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Hunter Kuffel

Savings, Retirement and Investing Expert

Hunter Kuffel is a personal finance writer with expertise in savings, retirement and investing. Hunter is a Certified Educator in Personal Finance® (CEPF®) and a member of the Society for Advancing Business Editing and Writing. He graduated from the University of Notre Dame and currently lives in New York City.

Posts by Hunter Kuffel:

by Hunter Kuffel Jul 24, 2019

One downside of many low-risk investment products is that the rate of the return often does not keep pace with inflation. That downside is eliminated with Treasury Inflation Protected Securities (TIPS). With TIPS, your investment principal increases alongside the Consumer Price Index (CPI). TIPS make it possible to invest with low risk without worrying about inflation erasing most or all of your return. Read more

by Hunter Kuffel Jul 23, 2019

When you have an insurance policy, you may have to foot the bill for some of your medical expenses before your insurance company starts chipping in. This initial amount is your insurance deductible. The size of deductibles can vary depending on the specifics of your plan, and you’ll want to consider the deductible as one of many factors when you’re choosing your health insurance. Read more

by Hunter Kuffel Jul 24, 2019

Having health insurance makes it possible to receive medical care while only paying a fraction of that care’s true cost. Insurance doesn’t cover everything, however. Some of the cost of your care is still up to you to pay, and that cost comes in two primary forms: copays and coinsurance. Read more

by Hunter Kuffel Jul 23, 2019

Applying for Disability benefits has a reputation as a time-consuming and inefficient process. Consequently, many people entering their 60s who could potentially qualify for disability benefits may… Read more

by Hunter Kuffel Aug 12, 2019

Dealing with your finances can be very stressful. Financial therapists work to lessen that stress, or at least help their clients develop a more sustainable and healthy relationship to money.… Read more

by Hunter Kuffel Jun 25, 2019

Assets under management (AUM) refers to the market value of the assets a financial institution has discretion over. Increasing AUM is a primary goal of most brokerages, mutual funds and financial… Read more

by Hunter Kuffel Jul 18, 2019

A trust company is a legal entity that can serve as an agent or trustee on behalf of a trust.  They can be either stand-alone entities or divisions of commercial banks. If you’re planning to use… Read more

by Hunter Kuffel Apr 09, 2019

The process of planning your estate can be a long and complex one. You might need to create legal documents and entities including wills, trusts, power of attorney and more. That’s why many people… Read more

by Hunter Kuffel Apr 04, 2019

In business, having the right people in leadership roles is arguably the most important factor for success. That means that when a top executive or star employee retires or leaves for another role,… Read more

by Hunter Kuffel Jul 24, 2019

Traditionally, the process of planning for the transfer of assets to your loved ones after your death is known as estate planning. As you approach this process, you might also hear another term:… Read more

by Hunter Kuffel Aug 06, 2019

Most of us are familiar with the Social Security tax, since we see it right on our paychecks. There is a payroll tax of 6.20% that goes directly toward funding the program; if you’re self-employed,… Read more

by Hunter Kuffel Apr 01, 2019

Almost 10,000 baby boomers turn 65 every day. The famed generation, defined as those born between 1946 and 1964, is causing something of a stir as they reach retirement age in droves. In 2031, the U… Read more

by Hunter Kuffel Apr 01, 2019

A comprehensive estate plan often includes writing a last will and testament to transfer your assets to your beneficiaries. Once you’ve passed away, the executor of your will shepherds the will… Read more

by Hunter Kuffel Mar 29, 2019

Losing your job can be a punch in the gut, both emotionally and financially. You may see it coming if your company is experiencing hard times, or you may be completely blindsided. Sometimes, though,… Read more

by Hunter Kuffel Jul 23, 2019

If you’ve worked in the US for at least a decade, you can probably expect to receive some Social Security retirement benefits once you retire. The idea is that if you pay into the system throughout… Read more

by Hunter Kuffel Mar 28, 2019

Medical issues bring about plenty of tough decisions about what treatments you do and don’t want performed. Because you may be incapacitated in these situations, many people prepare ahead of time by… Read more

by Hunter Kuffel Aug 26, 2019

Economic recessions can cost millions of people their jobs, retirement savings and financial security. During a recession, jobs are scarce, spending is down and it can be hard to see a path back to… Read more

by Hunter Kuffel Mar 20, 2019

Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) often get lumped together or confused for each other, despite being two distinct government programs. This is… Read more

by Hunter Kuffel Mar 19, 2019

Prenuptial agreements, commonly known as prenups, are agreements that couples sign before marriage. They specify how assets will be divided in the event of a divorce. Prenups have become more common… Read more

by Hunter Kuffel Mar 13, 2019

The executor of a will has a fiduciary duty to act in the best interest of the estate. This means that the law prevents you from acting in your own interest to the detriment of the estate. As an… Read more

by Hunter Kuffel Mar 13, 2019

When most people think of executing a will, they might think only of delivering inherited assets to beneficiaries. However, there are actually several steps of the probate process that the executor… Read more

by Hunter Kuffel Apr 15, 2019

Even if you die without a will or without naming an executor in your will, someone still has to take charge of managing and closing your estate. The person who assumes this role is typically called… Read more

by Hunter Kuffel Jul 25, 2019

Investing in government bonds is a great way to diversify your investment portfolio. This is because your money is backed by the full faith of the U.S. government, so there’s virtually no risk of… Read more

by Hunter Kuffel Mar 12, 2019

Applying for your Social Security benefits is less of a daunting process than it may seem, especially since the Social Security Administration (SSA) allows you to apply online. Once you’ve determined… Read more

by Hunter Kuffel Mar 12, 2019

The executor of a will is in charge of making sure the wishes of the deceased are carried out, as well as handling the final affairs of the estate. The executor has authority from the county probate… Read more