- Should You Invest in Gold for Retirement?
Many investors believe that gold is a safe long-term investment that can be used to hedge against risk. But should you include this precious metal in your retirement portfolio? Gold can be a highly volatile asset, with an unpredictable price… read more…
- Platinum vs. Gold Investment: Which Is Better?
Most investors are familiar with traditional assets, such as stocks, mutual funds, bonds and exchange-traded funds (ETFs). But if you have the goal of diversification, you may want to look toward other investments. Platinum and gold are two precious metals and… read more…
- What’s the Right Equity Balance for Your Fund Portfolio?
As inflation rages and the stock market logs consistent declines, investors around the world are reconsidering their portfolio strategies. Too much exposure to any one type of asset could wipe thousands from your account balance — and many investors are left wondering what to do. Recent findings suggest that the time for rebalancing your portfolio… read more…
- How to Build a Dividend Portfolio
Investors seeking income often turn to dividends because of their advantages over bonds and bank deposit accounts. Dividends not only provide consistent cash flow, but they can also allow investors to participate in the appreciation of the asset as well.… read more…
- What Does a Portfolio Manager Do?
Portfolio managers are financial professionals who help their clients build wealth. The goal of a portfolio manager is to satisfy the investment goals of their clients. To do this, they must take into consideration a client’s time horizons, risk preferences, return expectations and market conditions. Let’s break down how a portfolio manager could help you grow… read more…
- Why You Should Rethink Your Model Portfolio
With a rapidly-growing $4.8 trillion market share, model portfolios are a major part of the investment space. In fact, more than half of advised assets are in model portfolios, and data provider Broadridge Financial Solutions has forecast that models will control more than $10 trillion in assets by 2025. However, new research has emerged indicating… read more…
- Understanding How All-Weather Portfolios Work
An all-weather portfolio is a diversified investment strategy designed to perform well across different economic conditions, including growth, recession, inflation and deflation. Popularized by hedge fund manager Ray Dalio, this approach typically allocates assets across equities, bonds, commodities and gold to balance risk and return. By spreading investments across asset classes with varying sensitivities to… read more…
- Crypto vs. Stocks: Which Is Better?
Stocks and cryptocurrencies are dramatically different investment assets. While both are generally liquid assets that belong in the speculative side of your portfolio, the similarities end there. These are very different types of securities and belong in very different parts of your portfolio. Here’s a summary of these two types of securities. A financial advisor… read more…
- How to Find the Right Asset Allocation for Your Needs
Asset allocation means the mix or range of investments you hold in a portfolio. It’s one of the most basic investing terms to know and also one of the most important. Choosing the best asset allocation for your needs can make a difference when it comes to achieving your long-term financial goals. There are different… read more…
- Bitcoin vs. Gold: Which Should You Buy?
The COVID-19 recession may have gotten you thinking about how to preserve your wealth. Many investors consider store-of-value assets like Bitcoin and gold as ways to preserve wealth. For example, gold has thousands of years behind it as a universally… read more…
- Investing Tips: Iron Condor vs. Iron Butterfly
Iron condors and iron butterflies are two widely used options trading strategies that share many similarities but also have distinct differences. Both involve selling short positions to capitalize on low implied volatility while using long positions to limit potential losses. The key difference lies in their profit structures. Iron condors offer a wider range of… read more…
- Comparing Load vs. No-Load Mutual Funds
Mutual funds combine investor money with the purpose of diversifying assets in different areas of the market. While they are often classified by the types of assets that they comprise, they can also be broken down by fees. Mutual funds that… read more…
- Should I Move the Money in My 401(k) to Bonds?
An employer-sponsored 401(k) plan may be an important part of your financial plan for retirement. Managing those investments wisely means keeping an eye on market movements. When a bear market sets in, you may be tempted to make a flight… read more…
- A Guide to 3(38), 3(16) and 3(21) Fiduciaries
A 401(k) retirement plan fiduciary is a person who has the responsibility of managing the plan to the best interests of its participants. Federal law recognizes three types of 401(k) fiduciaries, 3(16), 3(21) and 3(38) fiduciaries. The names refer to… read more…
- Bitcoin: What Is It, History and How to Buy
Bitcoin is one of the most valuable and volatile assets on the market. By February 2021 it had soared to an intraday high of nearly $60,000, more than nine times a year-earlier intraday level. Whether you’re interested in this cryptocurrency… read more…
- All About Investing in Small-Cap Value Funds
Investing in a small-cap value fund is a simple way to diversify your portfolio. These funds offer exposure to companies with a smaller market capitalization and an investment focus on value instead of growth. Small-cap value funds can come in a few different forms, such as traditional mutual funds, index funds or even ETFs. But although… read more…
- A Guide to Portfolio Optimization Strategies
Portfolio optimization is one of the most basic skills you’ll need to acquire when actively managing your investments. With regular portfolio reviews, you can make adjustments to increase the likelihood you’ll end up with comfortable returns instead of frustrating results.… read more…
- A Guide to the CAN SLIM Stock-Picking System
CAN SLIM is an investing strategy that represents seven characteristics typically present in well-performing stocks. As a result, those traits typically manifest right before a stock sees its price increase. The term CAN SLIM or “C-A-N-S-L-I-M” is an acronym, with… read more…
- What Are Model Portfolios and Are They Right for You?
Whether you’re a new or veteran investor, you probably want a lot of different things from an investment. But, deciding which investments will help you achieve your financial goals may be a bit of a challenge. So, rather than putting… read more…
- What Is Modern Portfolio Theory and How Is It Used?
Modern portfolio theory (MPT) focuses on how to maximize returns for a given amount of risk. However, it also attempts to strike the balance between risk and reward to keep those returns steady. By encouraging investors to diversify their portfolio… read more…
- A Guide to the Different Types of Stock Orders
While some investors choose to work with a financial advisor who invests on their behalf, others buy and sell their own stocks. When you buy stock, though, there are different varieties of stock orders you can use. Some orders execute immediately, while others only execute at a specific time or price. A few order types… read more…
- What Is an Investment Portfolio?
An investment portfolio is a basket of asset classes that typically include stocks, bonds, cash, real estate and more. Investors generally aim for a return by diversifying these securities in a way that reflects their risk tolerance and financial goals.… read more…
- What Is the 60/40 Portfolio (And Should You Have One)?
Building an investment portfolio means determining the right mix of assets to help you reach your goals for the short and long term. One of the more conventional approaches financial advisors and experts suggest is the 60/40 portfolio. Going this… read more…
- How to Manage Your Portfolio’s Asset Allocation at Any Age
Setting up your asset allocation is one of the most crucial investment decisions that you will make for your portfolio. This is the process by which you break down your investment portfolio based on stocks, bonds, cash and other investments. Your age and risk tolerance will largely influence your strategy. In addition, your proximity to… read more…
- What Are Different Investing Strategies?
An investment strategy is a defined approach to investing that shapes the choices an investor makes for his or her portfolio. Different investment strategies assume specific tactics based on fundamental beliefs. For instance, value investing seeks stocks that are undervalued and… read more…