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Featured American Express Credit Cards

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by Chris Thompson | Updated Oct. 4, 2019

Overview of the Featured American Express Credit Cards

American Express is one of the most influential credit card issuers in the U.S., offering every type of card you could imagine. So boiling down which of their options deserve the most attention from you, the cardholder, is an exhaustive process, but these are our final selections!


Featured All Around Card

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  • If you spend $1,000 in purchases during your first 3 months with your card, you will earn a $150 welcome bonus in the form of a statement credit
  • Earn 3% cash back at U.S. supermarkets up to $6,000 per year in purchases. After you reach the yearly cap, your earnings will drop to 1%
  • Earn 2% cash back at select department stores in the U.S. and at gas stations in the U.S., 1% cash back on all other purchases
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable rate of 14.74% to 25.74% will apply based on creditworthiness
  • Over 1.6 million more places in 2018 started accepting American Express Cards
  • Cash back can be redeemed for gift cards, statement credits and merchandise
  • No annual fee
  • Terms Apply

Annual Fee

$0

Purchase Intro APR

0% on Purchases for 15 months

Balance Transfer Intro APR

0% on Balance Transfers for 15 months

Regular APR

14.74% - 25.74% Variable

Benefits

Right off the bat, new Blue Cash Everyday Card from American Express cardholders can earn a welcome bonus in the form of a $150 statement credit by making $1,000 in purchases over their first three months. But most of your earnings will come from the following rates: 3% cash back on up to $6,000 of purchases per year (then 1%) at U.S. supermarkets, 2% cash back at U.S. gas stations and select U.S. departments stores and 1% cash back on other purchases.

The costs associated with this card are low. For starters there’s no annual fee. Additionally there’s a 0% introductory APR on purchases and balance transfers for 15 months. After, a variable APR of 14.74% - 25.74% will apply.

Amex’s ShopRunner program allows members to get free two-day shipping on their online shopping with thousands of brands at over 100+ stores. You’ll also be able to bypass the typical annual membership fee associated with the program, though some terms may apply.

Things to Consider

The 3% cash back rate given for U.S. supermarket purchases is capped at $6,000 spent each year, limiting your ultimate rewards potential. Once you’ve reached that limit, you’ll earn 1% back.

Our Verdict

The Blue Cash Everyday Card from American Express is a great balance between low cardholder costs and rewards possibilities. You could even end up not paying anything extra for your first 15 months, if used responsibly.

Featured Amex Card for Cash Back

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  • If you spend $1,000 in purchases during your first 3 months with your card, you will earn a $250 welcome bonus in the form of a statement credit
  • Earn 6% cash back on U.S. streaming subscriptions from select providers
  • Earn 3% cash back on transit purchases including things like trains, buses, parking, tolls, and more
  • Earn 6% cash back at supermarkets in the U.S. up to $6,000 per year in purchases, then 1%. Earn 3% cash back at gas stations in the U.S. and 1% on all other purchases.
  • Over 1.6 million more places in 2018 started accepting American Express Cards
  • 0% Intro APR for 12 months on purchases and balance transfers. After the intro period, a variable rate of 14.74% to 25.74% will apply based on creditworthiness
  • Annual fee of $95
  • Terms Apply

Annual Fee

$95

Purchase Intro APR

0% on Purchases for 12 months

Balance Transfer Intro APR

0% on Balance Transfers for 12 months

Regular APR

14.74% - 25.74% Variable

Benefits

Few, if any, credit cards can match the pure cash back earnings of the Blue Cash Preferred Card from American Express. You’ll get 6% cash back on up to $6,000 in purchases per year at U.S. supermarkets (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations and on transit including rideshare, parking, tolls and more, and 1% cash back on other spending.

You’ll also receive a $250 welcome bonus in the form of a statement credit when you spend $1,000 or more over your initial three months with an account. Plus, you’ll receive free access to the ShopRunner program which offers free two-day shipping, with more than 1,000 brands and 100+ stores to order from.

Purchases and balance transfers are subject to a 0% introductory APR for 12 months. After, a variable APR of 14.74% - 25.74% will apply.

Things to Consider

This card has a $95 annual fee, which puts a small damper on the cash back you’ll earn.

Additionally, as great as 6% cash back at U.S. supermarkets sounds, it’s capped at $6,000 spent annually. After that you’ll earn 1% back.

Verdict

You’re going to have to pay up to get the Blue Cash Preferred Card from American Express in your wallet. But if you spend enough, it’s well worth the cost.

Compare Similar Cash Back Offers

Featured Amex Card for Travel

More Details

  • If you make $5,000 in purchases in the first 3 months of card membership, you will receive a welcome bonus equal to 60,000 Membership Rewards points
  • Receive Uber VIP status, including free rides in the U.S. – up to $15 each month, with a bonus $20 in the month of December. Annually, this can total up to $200 in Uber savings
  • Earn 5 points for flights booked with American Express Travel or directly with airlines
  • Earn 5 points for eligible hotel rooms booked and paid for online through amextravel.com
  • Receive access to the Global Lounge Collection which includes access to airport lounge locations around the world
  • Receive complimentary benefits with Fine Hotels & Resorts, with an average value of $550
  • Receive up to $200 in statement credits per calendar year with one qualifying airline to cover incidental fees such as baggage fees and in-flight refreshments
  • If you make purchases at Saks Fifth Avenue on your Platinum Card, you can get up to $100 in statement credits annually – enrollment required
  • Annual fee of $550
  • Terms Apply

Annual Fee

$550

Purchase Intro APR

N/A

Balance Transfer Intro APR

N/A

Regular APR

N/A

Benefits

Frequent travelers should consider the Platinum Card from American Express. Any flights booked directly with airlines or American Express Travel and any hotel stays reserved through amextravel.com at eligible hotel brands garner 5x points. You’ll earn 1x points on other eligible purchases.

By spending at least $5,000 in the first three months you have an account, you can earn a welcome bonus equal to 60,000 bonus points. Furthermore you’ll receive up to a $200 credit annually that you can use to help cover any fees induced by airlines. Please note, you must select one qualifying airline and use your Platinum Card to charge the incidental fees.

Interest charges are almost completely absent from this card’s rates and fees -- a fact that may come as a surprise. If you make a cash advance, there will be an APR of 26.99% Variable in addition to a fee. If you travel, any international spending won’t accrue foreign transaction charges.

Things to Consider

Although you won’t get charged interest on any purchases, you will be required to pay off those totals at the end of each billing cycle.

Most importantly there is a hefty $550 annual fee for The Platinum Card from American Express.

Verdict

If you’ve got the spending power and you’re frequently on the move, this card has the opportunity to earn some excellent rewards, making it worth its $550 annual fee for those that qualify.

Compare Similar Travel Offers

Featured Amex for 0% Intro APR

More Details

  • If you spend $1,000 in purchases during your first 3 months with your card, you will earn a welcome bonus in the form of a 10,000 points
  • Balance transfers must be requested within 60 days from account opening. There is $0 balance transfer fee.
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable rate of 14.74% to 25.74% will apply based on creditworthiness
  • Earn 2% cash back at U.S. supermarkets up to $6,000 per year in purchases. After you reach the yearly cap, your earnings will drop to 1%. Earn 1% on all other purchases
  • Earn 20% more points when you use your card 20 more times on purchases in a billing period (minus any returns and credits)
  • Over 1.6 million more places in 2018 started accepting American Express Cards
  • No annual fee
  • Terms Apply

Annual Fee

$0

Purchase Intro APR

0% on purchases for 15 months

Balance Transfer Intro APR

0% on balance transfers for 15 months

Regular APR

14.74% - 25.74% Variable

Benefits

Zero interest has hardly ever found a better home than with The Amex EveryDay Credit Card from American Express. For your first 15 months with an account, a 0% introductory APR is applied to all purchases and on any balance transfers completed within 60 days of your account’s opening. After the first 15 months, an APR of 14.74% - 25.74% variable will apply. There’s no annual fee and no balance transfer fee if transfer is requested within first 60 days, further lowering your cardholder costs.

A rewards program accompanies this card too, with a 10,000-point welcome bonus available to anyone who spends $1,000 or more during their first three months with the card. Purchases made at U.S. supermarkets earn 2 points per dollar spent up to the first $6,000 annually, then 1 point per dollar, along with 1 point per dollar on other transactions.

Finally, a rather unique perk: Cardholders who use their Amex EveryDay Credit Card 20 or more times over the course of any month will get a 20% boost to their rewards earned over that period.

Things to Consider

As great as 2x points at U.S. supermarkets sounds, it isn’t an unlimited rewards benefit. Once you’ve spent $6,000 in that category over the course of a calendar year, that rate will fall to a base of 1x points.

Making a late or returned payment as a cardholder could have dire consequences. If this were to happen, a 29.99% variable penalty APR might apply to your account’s balances.

Verdict

The low costs and decent rewards program that you’d receive as an Amex EveryDay Credit cardholder could help create the stability that just about anyone is looking for in their financial life. In other words, apply for this card confident you’re making a good decision.

Methodology

SmartAsset has developed a quantitative and independent system for evaluating the relative value of a credit card offer versus other offers in the marketplace. Our system evaluates cards based exclusively on their features, such as their rewards earning rate (if applicable), fees, perks, and rewards program redemption options. The annual rewards values on this page are calculated using annual spending assumptions in various categories such as, but not limited to, gas, restaurants, airfare, and US supermarkets. These spending assumptions are built on research that SmartAsset has conducted on existing cash back credit cardholders. Our promise with our credit card recommendations is that we will always strive to have the most comprehensive, accurate, and objective method of evaluating credit card offers. Any recommendations are solely determined by the result of this research and model, and is never influenced by any fees, commissions, or other forms of compensation that SmartAsset may receive from credit card issuers for leads generated on our website.

Editorial Note: This content is not provided by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

Advertiser Disclosure: SmartAsset has partnered with CardRatings for our coverage of credit card products. SmartAsset and CardRatings may receive a commission from card issuers.

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