- Best Places to Retire in Oregon
If you’re a fan of the great outdoors, maritime communities and the arts, you may want to retire in the Beaver state. The best places to retire in Oregon offer plenty of opportunities to stay active well into your golden… read more…
- Best Places to Retire in Colorado
The high mountains and pristine lakes in Colorado can serve as aesthetic backdrops for those who want to spend their retirement years close to nature. And the best places to retire in Colorado offer plenty of that. The state can… read more…
- How Long Will My Retirement Money Last?
No matter how carefully you plan for retirement, you’re bound to wonder how long your money will actually last. Factors like where you want to live, healthcare costs, retirement savings balances, whether or not you work in retirement and more… read more…
- What Are Social Security Spousal Benefits?
If you pay into Social Security while you work, then you benefit from it when you retire. However, there are some lesser-known features of Social Security that can make a big difference for your retirement. Social Security spousal benefits are just… read more…
- What Is a Custodial Account & How Does It Work?
Looking to invest in your child’s future or teach them about the power of compound interest? A great way to do so is through a custodial account. This type of account will let you transfer funds to a minor and… read more…
- Where Procrastinators Must Save the Most for Retirement
Raising a family has never been a walk in the park. But today’s parents may face a steeper uphill climb, financially speaking, than those in the past. The cost of raising a child has risen to $233,610. according to the United States Department of Agriculture. Meanwhile the need for, and price of, a college education… read more…
- Hawaii Retirement System
A retirement system is a network of pension plans that states use to help public employees save for retirement. Each state has at least one retirement system and an organization that administers the program. The systems vary greatly from state… read more…
- Maine Retirement System
A retirement system is a pension plan that a state or other local government uses to help its public employees save for retirement. The systems requires members to contribute during their careers so that when they retire, there is a… read more…
- Illinois Retirement System
Illinois state employees may be eligible to take part in the state’s retirement system. A retirement system is a pension plan that a state uses to help public employees save for retirement. Public employees become members in the system and… read more…
- Nevada Retirement System
Saving for retirement is certainly a financial priority for everyone. For Nevada state employees, it’s comforting to know that your retirement savings are automatic. Once you start working for the state, you’ll begin making contributions to your pension through the Nevada retirement systems. Most employees are covered by the Public Employees’ Retirement System of Nevada… read more…
- Understanding the Pennsylvania Retirement System
Pennsylvania manages its state government employees’ pensions through two different systems: Pennsylvania State Employees Retirement System (SERS) and Public School Employees Retirement System (PSERS). SERS manages the public pension system for most state employees while PSERS serves state employees in… read more…
- Arkansas Retirement System
Established in 1957, the Arkansas Public Employees Retirement System (APERS) provides pension, retirement and disability benefits for some 60,000 members, retirees and beneficiaries employees who meet its eligibility requirements. While APERS functions as the state’s primary system for public employees,… read more…
- Georgia Retirement System
The Employees Retirement System of Georgia (ERSGA) provides a range of pension plans that mostly come with lengthy eligibility requirements. While each of its systems and plans serve different employees, some systems consist of more components than others. In addition,… read more…
- Michigan Retirement System
Though Michigan’s pension fund is not one of the 10-15 largest in the country, that doesn’t stop it from offering its employees an array of retirement plans from which to select. The state of Michigan’s Office of Retirement Services (ORS)… read more…
- Oregon Retirement System
Each state has its own retirement system. This is an organization that helps state and local employees save for retirement. The individual pension plans that these organizations administer (also called retirement systems) vary in size and complexity by state. Some… read more…
- Missouri Retirement System
The state retirement system of Missouri covers the multiple types of employees working on behalf of the state. The Missouri State Employees’ Retirement System (MOSERS) was established in 1957. Under the management of a board of trustees, it currently provides retirement benefits to most state public employees. MOSERS delivers those retirement benefits through pension trust funds.… read more…
- Mississippi Retirement System
The state retirement system of Mississippi consists of seven different retirement plans to account for the multiple types of employees working for the state. It’s important to understand how your pension plan works and what you can count on for… read more…
- South Dakota Retirement System
The state retirement system of South Dakota covers the multiple types of employees working on behalf of the state. The South Dakota Retirement System (SDRS) is a cost-sharing, multi-employer retirement system for public employees, and it supports over 200,000 participants.… read more…
- What You Need to Know About the Alabama Retirement System
A retirement system is an organization that helps government workers save for retirement. It then helps distribute the money, in the form of a pension, to retirees. Each state has a retirement system, but they vary in size and complexity.… read more…
- Maryland Retirement System
The state retirement system of Maryland consists of seven different retirement plans to cover the multiple types of state employees. Before we dive deep into the intricacies of each system, take the time to brush up on pensions. If you… read more…
- Indiana Retirement System
The state retirement system of Indiana comprises several different retirement plans to cover the wide range of public employees working on behalf of the state. As pension systems can be complex, you may value some extra assistance in understanding the… read more…
- Minnesota Retirement System
Under its Minnesota State Retirement System (MSRS), Teachers Retirement Association and Public Employees Retirement Association, Minnesota offers retirement benefits through several different pension plans. A key fact to consider, however, is that all of Minnesota’s plans come with retirement benefits. But the state taxes all forms of retirement income. Therefore, you’ll want to make sure… read more…
- Utah Retirement System
The investments that Utah has made with its public employee pension funds have paid off handsomely in recent years. However, its state income taxes can be a bit heavy at a 5% rate. There are also a number of retirement… read more…
- North Carolina Retirement System
With around a million public retirement system participants in North Carolina, the state has plenty of residents to take care of. But although the number of retirees in the state and the subsequent costs are increasing, the fund currently boasts… read more…
- Wisconsin Retirement System
Wisconsin boasts one of the least complicated retirement systems in the country, as essentially all state and local employees fall under the umbrella of the Wisconsin Retirement System (WRS). It has experienced plenty of financial growth over the last few… read more…