your financial details.
Posts by Tiffany Patterson:
Protecting your retirement savings during a divorce may not be at the top of your mind when you are going through the process of splitting up with your spouse. The emotional toll on you and your family, after all, likely takes precedence. Still, your financial well-being matters, and that includes making sure that your retirement savings, including any money you have in a 401(k) or other retirement savings plan, are protected. There are some financial advisors who are certified divorce financial analysts (CDFAs) and can help you through this process. If you need an advisor, find one with SmartAsset’s free financial advisor matching tool. Read more
A year after the housing bubble burst, I decided to make a career change and go back to school for my MBA. During one of my first finance courses, my professor discussed her reasons for refinancing her home mortgage at that time. Despite the housing crisis, high unemployment and poor economy, for those who had plenty of equity in their homes, it was a good time to refinance. Mortgage rates were falling and lenders were willing to negotiate. Before making a large decision like refinancing your home, consider working with a financial advisor to make sure it’s a good next step for your financial plan. Read more
Recently a younger family member mentioned that he had just gotten a new debit card for his checking account because someone had gotten into his account. He said he wasn’t sure how it happened, but someone got access to his checking account information and racked up a number of charges. This was the second time this had happened to him in less than a year. And he’s not alone. Fraud attempting to take advantage of your banking accounts is bigger than it has ever been. Consider working with a financial advisor to create a financial plan that involves security measures. Read more
We’ve all heard the statistic that says an increasingly prevalent cause of divorce is financial issues. It takes more than love to keep a marriage intact, and unfortunately, many people don’t realize… Read more
Mixing money and family can quickly become very tricky. The reality, though, is that many of us will go through tough financial times—whether we’re just starting out on our own, we recently lost a… Read more
Saving for retirement can be confusing and arduous. This is especially true if you’re in your twenties or thirties and have decades ahead before you can even seriously consider retiring. However,… Read more
One of the toughest things you will do as an adult is watch as your parents deteriorate with age. Emotionally, it is taxing to watch the very people or person who cared for you as a child slowly… Read more
Although it can be disheartening to dwell on what happens after we die, it’s important for all of us to get our personal affairs in order while we’re alive. That way, those who love and depend on us… Read more
Life insurance is just that, insurance on your life. You pay your policy usually for 10 to 30 years. If you die during this period, your beneficiaries receive a payment from the insurance company.… Read more
When it comes to life insurance, one of the main questions that consumers contend with is when is the right time to purchase? In order to answer this question, it is important to first understand… Read more
Most people’s first venture into establishing credit is opening a credit card. Unfortunately, many of those people are young, on their own for the first time and still figuring out how to handle… Read more
For some time now, there’s been a national debate that’s centered around whether or not to raise the federal minimum wage. The current federal minimum wage is $7.25 an hour, while some states are… Read more
When it comes to retirement there are a number of things that need to be considered. One of the most important is where you are planning to live during your golden years. For many North Americans,… Read more
Now is the time of year for graduate school application deadlines. There can be many benefits to returning to school. Obtaining your graduate degree can help open doors for you in your current career… Read more
Many of us have been taught to look at the purchase of a home as a good investment. When we purchase a home, we are investing in a neighborhood, a school system, and hopefully a safe community to… Read more
We are living in an age in which professionals, typically, do not spend their entire career with one company. The loyalty between employer and employee there for previous generations is no longer… Read more
Different retailers often try and talk their customers into signing up for store-branded credit cards. Many of them promise to reward account holders with exclusive discounts and perks. And applying… Read more
When you are first starting out in your career, you tend to think of retirement as something far off. In the days of our grandparents, and even some of our parents, retirement savings wasn’t even an… Read more
Elite professional athletes regularly draw salaries reaching into the millions. The minimum annual salary for players in the four major sports leagues is well into the six-figure range, and it’s not… Read more
In the U.S., there is growing national concern over the obesity epidemic. According to public health workers, anyone with a body mass index (BMI) over 30 is considered obese. Nearly, one-third of… Read more
Today, more than ever, consumers are relying heavily on online reviews when making purchase. This is particularly true in the automobile industry. Online reviews are supposed to be a simple way for… Read more
When it comes to money, it often takes a team to help you manage it correctly, particularly once you start working full-time, saving for retirement and starting a family. Financial planning can be… Read more
When it comes to building credit, many of us are confused as to how to actually build good credit, and the major details that make up a credit card contract or a credit report. This information is… Read more
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