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Rialto Capital Management, LLC Review

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Rialto Capital Management, LLC

Rialto Capital Management, LLC

Rialto Capital Management is a fee-only institutional investment management firm based in Miami, Florida. Rialto does not manage money for individuals. If you are looking for someone to help manage a personal portfolio, you can find one with SmartAsset’s free financial advisor matching service

The firm manages a total of more than $4.4 billion.

Rialto Capital Management, LLC Background

Rialto was founded in 2007. In 2018, the firm and its parent company were acquired by various funds managed by Stone Point Capital, LLC and certain Rialto employees.

What Types of Clients Does Rialto Capital Management, LLC Accept?

Rialto only works with institutional clients. Most of the firm’s clients are pooled investment vehicles, though there are a small number of insurance companies also on the books.

Various types of clients can invest in the funds managed by Rialto, including high-net-worth individuals, pension plans, sovereign wealth funds, endowments, foundations, banks, insurance companies, pooled investment vehicles, trusts, estates, charitable organizations and corporate or business entities. 

Rialto Capital Management, LLC Minimum Account Sizes

The minimum required investment depends on the fund. Minimums are available in each fund’s governing documents.

Services Offered by Rialto Capital Management, LLC 

Services at Rialto are as follows: 

  • Investment management
  • Investment funds
  • Asset management
  • Loan asset management

Investment Philosophy

  • There are a few investment areas where Rialto focuses:
  • Distressed loans
  • CMBS
  • Commercial properties
  • Direct real estate lending

Fees Under Rialto Capital Management, LLC 

Clients at Rialto are charged an investment management fee, generally between 0.25% and 1.50% yearly.

Performance-based fees may also be part of Rialto’s compensation, depending on the fund.

What to Watch Out For

As noted above, Rialto is not an advisor of individual investors. Use SmartAsset’s free financial advisor matching service to find an advisor who does work with individuals.

Disclosures

Rialto has no disclosures on its record in the past 10 years.

Where Is Rialto Capital Management, LLC  Located?

The firm’s office is at 790 NW 107th Avenue, Suite 400 Miami, Florida 33172. There are also offices in New York City and Santa Monica.

Opening an Account With Rialto Capital Management, LLC 

Interested in investing with Rialto? Email investorrelations@rialtocapital.com or call (305) 485-2077.

Tips for Investing

  • A financial advisor for individuals can help develop a strategy to plan for the future. SmartAsset’s free tool matches you with financial advisors in your area in 5 minutes. If you’re ready to be matched with local advisors that will help you achieve your financial goals, get started now.
  • A solid budget is the start of a good financial plan. Use SmartAsset’s free budget calculator to get a sense of what your spending should look like. 

How Many Years $1 Million Lasts in Retirement

SmartAsset's interactive map highlights places where $1 million will last the longest in retirement. Zoom between states and the national map to see the top spots in each region. Also, scroll over any city to learn about the cost of living in retirement for that location.

Least
Most
Rank City Housing Expenses Food Expenses Healthcare Expenses Utilities Expenses Transportation Expenses

Methodology To determine how long a $1 million nest egg would cover retirement costs in cities across America, we analyzed data on average expenditures for seniors, cost of living and investment returns.

First, we looked at data from the Bureau of Labor Statistics (BLS) on the average annual expenditures of seniors. We then applied cost of living data from the Council for Community and Economic Research to adjust those national average spending levels based on the costs of each expense category (housing, food, healthcare, utilities, transportation and other) in each city. Using this data, SmartAsset calculated the average cost of living for retirees in the largest U.S. cities.

We assumed the $1 million would grow at a real return (interest minus inflation) of 2%. This reflects the typical return on a conservative investment portfolio. Then, we divided $1 million by the sum of each of those annual numbers to determine how long $1 million would cover retirement expenses in each of the cities in our study. Cities where $1 million lasted the longest ranked the highest in the study.

Sources: Bureau of Labor Statistics (BLS), Council for Community and Economic Research