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Integrated Advisors Network Review

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Integrated Advisors Network

Integrated Advisors Network is a fee-based firm located in Palos Verdes Estates, California. The vast majority of the clients at IAN are non-high-net-worth individuals, though some high-net-worth investors are also on the client rolls. Institutional clients include pension and profit sharing plans, charitable organizations and corporations.

It’s worth noting that IAN is not an independent advisory shop, but rather a network of advisors. This review describes the network, but each individual advisor and their firm may have different rules, fees and programs. There are dozens of other names associated with IAN.

Integrated Advisors Network Background

Founded in 2014, the principal owners of IAN are Jeff Groves, who owns 43% of the firm; Linda Pix, who owns 17%; and Michael Young, who owns 40%.

IAN does not provide a list of financial advisor certifications earned by the firm’s advisors. The firm provides advice under the following business names:

Abundantia Capital Corporation, All Source Investment Management, Andersen Capital Management, Archer Bay Capital, B&B Strategic Partners, Burns-Blackburn Group, Capital City Financial Partners, Echelon Investment Management, Ely Prudent Portfolios, Financial Foundations, Inc., Long Course Capital Management, Menlo Oaks Capital Group, MDK Private Wealth Management, Miller Pacific Financial Advisers, Nspire Wealth, Open Network Financial Consulting, Progression Asset Management, Select Wealth Advisers, Shields Capital Advisers, Sztrom Wealth Management, Vineyard Asset Management, Vineyard Global Advisers, Vineyard Wealth Advisers, Wheeler Wealth Advisory, Yorkshire Wealth Management and Zimmerman Wealth Advisory Group.

Integrated Advisors Network Client Types and Minimum Account Sizes

Clients at IAN include individuals (mostly non-high-net-worth), pension and profit sharing plans, charitable organizations and corporations.

The minimum account size at the firm is $50,000.

Services Offered by Integrated Advisors Network

A variety of services are available at IAN, including both investment advisory and financial planning services. Included in the financial planning umbrella are net worth statements, cash flow statements, retirement account reviews, retirement planning, estate planning, strategic tax planning, education planning and insurance review.

As for asset management, the firm offers both discretionary and non-discretionary management, although the vast majority of assets under management (AUM) are handled on a discretionary basis. 

Integrated Advisors Network Investment Philosophy

Advisors at IAN employ various strategies when it comes to managing and investing client assets. The primary way advisors at the firm make choices for clients is though strategic asset allocation. This is achieved through investing in passively managed index funds and exchange-traded funds (ETFs) as the core of a portfolio, and filling in actively-managed funds where opportunities are seen.

Long-term purchases, short-term purchases, short sales and margin transactions are all used.

Fees at Integrated Advisors Network, LLC

There is no set fee structure at IAN, but advisory fees are generally capped at 2.95% of AUM. There are no performance-based fees at the firm.

Though the firm itself is not a broker-dealer, some advisors employed there are also registered as broker-dealers and may earn commissions for selling securities. This is a conflict of interest, explained in full below.

What to Watch Out For

IAN has one disclosure of a regulatory action listed on its Form ADV, although it involved an advisory affiliate, not the firm itself. 

As mentioned above, some advisors at IAN can earn commissions selling securities. This is a conflict of interest, as advisors may be incentivized to make choices that earn them higher commissions rather than what is best for their client. When acting as an advisor, though, all advisors still must abide by fiduciary duty and act in the best interests of the client.

Opening an Account with Integrated Advisors Network

As stated in the introduction, IAN is a network of advisors, so generally customers don’t deal directly with the firm. Still, for information on the network or for help connecting with one of their advisors, call (855) 729-4222 or email info@integratedadvisorsnetwork.com.

All information is accurate as of the writing of this article.

Tips for Improving Your Investment Strategy

  • Finding the right financial advisor near you doesn’t have to be hard. SmartAsset’s free tool matches you with financial advisors in your area in just five minutes. If you’re ready to be matched with local advisors, get started now.
  • One of the best ways to invest is to use a workplace retirement plan. If you have access to a 401(k) or other workplace plan, make sure you are taking full advantage of it. 

How Long $1mm Lasts in Retirement

SmartAsset's interactive map highlights places where $1 million will last the longest in retirement. Zoom between states and the national map to see the top spots in each region. Also, scroll over any city to learn about the cost of living in retirement for that location.

Least
Most
Rank City Housing Expenses Food Expenses Healthcare Expenses Utilities Expenses Transportation Expenses

Methodology We analyzed data on average expenditures for seniors, cost of living and investment returns to determine how many years of retirement a $1 million nest egg would cover in cities across America.

First, we looked at data from the Bureau of Labor Statistics (BLS) on the average annual expenditures of seniors. We then applied cost of living data from the Council for Community and Economic Research to adjust those national average spending levels based on the costs of each expense category (housing, food, healthcare, utilities, transportation and other) in each city. Using this data, SmartAsset calculated the average cost of living for retirees in the largest U.S. cities.

We assumed the $1 million would grow at a real return (interest minus inflation) of 2%. Then, we divided $1 million by the sum of each of those annual numbers to determine how long $1 million would cover retirement expenses in each of the cities in our study. Cities where $1 million lasted the longest ranked the highest in the study.

Sources: Bureau of Labor Statistics (BLS), Council for Community and Economic Research