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Hunter Kuffel

Savings, Retirement and Investing Expert

Hunter Kuffel is a personal finance writer with expertise in savings, retirement and investing. Hunter is a Certified Educator in Personal Finance® (CEPF®) and a member of the Society for Advancing Business Editing and Writing. He graduated from the University of Notre Dame and currently lives in New York City.

Posts by Hunter Kuffel:

by Hunter Kuffel Jul 29, 2022

Gross domestic product in the U.S. fell 0.9% in the second quarter of 2022, marking the second consecutive quarter of negative growth, the commonly accepted definition of a recession. The National Bureau of Economic Research is the body that officially declares a recession; it has not done so and is unlikely to do so in the immediate future. Though unemployment is still relatively low, at 3.6% in June despite more recent signs of softening, the contraction of GDP, itself the broadest measure of the economy, points to signs that we are in a recession, as unconventional as this economy may be and as disinclined as the Biden administration is to admit it. Economic recessions, of course, can cost millions of people their jobs, retirement savings and financial security. As a result, it can be hard to see a path back to a strong stock market and, in turn, positive economic growth. However, recessions are a sometimes inevitable part of a business cycle. As such, it pays to know the warning… Read more

by Hunter Kuffel Feb 18, 2022

The chartered retirement planning counselor (CRPC) designation distinguishes financial advisors and other retirement professionals as experts in helping clients prepare for retirement. To become a CRPC, these individuals must meet several qualifications, undergo hours of training and take an examination. Once a CRPC has their certification in hand, there are continuing education requirements that help keep their knowledge up to date. To find a financial advisor that specializes in retirement planning, you can use SmartAsset’s free advisor matching tool. Read more

by Hunter Kuffel Nov 29, 2021

If you are considering an estate plan, there are many paths you can take. One way to protect assets for your family is to create a living trust. Probate and inheritance laws vary from state to state, which means that the advantages and disadvantages of this estate planning tool will depend on where you live. A financial advisor could help you answer many estate planning questions for your needs and goals. Read more

by Hunter Kuffel Oct 15, 2019

When planning your estate, you have different tools at your disposal to protect your assets for your loved ones. One such tool is a living trust, which many estate-planning experts consider to be a… Read more

by Hunter Kuffel Oct 15, 2019

If you’re thinking about your estate planning strategy, odds are you’ve heard about creating a living trust. A living trust can protect your assets and make life easier for your heirs. Residents of… Read more

by Hunter Kuffel Oct 14, 2020

Although the future is unpredictable, there are some things we can generally say with confidence. One is that prices are likely to rise over time, meaning the cost of living will rise as well.… Read more

by Hunter Kuffel Sep 04, 2020

In investing, a prospectus is a legal document that describes an investment security to potential investors. Required by the U.S. Securities and Exchange Commission (SEC), a prospectus contains facts… Read more

by Hunter Kuffel Mar 25, 2022

Leaving money behind for an heir can be nerve-racking, especially if they’re new to managing money or have trouble controlling their spending. An estate planning tool that can help you in this… Read more

by Hunter Kuffel Nov 29, 2021

In the realm of estate planning, it’s crucial to be proactive and to put a plan in place that takes care of your family. A great way to accomplish this is to create a living trust. If you want to… Read more

by Hunter Kuffel Oct 01, 2019

Thinking about the best way to structure your estate may not be particularly enjoyable, but it’s essential if you want to leave a financial legacy to your family. For many, a great way to streamline… Read more

by Hunter Kuffel Mar 25, 2022

Creating a living trust can be a great way to be proactive with your estate planning, giving you the means to protect your assets and make life easy for your family after you’ve died. But the rules… Read more

by Hunter Kuffel Sep 30, 2019

If you have a loved one who deals with chronic illness or a disability of some kind, you want to be able to keep supporting them after you’re gone. However, you don’t want to disrupt their ability to… Read more

by Hunter Kuffel Jan 14, 2020

Buying on margin is a technique often reserved for intermediate and advanced investors through which someone borrows money from their broker in order to invest it. In the best-case scenario, buying… Read more

by Hunter Kuffel Aug 12, 2021

One downside of many low-risk investment products is that the rate of the return often does not keep pace with inflation. That downside is eliminated with Treasury Inflation-Protected Securities … Read more

by Hunter Kuffel Jul 23, 2019

When you have an insurance policy, you may have to foot the bill for some of your medical expenses before your insurance company starts chipping in. This initial amount is your insurance deductible.… Read more

by Hunter Kuffel Jul 24, 2019

Having health insurance makes it possible to receive medical care while only paying a fraction of that care’s true cost. Insurance doesn’t cover everything, however. Some of the cost of your care is… Read more

by Hunter Kuffel Aug 25, 2022

Applying for Disability benefits has a reputation as a time-consuming and inefficient process. Consequently, many people entering their 60s who could potentially qualify for disability benefits may… Read more

by Hunter Kuffel Aug 12, 2019

Dealing with your finances can be very stressful. Financial therapists work to lessen that stress, or at least help their clients develop a more sustainable and healthy relationship to money.… Read more

by Hunter Kuffel May 03, 2022

Assets under management (AUM) refers to the market value of the assets a financial institution has discretion over on behalf of clients or investors. Increasing AUM is a primary goal of most… Read more

by Hunter Kuffel Mar 25, 2022

A trust company is a legal entity that can serve as an agent or trustee on behalf of a trust.  They can be either stand-alone entities or divisions of commercial banks. If you’re planning to use… Read more

by Hunter Kuffel Apr 09, 2021

As you grow older, it’s important to have a secure estate plan in place so you know your assets and family will be taken care of when you’re gone. This involves drawing up plenty of legal paperwork,… Read more

by Hunter Kuffel Apr 04, 2019

In business, having the right people in leadership roles is arguably the most important factor for success. That means that when a top executive or star employee retires or leaves for another role,… Read more

by Hunter Kuffel Aug 05, 2022

Traditionally, the process of planning for the transfer of assets to your loved ones after your death is known as estate planning. As you approach this process, you might also hear another term:… Read more

by Hunter Kuffel Dec 28, 2021

The most you will have to pay in Social Security taxes for 2021 will be $9,114. That’s what you will pay if you earn $147,000 or more. As its name suggests, the Social Security tax goes to the Social… Read more

by Hunter Kuffel Dec 09, 2019

Almost 10,000 baby boomers turn 65 every day. The famed generation, defined as those born between 1946 and 1964, is causing something of a stir as they reach retirement age in droves. In 2031, the U… Read more