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Top Financial Advisors in Beavercreek, OH

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This review was produced by SmartAsset based on publicly available information. The named firm and its financial professionals have not reviewed, approved, or endorsed this review and are not responsible for its accuracy. Review content is produced by SmartAsset independently of any business relationships that might exist between SmartAsset and the named firm and its financial professionals, and firms and financial professionals having business relationships with SmartAsset receive no special treatment or consideration in SmartAsset’s reviews. This page contains links to SmartAsset’s financial advisor matching tool, which may or may not match you with the firm mentioned in this review or its financial professionals.

Finding the Top Financial Advisor Firms in Beavercreek, Ohio

Financial advisors can help you manage your investments, along with financial planning tasks like estate planning and retirement income planning. To help you find a financial advisor in Beavercreek, Ohio, SmartAsset created this list of the top firms in the city. Look through the details of each firm, including their account minimums, investment strategies and more, to figure out which option is best for you. SmartAsset's free advisor matching tool can connect you directly with advisors who serve your area.

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Rank Financial Advisor Assets Managed Minimum Assets Financial Services More Information
1 Dean Investments Dean Investments logo Find an Advisor

Read Review

$768,423,575 Varies based on account type
  • Financial planning
  • Portfolio management

Minimum Assets

Varies based on account type

Financial Services

  • Financial planning
  • Portfolio management
2 Ray|Theil Wealth Management, LLC Ray|Theil Wealth Management, LLC logo Find an Advisor

Read Review

$214,296,208 No set account minimum
  • Financial planning
  • Portfolio management
  • Selection of other advisors

Minimum Assets

No set account minimum

Financial Services

  • Financial planning
  • Portfolio management
  • Selection of other advisors

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What We Use in Our Methodology

To find the top financial advisors in Beavercreek, we first identified all firms registered with the SEC in the city. Next, we filtered out firms that don't offer financial planning services, those that don't serve primarily individual clients and those that have disclosures on their record. The qualifying firms were then ranked according to the following criteria:

  • AUM
    Firms with more total assets under management are ranked higher.
  • Individual Client Count
    Firms who serve more individual clients (as opposed to institutional clients) are ranked higher.
  • Clients Per Advisor
    Firms with a lower ratio of clients per financial advisor are ranked higher.
  • Age of Firm
    Firms that have been in business longer are ranked higher.
  • Fee Structure
    Firms with a fee-only (as opposed to fee-based) compensation structure are ranked higher.

All information is obtained through public records and is updated annually after the firms’ form ADV filing. This list may include firms that have a business relationship with SmartAsset, in which SmartAsset is compensated for lead referrals. Such relationships have no impact on our rankings, and firms are included and ranked based strictly on the above criteria. SmartAsset is not a client of the aforementioned firms, and did not receive compensation for including any of the firms on the aforementioned list.

Dean Investments

Dean Investments sits in the first spot on our list of the top-rated financial advisory firms in Beavercreek. This fee-only firm has hundreds of millions in client assets under management. Its client base comprises non-high-net-worth individuals, high-net-worth individuals, investment companies, pension and profit-sharing plans, charitable organizations and corporations. 

Minimum account size requirements vary based on account type, ranging from $250,000 to $3 million. For advisory services, the firm charges asset-based fees that also vary by program. 

Dean Investments Background

Dean Investments was formed in 1972 as a division of C.H. Dean, LLC. The firm’s sister company, Dean Financial Services, is also owned by C.H. Dean, LLC. Dennis D. Dean and Terence M. Dean control C.H. Dean LLC through a holding company. 

Portfolio management and financial planning are the primary advisory services that Dean Investments provides. 

Dean Investments Investment Strategy

This firm’s leading investment strategy is to craft well-diversified portfolios while reducing investment risk and volatility, according to its firm brochure. In studying investments, the firm utilizes fundamental analysis, technical analysis and cyclical analysis. 

Dean Investments chiefly invests in individual equities and bonds, but may also use exchange-traded funds (ETFs) and other types of investments. The firm generally relies on long-term purchases (buying and holding assets for more than a year) but may also engagae in short-term purchasing or other tactical actions. 

Ray|Theil Wealth Management

Ray|Theil Wealth Management, or RTWM, wraps up this list. The majority of the firm's clients are high-net-worth individuals, though it also works with non-high-net-worth individuals and retirement plan clients as well. There is no investment minimum for new clients at this firm.

RTWM is a fee-only firm, meaning it only receives advisory fees directly from clients and does not receive third-party sales commissions. The firm's staff includes a certified public accountant (CPA) and a personal financial specialist (PFS).

Ray|Theil Wealth Management Background

RTWM opened back in 2011. The firm and its advisors provide investment management services, as well as financial planning and consulting. The latter two encompass a wide variety of issues, like business planning, investment planning, insurance planning, retirement planning, estate planning, tax planning, accounting and cash flow needs analysis. 

The firm is principally owned by its founders Don L. Ray and Matthew T. Theil. Thiel and Ray are also the firm's only two on-staff advisors. They each have over 25 years of financial services industry experience.

Ray|Theil Wealth Management Investment Strategy

RTWM tailors its advisory services to the financial and investment goals of each individual client. The firm works with clients to develop an investment policy statement (IPS) that details their personal financial situation, taking into account their risk tolerance, time horizon, liquidity needs and more. Clients can place reasonable restrictions on how their assets are managed.

Advisors typically allocate assets among independent managers, mutual funds, exchange-traded funds (ETFs), individual debt securities and equity securities. They use fundamental and technical methods of analysis to help inform their investment decisions, all while placing a significant emphasis on overall portfolio diversification.

How Long $1mm Lasts in Retirement

SmartAsset's interactive map highlights places where $1 million will last the longest in retirement. Zoom between states and the national map to see the top spots in each region. Also, scroll over any city to learn about the cost of living in retirement for that location.

Rank City Housing Expenses Food Expenses Healthcare Expenses Utilities Expenses Transportation Expenses

Methodology We analyzed data on average expenditures for seniors, cost of living and investment returns to determine how many years of retirement a $1 million nest egg would cover in cities across America.

First, we looked at data from the Bureau of Labor Statistics (BLS) on the average annual expenditures of seniors. We then applied cost of living data from the Council for Community and Economic Research to adjust those national average spending levels based on the costs of each expense category (housing, food, healthcare, utilities, transportation and other) in each city. Using this data, SmartAsset calculated the average cost of living for retirees in the largest U.S. cities.

We assumed the $1 million would grow at a real return (interest minus inflation) of 2%. Then, we divided $1 million by the sum of each of those annual numbers to determine how long $1 million would cover retirement expenses in each of the cities in our study. Cities where $1 million lasted the longest ranked the highest in the study.

Sources: Bureau of Labor Statistics (BLS), Council for Community and Economic Research