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Top Financial Advisors in Augusta, GA

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This review was produced by SmartAsset based on publicly available information. The named firm and its financial professionals have not reviewed, approved, or endorsed this review and are not responsible for its accuracy. Review content is produced by SmartAsset independently of any business relationships that might exist between SmartAsset and the named firm and its financial professionals, and firms and financial professionals having business relationships with SmartAsset receive no special treatment or consideration in SmartAsset’s reviews. This page contains links to SmartAsset’s financial advisor matching tool, which may or may not match you with the firm mentioned in this review or its financial professionals.

Finding a Top Financial Advisor Firm in Augusta, Georgia

If you’re searching for a financial advisor in Augusta, Georgia, we've streamlined the search process by compiling this list of the top advisory firms in the city. We dug through company records and U.S. Securities and Exchange Commission (SEC) filings to find the top firms, along with essential info on their fees, investment approaches and more. You can also try SmartAsset’s free financial advisor matching tool to connect with up to three options who serve your area.

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Rank Financial Advisor Assets Managed Minimum Assets Financial Services More Information
1 Richard Young Associates, Ltd. Richard Young Associates, Ltd. logo Find an Advisor

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$683,202,076 $50,000
  • Financial planning
  • Portfolio management
  • Educational seminars/workshops

Minimum Assets

$50,000

Financial Services

  • Financial planning
  • Portfolio management
  • Educational seminars/workshops
2 Firethorn Wealth Partners, LLC Firethorn Wealth Partners, LLC logo Find an Advisor

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$289,427,713 No set account minimum
  • Financial planning
  • Portfolio management
  • Pension consulting
  • Selection of other advisors

Minimum Assets

No set account minimum

Financial Services

  • Financial planning
  • Portfolio management
  • Pension consulting
  • Selection of other advisors
3 AP Wealth Management AP Wealth Management logo Find an Advisor

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$214,163,408 $1,000,000
  • Financial planning
  • Portfolio management
  • Selection of other advisors

Minimum Assets

$1,000,000

Financial Services

  • Financial planning
  • Portfolio management
  • Selection of other advisors
4 Calvary Wealth, LLC Calvary Wealth, LLC logo Find an Advisor

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$154,462,030 No set account minimum
  • Financial planning
  • Portfolio management
  • Pension consulting
  • Financial consulting

Minimum Assets

No set account minimum

Financial Services

  • Financial planning
  • Portfolio management
  • Pension consulting
  • Financial consulting

What We Use in Our Methodology

To find the top financial advisors in Augusta, we first identified all firms registered with the SEC in the city. Next, we filtered out firms that don't offer financial planning services, those that don't serve primarily individual clients and those that have disclosures on their record. The qualifying firms were then ranked according to the following criteria:

  • AUM
    Firms with more total assets under management are ranked higher.
  • Individual Client Count
    Firms who serve more individual clients (as opposed to institutional clients) are ranked higher.
  • Clients Per Advisor
    Firms with a lower ratio of clients per financial advisor are ranked higher.
  • Age of Firm
    Firms that have been in business longer are ranked higher.
  • Fee Structure
    Firms with a fee-only (as opposed to fee-based) compensation structure are ranked higher.

All information is accurate as of the writing of this article. This list may include firms that have a business relationship with SmartAsset, in which SmartAsset is compensated for lead referrals. Such relationships have no impact on our rankings, and firms are included and ranked based strictly on the above criteria.

Richard Young Associates

Richard Young Associates, Ltd. is the first firm on our list, and it’s also the oldest. The firm has grown to serve more than 1,000 clients since its founding almost 50 years ago. All but around 150 of these clients are individuals without a high net worth; the other clients include high-net-worth individuals and corporations. In order to be a client of the firm, you need to have at least $50,000 invested among all of your accounts.

The firm employs a small team of advisors. Among them are certifications including three certified financial planners (CFPs) and one certified public accountant (CPA). Richard Young Associates is a fee-only firm, which means that it avoids the conflicts of interest found at a fee-based firm

Richard Young Associates Background

Richard Young Associates was founded back in 1974. However, it wasn't until 1996 that the firm became a registered investment advisor (RIA). Firm president Walter S. Marbert and special projects manager Kathryn O. Marbert act as principal shareholders.

Portfolio management and financial planning are the firm’s core service offerings. The former typically comes in the form of the creation and implementation of an asset allocation strategy, while the latter usually involves retirement and tax planning.

Richard Young Associates Investment Philosophy

Richard Young Associates conducts its investments according to modern portfolio theory (MPT), a Nobel-prize winning framework that concerns the relationship between risk and return in investing. In practice, this typically takes the form of portfolios which consist of no-load institutional mutual funds that represent 8 to 12 asset classes in several different markets. This is done to minimize volatility in both the short- and long-term. On average, portfolios tend to include more small and international stocks than other categories.

Firethorn Wealth Partners

Firethorn Wealth Partners, LLC doesn’t impose any sort of account minimum, which is likely why non-high-net-worth individuals make up the largest portion of its client base. The firm also works with a number high-net-worth individuals, pension plans, charities and businesses.

This firm's advisory staff includes two certified financial planners (CFPs), one accredited investment fiduciary (AIF) and one certified investment management analyst (CIMA).

Firethorn is a fee-based firm, as its advisors may be licensed to sell insurance products or securities for a commission. While this has the potential to be a conflict of interest, the firm's fiduciary duty requires it to act in your best interest.

Firethorn Wealth Partners Background

Firethorn Wealth Partners is owned by its three co-founders and managing members: Scott Benjamin, Kevin Sweeney and Gerald Rogers.

Firethorn Wealth Partners provides its clients with investment management services, along with financial planning and general consulting. The latter can touch on whatever areas are most pertinent to the client's situation, including business planning, cash flow forecasting, estate planning, financial reporting, investment consulting, insurance planning, retirement planning, risk management, charitable giving, tax planning and distribution planning. 

Firethorn Wealth Partners Investment Philosophy

For most clients, Firethorn Wealth Partners' advisors will construct a portfolio out of some combination of mutual funds, exchange-traded funds (ETFs), individual equities, debt securities and options. The firm may also utilize independent money managers. If the client’s circumstances are appropriate, the firm may also recommend structured products or private placements, such as investments in pooled investment vehicles.

Asset allocation is a crucial element of the firm’s approach to investing. The firm believes the right asset allocation is essential to eliminating unnecessary risk and volatility from a portfolio. As such, it will build a personalized asset allocation for you based on your risk tolerance, time horizon, income needs and more.

AP Wealth Management

AP Wealth Management, founded in 2011, is the most exclusive firm on this list, with a stated minimum account size of $1 million. Like many firms, though, it may waive this minimum under certain circumstances - which it apparently does quite often, as its client base is mostly made up of non-high-net-worth individuals. The firm also works with high-net-worth individuals, pension plans and charitable organizations.

Despite a staff of just a few advisors, the firm isn’t short on certifications. In fact, several of its advisors are certified financial planners (CFPs) and/or certified public accountants (CPAs). AP is a fee-only firm.

AP Wealth Management Background

AP Wealth Management was founded in 2011 and equally owned by Eugene Francis McManus, William Patrick Fair, Tom O’Gorman, and Clayton Quamme.

The firm provides three primary services to clients. First, the firm offers financial planning to affluent individuals and families via a process it calls "Lifetime Financial Solutions." The firm also provides ongoing investment management services and develops model portfolios for retirement and profit-sharing plans.

AP Wealth Management Investment Philosophy

AP Wealth Management begins each investment process by sitting down with the client and establishing key information, like their overall investing goals, risk tolerance and time until retirement. From there, the firm will work to come up with an asset allocation that best fits these needs. The firm may rebalance clients' assets periodically to keep their intended asset allocation plan intact.

When investing money for clients, AP typically uses open- and closed-end mutual funds, exchange-traded funds (ETFs), individual stocks and bonds, structured notes and non-publicly traded real estate investment trusts (REITs). In order to ensure your investments aren't too concentrated in one area of the market, the firm will diversify your assets across various market sectors and capitalizations.

Calvary Wealth

Calvary Wealth, LLC exclusively serves individuals, including those with and without a high net worth. 

The firm has no stated account minimum, and main advisor is both a certified financial planner (CFP) and a certified public accountant (CPA). Calvary is a fee-only firm, meaning all of its compensation comes from the advisory fees that clients pay.

Calvary Wealth Background

Calvary Wealth was founded in 2004 by partner B. William Cleveland III. Cleveland is the firm's principal owner to this day. Prior to his time at Calvary, Cleveland worked as an accountant at Pricewaterhouse Cooper and as an advisor at Homrich Berg, a large fee-only firm based in Atlanta.

The firm has three key service offerings: financial planning, portfolio management and general consulting. In addition, the firm may advise defined contribution plan sponsors, which may include developing model portfolios.

Calvary Wealth Investment Philosophy

Calvary Wealth determines the asset allocation of each client portfolio based on the client's personal risk tolerance, income needs and time horizon. Based on these characteristics, the firm seeks to ensure your portfolio is diversified across multiple asset classes. This is done to keep your returns from being overly reliant on a specific type of security or market sector.

When it comes time to actually invest your funds, the firm will typically invest in a mix of no-load mutual funds, exchange-traded funds (ETFs), individual fixed-income securities, index funds and individual equity securities. This selection of investments may change if your ultimate financial goals change down the line.

How Long $1 Million Lasts in Retirement

SmartAsset's interactive map highlights places where $1 million will last the longest in retirement. Zoom between states and the national map to see the top spots in each region. Also, scroll over any city to learn about the cost of living in retirement for that location.

Least
Most
Rank City Housing Expenses Food Expenses Healthcare Expenses Utilities Expenses Transportation Expenses

Methodology We weighed potential expenditures for a prospective retiree with a  $1 million nest egg to assess how many years that fund would cover in retirement in America’s largest cities.

We applied cost of living data from the Council for Community and Economic Research to adjust those national average spending levels based on the costs of each expense category (housing, food, healthcare, utilities, transportation and other) in each city. Using this data, SmartAsset calculated the average cost of living for retirees in metro areas across the U.S.

We assumed the $1 million would grow at a net annual return of 2% after inflation. Then, we divided $1 million by the sum of each of those annual numbers to determine how long $1 million would cover retirement expenses in each of the cities in our study. Cities where $1 million lasted the longest ranked the highest in the study.