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affordable travel destinations

With summer starting to heat up it’s time for families to start planning their summer vacations. This can be a stressful period, especially for families whose budgets are already stretched trying to afford their mortgage and saving for retirement. But while a dream trip to a distant country may be off the table, there are plenty of affordable U.S. destinations which families can enjoy without breaking their savings accounts. Below we rank the most affordable U.S. travel destinations.

In order to find the most affordable travel destinations in the country, SmartAsset estimated the costs of a vacation for a family of four and for an individual. Specifically, we looked at the cost of hotels, flights, car rentals and meals for a family of four and an individual in 48 cities. Check out our data and methodology below to see where we got our data and how we put it together.

This is the fourth annual version of this study. Check out the 2017 version here.

Key Findings

  • Sunshine State Florida has three cities in our top 15, which is more than any other states. Close competitors are Texas, Arizona and Nevada, which each have two. What is great about visiting Florida is that not only is it an affordable state, but once you’re there you don’t have to spend any extra money to enjoy the great weather.
  • More of the same – Now that we have done this study for four years, some definite patterns are starting to emerge. For example, Orlando is a very affordable place to travel (although your budget mileage may vary depending on if you go to Disney World) and the only thing keeping you from an affordable trip to Las Vegas is your luck at the casino.

most affordable travel destinations

1. Orlando, Florida

For the third year in a row, Orlando is the most affordable travel destination. We estimate that an individual traveler could expect to pay just under $800 for their weekend trip to Orlando, while a family of four would be facing a cost of just over $2,225. Across all the metrics, Orlando is an affordable place to visit. It ranks no worse than sixth in any category. One metric that helps families is the falling cost of airfare. The average plane ticket is around $4 less than last year.

As the home of Disney World, this city is especially enticing for young families but there are other great vacation options unrelated to theme parks. For example, the Kennedy Space Center would be a great place to visit for a family with a budding astronaut in their ranks.

2. Las Vegas, Nevada

Las Vegas repeats last year’s second place finish again this year. Sin City ranks so well because of the affordable flights. According to our data, the average round-trip flight to Las Vegas costs under $234. For that metric, Las Vegas ranks first.

In total we estimate that a single traveler spending three nights in Las Vegas could expect to pay nearly $857, while a family of four making the same trip would need to budget $2,308.

3. Fort Lauderdale, Florida

Our top three remain the same from last year. In third, once again, is Fort Lauderdale. Getting to and getting around this city is affordable, according to our research. This city has the fifth-lowest car rental costs and second-lowest average round-trip airfare costs. What makes Fort Lauderdale fall behind Orlando and Las Vegas are the meal and hotel costs. In both of those metrics, Fort Lauderdale ranks in the middle of the pack.

This is a great city for people looking to experience nature. Fort Lauderdale sits right next to the Everglades and offers visitors a once-in-a-lifetime opportunity to see wild alligators.

4. Reno, Nevada

Another Nevada city takes fourth. Reno might make more sense for an individual traveler than for a family, at least judging by affordability. The city ranks third for the cost of a vacation for an individual and fourth for the cost of a vacation for a four-person family. Notable highlights for Reno include affordable hotels and meals. According to our data, the average meal at a mid-tier restaurant here costs about $19, while a night in a hotel will set you back $101 on average.

Like in Las Vegas, Reno has some interesting casinos which may be worth checking out like the Silver Legacy Resort & Casino. Car lovers will also enjoy coming to Reno. It is home to the National Automobile Museum which has over 220 classic cars on display.

5. Albuquerque, New Mexico

For the fourth straight year, Albuquerque is a top 10 affordable travel destination. Albuquerque ranks well thanks to affordable lodging and food. A night in the average hotel in Albuquerque will only cost $95 and a meal at an average mid-tier restaurant costs $18. However the travel portion of any trip to Albuquerque will be slightly pricey. In both car rental costs and average air fare, the city ranks in the middle of the pack.

Albuquerque is an even better spot to visit if you live within driving distance. By driving here, a family or individual could cut out the car rental and airfare costs, which are the most expensive parts of a vacation to Albuquerque.

6. Phoenix, Arizona

Arizona’s capital comes in sixth. As a travel destination, this city ranks in the top 10 for three out of four metrics. In total we estimate that a family of four could expect to pay $2,626 for a three-day, three-night vacation in Phoenix. The biggest hit to the family budget will be airfare. The average round-trip flight to Phoenix costs $327, according to Bureau of Transportation estimates. An individual making the same trip could expect to spend $923, on average.

Of course, fans of desert environments will find Phoenix is a wonderful place to visit. Phoenix is home to the Desert Botanical Garden which has over 21,000 plants, including 139 rare, threatened or endangered species. And don’t miss the great hikes. Papago Park, Camelback Mountain and South Mountain Park are all within driving distance of downtown Phoenix.

7. San Antonio, Texas

San Antonio is the seventh-most affordable travel destination for families, according to our data. Flights to this city are fairly expensive, our data shows the average round-trip flight to San Antonio costs $359. However in the other metrics San Antonio shines, especially in the food category. If you are someone who enjoys indulging on vacation, San Antonio is a good place to go. The average meal at a mid-tier restaurant costs just $13.

For visitors wondering what to do in San Antonio, a walk along the San Antonio River through the city is never dull. And remember, the Alamo is San Antonio’s most visited landmark and is well worth including in any trip.

8. Tampa, Florida

Florida cities score well on this list. The final Florida city to crack our top 10 is Tampa. We estimate the total cost of a vacation in Tampa for a family of four would cost $2,689. For an individual, that same trip would cost $933. What makes Tampa so affordable is the competitive airfare. The average round-trip flight to Tampa costs only $306.

9. Dallas, Texas

Dallas takes the ninth spot, falling about $100 short of Tampa in eighth. According to our data, Dallas has the third-highest average car rental costs in our top 10 and the second-highest average hotel costs. Food on the other hand is pretty affordable. A meal at a mid-range restaurant should cost no more than $19, on average.

If you are a history buff, the Sixth Floor Museum at Dealey Plaza highlights the life and death of President John F. Kennedy and would be a great addition to any vacation itinerary. For a day of nature and relaxation, try the Dallas Arboretum and Botanical Gardens.

10. Salt Lake City, Utah

Salt Lake City takes the final spot. We estimate that a family of four can expect to pay $2,790 on a vacation here. That is only $5 shy of Dallas. For an individual, on the other hand, Salt Lake City is actually a more affordable trip than Dallas. The reason for the disparity is the high cost of airfare to Salt Lake City. You don’t get a family discount when buying tickets and the average round-trip flight to Salt Lake City costs $350.

Salt Lake City is perhaps better known as a place to visit in the winter, thanks to all the wonderful skiing. But all these hills and mountains that make Salt Lake City such a wonderful place to ski also make it a wonderful place to hike. Plus, hiking is a more budget-friendly vacation option than skiing.

The Most Affordable Places to Travel for Individuals

most affordable travel destinations in the us

In total eight cities overlap across our top 10 most affordable travel destinations for families and our top 10 most affordable travel destinations for individuals. The two cities that cracked the top 10 for individuals but not for families are Tucson, Arizona and Jacksonville, Florida.

Jacksonville, Florida

Jacksonville ranks as the 13th-most affordable travel destination for families and the ninth-most affordable travel destination for individuals. We estimate after factoring in hotels, car rentals, airfare and meals that a single person spending a three-day, three-night vacation in Jacksonville can expect to pay $968.

The reason for the disparity between this city’s family ranking and individual ranking are the expensive flights. Jacksonville ranks in the top 20 for three of our metrics, but 40th for average air fare. Those flight tickets hurt a family of four more than an individual.

Tucson, Arizona

Tucson, Arizona lost a close fight with Salt Lake City for the final spot in the top 10 most affordable travel destinations for families. But it did claim a top 10 spot as an affordable destination for individuals. We estimate that a three-day, three-night trip to Tucson would cost $981 for an individual and $2,798 for a family of four.

most affordable travel destinations in the U.S.

Data and Methodology

In order to find the most affordable travel destinations in America, we analyzed data for 48 of the largest cities in America. Specifically, we estimated the cost of a three-day, three-night vacation for a family of four and an individual. In order to estimate these costs we looked at the following four metrics:

  • Average round-trip airfare cost. Airfare data came from the Bureau of Transportation Statistics and is for the third quarter of 2017.
  • Average hotel room rate. We assumed a family of four would book two hotel rooms over the three-night stay while an individual would book a single hotel room for their three nights. Data on the average nightly hotel room rate came from hotel-price-index.com and is for 2017.
  • Average daily car rental cost. We assumed that both a family and an individual would rent a car for three days. Data on average car rental rates came from cheapcarrental.net and is for 2016.
  • Average cost of a meal at a restaurant. We assumed that travelers would buy two meals per day at a mid-range restaurant. That means eight restaurant meals per day for a family of four and two restaurant meals per day for an individual. Data comes from Numbeo.com

More formally, we used the following equation to estimate the expected cost of a three-day, three-night vacation for a family of four:

(avg hotel room rate x 2 rooms x 3 nights) + (avg car rental rate x 3 days) + (avg flight cost x 4 tickets) + (avg cost of a meal x 4 people x 2 meals x 3 days)

This is the formula for an individual traveler:

(avg hotel room rate x 1 room x 3 nights) + (avg car rental rate x 3 days) + (avg flight cost x 1 ticket) + (avg cost of meal x 1 person x 2 meals x 3 days)

We then ranked the cities from most affordable to least affordable using these formulas.

Tips for Making the Most of Your Savings

  • Regularly check your budget – In order to save money, you need to watch what you are spending. Creating and constantly watching a firm budget is a good way to reel in unnecessary spending.
  • Use the right savings account – Sometimes you are budget-constrained and you can’t squeeze any more savings out of your current situation. But that doesn’t mean you can’t save more money. Have your money work for you by putting it in a high-yield savings account. Online-only banks like Ally Bank or Synchrony tend to have the highest interest rates.
  • Force yourself not to spend it – Even if you find yourself saving money, it can be tempting to spend it if you keep it within reach. One way to force yourself not to spend money is to give it to someone else for safekeeping. That is roughly how certificates of deposits (CDs) work. With a CD you give a bank a certain amount of money and they promise to return it to you after a certain amount of time with interest. You can get your money back earlier, but you will have to pay a penalty. If you are someone who struggles to not spend money after you save it you may want to look into the best CD rates.

Questions about our study? Contact us at press@smartasset.com.

Photo credit: ©iStock.com/monkeybusinessimages

Derek Miller, CEPF® Derek Miller is a graduate of the University of Edinburgh where he studied economics. He is passionate about using data to help people make better financial decisions. Derek is a Certified Educator in Personal Finance® (CEPF®) and a member of the Society of American Business Editors and Writers. He is a data journalist whose expertise is in finding the stories within the numbers. Derek's writing has been featured on Yahoo, AOL, and Huffington Post. He believes the biggest financial mistake people make is waiting too late to save for retirement and missing out on the wonders of compounding interest. Derek lives in Brooklyn.
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