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Top Financial Advisors in Ridgewood, NJ

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This review was produced by SmartAsset based on publicly available information. The named firm and its financial professionals have not reviewed, approved, or endorsed this review and are not responsible for its accuracy. Review content is produced by SmartAsset independently of any business relationships that might exist between SmartAsset and the named firm and its financial professionals, and firms and financial professionals having business relationships with SmartAsset receive no special treatment or consideration in SmartAsset’s reviews. This page contains links to SmartAsset’s financial advisor matching tool, which may or may not match you with the firm mentioned in this review or its financial professionals.

Finding a Top Financial Advisor Firm in Ridgewood, New Jersey

If you’re looking for a financial advisor in Ridgewood, New Jersey, we can give you some suggestions. Our research team conducted an extensive analysis of the top registered investment advisor (RIA) firms in Ridgewood. We gathered key information about their services, fee structures and staff. And to make finding the right advisor even easier, we developed an advisor matching tool. Within minutes, it recommends up to three local fiduciary advisors.

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Rank Financial Advisor Assets Managed Minimum Assets Financial Services More Information
1 Advisors Capital Management, LLC Advisors Capital Management, LLC logo Find an Advisor

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$5,601,706,059 Varies based on account type
  • Financial planning services
  • Portfolio management
  • Pension consulting services
  • Educational seminars/workshops

Minimum Assets

Varies based on account type

Financial Services

  • Financial planning services
  • Portfolio management
  • Pension consulting services
  • Educational seminars/workshops
2 Vision Retirement, LLC Vision Retirement, LLC logo Find an Advisor

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$106,130,664 $100,000
  • Portfolio management
  • Financial planning
  • Consulting
  • Fiduciary investment services
  • Wrap fee programs

Minimum Assets


Financial Services

  • Portfolio management
  • Financial planning
  • Consulting
  • Fiduciary investment services
  • Wrap fee programs

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What We Use in Our Methodology

To find the top financial advisors in Ridgewood, we first identified all firms registered with the SEC in the city. Next, we filtered out firms that don't offer financial planning services, those that don't serve primarily individual clients and those that have disclosures on their record. The qualifying firms were then ranked according to the following criteria:

  • AUM
    Firms with more total assets under management are ranked higher.
  • Individual Client Count
    Firms who serve more individual clients (as opposed to institutional clients) are ranked higher.
  • Clients Per Advisor
    Firms with a lower ratio of clients per financial advisor are ranked higher.
  • Age of Firm
    Firms that have been in business longer are ranked higher.
  • Fee Structure
    Firms with a fee-only (as opposed to fee-based) compensation structure are ranked higher.

All information is obtained through public records and is updated annually after the firms’ form ADV filing. This list may include firms that have a business relationship with SmartAsset, in which SmartAsset is compensated for lead referrals. Such relationships have no impact on our rankings, and firms are included and ranked based strictly on the above criteria. SmartAsset is not a client of the aforementioned firms, and did not receive compensation for including any of the firms on the aforementioned list.

Advisors Capital Management

With nearly $3.20 billion in assets under management (AUM), Advisors Capital Management tops our list of Ridgewood financial advisor firms. Its nine-person portfolio management team includes four chartered financial analysts (CFAs). 

Advisors Capital Management does not disclose an official minimum account requirement, but notes that it is based on the scope of services requested. Some of its advisors are also licensed insurance agents. In addition to advisory fees, these advisors may earn commissions for selling certain insurance products. This may raise a conflict of interest as these advisors may find incentive to recommend specific insurance products. But as fiduciaries, these advisors must uphold their duty to always work in your best interests. 

Advisors Capital Management Background

Founded in 1998, Advisors Capital specializes in financial planning services, portfolio management, pension consulting services and educational seminars and workshops.

Though originally named Advisors Financial Center, founding partner Kevin Kern and Chief Investment Officer Dr. Charles Lieberman merged the firm and became Advisors Capital Management.

Advisors Capital Management Investment Strategy

Advisors Capital’s securities analysis methods include fundamental analysis, quantitative analysis and qualitative analysis. The firm also regularly employs asset allocation and mutual fund and/or exchange-traded fund (ETF) analysis.

Vision Retirement, LLC

Vision Retirement, LLC is a fee-based firm providing an array of advisory services to close to 300 clients. The firm primarily serves individuals and high-net-worth individuals, and it requires an account minimum of $100,000 for each new client. 

When it comes to advisory fees, Vision Retirement charges asset-based fees, hourly fees and fixed fees. Certain advisors may also sell investment and insurance products for commissions. While this can create a conflict of interest, Vision makes sure to work in each client’s best interest by abiding by a fiduciary responsibility. 

The firm’s staff includes one accredited estate planner (AEP) and one certified financial planner (CFP).

Vision Retirement Background

Vision Retirement began its operations in 2014. The firm provides portfolio management, financial planning, fiduciary investment services, consulting services and wrap fee programs

The firm’s founder is Paul D. Muller.

Vision Retirement Investment Strategy 

Vision Retirement says it tailors investment strategies to each client’s particular needs. The firm mainly offers strategies that incorporate individual stocks or bonds, exchange traded funds (ETFs), options, mutual funds and other public and private securities or investments.

How Long $1mm Lasts in Retirement

SmartAsset's interactive map highlights places where $1 million will last the longest in retirement. Zoom between states and the national map to see the top spots in each region. Also, scroll over any city to learn about the cost of living in retirement for that location.

Rank City Housing Expenses Food Expenses Healthcare Expenses Utilities Expenses Transportation Expenses

Methodology We analyzed data on average expenditures for seniors, cost of living and investment returns to determine how many years of retirement a $1 million nest egg would cover in cities across America.

First, we looked at data from the Bureau of Labor Statistics (BLS) on the average annual expenditures of seniors. We then applied cost of living data from the Council for Community and Economic Research to adjust those national average spending levels based on the costs of each expense category (housing, food, healthcare, utilities, transportation and other) in each city. Using this data, SmartAsset calculated the average cost of living for retirees in the largest U.S. cities.

We assumed the $1 million would grow at a real return (interest minus inflation) of 2%. Then, we divided $1 million by the sum of each of those annual numbers to determine how long $1 million would cover retirement expenses in each of the cities in our study. Cities where $1 million lasted the longest ranked the highest in the study.

Sources: Bureau of Labor Statistics (BLS), Council for Community and Economic Research