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Top Financial Advisors in Mechanicsburg, PA

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This review was produced by SmartAsset based on publicly available information. The named firm and its financial professionals have not reviewed, approved, or endorsed this review and are not responsible for its accuracy. Review content is produced by SmartAsset independently of any business relationships that might exist between SmartAsset and the named firm and its financial professionals, and firms and financial professionals having business relationships with SmartAsset receive no special treatment or consideration in SmartAsset’s reviews. This page contains links to SmartAsset’s financial advisor matching tool, which may or may not match you with the firm mentioned in this review or its financial professionals.

Finding a Top Financial Advisor Firm in Mechanicsburg, Pennsylvania

You’ll have numerous options to consider when looking for an advisor in the Mechanicsburg area, but we’ve created a list of the top financial advisor firms to make your search process easier. Our list compares each firm’s assets under management (AUM), advisory services, fee-structure and investment strategies. If you’d prefer a different option, SmartAsset’s free financial advisor matching tool pairs you with up to three advisors who serve your area in just a few minutes.

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Rank Financial Advisor Assets Managed Minimum Assets Financial Services More Information
1 LifeGuide Financial Advisors, LLC LifeGuide Financial Advisors, LLC logo Find an Advisor

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$342,045,041 No set account minimum
  • Financial planning
  • Portfolio management 
  • Pension consulting
  • Advisor selection

Minimum Assets

No set account minimum

Financial Services

  • Financial planning
  • Portfolio management 
  • Pension consulting
  • Advisor selection
2 Guardian Asset Advisors, LLC Find an Advisor

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$192,837,521 No set account minimum
  • Financial planning
  • Portfolio management
  • Pension consulting services
  • Selection of other advisors

Minimum Assets

No set account minimum

Financial Services

  • Financial planning
  • Portfolio management
  • Pension consulting services
  • Selection of other advisors
3 Avantra Family Wealth, LLC Avantra Family Wealth, LLC logo Find an Advisor

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$158,246,116 No set account minimum
  • Financial planning
  • Portfolio management
  • Advisor selection

Minimum Assets

No set account minimum

Financial Services

  • Financial planning
  • Portfolio management
  • Advisor selection

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What We Use in Our Methodology

To find the top financial advisors in Mechanicsburg, we first identified all firms registered with the SEC in the city. Next, we filtered out firms that don't offer financial planning services, those that don't serve primarily individual clients and those that have disclosures on their record. The qualifying firms were then ranked according to the following criteria:

  • AUM
    Firms with more total assets under management are ranked higher.
  • Individual Client Count
    Firms who serve more individual clients (as opposed to institutional clients) are ranked higher.
  • Clients Per Advisor
    Firms with a lower ratio of clients per financial advisor are ranked higher.
  • Age of Firm
    Firms that have been in business longer are ranked higher.
  • Fee Structure
    Firms with a fee-only (as opposed to fee-based) compensation structure are ranked higher.

All information is accurate as of the writing of this article. This list may include firms that have a business relationship with SmartAsset, in which SmartAsset is compensated for lead referrals. Such relationships have no impact on our rankings, and firms are included and ranked based strictly on the above criteria.

LifeGuide Financial Advisors

LifeGuide Financial Advisors is up first on our list. Most of the firm’s clients are non-high-net-worth individuals, but it also serves high-net-worth individuals, trusts, estates, retirement plans, businesses and charitable organizations. The firm does not set an account minimum, but it requires a minimum annual fee of $400 per household per year. The firm’s advisors hold numerous designations, including certified financial planner (CFP), certified kingdom advisor (CKA), certified in long-term care (CLTC) and chartered retirement planning counselor (CRPC). 

Because LifeGuide’s fee-structure is fee-based, certain advisors may earn commission-based compensation for selling insurance products to clients. Advisors may be incentivized to recommend such products, but the firm must abide by its fiduciary duty to serve clients’ best interests.

LifeGuide Financial Advisors Background

LifeGuide Financial Advisors was founded in 2013 and the firm is owned and managed by Douglas K. Denlinger and David Lutz.  Denlinger and Lutz also serve as senior advisors of the firm, and they oversee the firm’s investment management, financial planning and retirement plan advisory services. Advisors will occasionally recommend independent managers to manage certain client portfolios. 

The firm’s financial planning services may also include:

  • Investment planning
  • Retirement planning
  • Personal savings planning
  • Education savings planning
  • Insurance planning

LifeGuide Financial Advisors Investment Strategy

LifeGuide Financial Advisors chiefly employs long-term investment strategies, and its advisors generally construct portfolios with a diverse mix of asset classes. LifeGuide mainly uses low-cost, diversified mutual funds and/or ETFs. Advisors also utilize individual stocks, bonds and certificates of deposit (CDs).

LifeGuide also uses fundamental, technical and cyclical securities analysis methods.

Guardian Asset Advisors

Guardian Asset Advisors currently works with both non-high-net-worth individuals and high-net-worth individuals, as well as charitable organizations and businesses. It also serves the trusts and estates of its clients.

The firm does not set an account minimum, but it requires a minimum fee of $250 for financial plans. 

Because Guardian Asset Advisors' fee-structure is fee-based, certain advisors may earn commission-based compensation for selling securities or insurance products to clients. Advisors may be incentivized to recommend such products, but the firm must abide by its fiduciary duty to serve clients’ best interests.

Guardian Asset Advisors Background

Guardian Asset Advisors has been in business since 2007 and is wholly owned by David Marrazzo. 

The firm provides asset management and investment consulting services for its clients. Its goal is to help clients meet financial goals while still staying sensitive to clients' risk tolerance, time horizon and other financial factors that are important to clients.

Guardian Asset Advisors Investment Strategy

The firm uses fundamental, technical, charting, cyclical and mutual fund/ETF analysis as securities analysis methods. The securities the firm invests in include debt securities, ETFs, equities, fixed-income securities, stocks, long-term purchases, short-term purchases, mutual funds, preferred stocks and options.

Avantra Family Wealth

Avantra Family Wealth is a firm that currently only serves non-high-net-worth and high-net-worth individuals. There are far more of the former at the firm than the latter.

Avantra’s professionals hold various qualifications, namely the chartered retirement planning counselor (CRPC), certified divorce financial analyst (CDFA) and accredited wealth management advisor (AWMA) designations.

This firm utilizes a fee-based fee schedule, but clients’ best interests won’t be compromised since the firm has a fiduciary duty to them. Avantra has no set account minimum.

Avantra Family Wealth Background

Avantra Family Wealth was founded in 2017 as an independent wealth management firm. The firm’s owners and operators are Kim Lee Kenawell-Hoffecker and Wade A. Hoffman. Hoffman also acts as chief compliance officer (CCO), and Kenawell-Hoffecker is founding partner.

The firm’s primary services include financial planning, investment management and independent manager referral services. 

Avantra Family Wealth Investment Strategy

Avantra Family Wealth generally builds client portfolios using fixed income securities, mutual funds, individual stocks and ETFs. Avantra employs a long-term investment approach to client assets, so it may hold securities for more than a year.

Through technical and fundamental analysis, the firm conducts extensive research on market trends and financial companies.

How Long $1mm Lasts in Retirement

SmartAsset's interactive map highlights places where $1 million will last the longest in retirement. Zoom between states and the national map to see the top spots in each region. Also, scroll over any city to learn about the cost of living in retirement for that location.

Least
Most
Rank City Housing Expenses Food Expenses Healthcare Expenses Utilities Expenses Transportation Expenses

Methodology We analyzed data on average expenditures for seniors, cost of living and investment returns to determine how many years of retirement a $1 million nest egg would cover in cities across America.

First, we looked at data from the Bureau of Labor Statistics (BLS) on the average annual expenditures of seniors. We then applied cost of living data from the Council for Community and Economic Research to adjust those national average spending levels based on the costs of each expense category (housing, food, healthcare, utilities, transportation and other) in each city. Using this data, SmartAsset calculated the average cost of living for retirees in the largest U.S. cities.

We assumed the $1 million would grow at a real return (interest minus inflation) of 2%. Then, we divided $1 million by the sum of each of those annual numbers to determine how long $1 million would cover retirement expenses in each of the cities in our study. Cities where $1 million lasted the longest ranked the highest in the study.

Sources: Bureau of Labor Statistics (BLS), Council for Community and Economic Research