investment strategies and more. But if you'd prefer that we find a potential financial advisor for you, SmartAsset's free matching tool can pair you with up to three advisors who serve your area.
|Rank||Financial Advisor||Assets Managed||Minimum Assets||Financial Services||More Information|
|1||Homrich Berg Find an Advisor||$11,082,920,997||$12,500 minimum annual fee|| || |
Minimum Assets$12,500 minimum annual fee
|2||Clear Investment Research, LLC Find an Advisor||$6,584,884,189||No set account minimum|| || |
Minimum AssetsNo set account minimum
|3||BT Family Office, LLC Find an Advisor||$1,676,000,000||No set account minimum|| || |
Minimum AssetsNo set account minimum
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|4||Capital Investment Advisors, LLC Find an Advisor||$3,227,446,139||$500,000|| || |
|5||SignatureFD, LLC Find an Advisor||$6,143,956,425||$2,000,000|| || |
|6||Brightworth, LLC Find an Advisor||$5,364,746,988||$1,000,000|| || |
|7||Capital Directions LLC Find an Advisor||$3,836,000,000||$150,000|| || |
|8||Henssler Financial Find an Advisor||$2,775,776,196||Varies based on account type|| || |
Minimum AssetsVaries based on account type
|9||Edge Capital Group, LLC Find an Advisor||$4,884,228,738||$5,000,000|| || |
|10||Balentine Find an Advisor||$4,598,455,973||$5,000,000|| || |
How We Found the Top Financial Advisor Firms in Georgia
To find the top financial advisors in Georgia, we first identified all firms registered with the SEC in the state. Next, we filtered out firms that don't offer financial planning services, those that don't serve primarily individual clients and those that have disclosures on their record. The qualifying firms were then ranked according to the following criteria:
Homrich Berg, Georgia's top-rated financial advisor, is based in Atlanta and has more assets under management than any other firm on our list. High-net-worth individuals are the firm's largest client base, but Homrich Berg also works with pensions and profit-sharing plans, charitable organizations, estates and trusts, individuals, and others. As a fee-only advisor, Homrich Berg does not earn commissions or any other hidden form of compensation.
Clients may enroll in both financial planning and investment management, or can opt solely for investment management. While the firm charges an annual 1.25% fee on a client's first $1 million under management, the fee schedule varies by the services provided. Homrich Berg does not require an account minimum but does generally impose a $12,500 minimum annual fee.
Homrich Berg’s expansive staff is the largest on our list and includes 48 certified financial planners, 16 certified public accountants, 10 chartered financial analysts and many other accredited professionals.
Homrich Berg Background
Andy Berg and David Homrich founded the firm in 1989. Berg, who serves as CEO, is one of the principal owners of the company, although multiple others also own stakes in the firm.
The firm maintains five offices throughout the greater Atlanta area. Homrich Berg forms and manages its own private investment funds, but can also recommend private investment funds that are not affiliated with the firm.
Homrich Berg Investment Strategy
Homrich Berg provides advice on a variety of securities including mutual funds, exchange-traded funds (ETFs), exchange-traded notes, stocks, bonds, hedge funds, private equity funds and real estate funds.
The firm uses quantitative analysis to evaluate mutual funds, exchange-traded funds, hedge funds and private equity partnerships, and focuses on performance and risk statistics, concentration, market-cap weightings and the liquidity of a fund's securities. When evaluating individual bonds, Homrich Berg analyzes the underlying rating of those securities, the bond structure, and how they compare versus similarly rated bonds.
Clear Investment Research, LLC
Clear Investment Research, LLC -- a fee-only advisory firm based in Alpharetta -- is the second-highest-rated firm in the Peach State. With the second-most assets under management of the firms on our list, Clear Investment Research works with individuals, high-net-worth individuals, trusts, estates and charitable organizations. However, the vast majority of assets under management are held in pensions and profit-sharing plans.
Clear Investment Research, LLC does not require an account minimum and has an asset-based fee schedule that starts at 0.90% for the first $200,000 in a client’s account. In addition to assets under management, the firm ranked highly for its clients-per-advisor ratio.
Clear Investment Research, LLC Background
Joe Jennings, a certified public accountant and accredited investment fiduciary, is the principal owner of the firm. In addition to asset management, Clear Investment Research, LLC offers retirement consulting services and financial planning.
The firm manages assets on both a discretionary and non-discretionary basis, meaning some clients give them full control over investment choices without having to consult them first, while others want to be contacted before decisions are made.
Clear Investment Research, LLC Investment Strategy
The firm primarily uses fundamental analysis to evaluate securities and employs a long-term investment strategy that focuses on holding assets for more than one year. Clear Investment Research, LLC seeks to tailor investment portfolios to clients’ financial needs and goals.
“It is not our typical investment strategy to attempt to time the market, but we may increase cash holdings modestly as deemed appropriate based on your risk tolerance and our expectations of market behavior,” the firm states in its Form ADV brochure.
BT Family Office, LLC
Despite having the fewest assets under management and the smallest client pool of any firm on the list, BT Family Office, LLC is the third-highest-rated advisor in Georgia. The firm has the best client-per-advisor ratio and currently only works with high-net-worth individuals.
As a fee-only advisor, BT Family Office does not collect commissions or other hidden forms of compensation. Its asset management fees range from 0.10% to 1% of a client's assets under managment. Those fees are assessed quarterly. The firm does not have a required account size.
BT Family Office, LLC Background
Founded in 2019, BT Family Office, LLC is the youngest firm on the list. The firm is owned by Bennett Thrasher, LLP -- an Atlanta-based accouting and advisory company -- and managed by Steven Nowak, who previously led Goldman Sachs' wealth management division in the Southeast and Washington D.C. regions.
The firm offers clients wealth management services, family and legacy planning, business consulting, risk management, administration support and lifestyle management.
BT Family Office, LLC Investment Strategy
BT Family Office typically employs an investment strategy that relies on long-term purchases, short-term purchsaes, margins transactions and option writing. Client assets are allocated across a variety of securities, including equity stocks, fixed income, mutual funds, ETFs, and private funds.
The firm may also recommend third-party asset managers for clients and acts as a supervisor for those portfolios. In this supervisory role, BT Family Office evaluates the managers' investment methodologies, risk management systems and other factors on an ongoing basis for its clients.
Capital Investment Advisors, LLC
Capital Investment Advisors, LLC is a fee-only financial advisor and the fourth-highest-rated firm on our list. Located in Atlanta, Capital Investment Advisors requires a $500,000 account minimum and charges a 1% asset management fee quarterly on a client's first $1 million for portfolio management. That fee drops to .90% on the next $2 million in a client's account, 0.80% on the next $2 million and 0.70% on assets over $5 million.
Capital Investment Advisors works primarily with individual clients both with and without a high net worth, but also serves pensions and profit-sharing plans. The firm's advisory team includes 14 certified financial planners, two chartered retirement planning counselors, and other accredited professionals.
Capital Investment Advisors, LLC Background
Founded in 1996 by Michael Reiner, Capital Investment Advisors is among the oldest firms on the list. The company is principally owned by Mitchell Reiner, Matthew Reiner and Wesley Moss -- all of whom remain members of the senior advisory team.
The firm focuses on financial planning, portfolio management, pension consulting and selection of other advisors.
Capital Investment Advisors, LLC Investment Strategy
Asset allocation and portfolio design will be tailored to your financial goals and risk tolerance. Capital Investment Advisors typically spreads a client's assets across growth and income investments. Growth portfolios generally comprise ETFs and individual securities, while income portfolios may be composed of bond mutual funds, bond ETFs, individual bonds and closed end funds.
In evaluating investments, the firm uses fundamental analysis to asses a comapny's value based on its sales, assets, earnings and other measurables. Capital Investments Advisors factors both proprietary and third-party research into its analysis.
SignatureFD, LLC features one of the largest advisory teams on our list. The firm's staff includes 32 certified financial planners, eight certified public accountants, 10 chartered financial analysts and other accredited professions.
Based in Atlanta, SignatureFD requires a $2 million account minimum. Because representatives of the firm sell insurance and can earn commissions on those sales, SignatureFD is considered a fee-based advisor. Despite this potential conflict of interest, its advisors have a fiduciary responsibility to act in their clients' best interests.
The firm works mostly with high-net-worth individuals, but clients also include individuals with a high net worth, pensions and profit-sharing plans, trusts, estates, charitable organizations and business entities.
SignatureFD, LLC Background
Founded in 1997, SignatureFD offers wealth management services, financial planning and consulting, as well as miscellaneous services that include standalone investment management. Heather Robertson Fortner serves as a partner and CEO of the firm.
SignatureFD, LLC also owns private investment funds that it makes available to certain qualified clients. These funds generally invest in private equity and private assets.
SignatureFD, LLC Investment Strategy
The advisory team at SignatureFD, LLC uses charting, fundamental analysis, technical analysis and cyclical analysis to evaluate securities for clients. The firm's primary investment strategies are long-term purchases, short-term purchases and trading, however advisors may also utilize short sales, options and margins transactions from time to time.
Based in Atlanta, Brightworth, LLC is a fee-only financial advisor that works primarily with individuals, high-net-worth individuals and pension and profit-sharing plans. Clients also include corportations, trusts, estates and charitable organizations. The firm is the sixth-highest-rated on our list and requires a minimum account value of $1 million.
Brightworth's advisory team holds a number of certifications. These include 16 certified financial planners, seven certified public accountants, two personal financial specialists, six chartered financial analysts and other accredited professionals.
As a fee-only advisory firm, Brightworth, LLC advisors do not sell clients investment or insurance products, and as a result, do not earn commissions. The firm is primarily compensated through asset management fees.
Brightworth, LLC Background
Brightworth, LLC was founded in 1997 as Polstra & Dardaman, LLC. The firm has since rebanded and grown in both size and scope. Dave Polstra, who co-founded the firm, remains a partner and wealth advisor while Ray Padrón serves as CEO. The pair has a combined 55-plus years of experience in the financial services industry.
Brightworth, LLC offers clients financial planning, portfolio management, selection of other advisors, as well as educational seminars and workshops. The firm has a division based in Charlotte, North Carolina that does business as McGill Advisors.
Brightworth, LLC Investment Strategy
Brightworth, LLC builds investment portfolios based on cash flow, tax considerations, risk tolerance and time horizon of clients. Assets are typically allocated across separate stock and bond accounts, mutual funds, ETFs and private investments, including hedge funds.
"In general, we invest each client’s portfolio in a model portfolio and will further customize the client’s investments, as applicable, based on the specific goals and objectives for each account," the firm states in its Form ADV brochure.
Capital Directions LLC
A fee-only firm located in Atlanta, Capital Directions LLC mainly works with individual clients, both with and without a high net worth. Clients also include pensions and profit-sharing plans, as well as corporations.
The firm's advisory team consists of nine certified financial planners, two certified public accountants and one accredited investment fiduciary analyst. Capital Directions LLC, which has a $150,000 account minimum, is a fee-only advisor compensated primarily through advisory fees -- not commissions.
Capital Directions, LLC Background
Founded in 1985, Capital Directions LLC has the longest track record of any firm on our list. Independently owned and operated since its founding, the firm is principally owned by CEO Dennis Covington, Terry Hartigan, John McMillen and Richard O'Donnell. Together they have nearly 90 years of combined experience in the financial services industry.
In addition to wealth management and advisory services, the firm offers clients financial planning, an automated investment program and retirement plan services.
Capital Directions LLC Investment Strategy
Capital Directions LLC's primary investment strategy relies on modern portfolio theory, the process of reducing risk through diversification. The firm typically recommends indexed and passive mutual funds, and generally steers clear of individual stocks and bonds.
"We believe in diversified asset class exposure obtained primarily through a diversified mix of lowcost mutual funds that represent desired asset classes," the firm states in its Form ADV brochure. The firm bases its mutual fund recommendations on total operating expense ratios, portfolio turnover and other factors, and typically recommends no-load funds offered by Dimentional Fund Advisors or Vanguard.
Led by finance professor and radio talk show host "Dr. Gene" Henssler, Henssler Financial is an advisory firm that has billions in assets under management (AUM). This fee-based firm works with a variety of clients, including both individual and institutional investors, managing their money on both a discretionary and non-discretionary basis. Although some of its advisors may earn a commission from selling insurance products, the firm has a fiduciary duty to act in clients’ best interests at all times.
The Henssler Financial team features finance professionals with the certified financial planner (CFP) certified public accountant (CPA) and certified wealth strategist (CWS) designations, among others. Account minimums vary depending the type of account.
Henssler Financial Background
Though Henssler founded the firm in 1987, it wasn’t until 1991 that he took on his first “managed client,” when Charles Schwab & Co., Inc. started offering a program where it would be the custodian of assets for financial advisors, now called Schwab Institutional. Today, Henssler's firm employs dozens of people, including nearly 30 advisors.
Henssler is the majority owner and is still delivering his no-nonsense advice on Saturdays, from 10 to 11 a.m., on Talk 920 WGKA Atlanta. Other employees own minority interests in the advisory business.
Henssler Financial Investment Strategy
Henssler Financial bases its asset allocation on what it calls the “10 Year Rule.” The firm believes that “any money a client needs within 10 years should be invested in fixed income securities, and any money not needed within 10 years should be invested in high-quality, individual common stocks or mutual funds that invest in common stocks.”
To determine liquidity needs (or how much should be in bonds and cash equivalents), the firm runs cash flow projections using client savings goals, desired future spending and expected retirement date. Based on that data, advisors will then recommend fixed income securities with maturity dates and amounts that correspond to these needs, with one year’s worth of expenses going into a money market fund or another cash equivalent. It will recommend stocks and mutual funds that meet its guidelines for the rest of a client’s portfolio.
Edge Capital Group, LLC
Edge Capital Group, LLC, a fee-only advisory firm based in Atlanta, features the third-best client-per-advisor ratio on our list. High-net-worth individuals comprise a vast majority of the firm’s clientele. However, Edge Capital Group works with a varied list of clients, including pensions and profit-sharing plans, corporations, charitable organizations, among others.
The firm’s advisory and strategy teams include multiple certified financial planners, certified public accountants and chartered financial analysts. As a fee-only firm, Edge Capital Group advisors do not earn commissions on client transactions. Instead, the firm is compensated through advisory fees, performance-based fees and other fixed fees.
Edge requires a $5 million account minimum -- the largest minimum of any firm on our list.
Edge Capital Group, LLC Background
Edge Capital Group, LLC -- formerly known as Edge Advisors, LLC -- has been managing client’s investments since April 2007. Focus Financial Partners Inc., a public company traded on the Nasdaq Global Select Market, owns the firm through a series of subsidiaries. Edge is managed by Henry Jones, Bert Rayle, Will Skeean, Dennis Sabo and Elizabeth Mackie.
Edge offers clients financial planning, comprehensive wealth management, outsourced chief investment officer services to family offices and institutional investors, as well as consulting and other services.
Edge Capital Group, LLC Investment Strategy
Edge typically allocates assets of comprehensive wealth management clients among mutual funds or third-party managers, ETFs, and private investment funds. The firm also maintains an internal asset management division called Blue Current, which offers a “niche focus on income strategies,” according to Edge’s website. A nine-member strategy team crafts and guide’s Edge’s investment approach.
Balentine rounds out our list of top financial advisors in Georgia. The firm is fee-only and works mostly with high-net-worth individuals, some non-high-net-worth individuals, pooled investment vehicles, pension and profit-sharing plans, charitable organizations and other investment advisors. Like our ninth-rated firm, Edge Capital, you’ll need at least $5 million in investable assets to be a client here.
The Balentine advisory team holds multiple certifications, including certified financial planners (CFPs), chartered financial analysts (CFAs) and certified public accountants (CPAs).
Balentine was formed in 2009 and began operating in January 2010. The firm is solely owned by Balentine Partners LLC, which, in turn, is owned by eight officers or employees of Balentine. The majority is owned by the chairman and chief executive officer and his family trust.
Balentine Investment Strategy
Balentine believes that no two clients’ portfolios should look the same. Success is measured not against a benchmark but against clients’ financial roadmaps, which are designed with a client's unique goals, needs and aspirations in mind.
Unlike most firms, Balentine doesn’t view its client portfolios as a division of assets among primary asset classes. Instead, the firm divides its prospective investments into several categories that it calls “Building Blocks.” Each is distinguished by certain risk and return characteristics. They are as follows:
- Liquid: investments in cash or other easy-to-access assets
- Fixed-Income: low-risk investments in fixed-income securities like bonds and Treasury bills
- Market Risk: publicly traded equities
- Alternatives: investments that diversify portfolios and seek returns outside the typical public market
- Private Capital: illiquid private investments that are used to generate income and capital appreciation