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Hunter Kuffel

Savings, Retirement and Investing Expert

Hunter Kuffel is a personal finance writer with expertise in savings, retirement and investing. Hunter is a Certified Educator in Personal Finance® (CEPF®) and a member of the Society for Advancing Business Editing and Writing. He graduated from the University of Notre Dame and currently lives in New York City.

Posts by Hunter Kuffel:

by Hunter Kuffel Jul 15, 2019

Dealing with your finances can be very stressful. Financial therapists work to lessen that stress, or at least help their clients develop a more sustainable and healthy relationship to money. Financial therapy is a brand new field, but more people are turning to financial therapists to get help – not only to straighten out their savings and finances, but also to develop a more sophisticated awareness of how money impacts their mental state of being. Read more

by Hunter Kuffel Jun 25, 2019

Assets under management (AUM) refers to the market value of the assets a financial institution has discretion over. Increasing AUM is a primary goal of most brokerages, mutual funds and financial advisor firms, and many will use a high AUM as a selling point when marketing themselves to potential investors. How certain institutions define or calculate their AUM can differ slightly. So, it’s important to understand these differences before you use a firm’s AUM to make any decisions. Read more

by Hunter Kuffel Jul 18, 2019

A trust company is a legal entity that can serve as an agent or trustee on behalf of a trust.  They can be either stand-alone entities or divisions of commercial banks. If you’re planning to use trusts as part of your estate planning process, a trust company can likely help by serving as trustee. They can also play a role in other aspects of your financial plan. Read more

by Hunter Kuffel Apr 09, 2019

The process of planning your estate can be a long and complex one. You might need to create legal documents and entities including wills, trusts, power of attorney and more. That’s why many people… Read more

by Hunter Kuffel Apr 04, 2019

In business, having the right people in leadership roles is arguably the most important factor for success. That means that when a top executive or star employee retires or leaves for another role,… Read more

by Hunter Kuffel Apr 23, 2019

Traditionally, the process of planning for the transfer of assets to your loved ones after your death is known as estate planning. As you approach this process, you might also hear another term:… Read more

by Hunter Kuffel Apr 01, 2019

Most of us are familiar with the Social Security tax, since we see it right on our paychecks. There is a payroll tax of 6.20% that goes directly toward funding the program; if you’re self-employed,… Read more

by Hunter Kuffel Apr 01, 2019

Almost 10,000 baby boomers turn 65 every day. The famed generation, defined as those born between 1946 and 1964, is causing something of a stir as they reach retirement age in droves. In 2031, the U… Read more

by Hunter Kuffel Apr 01, 2019

A comprehensive estate plan often includes writing a last will and testament to transfer your assets to your beneficiaries. Once you’ve passed away, the executor of your will shepherds the will… Read more

by Hunter Kuffel Mar 29, 2019

Losing your job can be a punch in the gut, both emotionally and financially. You may see it coming if your company is experiencing hard times, or you may be completely blindsided. Sometimes, though,… Read more

by Hunter Kuffel Mar 29, 2019

If you’ve worked in the US for at least a decade, you can probably expect to receive some Social Security retirement benefits once you retire. The idea is that if you pay into the system throughout… Read more

by Hunter Kuffel Mar 28, 2019

Medical issues bring about plenty of tough decisions about what treatments you do and don’t want performed. Because you may be incapacitated in these situations, many people prepare ahead of time by… Read more

by Hunter Kuffel Jul 18, 2019

Economic recessions can cost millions of people their jobs, retirement savings and financial security. During a recession, jobs are scarce, spending is down and it can be hard to see a path back to… Read more

by Hunter Kuffel Mar 20, 2019

Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) often get lumped together or confused for each other, despite being two distinct government programs. This is… Read more

by Hunter Kuffel Mar 19, 2019

Prenuptial agreements, commonly known as prenups, are agreements that couples sign before marriage. They specify how assets will be divided in the event of a divorce. Prenups have become more common… Read more

by Hunter Kuffel Mar 13, 2019

The executor of a will has a fiduciary duty to act in the best interest of the estate. This means that the law prevents you from acting in your own interest to the detriment of the estate. As an… Read more

by Hunter Kuffel Mar 13, 2019

When most people think of executing a will, they might think only of delivering inherited assets to beneficiaries. However, there are actually several steps of the probate process that the executor… Read more

by Hunter Kuffel Apr 15, 2019

Even if you die without a will or without naming an executor in your will, someone still has to take charge of managing and closing your estate. The person who assumes this role is typically called… Read more

by Hunter Kuffel Mar 12, 2019

Investing in government bonds is a great way to diversify your investment portfolio. This is because your money is backed by the full faith of the U.S. government, so there’s virtually no risk of… Read more

by Hunter Kuffel Mar 12, 2019

Applying for your Social Security benefits is less of a daunting process than it may seem, especially since the Social Security Administration (SSA) allows you to apply online. Once you’ve determined… Read more

by Hunter Kuffel Mar 12, 2019

The executor of a will is in charge of making sure the wishes of the deceased are carried out, as well as handling the final affairs of the estate. The executor has authority from the county probate… Read more

by Hunter Kuffel Mar 12, 2019

One of the most crucial aspects of estate planning is appointing people you trust to step in for you when you can’t act for your self. Two of the most prominent of these roles are the executor of… Read more

by Hunter Kuffel Mar 12, 2019

When it comes to planning your estate, choosing who to name as your executor is an important choice to make. Your executor has a range of duties, including paying your debts, navigating your estate… Read more

by Hunter Kuffel Jul 18, 2019

Setting up a trust can be great way to control how your assets are distributed to your heirs after you pass away. Trusts are in many ways more flexible than wills in managing an estate’s assets. When… Read more

by Hunter Kuffel Mar 11, 2019

Serving as the executor of a will can be a time-consuming endeavor that takes up a lot of mental bandwidth. It can be hard to keep straight the various forms, procedures and duties. To make the… Read more