Finding the Top Financial Advisors in Lake Oswego, Oregon
If you’re trying to find a financial advisor in Lake Oswego, Oregon, we can help. The editorial team at SmartAsset conducted intensive research on all the financial advisors in Lake Oswego to narrow down our list to the very best. We dug through complex financial and government documents to bring you what you need to know. Read on to learn about fee structures, services, minimum investments and more.
|Rank||Financial Advisor||Assets Managed||Minimum Assets||Financial Services||More Information|
|1||Aldrich Wealth, LP Find an Advisor||$1,599,825,083||$50,000|| || |
|2||Matisse Capital Find an Advisor||$ 1,036,273,426||$500,000|| || |
|3||Human Investing Find an Advisor||$1,020,426,727||None|| || |
|4||Northwest Investment Counselors, LLC Find an Advisor||$413,816,000||$500,000|| || |
|5||CGC Financial Services Find an Advisor||$383,722,964||$25,000|| || |
|6||Horst & Graben Wealth Management, LLC Find an Advisor||$313,476,411||$25,000|| || |
|7||Etesian Wealth Advisors Inc. Find an Advisor||$215,199,291||None|| || |
|8||VergePointe Wealth Management, LLC Find an Advisor||$175,418,278||None|| || |
|9||Strategic Financial Partners, Ltd Find an Advisor||$167,467,049||None|| || |
|10||Spectrum Strategic Capital Management, LLC Find an Advisor||$154,499,568||$200,000|| || |
How We Found the Top Financial Advisors in Lake Oswego, Oregon
We began our search for the top financial advisors in Lake Oswego by gathering data on all advisory firms in the area registered with the Securities Exchange Commission (SEC). This governmental body regulates the financial services industry and aims to make sure certain professional standards are kept.
We then created a list and removed any firms that faced disciplinary action. In addition, we removed firms that didn’t offer stand-alone financial planning services or individual portfolio management. Finally, we were left with the top 10 financial advisory firms in Lake Oswego ranked from largest to smallest based on the size of assets under management (AUM).
Aldrich Wealth, LP
Aldrich Wealth is a Lake Oswego-based financial services firm that oversees nearly $1.6 billion in assets under management (AUM). The firm caters to business owners, corporate executives, physicians and athletes.
But it also extends its services to other individuals, including high-net-worth ones along with their estates, trusts and other entities. The firm also works with businesses, non-profit organizations and corporate retirement plans.
To establish a relationship, you’d need a minimum account opening balance of $150,000 to receive investment management services.
Aldrich Wealth mainly focuses on investment, but it may also provide stand-alone financial planning services to clients who request it. Its team specializes in providing advice around the following topics:
- Tax services
- Estate planning
- Consulting services
When it comes to financial services certifications, the team at Aldrich Wealth is among the most diverse on our list. It features four certified public accountants (CPAs), three certified financial planners (CFPs) and two accredited investment fiduciaries (AIF).
It also has one chartered retirement planning counselor (CRPC), one personal finance specialist (PFS), one certified divorce financial analyst (CDFA), one certified health savings advisor (CHSA) and one chartered financial analyst (CFA).
Aldrich Wealth LP Background
Aldrich Wealth began operations in 1998. It remains primarily owned by AKT Services, LLP. This is a partnership owned by more than 30 individuals. None owns more than 10% of that firm.
The firm may collect fees from multiple sources. It can charge its clients directly as a portion of their AUM, on a fixed fee basis or by the hour. Advisors with Aldrich Wealth may also refer clients to affiliated companies and receive compensation from those firms as a result.
Aldrich Wealth LP Investing Strategies
Aldrich Wealth generally creates diversified portfolios for clients using mutual funds and exchange-traded funds (ETFs). However, it may utilize individual stocks and bonds through separate account managers if it deems appropriate. However, your asset allocation would depend on individual factors such as your risk tolerance and time horizon.
Also known as Deschutes Portfolio Strategy, Matisse Capital is a financial services firm with more than $1.03 billion in assets under management. It provides financial planning, investment management services on a discretionary and non-discretionary basis.
The firm works with a variety of clients and entities including the following:
- Individuals (including high-net-worth ones)
- Trusts and estates
- Charitable Organizations
- Pension and profit-sharing plans
- Open-end mutual funds
- Investment partnerships
Matisse Capital generally requires a minimum investment of $500,000 for managed account services. But it reserves the right to waive this minimum.
The team at Matisse Capital features three chartered financial analysts (CFAs) and one individual with a certificate in investment performance measurement (CIPM).
Matisse Capital Background
Matisse Capital has been registered with the SEC since 2010. Its founder and chief investment officer (CIO) Bryn Torkelson remains its sole owner.
The firm may charge fees as a percentage of your managed account size or on hourly basis for stand-alone financial planning services. It may also charge a fixed fee for special projects.
Matisse Capital also serves as investment manager to the Matisse Absolute Return Fund, LLC and the Matisse Discounted Closed-End Fund Strategy (MDCEX). So it may advise clients to invest in these funds. To prevent potential conflicts of interest, it discloses the possibility of higher fees and takes other precautions.
Matisse Capital Investing Strategies
Matisse Capital generally invests client assets across various no-load, institutional-class mutual funds from different fund managers. It evaluates these funds based on several factors such as long-term performance, expense ratios and historic volatility.
Modern Portfolio Theory also drives the firm’s investment strategies. This rationale suggests diversifying portfolios can be key to capturing strong returns and protecting against volatility. If it deems appropriate, the firm may also invest your assets among other types of securities, including the following:
- Exchange-traded funds (ETFs)
- Individual stocks and bonds
- Certificates of deposit (CDs)
The firm specializes in investment management and financial planning services on topics like estate planning, retirement savings and funding education through 529 college savings plans and other means.
Human Investing’s advisory team features four certified financial planners (CFPs), two certified public accountants (CPAs), one chartered life underwriter (CLU) and one chartered financial consultant (ChFC).
Human Investing Background
Also known as AndersonFisher, LLC, Human Investing first began offering its services in 2004. Peter Fisher is the sole owner. Human Investing works on a fee-only basis. This means its advisors collect fees directly from clients in exchange for provided services. Neither Human Investing nor its advisors receive other compensation from third-party firms for recommending or selling their products.
Human Investing Strategies
Human Investing creates portfolios for clients based on their investment policy statements. The firm pens this document following a meeting with a client and an evaluation of the client’s financial profile. It will take into account several factors such as risk tolerance, investing goals and time horizon.
The firm will draw from this information to establish a portfolio’s asset allocation. It may invest client assets across various securities including mutual funds, exchange-traded funds (ETFs), individual equities and individual fixed-income investments.
Northwest Investment Counselors, LLC
Northwest Investment Counselors (NWIC) is a financial advisory firm responsible for more than $413.8 billion in assets under management (AUM). The firm provides investment services to individuals including high-net-worth ones, pension and profit sharing plans, trusts, estates, and charitable organizations.
NWIC generally requires a minimum investment of $500,000 for asset management services. It may waive this requirement on a case by case basis.
It’s important to note, however, that NWIC specializes in asset-management services and it may provide limited financial planning services to clients with at least $1 million in AUM. In addition, the firm may outsource wider-scope financial planning services for clients with more than $2 million in AUM. For such clients, the firm may provide a credit of up to $1,000 to be netted against future investment management fees.
The team features five chartered financial analysts (CFAs), one chartered retirement planning counselor (CRPC) and one certified divorce financial analyst (CDFA).
Northwest Investment Counselors Background
NWIC formed in 1998. Mark E. Scarlett, Matthew J.N. Roehr, Christel P. Turkiewicz, and Michelle C. Garcia. All still work for the firm. The firm’s advisory receives compensation on a fee-only basis. So its advisors collect fees directly from their clients, and they don’t receive payments from third-party firms for selling their products.
Northwest Investment Counselors Investing Strategies
NWIC engages in fundamental analysis when making investment decisions. This means it analyzes available information on topics like market conditions and economic outlook from financial media, fund prospectuses, third-party research materials and more.
In determining your asset allocation, it would consider several factors like your risk appetite and investment goals. The firm engages in long-term and short-term purchases as it deems appropriate. It may also initiate margin transactions when requested by a client.
The firm generally recommends that clients establish their brokerage accounts with Charles
Schwab & Co., Inc.’s institutional division.
CGC Financial Services
CGC is a financial advisory firm that has more than $383.72 million in assets under management (AUM). It provides financial planning and investment management services to individuals along with their related estates, trust funds and other entities. It also works with pension plans, profit-sharing plans and businesses.
The firm generally requires a minimum account size of $25,000 to establish an investment management relationship. However, the firm may waive this minimum at its own discretion.
The advisory team is led by co-founder Glen Clemans, who’s served in the financial services industry for nearly 30 years. In that time span, he has been recognized by several financial publications and organizations. Barron’s ranked him among the Top 10 Financial Planners in Oregon in 2015. In 2014, the Financial Times listed him on its list of the Top 400 Financial Advisors Nationwide.
CGC Financial Services Background
Clemans founded CGC Financial Services in 2006 and remains the sole owner. CGC offers asset management services on a discretionary and non-discretionary basis. It also provides stand-alone financial planning services on topics like retirement and estate planning.
It's advisors earn compensation for these services as a portion of your AUM or on a fixed or hourly basis for stand-alone financial planning projects. In addition, advisors may receive compensation from third-party affiliates for selling their products.
CGC Financial Services Investing Strategies
CGC Financial Services attempts to build portfolios with asset allocations that reflect the clients’ personal circumstances such as their risk tolerance, investment goals and tax situation. Based on this profile, it may invest assets in different securities such as mutual funds and exchange-traded funds (ETFs).
The firm also makes investment decisions based on the following methods:
Technical: Forecast the direction of prices by analyzing market data such as price and volume.
Fundamental: Measuring a company's financial health based on information like its financial statements, management advantages and the performance of its competitors
Charting: Identifying price movements and market trends in financial markets while aiming to
exploiting those patterns.
Horst & Graben Wealth Management, LLC
Horst & Graben Wealth Management is an independent investment advisory firm with nearly $313.50 million in assets under management. It works with the following clients:
- Individual including high-net-worth ones
- Estates and trusts
- Pension and profit-sharing plans
Horst & Graben generally requires a minimum account size of $25,000. However it may waive this minimum at its own discretion. The firm may terminate an existing account if its value dips below $25,000.
This fee-based company aims to construct a comprehensive financial plan for its clients that touches on several aspects of their financial lives such as investments, retirement savings and estate planning. It also offers digital software to help clients view all of their accounts in real time through one channel. When you work with Horst and Graben, you’d have access to an advisor with both the certified financial planner (CFP) and the chartered financial analyst (CFA) designations.
Horst & Graben Wealth Management Background
Horst & Graben formed in 2018 under the direction of Jamieson Grabenhorst and Casey Cleveland. Grabenhorst serves co-principal owner along with Casey and Molly Cleveland Revocable Living Trust.
The firm’s advisors may receive compensation from various sources. It can collect fees directly from its clients as a portion of your AUM or on a fixed or hourly basis. Some advisors are also registered to sell commission-based products from third-party affiliates.
Horst & Graben Wealth Management Investing Strategies
Horst & Graben would evaluate several aspects of your financial profile including risk tolerance, tax situation and long-term goals. It uses this information to set a proper asset allocation for your portfolio. To diversify your portfolio, the firm may invest your assets in different investments such as exchange-traded funds (ETFs) and mutual funds.
It also utilizes other strategies when making investment decisions. For instance, it may engage in fundamental analysis of the companies it considers investing client assets in. This process involves taking a deep analysis in the financial health of these companies by studying their financial records as well as the state of the sector it is in as well as that of its competitors.
Etesian Wealth Advisors Inc.
Etesian Wealth Advisors is a registered investment advisor (RIA) with nearly $215.20 million in assets under management. Most of its client base consists of individuals including high-net-worth ones. It can also provides services to businesses, non-profit organizations, pensions and profit-sharing plans.
Etesian Wealth Advisors doesn’t impose a minimum account balance for its services. The firm provides financial planning advice around several topics, including the following:
- Minimizing taxes
- Estate planning
- Retirement savings
- Funding education
- Charitable giving
- Generational wealth planning
The team at Etesian Wealth Advisors is led by Stan Lochrie who holds the accredited investment fiduciary analyst (AIFA) designation. He’s specialized in guiding wealthy families through the complexities of their financial life for more than 20 years.
Etesian Wealth Advisors Background
Lochrie and his wife, Barb, formed Etesian Wealth Advisors in 2010. Today, they own the firm along with Jesse Steele and Benjamin Wright. The firm’s advisors earn fees either as a percentage of a client’s AUM or on a fixed or hourly basis for financial planning services.
On occasion, the firm may recommend that a portion of the client’s assets be managed by one or more sub-advisors. In such a case, the client would incur fees from the sub-advisor in addition to the one he or she pays Etesian.
Etesian Wealth Advisors Investing Strategies
When it comes to securities selection, Etesian Wealth Advisors primarily relies on fundamental research of the equities markets. This involves studying several aspects of firms it may consider investing in such as size, balance sheet strength, debts and more. It also examines economic conditions by analyzing different sources of information including financial media and third-party research from firms such as Schwab Institutional, Fidelity Investments and Morningstar.
In addition, the firm manages individual-issue corporate, U.S. Treasury and municipal bond portfolios.
Your asset allocation, however, would ultimately depend on your individual situation, risk tolerance and time horizon.
VergePointe Wealth Management, LLC
VergePointe Wealth Management, LLC is a wealth advisory firm that specializes in private equity, real estate investment and family office services. It holds more than $175.40 million in assets under management.
The firm works with individuals, including high-net-worth ones, pension and profit-sharing plans, trusts, estates, charitable organizations and business entities. You generally don’t need a minimum account size to receive services from VergePoint Wealth Management.
The team at VergePointe Wealth Management has two certified financial planners (CFP), two certified public accountants (CPAs) and two certified merger and acquisition advisors (CM&AAS).
VergePointe Wealth Management Background
VergePointe Wealth Management first opened its doors in 2002, but it registered with the SEC as an investment advisor in 2009. Matthew Vance, Scott Roberts, Craig Olson and Brad Parrott remain its owners. All still work for the firm.
The firm provides fee-only investment supervisory, consulting and financial planning services. Advisors with VergePointe Wealth Management earn their compensation directly from their clients for services provided. They generally don’t earn commissions or other forms of compensation from third-party firms for selling their products. However, principles of VergePointe Wealth Management, LLC are also owners and principals in VergePointe, LLP, a CPA and Consulting. The firm has a duty to disclose any potential conflicts of interest that may arise from outside affiliations.
VergePointe Wealth Management Investment Strategies
VergePointe Wealth Management aims to create diversified portfolios with asset allocations that reflect your personal situation, time horizon and risk tolerance. It doesn’t limit itself to particular securities when making investment decisions on behalf of its clients. If deemed appropriate, it may invest your assets in some of the following:
- Cash and cash equivalent investments, including certificates of deposit (CDs) and money market funds
- Fixed income investments including corporate, municipal, U.S. government and foreign bonds
- Public equity investments
- Hedge funds
- Real estate investments
- Real asset investments
- Private equity and debt investments
The firm also utilizes market research and other material when making investment selection decisions.
Strategic Financial Partners, LLC
Strategic Financial Partners is a financial advisory firm with more than $167.46 million in assets under management (AUM). It specializes in generational wealth management and tax services. It extends these and other financial planning services to individuals and high-net-worth individuals along with their trusts, estates, charities and other entities. The firm also works with businesses, pensions and profit sharing plans.
The firm generally doesn’t require a minimum investment to start a relationship. However, it imposes a minimum annual fee of $1,650 for investment management services.
Advisors with SFP can establish a financial plan tailored to your needs. They specialize in the following areas:
- Investment management
- Estate and legacy planning
- Education funding
- Business planning
- Risk planning and insurance
- Tax services
The team at SFP is led by Managing Partner Grant F. Carroll, who has been in the financial services industry since 1989. He’s been with the firm since 1996 and previously served as a board member of the Oregon Fellowship of Christian Athletes.
Strategic Financial Partners Background
SFP began operations in 2009. Grant Carroll and Richard Williams are the only shareholders. Advisors in the firm may earn compensation from various sources. The firm charges clients directly for investment management and financial planning advice. However, SFP also may earn commissions or other forms of compensation from third-party firms.
Strategic Financial Partners Investing Strategies
SFP may recommend clients invest in a variety of different securities as it deems appropriate based on the information you provide. The firm’s advisors will examine your overall financial health, tolerance for risk, goals and tax conditions to make investment decisions. Your asset allocation may include the following:
- Exchange-traded funds (ETFs)
- Fixed income
- Certificates of deposit (CDs)
- Interests in partnerships like real estate, oil and gas and business development companies
Spectrum Strategic Capital Management, LLC
Spectrum Strategic Capital Management is an Oregon-based financial advisory firm with nearly $154.50 million in assets under management (AUM). It specializes in asset-management, financial planning services and insurance solutions.
It works with individuals including high-net-worth ones, estates, trusts and businesses. It also provides its services to charities, pensions and profit-sharing plans. The firm requires a minimum investment of $200,000 for model portfolio management services.
The team at Spectrum offers the services of three certified public accountants (CPAs), two chartered financial analyst (CFAs), one certified financial planner (CFP) and one personal financial analyst (PFS).
Spectrum Strategic Capital Management Background
Spectrum Strategic Capital Management first opened its doors in 2001. Greg Bachman, Nichols Cutting, Richard Schwartz and Scott Meeker serve as owners today, and they continue providing services to clients.
Advisors with Spectrum Strategic Capital Management may charge clients fees based on a percentage of their AUM, or on a fixed or hourly basis. They may also receive commissions and other types of compensation from third-party firms for selling their products.
Spectrum Strategic Capital Management Investing Strategies
Spectrum Strategic Capital Management may utilize a variety of investment types to diversify portfolios. When evaluating these investments, it turns to several resources such as third-party research by FactSet, Portfolio 123 and Morningstar.
It will also engage in various other strategies such as fundamental analysis of firms it may invest in. This encomposses a thorough review of factors such as the company’s performance, debts and projections.
The firm will set up asset allocations based on individual factors such as the client’s investment goals and risk tolerance. It may invest in various investment including the following:
- Mutual funds
- Exchange-traded funds (ETFs)
- Real estate investment trusts (REIT)
- Individual stocks and bonds
In addition, the firm utilizes qualitative and quantitative software packages to evaluate asset classes like individual stocks and mutual funds to be added or removed from clients’ portfolios.