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Featured American Express Credit Cards

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by Chris Thompson | Updated Sep. 30, 2021

Overview of the Featured American Express Credit Cards

American Express is one of the most influential credit card issuers in the U.S., offering every type of card you could imagine. So boiling down which of their options deserve the most attention from you, the cardholder, is an exhaustive process, but these are our final selections!


Featured All Around Card

More Details

  • If you spend $2,000 in purchases during your first 6 months with your card, you will earn a $200 welcome bonus in the form of a statement credit
  • Earn 3% cash back at U.S. supermarkets up to $6,000 per year in purchases. After you reach the yearly cap, your earnings will drop to 1%
  • Earn 2% cash back at select department stores in the U.S. and at gas stations in the U.S., 1% cash back on all other purchases
  • Split the cost of select large purchases into monthly installments with $0 plan fees, including those plans created during the first 15 months of account opening. After the first 15 months, plans created will have a plan fee of up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would apply to the purchase and other factors
  • 0% Intro APR for 15 months on purchases. Intro APR will start from the date of account opening. After the intro period, a variable rate of 13.99% to 23.99% will apply based on creditworthiness
  • Cash back can be redeemed for statement credits
  • There is no annual fee
  • Terms Apply

Annual Fee

$0

Purchase Intro APR

0% on Purchases for 15 months

Balance Transfer Intro APR

N/A

Regular APR

13.99% - 23.99% Variable

Benefits

Right off the bat, new Blue Cash Everyday® Card from American Express cardholders can earn a welcome bonus in the form of a $200 statement credit by making $2,000 in purchases over their first 6 months. But most of your earnings will come from the following rates: 3% cash back on up to $6,000 of purchases per year (then 1%) at U.S. supermarkets, 2% cash back at U.S. gas stations and select U.S. departments stores and 1% cash back on other purchases. Cash back comes in the form of statement credits.

The costs associated with this card are low. For starters there’s no annual fee. Additionally there’s a 0% introductory APR on purchases for 15 months after account opening. After, a variable APR of 13.99% - 23.99% will apply. (See Rates and Fees)

Amex’s ShopRunner program allows members to get free two-day shipping on their online shopping with thousands of brands at over 100+ stores. You’ll also be able to bypass the typical annual membership fee associated with the program, though enrollment is required. Terms Apply.

Things to Consider

The 3% cash back rate given for U.S. supermarket purchases is capped at $6,000 spent each year, limiting your ultimate rewards potential. Once you’ve reached that limit, you’ll earn 1% back.

Our Verdict

The Blue Cash Everyday® Card from American Express is a great balance between low cardholder costs and rewards possibilities. You could even end up not paying anything extra for your first 15 months, if used responsibly.

Featured Amex Card for Cash Back

More Details

  • If you spend $3,000 in purchases during your first 6 months with your card, you will earn a $300 welcome bonus in the form of a statement credit
  • Receive a $0 introductory annual fee for the first year. After that, your annual fee is $95
  • Split the cost of select large purchases into monthly installments with $0 plan fees, including those plans created during the first 12 months of account opening. After the first 12 months, plans created will have a plan fee of up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would apply to the purchase and other factors
  • Earn 6% cash back at supermarkets in the U.S. up to $6,000 per year in purchases, then 1%. Also, earn 6% cash back on select U.S. streaming subscription services
  • Earn 3% cash back at gas stations in the U.S. and on your transit purchases including things like trains, buses, rideshare, parking, tolls, and more. Earn 1% cash back on other eligible purchases
  • 0% Intro APR for 12 months on purchases. Intro APR will start from the date of account opening. After the intro period, a variable rate of 13.99% to 23.99% will apply based on creditworthiness
  • Cash back can be redeemed for statement credits
  • Terms Apply

Annual Fee

$0 introductory annual fee for the first year, then $95

Purchase Intro APR

0% on Purchases for 12 months

Balance Transfer Intro APR

N/A

Regular APR

13.99% - 23.99% Variable

Benefits

Few, if any, credit cards can match the pure cash back earnings of the Blue Cash Preferred® Card from American Express. You’ll get 6% cash back on up to $6,000 in purchases per year at U.S. supermarkets (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations and on transit including rideshare, parking, tolls and more, and 1% cash back on other spending. Cash back comes in the form of statement credits.

You’ll also earn a $300 welcome bonus in the form of a statement credit when you spend $3,000 or more over your initial 6 months with an account. Plus, you’ll receive free access to the ShopRunner program which offers free two-day shipping, with more than 1,000 brands and 100+ stores to order from (enrollment required).

Purchases are subject to a 0% introductory APR for 12 months. After, a variable APR of 13.99% - 23.99% will apply. (See Rates and Fees) Terms Apply.

Things to Consider

This card has a $0 introductory annual fee for the first year, then $95 thereafter annual fee, which puts a small damper on the cash back you’ll earn. (See Rates and Fees)

Additionally, as great as 6% cash back at U.S. supermarkets sounds, it’s capped at $6,000 spent annually. After that you’ll earn 1% back.

Verdict

You’re going to have to pay up to get the Blue Cash Preferred® Card from American Express in your wallet. But if you spend enough, it’s well worth the cost.

Compare Similar Cash Back Offers

Featured Amex Card for Travel

More Details

  • If you make $6,000 in purchases in the first 6 months of card membership, you will earn a welcome bonus equal to 100,000 Membership Rewards points
  • Earn 10 points on purchases deemed eligible with your card at restaurants around the world and when you Shop Small in the U.S., for the first 6 months of card membership on up to $25,000 in combined purchases
  • Earn 5 points for flights booked with American Express Travel or directly with airlines on up to $500,000 on these purchases per year. Plus, earn 5 points for eligible hotel rooms booked and pre-paid for online through American Express Travel
  • Earn up to $200 in statement credits per calendar year with one qualifying airline to cover incidental fees such as baggage fees and in-flight refreshments. If you make purchases at Saks Fifth Avenue on your Platinum Card, you can earn up to $100 in statement credits annually – enrollment required
  • Have the benefit of Uber VIP status with annual savings on rides or eats orders in the US up to $200 in Uber savings. Uber VIP and Uber Cash status is only available to Basic card members and Additional Centurion Cards
  • Access to the Global Lounge Collection which includes access to more than 1,300 airport lounge locations around the world
  • Annual fee of $695
  • Terms Apply

Annual Fee

$695

Purchase Intro APR

N/A

Balance Transfer Intro APR

N/A

Regular APR

See Pay Over Time APR

Benefits

Frequent travelers should consider The Platinum Card® from American Express. Any flights booked directly with airlines or American Express Travel will earn 5x points on up to $500,000 on these purchases per year. Plus, any hotel stays booked and pre-paid at eligible hotel brands through American Express Travel garner 5x points. During the first 6 months of card membership earn 10 points on eligible purchases when you Shop Small in the U.S. and at restaurants worldwide on up to $25,000 in combined purchases. You’ll earn 1x points on other eligible purchases.

By spending at least $6,000 in the first six months you have an account, you can earn a welcome bonus equal to 100,000 bonus points. Furthermore you’ll receive up to a $200 credit annually that you can use to help cover any fees induced by airlines. Please note, you must select one qualifying airline and use your Platinum Card to charge the incidental fees (enrollment is required).

If you travel, any international spending won’t accrue foreign transaction charges (See Rates and Fees). Other benefits include access to the American Express Global Lounge Collection, gold status with Hilton Honors and Marriott Bonvoy, memberships with Hertz Gold Plus Rewards, Avis Preferred and National Car Rental Emerald Club Executive and full access to American Express Fine Hotels & Resorts (enrollment required). Terms Apply.

Things to Consider

Most importantly there is a hefty $695 annual fee for The Platinum Card® from American Express. (See Rates and Fees)

Verdict

If you’ve got the spending power and you’re frequently on the move, this card has the opportunity to earn some excellent rewards, making it worth its annual fee for those that qualify.

Compare Similar Travel Offers

Featured Amex for 0% Intro APR

More Details

  • If you spend $1,000 in purchases during your first 3 months with your card, you will earn a welcome bonus in the form of a 10,000 points
  • 0% Intro APR for 15 months on purchases. After the intro period, a variable rate of 12.99% to 23.99% will apply based on creditworthiness
  • Earn 2x points at U.S. supermarkets up to $6,000 per year in purchases. After you reach the yearly cap, your earnings will drop to 1x. Earn 1x points on all other purchases
  • Earn 20% more points when you use your card 20 more times on purchases in a billing period (minus any returns and credits)
  • No annual fee
  • Terms Apply

Annual Fee

$0

Purchase Intro APR

0% on purchases for 15 months

Balance Transfer Intro APR

N/A

Regular APR

12.99% - 23.99% Variable

Benefits

Zero interest has hardly ever found a better home than with the Amex EveryDay Credit Card. For your first 15 months with an account, a 0% introductory APR is applied to all purchases. After the first 15 months, an APR of 12.99% - 23.99% variable will apply. There’s no annual fee, further lowering your cardholder costs.

A rewards program accompanies this card too, with a 10,000-point welcome bonus available to anyone who spends $1,000 or more during their first three months with the card. Purchases made at U.S. supermarkets earn 2 points per dollar spent up to the first $6,000 annually, then 1 point per dollar, along with 1 point per dollar on other transactions.

Finally, a rather unique perk: Cardholders who use their Amex EveryDay Credit Card 20 or more times over the course of any month will get a 20% boost to their rewards earned over that period. Terms Apply.

Things to Consider

As great as 2x points at U.S. supermarkets sounds, it isn’t an unlimited rewards benefit. Once you’ve spent $6,000 in that category over the course of a calendar year, that rate will fall to a base of 1x points.

Making a late or returned payment as a cardholder could have dire consequences. If this were to happen, a 29.99% variable penalty APR might apply to your account’s balances.

Verdict

The low costs and decent rewards program that you’d receive as an Amex EveryDay Credit cardholder could help create the stability that just about anyone is looking for in their financial life. In other words, apply for this card confident you’re making a good decision.

Methodology

SmartAsset has developed a quantitative and independent system for evaluating the relative value of a credit card offer versus other offers in the marketplace. Our system evaluates cards based exclusively on their features, such as their rewards earning rate (if applicable), fees, perks, and rewards program redemption options. The annual rewards values on this page are calculated using annual spending assumptions in various categories such as, but not limited to, gas, restaurants, airfare, and US supermarkets. These spending assumptions are built on research that SmartAsset has conducted on existing cash back credit cardholders. Our promise with our credit card recommendations is that we will always strive to have the most comprehensive, accurate, and objective method of evaluating credit card offers. Any recommendations are solely determined by the result of this research and model, and is never influenced by any fees, commissions, or other forms of compensation that SmartAsset may receive from credit card issuers for leads generated on our website.

Editorial Note: This content is not provided by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

Advertiser Disclosure: The card offers that appear on this site are from companies from which SmartAsset.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). SmartAsset.com does not include all card companies or all card offers available in the marketplace.

American Express: All information about Amex the EveryDay Credit Card has been collected independently by SmartAsset. The Amex EveryDay is no longer available through SmartAsset.

To see the rates and fees for the American Express cards featured on this page, please visit the following links: Blue Cash Everyday Card from American Express: See Rates and Fees ; Blue Cash Preferred Card from American Express: See Rates and Fees ; The Platinum Card from American Express: See Rates and Fees.

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